Comparison Business Policy Schedules

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1 [2025-2026 Motor Fleet] 1 Schedule of Insurance
2 A1: LAMBSONS HIRE & SALES - MOTOR FLEET LISTING | D1: HOLLARD - 2025 2 Commercial
3 A2: INSURANCE PERIOD AS AT 1/6/2025 TO 31/5/2026 3 Details Of Insured
4 A4: CARS R100 001 TO R310 000: | B4: MM CODE | C4: FINANCED | D4: VALUE 4 The Insured : Physical address :49 Bisset Road, JET PARK, BOKSBURG,
5 A5: 2014 KIA PICANTO 1.2 A/T EX | B5: 32105170 | C5: NO | D5: 100500 5 1469
6 A6: 2013 SUZUKI SWIFT 1.4 GLS | B6: 59007120 | C6: YES | D6: 107000 6 LAMBSON'S HIRE & SALES (PTY) LTD AND/OR
7 A7: 2014 BMW X1 2L D A/T | B7: 05020241 | C7: YES | D7: 201600 7 EMPLOYEES FTRR&I
8 A8: 2018 SUZUKI IGNIS | B8: 59008220 | D8: 148700 8 Business description :SALES & HIRE OF PLANT & EQUIPMENT, SCAFFOLDING/ ERECTIONS & ALL ASSOCIATED ACTIVITIES
9 A9: 2022 SUZUKI S-PRESSO 1.0 GL MT | B9: 59002150 | D9: 136225 9 VAT No. :
10 A10: TOTAL | D10: 694025 10 Contact details
11 A12: CARS R100 001 TO R350 000: | B12: MM CODE | C12: FINANCED | D12: VALUE 11 Cell : :Postal address
12 A13: 2012 SUZUKI SX4 2.0 | B13: 59030201 | C13: NO | D13: 126100 12 Work
13 A14: 2024 SUZUKI FRONX 1.5 GL A/T | B14: 59046210 | C14: YES STANDARD BANK & ASSET VEHICLE | D14: 306100 13 :
14 A15: TOTAL | D15: 432200 14 :
15 A17: LDVS R100 001 TO R200 000: | B17: MM CODE | C17: FINANCED | D17: VALUE 15 :
16 A18: 2014 CHEVROLET UTILITY 1.4 BASE A/C | B18: 10019116 | C18: YES | D18: 108100 16 :
17 A19: 2014 CHEVROLET UTILITY 1.4 BASE A/C | B19: 10019116 | C19: NO | D19: 108100 17 Email
18 A20: 2016 CHEVROLET UTILITY 1.4 BASE A/C | B20: 10019116 | C20: YES | D20: 127700 18 Fax
19 A21: 2016 CHEVROLET UTILITY 1.4 BASE A/C | B21: 10019116 | C21: YES | D21: 127700 19 Home
20 A22: 2013 ISUZU KB250 FLEETSIDE (SAFETY) | B22: 28015265 | C22: YES | D22: 125100 20 49 Bisset Road, JET PARK, BOKSBURG,
21 A23: 2014 ISUZU KB250 FLEETSIDE (SAFETY) | B23: 28015265 | C23: YES | D23: 137800 21 1469
22 A24: 2014 ISUZU KB250 FLEETSIDE (SAFETY) | B24: 28015265 | C24: YES | D24: 137800 22 Broker Contact Details
23 A25: 2015 ISUZU KB250 FLEETSIDE (SAFETY) | B25: 28015265 | C25: YES | D25: 150200 23 Broker :Bsure Insurance Advisors (Pty) Ltd
24 A26: 2015 ISUZU KB250 FLEETSIDE (SAFETY) | B26: 28015265 | C26: YES | D26: 150200 24 Tel Eastwood Office Park, 11B Riley Rd:Address details086 126 6773:
25 A27: 2018 NISSAN NP200 1.6 8V BASE | B27: 47017660 | C27: YES | D27: 121500 25 Bedfordview, Germiston:Fax
26 A28: (1x TRACKING & RECOVERY DEVICE REQUIRED, EITHER RADIO FREQUENCY OR AN EARLY WARNING SYSTEM) 26 prestonl@bsure.co.za:Email
27 A29: 2016 ISUZU KB250 FLEETSIDE (SAFETY) | B29: 28015265 | C29: YES | D29: 163400 27 2007:VAT registration no.
28 A30: 2016 ISUZU KB250 FLEETSIDE (SAFETY) | B30: 28015265 | C30: YES | D30: 163400 28 45870:FSP license no. Insurer policy No :
29 A31: 2016 ISUZU KB250 FLEETSIDE (SAFETY) | B31: 28015265 | C31: YES | D31: 163400 29 Agent : :
30 A32: 2016 ISUZU KB250 FLEETSIDE (SAFETY) | B32: 28015265 | C32: YES | D32: 163400 30 Commission payable to the broker by New National Assurance Co Ltd: (VAT 15% included)
31 A33: 2018 NISSAN NP200 1.5 DCI BASE | B33: 47017631 | D33: 160800 31 Policy Details
32 A34: (1x TRACKING & RECOVERY DEVICE REQUIRED, EITHER RADIO FREQUENCY OR AN EARLY WARNING SYSTEM) 32 ACE COMM115325Policy number :
33 A35: 2019 NISSAN NP200 1.5 DCI BASE & A/C | B35: 47017631 | D35: 172200 33 Marketer : :Ridwaan Isaacs
34 A36: (1x TRACKING & RECOVERY DEVICE REQUIRED, EITHER RADIO FREQUENCY OR AN EARLY WARNING SYSTEM) 34 :21/05/2026Start date
35 A37: 2020 NISSAN NP200 1.5 A/C SAFETY PACK P/U S/C | B37: 47017631 | D37: 189134 35 :AnnualPayment frequency
36 A38: (1x TRACKING & RECOVERY DEVICE REQUIRED, EITHER RADIO FREQUENCY OR AN EARLY WARNING SYSTEM) 36 :Review date 21/05/2027
37 A39: TOTAL | D39: 2469934 37 :Insurer New National Assurance Co Ltd
38 A41: LDVS R200 001 TO R350 000: | B41: MM CODE | C41: FINANCED | D41: VALUE 38 Situation of premises :All premises as stated in each section owned or occupied or used by the Insured and situated in the area which
39 A42: 2019 ISUZU D-Max 250c P/U S/C | B42: 28016180 | D42: 191000 39 on 1 January 1976 constituted the Republic of South Africa, Namibia, Botswana, Lesotho, Swaziland, Zimbabwe ,
40 A43: 2021 ISUZU D-MAX 250C S/C P/U | B43: 28016180 | D43: 240700 40 Mozambique and Malawi.
41 A44: 2022 ISUZU D-MAX 250C S/C P/U | B44: 28016180 | D44: 285155 41 Underwriting Manager (UMA) / Insurer Information
42 A45: 2022 ISUZU D-MAX 250C S/C P/U | B45: 28016180 | D45: 285155 42 Insurer / UMA New National Assurance Co Ltd:
43 A46: 2024 MAHINDRA PIK UP 2.2 MHAWK S4 P/U S/C | B46: 41514101 | C46: YES STANDARD BANK & ASSET VEHICLE | D46: 236940 43 VAT registration No. 4380101289:
44 A47: 2024 MAHINDRA PIK UP 2.2 MHAWK S4 P/U S/C | B47: 41514101 | C47: YES STANDARD BANK & ASSET VEHICLE | D47: 236940 44 Registration No. 1971/010190/06:
45 A48: 2021 ISUZU D-MAX 250 HO FLEETSIDE SAFETY S/C P/U | B48: 28016235 | D48: 274300 45 FSP number :2603
46 A49: 2021 ISUZU D-MAX 250 HO FLEETSIDE SAFETY S/C P/U | B49: 28016235 | D49: 274300 46 Registered name New National Assurance Co Ltd:
47 A50: 2023 ISUZU D-MAX 250C S/CAB BASE | B50: 28016180 | D50: 302796 47 Web address www.nnac.co.za:
48 A51: 2023 ISUZU D-MAX 250C S/CAB BASE | B51: 28016180 | D51: 302796 48 E-mail address info@nnac.co.za:
49 A52: 2023 ISUZU D-MAX 250C S/CAB BASE | B52: 28016180 | D52: 302796 49 Transaction Details
50 A53: 2023 ISUZU D-MAX 250C S/CAB BASE | B53: 28016180 | D53: 302796 50 21/05/2026Effective date :
51 A54: TOTAL | D54: 3235674 51 Transaction reason :Quote
52 A56: HEAVY COMMERCIAL VEHICLES R0 TO R350 000: | B56: MM CODE | C56: FINANCED | D56: VALUE 52 Signed on behalf of New National Assurance Co Ltd :21/05/2026Date Printed
53 A57: 2012 TATA LPT813 EX2 F/C 4T | B57: 59870260 | C57: YES | D57: 98700 53  
54 A58: 2013 ISUZU NQR 500T INCL EXTRAS | B58: 28025847 | C58: YES | D58: 286727 54 Developed by Tial Technologies 2026/05/21Page 1 of 62
55 A59: TOTAL | D59: 385427 55 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
56 A61: HEAVY COMMERCIAL VEHICLES R350 001 TO R750 000: | B61: MM CODE | C61: FINANCED | D61: VALUE 56 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
57 A62: 2016 ISUZU NQR500 AMT INCL EXTRAS | B62: 28025847 | C62: YES | D62: 393105 57
58 A63: TOTAL | D63: 393105 58 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
59 A65: TRAILERS UP TO R50 000: | B65: FLEET NO. | C65: FINANCED | D65: VALUE 59 Premium Summary
60 A66: NORMAL | B66: MR-015 | D66: 5750 60 POLICY SECTION
61 A67: NORMAL | B67: VR-080 | D67: 5750 61 COVER IN
62 A68: NORMAL | B68: SP-040 | D68: 5750 62 FORCE
63 A69: BOMAG | B69: TRL10-0001 | D69: 11500 63 PREMIUM
64 A70: BOMAG | B70: TRL-10 | D70: 11500 64 TRANSACTION
65 A71: BOMAG | B71: TRL-13 | D71: 11500 65 PREMIUM
66 A72: BOMAG | B72: TRL-14 | D72: 11500 66  2 991.12RYes RPublic liability
67 A73: BOMAG | B73: TRL-20 | D73: 11500 67  153 477.97RYes RFire
68 A74: BOMAG | B74: TRL-21 | D74: 11500 68  632.50RYes ROffice Contents
69 A75: BOMAG | B75: TRL-24 | D75: 11500 69  424 710.00RYes RTheft
70 A76: BOMAG | B76: TRL-26 | D76: 11500 70  6 50440RYes RGlass
71 A77: BOMAG | B77: TRL-25 | D77: 11500 71  30 000.00RYes RGoods in Transit
72 A78: ROLL AWAY | B78: TRL-31 | D78: 23000 72  5 000.00RYes RAccidental Damage
73 A79: ROLL AWAY | B79: TRL-30 | D79: 23000 73  480.00RYes REmployers Liability
74 A80: ROLL AWAY | B80: TRL-32 | D80: 23000 74  272 83442RYes RMotor
75 A81: ROLL AWAY | B81: TRL-33 | D81: 23000 75  62 135.06RYes RElectronic Equipment
76 A82: ROLL AWAY | B82: TRL-34 | D82: 23000 76  18340RYes RSASRIA Motor
77 A83: ROLL AWAY | B83: TRL-29 | D83: 23000 77  26 501.70RYes RBusiness All Risks
78 A84: ROLL AWAY | B84: TRL-27 | D84: 23000 78 Home/ Office Assistance R 10.00Yes R
79 A85: ROLL AWAY | B85: TRL-28 | D85: 23000 79 AC&E Assist R 27 216.00Yes R
80 A86: ROLL AWAY | B86: CSP-099 | D86: 23000 80 Roadside Assistance (HCV Vehicle Over 3500KG) R 10 800.00Yes R
81 A87: TOTAL | D87: 327750 81 Sub Total 1 023 476.57R R
82 A89: TRAILERS - THIRD PARTY COVER ONLY: | B89: FLEET NO. | C89: FINANCED | D89: VALUE 82  33 053.60SasriaR R
83 A90: BOWSER WASHER TRAILER | B90: BWS-0001 | D90: 0 83 TOTAL R R 1 056 530.17
84 A91: BOWSER WASHER TRAILER | B91: BWI-0011 | D91: 0 84 This Schedule becomes a tax invoice after inception of the cover when payment of the amount due has been made. The TOTAL PAYMENT includes
85 A92: BOWSER WASHER TRAILER | B92: BW1-0008 | D92: 0 85 V.A.T. and Commission of R 183 570.74, VAT at the rate of 15,0% is included in the total premium .
86 A93: BOWSER WASHER TRAILER | B93: BW1-0025 | D93: 0 86 This document is compliant with the Commissioner’s direction in terms of section 20(7) or 21(5) (as the case may be ) of the Value Added Tax Act No 89
87 A94: BOWSER WASHER TRAILER | B94: BW1-0005 | D94: 0 87 of 1991. Proof of payment of the premium (for example a bank statement) and the possession
88 A95: BOWSER WASHER TRAILER | B95: BW1-0027 | D95: 0 88 of this policy document will suffice as a valid tax invoice for the purposes of claiming an input tax deduction.
89 A96: BOWSER WASHER TRAILER | B96: BW1-0003 | D96: 0 89 Developed by Tial Technologies 2026/05/21Page 2 of 62
90 A97: BOWSER WASHER TRAILER | B97: BW1-0004 | D97: 0 90 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
91 A98: BOWSER WASHER TRAILER | B98: BW1-0010 | D98: 0 91 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
92 A99: BOWSER WASHER TRAILER | B99: BW1-0009 | D99: 0 92
93 A100: BOWSER WASHER TRAILER | B100: BW1-0006 | D100: 0 93 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
94 A101: BOWSER WASHER TRAILER | B101: BW1-0023 | D101: 0 94 Policy Endorsement
95 95 Ancillary Fee:
96 [2025-2026 EE List ] 96 15.5% Ancillary Fee is included in the total risk premium.
97 A1: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR&I 97 POWER SURGE/ LIGHTNING STRIKE & ELECTRICAL IRREGULARITY WARRANTY
98 A2: ELECTRONIC EQUIPMENT SCHEDULE 98 In the event of a valid claim in respect of any loss of or damage to property arising from electrical power supply fluctuation, the base cover is limited to
99 A3: INSURANCE PERIOD AS AT 1/6/2025 TO 31/5/2026 99 R15 000.00 per policy with an applicable excess of 10% of the claim with a minimum of R1 500.00.
100 A5: DESCRIPTION | F5: HOLLARD - 2025 100 The insurance and limit provided is strictly subject to the installation and usage of “High Surge Protection Plug/Socket” fitted on the Outlet point to
101 A6: MULTI PERIL POLICY | F6: SUM INSURED EXCLUDING VAT | G6: SUM INSURED INCLUDING VAT 101 which the insured Asset is connected.
102 A7: ELECTRONIC EQUIPMENT | C7: NO. | D7: AMOUNT EXCL. VAT | E7: USER NAME 102 The insured will qualify for an automatic increased Sum Insured of R50 000 per event, per policy, subject to the installation of a Class 2 SANS/SABS
103 A8: DESKTOP COMPUTERS, SOFTWARE & ACCESSORIES 103 approved Surge Protection Device (SPD) which is installed in the main electrical distribution board.
104 A9: 1. 49 BISSET ROAD, JET PARK - HEAD OFFICE 104 The minimum requirement must meet the following specifications:
105 A10: (INCLUDING SERVERS AT MTN DATA CENTRE, 113 BOWLING AVE, GALLO MANOR, SANDTON) 105 1.All SPD’s must be SANS 61643-1 approved and wired in terms of SANS 10142-1
106 A11: 2. RCT 5000VA / 4000W INVERTER / 4x BATTERIES / BATTERY BANK | F11: 34999 | G11: 40248.85 106 2.All surge arrestors must have a disconnection mechanism with a visual indication showing “end-of-life”, this can be with a mechanism flag or a
107 A12: 3. WATCHGUARD T30 WITH 3 YR | F12: 42300 | G12: 48645 107 light (red/green illuminating light indicator).
108 A13: 4. DELL R620 SERVER | F13: 184325 | G13: 211973.75 108 3.40 kA (8/20) Class 2.
109 A14: 5. UBIQUITI 48 PORT 10/100/1000 SMART MANAGED GIGABIT SWITCH; 4 x SFP SLOTS FOR FIBRE MODULES | F14: 14279 | G14: 16420.85 109 Accordingly, the Insurer(s) shall not be liable for, and shall not indemnify the Insured should the property insured not be appropriately and adequately
110 A15: 7. NAS SYNOLOGY | F15: 18498 | G15: 21272.7 110 protected by a SABS/SANS Surge Protection device (SPD) and/or Red Surge Protection Plug/Socket” as per above.
111 A16: 8. 9x HP THIN CLIENT T520 | C16: 9 | D16: 4577 | F16: 41193 | G16: 47371.95 111 All protection against all electrical supply problems shall include a suitable low impedance earth connection, safeguarding the insured property against
112 A17: 9. 11x SAMSUNG LS19F350HN 18.5" (16:9) MONITORS | C17: 11 | D17: 2467 | F17: 27137 | G17: 31207.55 112 power surge and lightning related damages to insured property.
113 A18: 10. 1x LG FLATRON W2242S (PAM& SONETTE) MONITORS | C18: 1 | D18: 2855 | F18: 2855 | G18: 3283.25 113 Cover will therefore be excluded unless the above preventative measures were implemented before the incident and the functionality of such devices is
114 A19: 11. 1x LG FLATRON W1641S PF (CARISSA) MONITOR | C19: 1 | D19: 2855 | F19: 2855 | G19: 3283.25 114 checked on a regular basis.
115 A20: 12. 16x YEALINK PHONES | C20: 13 | D20: 1336 | F20: 17368 | G20: 19973.2 115 The excess applicable to the increased Sum Insured of R50 000 will be 10% of the claim with a minimum of R2 500.00.
116 A21: 13. 3x YEALINK CORDLESS | C21: 3 | D21: 2647 | F21: 7941 | G21: 9132.15 116 The Insurer(s) shall not be liable for, and shall not indemnify the Insured should the property/asset(s) insured not be appropriately and adequately
117 A22: 14. 1x SAMSUNG CLP680ND A4 COLOUR LASER (CARISSA) | C22: 1 | D22: 4980 | F22: 4980 | G22: 5727 117 protected as per the above Limits and conditions.
118 A23: 17. 1x DELL PROJECTOR 1510X MICRO PORTABLE - 2Y NBD (NEXT BUSINESS DAY) EXCHANGE | C23: 1 | D23: 9523 | F23: 9523 | G23: 10951.45 118 Cover is only applicable when the electrical power supply fluctuation is caused by an insured peril.
119 A24: 18. 1x RCT 2000VA LINE INTERACTIVE UPS - 1200 W, LED DISPLAY, 1x USB PORT WITH SA WALL SOCKET | C24: 1 | D24: 2325 | F24: 2325 | G24: 2673.75 119 POPIA NOTICE: The Information requested will be solely used to provide a quotation and to issue a policy if the quotation is
120 A25: 19. 1x NETGEAR 24 PORT 10/100/1000 SMART MANAGED GIGABIT SWITCH, 2 X SFP SLOTS FOR FIBRE MODULES | C25: 1 | D25: 9997 | F25: 9997 | G25: 11496.55 120 accepted.
121 A26: 20. 1x NETGEAR 24 PORT 10/100/1000 SMART MANAGED GIGABIT SWITCH, 2 X SFP SLOTS FOR FIBRE MODULES | C26: 1 | D26: 9997 | F26: 9997 | G26: 11496.55 121 CLAIMS NOTIFICATION WARRANTY - MAXIMUM TIME ALLOWED:
122 A27: 21. DELL R730 POWEREDGE REFURBISHED SERVER LTS PLUS LICENCE/MAINTENANCE | F27: 183645 | G27: 211191.75 122 In order to claim under this insurance policy, the Insured must have an insurable interest in the insured subject matter at
123 F28: 614217 | G28: 706349.55 123 the time of loss. Warranted all claims or losses to be reported to the Insurer(s) within a reasonable time period, not exceeding 30 (thirty) days
124 A29: 2. 34A GERRIT MARITZ AVENUE, ALBERTON NORTH 124 from the date the loss or damage occurred.
125 A30: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, | F30: 21412 | G30: 24623.8 125 Theft and Hijacking claims to be reported to the Insurer(s) within 48 (Forty-ight) hours from the time the Theft or
126 A31: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS, 126 Hijacking took place or since the insured received notification of such an event.
127 A32: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4 127 All claim documents and supporting documents to be submitted to the Insurer no later than 6 (six) months from the date
128 F33: 21412 | G33: 24623.8 128 the first notification.
129 A34: 3. 9A OOS STREET, MIDDELBURG 129 The above-mentioned times frames are calculated at the maximum allowed time in respect of each and every claim. Failing
130 A35: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, | F35: 21412 | G35: 24623.8 130 to report any claim, possible claim, or possible third-party approach within these mentioned and agreed time frames shall put
131 A36: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS, 131 the Insurer(s) in full entitlement to repudiate any liability towards any claims, loss or damage had it been related or unrelated
132 A37: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4 132 to any claim which the Insurer can be held liable for.
133 A38: 2. ADDITIONAL TERMINAL & MONITOR & RCT K19 KB+MOUSE COMBO | F38: 6757 | G38: 7770.55 133 AC&E COMMERCIAL POLICY PRODUCT ANNEXURE A
134 F39: 28169 | G39: 32394.35 134 THIS ANNEXURE FORMS PART OF AC&E COMMERCIAL POLICY WORDING AND MUST BE READ IN CONJUNCTION
135 A40: 4. 196 LOUIS BOTHA AVENUE, (ORANGE GROVE) HOUGHTON ESTATE, HOUGHTON 135 WITH THE APPLICABLE WORDING.
136 A41: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, | F41: 21412 | G41: 24623.8 136 GENERAL TERMS AND CONDITIONS:
137 A42: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS, 137 In respect of each and every occurrence giving rise to a claim under this policy, the insured will be responsible for the payment of
138 A43: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4 138 the excess amounts as listed under this AC&E Commercial Policy Product Annexure as well as any additional, voluntary and/or
139 A44: 2. ADDITIONAL TERMINAL & MONITOR & RCT K19 KB+MOUSE COMBO | F44: 6757 | G44: 7770.55 139 compulsory excesses.
140 F45: 28169 | G45: 32394.35 140 Developed by Tial Technologies 2026/05/21Page 3 of 62
141 A46: 5. 41A SOUTH MAIN REEF ROAD, NEW ERA SPRINGS 141 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
142 A47: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, | F47: 21412 | G47: 24623.8 142 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
143 A48: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS, 143
144 A49: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4 144 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
145 A50: 2. ADDITIONAL TERMINAL & MONITOR & RCT K19 KB+MOUSE COMBO | F50: 6757 | G50: 7770.55 145 Cover that is included free of charge will be stated in the Annexure or schedule under the relevant Section selected. Should
146 F51: 28169 | G51: 32394.35 146 additional cover be elected, the sum insured as well as the premium payable will be stated in the Schedule. All excess amounts
147 A52: 6. 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET, VANDERBIJLPARK 147 payable as per point (1) above will apply;
148 A53: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, | F53: 21412 | G53: 24623.8 148 Duty of care and information that affects and changes the risk:
149 A54: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS, 149 1. The insured must at all times take all reasonable precautions and all reasonable steps in;
150 A55: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4 150 1.1. maintaining the property/s insured under this policy in good condition and repair.
151 A56: 2. ADDITIONAL MONITOR | F56: 2157 | G56: 2480.55 151 1.2. Safeguarding the property/s insured under this policy and ensuring that every item is afforded a level of care and
152 F57: 23569 | G57: 27104.35 152 protection commensurate with the value:
153 A58: 7. UNIT C3, FOURWAYS MART, N12 KLERKSDORP (42 & 42A MARGARETA PRINSLOO STREET, KLERKSDORP) 153 1.3. Preventing or minimising accidents, bodily injury, illness, loss or damage.
154 A59: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, | F59: 21412 | G59: 24623.8 154 2. There is an obligation on the insured to comply to laws and to advice the company immediately on the happening of any event
155 A60: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS, 155 that may affect the company’s decision to accept the risk or the terms on which the company accepted the risk or continued
156 A61: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4 156 acceptance of the risk which could result in the rejection of any claim. Should the insured not adhere to these obligations, the company may
157 A62: 2. ADDITIONAL TERMINAL & MONITOR & RCT K19 KB+MOUSE COMBO | F62: 6757 | G62: 7770.55 157 void
158 F63: 28169 | G63: 32394.35 158 the whole or any part of this policy and/or sections as from inception or date of change or rejection of a claim. The following
159 A64: 8. 29 ANDRIES PRETORIUS STREET, EDENVALE (101-15TH AVENUE, EDENVALE) 159 list is an indication of facts that the company considers material that may affect our decision.
160 A65: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, | F65: 21412 | G65: 24623.8 160 2.1. Misrepresentation of any material and personal details that could affect the risk.
161 A66: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS, 161 2.2. Not notifying the company immediately about a change to the insured financial position such as sequestration, and
162 A67: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4 162 financial administration orders, civil judgments, liquidation of companies in which the insured has an interest in or and
163 F68: 21412 | G68: 24623.8 163 liability to pay debts or for any reason whatsoever.
164 A69: 9. CNR NELSON MANDELA & BEYERS NAUDE ROAD, POTCHEFSTROOM 164 2.3. Not notifying the company immediately about any criminal investigation and/or conviction of any person covered in
165 A70: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, | F70: 21412 | G70: 24623.8 165 terms of this policy such as driving under the influence, fraud etc.
166 A71: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS, 166 2.4. Not notifying the company immediately after any changes in the value of an item other than normal economic factors,
167 A72: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4 167 location, security, condition, ownership etc.
168 F73: 21412 | G73: 24623.8 168 2.5.The failure to adhere to any applicable Law, Regulation, By-Law or Rule, where such failure is material to the loss/damage. For this
169 A74: 11. 5 GRAHAM ROAD, SHERE, PRETORIA 169 condition, the term “the insured” includes any person acting on behalf of the insured.
170 A75: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, | F75: 21412 | G75: 24623.8 170 3. All sections included under the insurance policy shall include R 10 000.00 (ten thousand Rand) for claims preparation costs.
171 A76: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS, 171 This Policy is subject to premium payment payable in terms of the Short-Term Insurance Act
172 A77: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4 172 (No. 53 of 1998).
173 F78: 21412 | G78: 24623.8 173 The Policyholder Protection Rules under section 55 of the Short-Term Insurance Act (No.53 of 1998) affords
174 A79: 12. 139 SEFAKO MAKGATHO DRIVE, SINOVILLE 174 the insured a grace period of 15 days from the payment due date as per the Policy Schedule. The grace
175 A80: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, | F80: 21412 | G80: 24623.8 175 period does not apply to the month of inception and only comes into effect the month following the inception
176 A81: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS, 176 of a policy.
177 A82: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4 177 It is hereby noted that premiums are payable in advance either on the first of the month or as agreed and
178 A83: 2. RCT MEGA POWER UPS54AC AC POWER BANK WITH LITHIUM BATTERY | F83: 5432 | G83: 6246.8 178 indicated by your payment method on the policy schedule.
179 F84: 26844 | G84: 30870.6 179 The implications of a failure to pay the policy premium as per the Regulations will result in a provision of this
180 A85: 14. CAMBRIDGE BUSINESS PARK, C/O WITKOPPEN ROAD AND REGENT STREET, PAULSHOF, 2191) 180 policy to be voided to the extent that the Act provides expressly or by implication that the Underwriter on
181 A86: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, | F86: 21412 | G86: 24623.8 181 behalf of the Insurer may repudiate a claim because the premium was not paid on the due date even though
182 A87: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS, 182 payment was made during the grace period referred to in Rule 15 of the Policyholder Protection Rules
183 A88: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4 183 (Short-Term Insurance), Section 55 of Short-Term Insurance Act of 1998, whether or not the payment was
184 F89: 21412 | G89: 24623.8 184 made prior to the event giving rise to the claim. The Act further allows an insurer to terminate a policy with
185 A90: BRANCHES TOTAL SUM INSURED | F90: 862954 | G90: 1017020.9 185 immediate effect due to non-payment of a premium. If premium payment is not received by the end of the
186 A91: ALL PREMISES OWNED &/OR OCCUPIED & MOBILE ITEMS 186 aforementioned grace period, then your policy shall be deemed as cancelled. The cancellation will be dated
187 A92: COPIERS/PRINTERS 187 the 1st day following the last month for which premiums were received.
188 A93: 18x CANON IMAGE RUNNER 1435iF | B93: @ | C93: 18 | D93: 20500 | E93: EACH | F93: 369000 | G93: 424350 188 _____________________________________________________________________________
189 A94: CANON i-SENSYS LBP212W | B94: @ | C94: 1 | D94: 5952.17 | E94: EACH | F94: 5952.17 | G94: 6844.9955 189 AC & E Commercial Underwriting Managers (Pty) Ltd
190 F95: 374952.17 | G95: 431194.9955 190 TREATING CUSTOMERS FAIRLY
191 A96: NOTEBOOKS / LAPTOP COMPUTERS, SOFTWARE & ACCESSORIES | B96: S/NO. | E96: USER NAME 191 MISSION STATEMENT
192 A97: ACER TMP 453 M 33124 G50 | F97: 17049 | G97: 19606.35 192 We place customer interests at the heart of everything we do and commit to treat customers with honesty, fairness and respect at all times.
193 A98: HP 250 G8 INTEL CORE i5 1035U 4GB DDR4 | F98: 17049 | G98: 19606.35 193 Treating Customers Fairly (TCF) and customer service is a significant part of our philosophy and we know that good customer service equates
194 A99: ACER TM5740G | F99: 17049 | G99: 19606.35 194 to good business
195 A100: HP FOLIO ULTRABOOK | F100: 26315 | G100: 30262.25 195 About TCF
196 A101: HP PRPBOOK 657 B | F101: 17049 | G101: 19606.35 196 TCF stands for Treating Customers Fairly. TCF was implemented by the Financial Services Conduct Authority (FSCA) to ensure that the fair
197 A102: HP NOTEBOOK 450 G8 INTEL CORE I5-1135 (5B6U1ES) | F102: 17049 | G102: 19606.35 197 treatment of customers is embedded within the culture of all financial services providers and representatives.
198 A103: ACER NOTEBOOK | F103: 17049 | G103: 19606.35 198 Developed by Tial Technologies 2026/05/21Page 4 of 62
199 A104: DELL LATITUDE 3540 | F104: 24998 | G104: 28747.7 199 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
200 A105: HP 450 G2 INTEL CORE/4GB | F105: 17049 | G105: 19606.35 200 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
201 A106: DELL VOSTRO 5568 7th GEN i5 | F106: 22817 | G106: 26239.55 201
202 A107: ACER 5740 | F107: 17049 | G107: 19606.35 202 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
203 A108: HP NOTEBOOK HP830 | F108: 26315 | G108: 30262.25 203 The goal of TCF is:
204 A109: DELL INSPIRON 3542 INTEL CORE i3 1.9hz | F109: 17049 | G109: 19606.35 204 · Improving customer confidence
205 A110: LENOVO V15 G2 ITL | F110: 10355 | G110: 11908.25 205 · Ensuring appropriate products and services
206 A111: LENOVO IDEAPAD 1 15ALC7 NOTEBOOK | F111: 10948 | G111: 12590.2 206 · Enhancing transparency and discipline.
207 A112: PACKARD BELL SENNA R32 14 | F112: 6955.65 | G112: 7998.9975 207 There are six key Treating Customers Fairly (TCF) outcomes in terms of the regulators aim. This document sets out our commitment to
208 F113: 282144.65 | G113: 324466.3475 208 Treating Customers Fairly. We understand the fiduciary relationship between the Policyholder and the Broker. However, anyone dealing with A
209 F115: 0 | G115: 0 209 C and E Commercial Underwriting Managers (Pty) Ltd is entitled to hold us to account and challenge us to perform as we have detailed
210 A116: TOTAL ELECTRONIC EQUIPMENT SUM INSURED: | F116: 1520050.82 | G116: 1772682.243 210 in the pages that follow. This is a valid document and the contents may change from time to time. Any alteration or changes will only be made
211 M208: =SUM(L114:L208) 211 where the result is an improvement and enhancement to Treating Customers Fairly.
212 B339: 71 | N339: 19/02/2021 Updated Stock as per their email as they never sent an email remoning 4 Hydrostatic rollers 212 The SIX OUTCOMES
213 B344: 71 213 A C and E Commercial Underwriting Managers (Pty) Ltd and all its employees subscribe to all six outcomes of TCF which are as follows:
214 214 Outcome 1: Customers are confident that they are dealing with providers where the fair treatment of customers is central to the provider’s
215 [Schedule] 215 culture.
216 A1: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR&I 216 Outcome 2: Products and services marketed and sold in the retail market are designed to meet the needs of identified customer groups and
217 A2: INSURANCE PERIOD AS AT 1/6/2025 TO 31/5/2026 217 are targeted accordingly.
218 A4: BUSINESS DESCRIPTION: SALES & HIRE OF PLANT & EQUIPMENT, SCAFFOLDING/ERECTIONS & ALL ASSOCIATED ACTIVITIES & TENANTS 218 Outcome 3: Customers are given clear information and are kept appropriately informed during the entire process.
219 A5: PHYSICAL ADDRESS: 219 Outcome 4: Where customers receive advice, the advice is suitable and takes account of their circumstances.
220 A6: 1. 49 BISSET ROAD, JET PARK - HEAD OFFICE | D6: 12. 139 SEFAKO MAKGATHO DRIVE, SINOVILLE 220 Outcome 5: Customers are provided with products and the associated services that perform at an acceptable standard as specified by the
221 A7: 2. 34A GERRIT MARITZ AVENUE, ALBERTON NORTH | D7: 13. 1163 STELLENBERG ROAD, WILLOW GLEN, PRETORIA EAST (STORAGE FACILITY) 221 provider.
222 A8: 3. 9A OOS STREET, MIDDELBURG | D8: 14. CAMBRIDGE BUSINESS PARK, C/O WITKOPPEN ROAD AND REGENT STREET, PAULSHOF, 2191) 222 Outcome 6: Customers do not face unreasonable post -sale barriers when they want to change a product, switch providers, submit a claim or
223 A9: 4. 196 LOUIS BOTHA AVENUE, (ORANGE GROVE) HOUGHTON ESTATE, HOUGHTON 223 make a complaint.
224 A10: 5. 41A SOUTH MAIN REEF ROAD, NEW ERA SPRINGS 224 Our PROMISE
225 A11: 6. 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET, VANDERBIJLPARK 225 We are committed to ensuring the following:
226 A12: 7. UNIT C3, FOURWAYS MART, N12 KLERKSDORP (42 & 42A MARGARETA PRINSLOO STREET, KLERKSDORP) 226 1.Deliver prompt, friendly, efficient, courteous and relevant customer service at all times.
227 A13: 8. 29 ANDRIES PRETORIUS STREET, EDENVALE (101-15TH AVENUE, EDENVALE) 227 2.Provide efficient customer-driven processes.
228 A14: 9. CNR NELSON MANDELA & BEYERS NAUDE ROAD, POTCHEFSTROOM 228 3.Continuously improve and identify new technologies and endeavour to excel in the delivery of our customer service.
229 A15: 10. UNIT 7, VALLEY VIEW CENTRE, FOURWAYS 229 4.Assist you in making an informed decision whether it may be a new product, claim or policy amendments, etc., always via your broker.
230 A16: 11. 5 GRAHAM ROAD, SHERE, PRETORIA 230 5.Only provide you with products that you need.
231 A18: DETAILS | E18: HOLLARD - 2025 231 6.Encourage and build long lasting relationships with all our customers.
232 A19: MULTI PERIL POLICY | E19: SUM INSURED | F19: MONTHLY 232 7.Providing opportunities for feedback regarding out products and services, make the necessary changes where appropriate to ensure
233 A21: FIRE 233 customer satisfaction.
234 A22: ALL PREMISES OWNED AND/OR OCCUPIED WITHIN RSA 234 8.Instil a culture of openness and transparency with regards to our processes and products.
235 A23: MISCELLANEOUS - PLANT & MACHINERY ETC, STOCK & MATERIALS IN TRADE, ALL OTHER CONTENTS INCL. GOODS IN THE | E23: 57500000 235 What YOU can do to HELP
236 A24: OPEN, ALARM SYSTEM, CCTV SYSTEM, TENANTS FIXTURES & FITTINGS LIKE BUT NOT LIMITED TO GUARDHOUSE, 236 You can assist us with TCF by doing the following:
237 A25: WASH BAYS, NETWORK POINTS, EXTRACTOR ROOM, FITTED KITCHEN, STOREROOM & SIGNAGE 237 1.Providing and disclosing all the relevant information regarding your insurance needs to enable us to provide you with the most suitable
238 A26: RENT PAYABLE - 6 MONTHS INDEMNITY - AS PER LIST RECEIVED | E26: 3891186 238 products/services.
239 A27: POWER SURGE DAMAGE (IN THE ANNUAL AGGREGATE) | D27: UP TO | E27: 100000 | F27: INCLUDED 239 2.Tell your broker how we can improve our service and products.
240 A28: ADDITIONAL CLAIMS PREPARATION COSTS | E28: 200000 240 3.Inform your broker of any changes to your personal or company information to ensure we keep our records up to date.
241 A29: BASIC EXCESS: R1 500 EACH & EVERY CLAIM 241 4.Read through all your policy wording, associated documents and any communications carefully and familiarise yourself with our processes
242 A30: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT 242 and products.
243 A31: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE 243 5.Let your broker know if there is any aspect of our products that you do not understand or are not satisfied with.
244 A32: REMAINING EXCESSES APPLICABLE TO THIS SECTION. 244 FEEDBACK
245 A34: OFFICE CONTENTS 245 Please note that as an underwriting manager, we are precluded from dealing with any policyholder directly. This means that all forms of
246 A35: =A6 246 correspondence and communication are exclusively through an intermediary (Broker). Should you have any complaints or queries you may
247 A36: FIRE AND ALLIED PERILS | E36: 115000 247 submit same to your broker who will in turn convey same to us. We will in turn proceed to address such queries and complaints in a timeous
248 A37: LOSS OF RENT (FOLLOWS DAMAGE TO BUILDING) | B37: @ | C37: 0.3 | D37: OF THE S/INS | E37: 34500 248 manner in order to avoid any unnecessary delays.
249 A38: THEFT EXTENSION (NON-FORCIBLE & VIOLENT ENTRY) | B38: @ | C38: 0.8 | D38: OF THE S/INSURED | E38: 92000 249 Details of our complaints procedure can be found on our website www.engineeringace.co.za <http://www.engineeringace.co.za> or refer to
250 A39: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT 250 your policy wording and associated documents or call us on (011) 615 7529.
251 A40: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE 251 EARLY WARNING TRACKING DEVICE IS DEFINED AS FOLLOWS:
252 A41: EXCESSES APPLICABLE TO THIS SECTION. 252 An Early Warning Tracking Device is a Vehicle Tracking and Recovery system which consist of and must have, the
253 A43: GLASS 253 following active functionalities to qualify as an approved tracking device with early warning functionality:
254 A44: =A9 254 1.The device must activate itself and automatically alert the tracking company against any unauthorised
255 A45: LIMIT | E45: 64914 255 tampering, starting, or moving of the insured vehicle.
256 A46: =D8 256 2.The device must be armed whenever the vehicle is parked and switched off.
257 A47: LIMIT | E47: 65174 257 a.You may receive a tag that needs to be carried with the car key on your person so that the device is able
258 A48: BASIC EXCESS: 10% OF CLAIM MININUM R500 258 to recognise if the tag is not present in the vehicle if the vehicle is started, tampered with, or moved.
259 A49: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT 259 Developed by Tial Technologies 2026/05/21Page 5 of 62
260 A50: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE 260 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
261 A51: EXCESSES APPLICABLE TO THIS SECTION. 261 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
262 A52: THEFT 262
263 A53: =A6 263 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
264 A54: FIRST LOSS LIMIT | E54: 3450000 264 b.Some devices may require you to activate the early warning functionality via your smartphone
265 A55: LOSSES IN THE OPEN AT THE INSURED PREMISES | E55: INCLUDED | F55: 0 265 application to issue an alert if the vehicle is moved or accessed while this feature is active.
266 A56: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) | E56: 50000 | F56: INCLUDED 266 c.If the features mentioned in a. and b. above is part of the early warning functionality of your device,
267 A57: =A7 267 then such features must be active at the time of loss for cover to apply.
268 A58: FIRST LOSS LIMIT | E58: 517500 268 3.The device must have active vehicle tracking and recovery functionality as part of a legally valid service
269 A59: LOSSES IN THE OPEN AT THE INSURED PREMISES | E59: NOT INCLUDED | F59: 0 269 contract in force with the relevant tracking service provider at the time of loss.
270 A60: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) | E60: 50000 | F60: INCLUDED 270 4.The tracking device company must include a recovery function in their contract.
271 A61: =A8 271 Either the device must be self -testing, or it must be tested by you at least every six months to ensure that it is always
272 A62: FIRST LOSS LIMIT | E62: 575000 272 performing as intended; failing which no Theft and or Hi-Jack Cover will apply to this respective vehicle to which this
273 A63: LOSSES IN THE OPEN AT THE INSURED PREMISES | E63: NOT INCLUDED | F63: 0 273 warranty is linked.
274 A64: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) | E64: 50000 | F64: INCLUDED 274 SPECIFIC GENERAL EXCEPTION ELECTRICITY GRID INTERRUPTION AND/OR FAILURE EXCLUSION:
275 A65: =A9 275 Applicable to All Sections of this Policy:
276 A66: FIRST LOSS LIMIT | E66: 517500 276 Notwithstanding any provision to the contrary in this policy or any endorsement thereto, the insurance provided by this
277 A67: LOSSES IN THE OPEN AT THE INSURED PREMISES | E67: NOT INCLUDED | F67: 0 277 policy excludes any loss, damage , liability, cost, or expense of whatsoever nature, including any consequential losses in
278 A68: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) | E68: 50000 | F68: INCLUDED 278 terms of any section of this policy, directly or indirectly caused by, contributed to by, resulting from, arising out of or in
279 A69: =A10 279 connection with any electricity grid interruption or failure.
280 A70: FIRST LOSS LIMIT | E70: 575000 280 Electricity grid interruption and/or failure is defined as the unplanned and/or unscheduled Nation-wide, Province-wide,
281 A71: LOSSES IN THE OPEN AT THE INSURED PREMISES | E71: NOT INCLUDED | F71: 0 281 Municipal-wide, or Local-level, partial or total interruption, suspension, interference, black out and/or failure of
282 A72: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) | E72: 50000 | F72: INCLUDED 282 electricity supply and infrastructure by any cause whatsoever from the national, regional, or private grid of South Africa
283 A73: =A11 283 to any household or business of the insured. The exclusion also extends to grid interruption or failure following any
284 A74: FIRST LOSS LIMIT | E74: 517500 284 malicious damage or theft of electricity cables.
285 A75: LOSSES IN THE OPEN AT THE INSURED PREMISES | E75: NOT INCLUDED | F75: 0 285 Communicable Disease Exclusion 2026:
286 A76: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) | E76: 50000 | F76: INCLUDED 286 Notwithstanding any provision to the contrary within this reinsurance agreement, this reinsurance agreement
287 A77: =A12 287 excludes all actual or alleged loss, liability, damage , compensation, injury, sickness, disease, death, medical
288 A78: FIRST LOSS LIMIT | E78: 575000 288 payment, defence cost, cost, expense or any other amount incurred by or accruing to the reinsured, directly or
289 A79: LOSSES IN THE OPEN AT THE INSURED PREMISES | E79: NOT INCLUDED | F79: 0 289 indirectly and regardless of any other cause contributing concurrently or in any sequence, originating from,
290 A80: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) | E80: 50000 | F80: INCLUDED 290 caused by, arising out of, contributed to by, resulting from, or otherwise in connection with Communicable
291 A81: =A13 291 Disease or the fear or threat (whether actual or perceived) of a Communicable Disease .
292 A82: FIRST LOSS LIMIT | E82: 517500 292 As used herein , Communicable Disease means any disease which can be transmitted by means of any substance or
293 A83: LOSSES IN THE OPEN AT THE INSURED PREMISES | E83: INCLUDED | F83: 0 293 agent from any organism to another organism where:
294 A84: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) | E84: 50000 | F84: INCLUDED 294 the substance or agent includes, but is not limited to , a virus, bacterium, parasite or other organism or any
295 A85: =A14 295 variation thereof, whether deemed living or not, and
296 A86: FIRST LOSS LIMIT | E86: 517500 296 the method of transmission, whether direct or indirect, includes but is not limited to , airborne transmission ,
297 A87: LOSSES IN THE OPEN AT THE INSURED PREMISES | E87: NOT INCLUDED | F87: 0 297 bodily fluid transmission, transmission from or to any surface or object, solid, liquid or gas or between
298 A88: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) | E88: 50000 | F88: INCLUDED 298 organisms, and
299 A89: =A16 299 the disease, substance or agent can cause or threaten bodily injury, illness, emotional distress or damage to
300 A90: FIRST LOSS LIMIT | E90: 517500 300 human health, human welfare or property damage.
301 A91: LOSSES IN THE OPEN AT THE INSURED PREMISES | E91: NOT INCLUDED | F91: 0 301 Developed by Tial Technologies 2026/05/21Page 6 of 62
302 A92: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) | E92: 50000 | F92: INCLUDED 302 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
303 A93: =D6 303 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
304 A94: FIRST LOSS LIMIT | E94: 517500 304
305 A95: LOSSES IN THE OPEN AT THE INSURED PREMISES | E95: NOT INCLUDED | F95: 0 305 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
306 A96: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) | E96: 50000 | F96: INCLUDED 306 Policy Memoranda
307 A97: =D7 307 DEPOSIT PREMIUM
308 A98: FIRST LOSS LIMIT | E98: 115000 308 The 80% Deposit Motor Premium is payable at the inception date of the Policy, in the event that the claims exceed 60%
309 A99: LOSSES IN THE OPEN AT THE INSURED PREMISES | E99: NOT INCLUDED | F99: 0 309 of the deposit premium the balance of the premium becomes payable immediately.
310 A100: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) | E100: 50000 | F100: INCLUDED 310 100% Motor Premium @ R341 043.03.
311 A101: =D8 311 100% Premium @ 1 124 738.78 Including add On’s and SASRIA .
312 A102: FIRST LOSS LIMIT | E102: 517500 312 Premium (less the 20% Motor premium) @ R1 056 530.17 Including add On’s and SASRIA .
313 A103: LOSSES IN THE OPEN AT THE INSURED PREMISES | E103: NOT INCLUDED | F103: 0 313 Burner Applicable :
314 A104: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) | E104: 50000 | F104: INCLUDED 314 80% = R272 834.42 (Motor Deposit premium)
315 A105: BASIC EXCESS: 10% OF CLAIM, MINIMUM R750 315 20% = R68 208.61
316 A106: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT 316 Developed by Tial Technologies 2026/05/21Page 7 of 62
317 A107: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE 317 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
318 A108: REMAINING EXCESSES APPLICABLE TO THIS SECTION. 318 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
319 A110: GOODS IN TRANSIT 319
320 A111: LOAD LIMIT (ALL RISKS BASIS) | E111: 920000 320 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
321 A112: HIJACKING OF CONVEYING VEHICLE | E112: INCLUDED | F112: 0 321 Motor
322 A113: RIOT & STRIKE (OTHER THAN RSA & NAMIBIA) | E113: INCLUDED | F113: INCLUDED 322 Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
323 A114: FIRE EXTINGUISHERS CHARGES | E114: 50000 | F114: INCLUDED 323 Sum Insured PremiumDetails
324 A115: DEBRIS REMOVAL | E115: 100000 | F115: INCLUDED 324 Definition A: Private Vehicles
325 A116: BASIC EXCESS: 10% OF CLAIM, MINIMUM R2 500 325 Manufacturer : Unknown R 1 126 225 R 34 237.24
326 A117: THEFT / HIJACK EXCESS: 15% OF CLAIM (NOT CUMULATIVE) 326 Model : 7 X PVT TYPE
327 A118: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT 327 Year : 2020
328 A119: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE 328 Registration number : PVT TYPE
329 A120: REMAINING EXCESSES APPLICABLE TO THIS SECTION. 329 Engine number :
330 A122: BUSINESS ALL RISKS 330 Vin number :
331 A123: BAR0005: 1 x IPHONE 14 128GB 5G | B123: @ | C123: 19999 | D123: EACH | E123: 19999 331 Registered owner : LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I
332 A124: BAR0006: 5 x SAMSUNG GALAXY S23 512GB BLACK | B124: @ | C124: 22699 | D124: EACH | E124: 113495 332 Cover type : Comprehensive
333 A125: BAR0007: 1 x SAMSUNG GALAXY A23 64GB BLUE | B125: @ | C125: 4499 | D125: EACH | E125: 4499 333 Class of use : Private & Business
334 A126: BAR0008: 1 x SAMSUNG GALAXY S25 256GP SLIVER SHADOW | B126: @ | C126: 20769 | D126: EACH | E126: 20769 334 Extensions Included
335 A127: BAR0009: 2 x SAMSUNG GALAXY S25 256GB NAVY | B127: @ | C127: 20769 | D127: EACH | E127: 41538 335 Accident Towing R 10 000Yes
336 A128: BAR0010: 2 x IPHONE 16 128GB BLACK | B128: @ | C128: 22629 | D128: EACH | E128: 45258 336 Contingent Liability R 2 500 000Yes
337 A129: BAR0012: 1 x SAMSUNG GALAXY S21 256GB GREY | B129: @ | C129: 12000 | D129: EACH | E129: 12000 337 Fire Extinguishing Charges R 10 000Yes
338 A130: BAR0013: 1 x SAMSUNG A36 5G (6GB/128GB BLACK) | B130: @ | C130: 7459 | D130: EACH | E130: 7459 338 Fire/Explosion R 1 000 000Yes
339 A131: BAR0011: ADDITIONAL POWER SURGE DAMAGE EXTENSION - FIRST LOSS LIMIT - AVERAGE DELETED | E131: 100000 339 Instructions for Repairs R 2 000Yes
340 A132: CELL PHONE EXCESS: 10% OF CLAIM, MINIMUM R500 340 Loss of Keys R 5 000Yes
341 A133: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT 341 Parking Facilities & Movement of Third Party Vehicles R 2 500 000Yes
342 A134: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE 342 Passenger Liability R 2 500 000Yes
343 A135: REMAINING EXCESSES APPLICABLE TO THIS SECTION. 343 Theft is subject to Forcible & Violent Entry into/Exist Yes As per policy wording
344 A137: COMBINED LIABILITY (CLAIMS MADE BASIS) 344 Third party liability R 2 500 000Yes
345 A138: ROD: 1/6/2010 345 Unauthorised Passenger Liability R 2 500 000Yes
346 A139: GENERAL & TENANTS | E139: 10000000 346 Windscreen Yes As per policy wording
347 A140: PRODUCTS LIABILITY & DEFECTIVE WORKMANSHIP LIABILITY | E140: 5000000 347 Wreckage Removal Limit R 10 000Yes
348 A141: WRONGFUL ARREST & DEFAMATION | B141: (ANNUAL AGGREGATE OF R250 000) | E141: 150000 | F141: 0 348 VALUE ADDED PRODUCT
349 A142: GENERAL & TENANTS EXCESS: R5 000 349 R 5 292.00AC&E Assist
350 A143: PRODUCTS LIABLITY & DEFECTIVE WORKMANSHIP EXCESS: 10% OF CLAIM MIN R5 000 MAX R50 000 350 Important information - Please read
351 A144: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT 351 Vehicles on cover:
352 A145: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE 352 2014 KIA PICANTO 1.2 A/T EX R 100 500,00
353 A146: REMAINING EXCESSES APPLICABLE TO THIS SECTION. 353 2013 SUZUKI SWIFT 14 GLS R 107 000,00
354 A148: UMBRELLA LIABILITY: 354 2014 BMW X1 2L D A/T R 201 600,00
355 A149: MOTOR 3RD PARTY LIABILITY | E149: UP TO 355 2018 SUZUKI IGNIS R 148 700,00
356 A150: =A252 | B150: =B253 | E150: 17500000 356 2022 SUZUKI S-PRESSO 1.0 GL MT R 136 225,00
357 A151: =A252 | B151: =B256 | E151: 17500000 357 2012 SUZUKI SX4 2.0 R 126 100,00
358 A152: =A260 | B152: =B261 | E152: 17500000 358 2024 SUZUKI FRONX 1.5 GL A/T R 306 100,00
359 A153: =A260 | B153: =B264 | E153: 17500000 359 Endorsements with relevance to this item (see description below)
360 A154: =A268 | B154: =B269 | E154: 17500000 360 MOTOR VEHICLE TRACKING WARRANTY - UNLESS STATED OTHERWISE IN THE GENERAL CONDITIONS OF THE MOTOR SECTION
361 A155: =A268 | B155: =B272 | E155: 17500000 361 HEREUNDER:
362 A156: =A276 | B156: =B277 | E156: 17500000 362 i. Vehicles over R299 999.00 but under R399 999.00 require a Passive Tracking Device System.
363 A157: =A281 | B157: =B282 | E157: 17500000 363 ii. Vehicles over R399 999.00 require an Early Warning Tracking Device System.
364 B158: =SUM(B150:B156) 364 iii. The vehicle must be fitted with recognised vehicle tracking device system.
365 A159: EXCESS: R2 500 000 (COVER UNDER MOTOR VEHICLE SECTION OF POLICY) 365 iv. The tracking device must be activated and kept in proper working order at all times.
366 A161: EMPLOYERS LIABILITY 366 EARLY WARNING TRACKING DEVICE WARRANTY:
367 A162: ROD: 1/6/2009 367 It is hereby warranted as a condition of cover that an approved early warning tracking device is installed in the insured vehicle which must be
368 A163: LIMIT OF INDEMNITY | E163: 2000000 368 active and in proper working order at the time of loss. Such device must include the following functionality to qualify as an approved tracking
369 A164: EXCESS: NIL 369 device with early warning functionality:
370 A166: ACCIDENTAL DAMAGE 370 1.The device must activate itself and automatically alert the tracking company against any unauthorised tampering, starting, or
371 A167: LIMIT OF INDEMNITY | E167: 1000000 371 moving of the insured vehicle.
372 A168: EXCESS: N/A 372 2.The device must be armed whenever the vehicle is parked and switched off.
373 A170: ELECTRONIC (COMPUTER) EQUIPMENT 373 a. You may receive a tag that needs to be carried with the car key on your person so that the device is able to recognise if the tag
374 A171: =A6 | B171: (INCLUDING SERVERS AT MTN DATA CENTRE, 113 BOWLING AVE, GALLO MANOR, SANDTON) 374 is not present in the vehicle if the vehicle is started, tampered with, or moved.
375 A172: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) | E172: 706349.55 375 b. Some devices may require you to activate the early warning functionality via your smartphone application to issue an alert if the
376 A173: REINSTATEMENT OF DATA | E173: 50000 | F173: INCLUDED 376 vehicle is moved or accessed while this feature is active.
377 A174: INCREASED COST OF WORKING | E174: 50000 | F174: INCLUDED 377 c. If the features mentioned in a. and b. above is part of the early warning functionality of your device, then such features must be
378 A175: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS) 378 active at the time of loss for cover to apply.
379 A176: =A7 379 3.The device must have active vehicle tracking and recovery functionality as part of a legally valid service contract in force with the
380 A177: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) | E177: 24623.8 380 relevant tracking service provider at the time of loss.
381 A178: REINSTATEMENT OF DATA | E178: 50000 | F178: INCLUDED 381 4.The tracking device company must include a recovery function in their contract.
382 A179: INCREASED COST OF WORKING | E179: 50000 | F179: INCLUDED 382 Developed by Tial Technologies 2026/05/21Page 8 of 62
383 A180: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS) 383 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
384 A181: =A8 384 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
385 A182: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) | E182: 32394.35 385
386 A183: REINSTATEMENT OF DATA | E183: 50000 | F183: INCLUDED 386 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
387 A184: INCREASED COST OF WORKING | E184: 50000 | F184: INCLUDED 387 Either the device must be self-testing, or it must be tested by you at least every six months to ensure that it is always performing as intended;
388 A185: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS) 388 failing which no Theft and or Hi-Jack Cover will apply to this respective vehicle to which this warranty is linked.
389 A186: =A9 389 Definition B: Light Delivery Vehicles
390 A187: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) | E187: 32394.35 390 Manufacturer : Unknown R 5 705 608 R 191 70843
391 A188: REINSTATEMENT OF DATA | E188: 50000 | F188: INCLUDED 391 Model : 29 X LDV'S
392 A189: INCREASED COST OF WORKING | E189: 50000 | F189: INCLUDED 392 Year : 2020
393 A190: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS) 393 Registration number : LDV'S
394 A191: =A10 394 Engine number :
395 A192: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) | E192: 32394.35 395 Vin number :
396 A193: REINSTATEMENT OF DATA | E193: 50000 | F193: INCLUDED 396 Registered owner : LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I
397 A194: INCREASED COST OF WORKING | E194: 50000 | F194: INCLUDED 397 Cover type : Comprehensive
398 A195: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS) 398 Class of use : Private & Business
399 A196: =A11 399 Sasria R4 029,36
400 A197: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) | E197: 27104.35 400 Extensions Included
401 A198: REINSTATEMENT OF DATA | E198: 50000 | F198: INCLUDED 401 Accident Towing R 10 000Yes
402 A199: INCREASED COST OF WORKING | E199: 50000 | F199: INCLUDED 402 Contingent Liability R 2 500 000Yes
403 A200: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS) 403 Fire Extinguishing Charges R 10 000Yes
404 A201: =A12 404 Fire/Explosion R 1 000 000Yes
405 A202: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) | E202: 32394.35 405 Instructions for Repairs R 2 000Yes
406 A203: REINSTATEMENT OF DATA | E203: 50000 | F203: INCLUDED 406 Loss of Keys R 5 000Yes
407 A204: INCREASED COST OF WORKING | E204: 50000 | F204: INCLUDED 407 Parking Facilities & Movement of Third Party Vehicles R 2 500 000Yes
408 A205: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS) 408 Passenger Liability R 2 500 000Yes
409 A206: =A13 409 Theft is subject to Forcible & Violent Entry into/Exist Yes As per policy wording
410 A207: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) | E207: 24623.8 410 Third party liability R 2 500 000Yes
411 A208: REINSTATEMENT OF DATA | E208: 50000 | F208: INCLUDED 411 Unauthorised Passenger Liability R 2 500 000Yes
412 A209: INCREASED COST OF WORKING | E209: 50000 | F209: INCLUDED 412 Windscreen Yes As per policy wording
413 A210: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS) 413 Wreckage Removal Limit R 10 000Yes
414 A211: =A14 414 VALUE ADDED PRODUCT
415 A212: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) | E212: 24623.8 415 R 21 924.00AC&E Assist
416 A213: REINSTATEMENT OF DATA | E213: 50000 | F213: INCLUDED 416 Important information - Please read
417 A214: INCREASED COST OF WORKING | E214: 50000 | F214: INCLUDED 417 Vehicles on cover:
418 A215: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS) 418 2014 CHEVROLET UTILITY 14 BASE A/C R 108 100,00
419 A216: =A16 419 2014 CHEVROLET UTILITY 14 BASE A/C R 108 100,00
420 A217: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) | E217: 24623.8 420 2016 CHEVROLET UTILITY 14 BASE A/C R 127 700,00
421 A218: REINSTATEMENT OF DATA | E218: 50000 | F218: INCLUDED 421 2016 CHEVROLET UTILITY 14 BASE A/C R 127 700,00
422 A219: INCREASED COST OF WORKING | E219: 50000 | F219: INCLUDED 422 2013 ISUZU KB250 FLEETSIDE (SAFETY) R 125 100,00
423 A220: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS) 423 2014 ISUZU KB250 FLEETSIDE (SAFETY) R 137 800,00
424 A221: =D6 424 2014 ISUZU KB250 FLEETSIDE (SAFETY) R 137 800,00
425 A222: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) | E222: 30870.6 425 2015 ISUZU KB250 FLEETSIDE (SAFETY) R 150 200,00
426 A223: REINSTATEMENT OF DATA | E223: 50000 | F223: INCLUDED 426 2015 ISUZU KB250 FLEETSIDE (SAFETY) R 150 200,00
427 A224: INCREASED COST OF WORKING | E224: 50000 | F224: INCLUDED 427 2018 NISSAN NP200 1.6 8V BASE R 121 500,00
428 A225: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS) 428 2016 ISUZU KB250 FLEETSIDE (SAFETY) R 163 400,00
429 A226: =D8 429 2016 ISUZU KB250 FLEETSIDE (SAFETY) R 163 400,00
430 A227: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) | E227: 24623.8 430 2016 ISUZU KB250 FLEETSIDE (SAFETY) R 163 400,00
431 A228: REINSTATEMENT OF DATA | E228: 50000 | F228: INCLUDED 431 2016 ISUZU KB250 FLEETSIDE (SAFETY) R 163 400,00
432 A229: INCREASED COST OF WORKING | E229: 50000 | F229: INCLUDED 432 2018 NISSAN NP200 1.5 DCI BASE R 160 800,00
433 A230: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS) 433 2019 NISSAN NP200 1.5 DCI BASE & A/C R 172 200,00
434 A231: OTHER 434 2020 NISSAN NP200 1.5 A/C SAFETY PACK P/U S/C R 189 134,00
435 A232: ALL PREMISES OWNED & / OR OCCUPIED 435 2019 ISUZU D-Max 250c P/U S/C R 191 000,00
436 A233: INCOMPATIBILITY COVER (MAX. R50 000) | B233: @ | C233: 0.2 | D233: OF THE S/INSURED | E233: 354536.4486 436 2021 ISUZU D-MAX 250C S/C P/U R 240 700,00
437 A234: ADDITIONAL REINSTATEMENT OF DATA | E234: 50000 437 2022 ISUZU D-MAX 250C S/C P/U R 285 155,00
438 A235: ADDITIONAL INCREASED COST OF WORKING | E235: 50000 438 2022 ISUZU D-MAX 250C S/C P/U R 285 155,00
439 A236: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS) 439 2024 MAHINDRA PIK UP 2.2 MHAWK S4 P/U S/C R 236 940,00
440 A237: COPIERS / PRINTERS 440 2024 MAHINDRA PIK UP 2.2 MHAWK S4 P/U S/C R 236 940,00
441 A238: COPIERS / PRINTERS | E238: 431194.9955 441 2021 ISUZU D-MAX 250 HO FLEETSIDE SAFETY S /C P/U R 274 300,00
442 A239: NOTEBOOKS 442 2021 ISUZU D-MAX 250 HO FLEETSIDE SAFETY S /C P/U R 274 300,00
443 A240: NOTEBOOKS / LAPTOP COMPUTERS / SOFTWARE & ALL ACCESSORIES | E240: 324466.3475 443 2023 ISUZU D-MAX 250C S/CAB BASE R 302 796,00
444 A242: ELECTRONIC (COMPUTER) EQUIPMENT SECTION EXCESSES: 444 Developed by Tial Technologies 2026/05/21Page 9 of 62
445 A243: EXCESS: 10% OF CLAIM, MINIMUM R500 (OCCURRENCE EXCESS) 445 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
446 A244: LIGHTNING & POWER SURGE EXCESS: ADDITIONAL 10% OF THE CLAIM, MINIMUM R500 446 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
447 A245: (WAIVED IF PROTECTED BY AN APPROVED SURGE ARRESTOR AS DETAILED IN THE POLICY WORDING) 447
448 A246: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT 448 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
449 A247: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE 449 2023 ISUZU D-MAX 250C S/CAB BASE R 302 796,00
450 A248: REMAINING EXCESSES APPLICABLE TO THIS SECTION. 450 2023 ISUZU D-MAX 250C S/CAB BASE R 302 796,00
451 A249: NON-MOTOR TOTAL 451 2023 ISUZU D-MAX 250C S/CAB BASE R 302 796,00
452 A251: MOTOR FLEET - DEPOSIT BURN - 80/20 | B251: BASIS OF VALUATION - RETAIL VALUE 452 Endorsements with relevance to this item (see description below)
453 A252: PRIVATE TYPE MOTOR CARS 453 MOTOR VEHICLE TRACKING WARRANTY - UNLESS STATED OTHERWISE IN THE GENERAL CONDITIONS OF THE MOTOR SECTION
454 A253: ESTIMATED NO: | B253: 5 | E253: 694025 454 HEREUNDER:
455 A254: MAXIMUM INDEMNITY: | B254: 100001 | C254: TO | D254: 310000 455 i. Vehicles over R299 999.00 but under R399 999.00 require a Passive Tracking Device System.
456 A255: TYPE OF COVER: | B255: COMP | C255: BUS USE 456 ii. Vehicles over R399 999.00 require an Early Warning Tracking Device System.
457 A256: ESTIMATED NO: | B256: 2 | E256: 432200 457 iii. The vehicle must be fitted with recognised vehicle tracking device system.
458 A257: MAXIMUM INDEMNITY: | B257: 100001 | C257: TO | D257: 350000 458 iv. The tracking device must be activated and kept in proper working order at all times.
459 A258: TYPE OF COVER: | B258: COMP | C258: PVT USE 459 EARLY WARNING TRACKING DEVICE WARRANTY:
460 A260: LDVS 460 It is hereby warranted as a condition of cover that an approved early warning tracking device is installed in the insured vehicle which must be
461 A261: ESTIMATED NO: | B261: 17 | E261: 2469934 461 active and in proper working order at the time of loss. Such device must include the following functionality to qualify as an approved tracking
462 A262: MAXIMUM INDEMNITY: | B262: 100001 | C262: TO | D262: 200000 462 device with early warning functionality:
463 A263: TYPE OF COVER: | B263: COMP | C263: BUS USE 463 1.The device must activate itself and automatically alert the tracking company against any unauthorised tampering, starting, or
464 A264: ESTIMATED NO: | B264: 12 | E264: 3235674 464 moving of the insured vehicle.
465 A265: MAXIMUM INDEMNITY: | B265: 200001 | C265: TO | D265: 350000 465 2.The device must be armed whenever the vehicle is parked and switched off.
466 A266: TYPE OF COVER: | B266: COMP | C266: BUS USE 466 a. You may receive a tag that needs to be carried with the car key on your person so that the device is able to recognise if the tag
467 A268: HEAVY COMMERCIAL VEHICLES 467 is not present in the vehicle if the vehicle is started, tampered with, or moved.
468 A269: ESTIMATED NO: | B269: 2 | E269: 385427 468 b. Some devices may require you to activate the early warning functionality via your smartphone application to issue an alert if the
469 A270: MAXIMUM INDEMNITY: | B270: 0 | C270: TO | D270: 350000 469 vehicle is moved or accessed while this feature is active.
470 A271: TYPE OF COVER: | B271: COMP | C271: BUS USE 470 c. If the features mentioned in a. and b. above is part of the early warning functionality of your device, then such features must be
471 A272: ESTIMATED NO: | B272: 1 | E272: 393105 471 active at the time of loss for cover to apply.
472 A273: MAXIMUM INDEMNITY: | B273: 350001 | C273: TO | D273: 750000 472 3.The device must have active vehicle tracking and recovery functionality as part of a legally valid service contract in force with the
473 A274: TYPE OF COVER: | B274: COMP | C274: BUS USE 473 relevant tracking service provider at the time of loss.
474 A276: TRAILERS 474 4.The tracking device company must include a recovery function in their contract.
475 A277: ESTIMATED NO: | B277: 21 | E277: 327750 475 Either the device must be self-testing, or it must be tested by you at least every six months to ensure that it is always performing as intended;
476 A278: MAXIMUM INDEMNITY: | B278: 0 | C278: TO | D278: 50000 476 failing which no Theft and or Hi-Jack Cover will apply to this respective vehicle to which this warranty is linked.
477 A279: TYPE OF COVER: | B279: COMP | C279: BUS USE 477 Definition B: Commercial/Special Vehicles/LDV
478 A281: TRAILERS - THIRD PARTY COVER ONLY 478 Manufacturer : Unknown R 778 532 R 28 027.15
479 A282: ESTIMATED NO: | B282: 12 | E282: 0 479 Model : 3 X HCV'S
480 A283: MAXIMUM INDEMNITY: | B283: 0 | C283: TO | D283: 2500000 480 Year : 2020
481 A284: TYPE OF COVER: | B284: THIRD PARTY | C284: BUS USE 481 Registration number : HCV'S
482 A285: EXCESS: R2 500 482 Engine number :
483 A287: MOTOR BURN PREMIUM TO COLLECT UNTIL RENEWAL 483 Vin number :
484 A288: BURN ADDITIONAL PREMIUM JANUARY 2026 TO MAY 2026 484 Registered owner : LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I
485 A290: THIRD PARTY LIABILITY (PLANT ITEMS) 485 Cover type : Comprehensive
486 A291: LIMIT OF INDEMNITY | D291: =B357 | E291: 2500000 486 Class of use : Business
487 A292: EXCESS: R2 500 487 Sasria R3 089,34
488 A294: RIOT & STRIKE (EXCLUDING RSA & NAMIBIA) | E294: INCLUDED | F294: INCLUDED 488 Extensions Included
489 A296: MOTOR TOTAL 489 Accident Towing R 10 000Yes
490 A298: SASRIA (RIOT) 490 Contingent Liability R 2 500 000Yes
491 A299: FIRE | E299: 61591186 491 Fire Extinguishing Charges R 10 000Yes
492 A300: OFFICE CONTENTS | E300: 149500 492 Fire/Explosion R 1 000 000Yes
493 A301: GLASS | E301: 130088 493 Instructions for Repairs R 2 000Yes
494 A302: BUSINESS ALL RISKS | E302: 365017 494 Loss of Keys R 5 000Yes
495 A303: ELECTRONIC EQUIPMENT | E303: 2777218.6916 495 Parking Facilities & Movement of Third Party Vehicles R 2 500 000Yes
496 A304: GOODS IN TRANSIT | E304: 920000 496 Passenger Liability R 2 500 000Yes
497 A305: GOODS IN TRANSIT SHORTFALL | E305: INCLUDED 497 Theft is subject to Forcible & Violent Entry into/Exist Yes As per policy wording
498 A306: MOTOR 498 Third party liability R 2 500 000Yes
499 A307: PRIVATE VEHICLES | E307: 7 499 Unauthorised Passenger Liability R 2 500 000Yes
500 A308: LDVS | D308: =B261 | E308: 2469934 500 Windscreen Yes As per policy wording
501 A309: LDVS | D309: =B264 | E309: 3235674 501 Wreckage Removal Limit R 10 000Yes
502 A310: TRAILERS | D310: =B277 | E310: 327750 502 VALUE ADDED PRODUCT
503 A311: =A268 503 R 10 800.00Roadside Assistance (HCV Vehicle Over 3500KG)
504 A312: COMMERCIAL VEHICLES | D312: =B269 | E312: 385427 504 Important information - Please read
505 A313: COMMERCIAL VEHICLES | D313: =B272 | E313: 393105 505 Vehicles on cover:
506 A314: FREE SASRIA EXTENSION | E314: INCLUDED 506 Developed by Tial Technologies 2026/05/21Page 10 of 62
507 A315: SASRIA PREMIUM TOTAL | F315: =SUM(F297:F314) 507 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
508 A316: MULTI-PERIL POLICY TOTAL | G316: =F249+F296+F315 508 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
509 B317: BASIS OF VALUATION: MARKET VALUE + 10% + VAT 509
510 A318: PLANT ALL RISKS - DEPOSIT BURN - 60/20/20 | B318: QUANTITIES | D318: COST PER ITEM | E318: AGREED VALUE 510 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
511 A319: DUMPER 1.6 TON NEUSON 2WD | B319: 11 | C319: DWN16 | D319: 345000 | E319: 3795000 511 2012 TATA LPT813 EX2 F/C 4T R 98 700,00
512 A320: DUMPER 3 TON | B320: 16 | C320: DWN30 | D320: 460000 | E320: 7360000 512 2013 ISUZU NQR 500T INCL EXTRAS R 286 727,00
513 A321: 3.5 TON WACKER EXCAVATOR WITH VDS | B321: 3 | C321: EX35 | D321: 690000 | E321: 2070000 513 2016 ISUZU NQR500 AMT INCL EXTRAS - details to be supplied R 393 105,00
514 A322: HAMMER KIT 3.5 TON EXCAVATOR | B322: 4 | C322: EX35H | D322: 103500 | E322: 414000 514 Endorsements with relevance to this item (see description below)
515 A323: 3.8 TON ZERO TAIL/VDS WACKER EXCAVATOR | B323: 1 | C323: EX38 | D323: 575000 | E323: 575000 515 MOTOR VEHICLE TRACKING WARRANTY - UNLESS STATED OTHERWISE IN THE GENERAL CONDITIONS OF THE MOTOR SECTION
516 A324: KRAMER LOADER | B324: 1 | C324: KL35 | D324: 57500 | E324: 57500 516 HEREUNDER:
517 A325: TRIME X-START 6 X 150W LED DOUBLE AXLE LIGHTING TOWER (Group 1) | B325: 7 | C325: LED6 | D325: 195500 | E325: 1368500 517 i. Vehicles over R299 999.00 but under R399 999.00 require a Passive Tracking Device System.
518 A326: TRIME X-START 6 X 150W LED DOUBLE AXLE LIGHTING TOWER (Group 2) | B326: 10 | C326: LED6 | D326: 207000 | E326: 2070000 518 ii. Vehicles over R399 999.00 require an Early Warning Tracking Device System.
519 A327: TRIME X-START 6 X 150W LED DOUBLE AXLE LIGHTING TOWER (Group 3) | B327: 11 | C327: LED6 | D327: 207000 | E327: 2277000 519 iii. The vehicle must be fitted with recognised vehicle tracking device system.
520 A328: TRIME X-START 6 X 150W LED DOUBLE AXLE LIGHTING TOWER (Group 4) | B328: 2 | C328: LED6 | D328: 230000 | E328: 460000 520 iv. The tracking device must be activated and kept in proper working order at all times.
521 A329: TRIME X-START 6 X 150W LED DOUBLE AXLE LIGHTING TOWER (Group 5) | B329: 4 | C329: LED6 | D329: 270250 | E329: 1081000 521 EARLY WARNING TRACKING DEVICE WARRANTY:
522 A330: 1.6 TON RIDE ON ROLLER | B330: 17 | C330: RON16 | D330: 402500 | E330: 6842500 522 It is hereby warranted as a condition of cover that an approved early warning tracking device is installed in the insured vehicle which must be
523 A331: 1.6 BOPU TON RIDE ON ROLLER | B331: 2 | C331: RON16BP | D331: 287500 | E331: 575000 523 active and in proper working order at the time of loss. Such device must include the following functionality to qualify as an approved tracking
524 A332: 2.7 TON RIDE ON ROLLER | B332: 18 | C332: RON27 | D332: 517500 | E332: 9315000 524 device with early warning functionality:
525 A333: 2.5 TON RIDE ON ROLLER WACKER | B333: 3 | C333: RON27W | D333: 460000 | E333: 1380000 525 1.The device must activate itself and automatically alert the tracking company against any unauthorised tampering, starting, or
526 A334: SKIDSTEER | B334: 9 | C334: SS | D334: 563500 | E334: 5071500 526 moving of the insured vehicle.
527 A335: ROAD BROOM SKIDSTEER | B335: 2 | C335: RB18 | D335: 46000 | E335: 92000 527 2.The device must be armed whenever the vehicle is parked and switched off.
528 A336: SKID STEER WACKER | B336: 2 | C336: SSW | D336: 460000 | E336: 920000 528 a. You may receive a tag that needs to be carried with the car key on your person so that the device is able to recognise if the tag
529 A337: TOWER LIGHT WACKER (DOUBLE AXLE) | B337: 0 | C337: TLW4 | D337: 0 | E337: 0 529 is not present in the vehicle if the vehicle is started, tampered with, or moved.
530 A338: 12m TRAILER MOUNT BOOM LIFTS | B338: 6 | C338: TM12 | D338: 517500 | E338: 3105000 530 b. Some devices may require you to activate the early warning functionality via your smartphone application to issue an alert if the
531 A339: NIFTY 12M TRAILER MOUNT | B339: 2 | C339: TM12T | D339: 517500 | E339: 1035000 531 vehicle is moved or accessed while this feature is active.
532 A340: NIFTY 140 TRAILER MOUNT | B340: 9 | C340: TM14 | D340: 575000 | E340: 5175000 532 c. If the features mentioned in a. and b. above is part of the early warning functionality of your device, then such features must be
533 A341: NIFTY 170 TRAILER MOUNT | B341: 4 | C341: TM17 | D341: 690000 | E341: 2760000 533 active at the time of loss for cover to apply.
534 A342: TOWER LIGHT VT8 4x1000W MH DOUBEL AXLE MANUAL LIFT CONVERTED TO LED | B342: 2 | C342: VT8 | D342: 115000 | E342: 230000 534 3.The device must have active vehicle tracking and recovery functionality as part of a legally valid service contract in force with the
535 A343: TOWER LIGHT VT8 4x1000W MH DOUBEL AXLE MANUAL LIFT | B343: 5 | C343: VT8 | D343: 80500 | E343: 402500 535 relevant tracking service provider at the time of loss.
536 A344: SATELLITE 650 C/W DUST SHROUD | B344: 1 | C344: SAT650 | D344: 138000 | E344: 138000 536 4.The tracking device company must include a recovery function in their contract.
537 A345: TENNANT T300 WALK BEHIND SCRUBBER | B345: 3 | C345: T300 | D345: 46000 | E345: 138000 537 Either the device must be self-testing, or it must be tested by you at least every six months to ensure that it is always performing as intended;
538 A346: "EDCO SCARIFIER 10" "WALK BEHIND" | B346: 6 | C346: ES10 | D346: 57500 | E346: 345000 538 failing which no Theft and or Hi-Jack Cover will apply to this respective vehicle to which this warranty is linked.
539 A347: SATELLITE 480 C/W DUST SHROUD & 30M CABLE | B347: 11 | C347: SAT480 | D347: 46000 | E347: 506000 539 Definition E: Trailers and Caravans
540 A348: SATELLITE 480 PETROL C/W DUST SHROUD | B348: 1 | C348: SAT480P | D348: 46000 | E348: 46000 540 Manufacturer : Unknown R 327 750 R 7 341.60
541 A349: 130CFM ROTAIR SINGLE BREAKER COMPRESSOR (762.60) | B349: 1 | C349: 130 | D349: 92000 | E349: 92000 541 Model : 21 X TRAILERS
542 A350: HYDROSTATIC ROLLER | B350: 33 | C350: RD7 | D350: 115000 | E350: 3795000 542 Year : 2020
543 A351: 760 BOMAG ROLLER | B351: 1 | C351: BW76 | D351: 69000 | E351: 69000 543 Registration number : TRAILERS
544 A352: 650 MASTERPACK DOUBLE DRUM ROLLER | B352: 30 | C352: MP65 | D352: 115000 | E352: 3450000 544 Engine number :
545 A353: RL700D PEDESTRIAN ROLLER 650MM W/CAME | B353: 5 | C353: BP65 | D353: 92000 | E353: 460000 545 Vin number :
546 A354: BOPU 650MM PEDESTRIAN ROLLER PETROL | B354: 5 | C354: BP65P | D354: 89700 | E354: 448500 546 Registered owner : LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I
547 A355: RL700H PEDISTRIAN ROLLER 650MM W/HONDA GX390 | B355: 5 | C355: BP65P | D355: 90850 | E355: 454250 547 Cover type : Comprehensive
548 A356: RL800DZ PEDISTRIAN ROLLER W/GX390 EASY TURN | B356: 2 | C356: BP65PT | D356: 109825 | E356: 219650 548 Class of use : Private & Business
549 A357: EXCESS: 10% OF CLAIM, MINIMUM R10 000 | B357: =SUM(B319:B356) | E357: 68592900 549 Sasria R231,46
550 A358: WINDSCREEN COVER INCLUDED WITH AN EXCESS OF 20% OF CLAIM, MINIMUM R1 000 550 Extensions Included
551 A360: PLANT ALL RISKS BURN PREMIUM TO COLLECT UNTIL RENEWAL 551 Accident Towing R 3 500Yes
552 A361: BURN ADDITIONAL PREMIUM FOR MAY 2026 552 Contingent Liability R 2 500 000Yes
553 A364: PLANT ALL RISKS BURN PREMIUM NOVEMBER 2021 TO MAY 2022 553 Fire Extinguishing Charges R 10 000Yes
554 A365: PLANT ALL RISKS BURN (2x LAYERS) PREMIUM FOR REMAINDER OF INSURANCE PERIOD - NOVEMBER 2021 TO MAY 2022 | F365: 0 554 Fire/Explosion R 1 000 000Yes
555 A367: CAPITAL ADDITIONS / AUTOMATIC ADDITIONS @ | B367: 0.2 | C367: OF PAR TOTAL SUM INSURED | E367: 13718580 | F367: 0 555 Instructions for Repairs R 2 000Yes
556 A369: PLANT PUBLIC LIABILITY (SITE) 556 Loss of Keys R 5 000Yes
557 A370: LIMIT OF INDEMNITY | E370: 5000000 557 Parking Facilities & Movement of Third Party Vehicles R 2 500 000Yes
558 A371: EXCESS: 10% OF CLAIM MIN R5 000 MAX R 25 000 558 Theft is subject to Forcible & Violent Entry into/Exist Yes As per policy wording
559 A373: HIRING COSTS (OWN PLANT) 559 Third party liability R 2 500 000Yes
560 A374: LIMIT | E374: 0 | F374: NOT INCLUDED 560 Wreckage Removal Limit R 10 000Yes
561 A375: INDEMNITY PERIOD: 0 MTHS 561 Important information - Please read
562 A376: TIME EXCESS: 0 HOURS 562 Vehicles on cover:
563 A378: HIRED IN PLANT (LOSS OR DAMAGE) 563 NORMAL R 5 750,00
564 A379: ANNUAL HIRED IN FEES | E379: 0 | F379: NOT INCLUDED 564 NORMAL R 5 750,00
565 A380: LIMIT PER ITEM (INCLUDING V.A.T.) | E380: 0 565 NORMAL R 5 750,00
566 A381: BASIC EXCESS: N/A 566 BOMAG R 11 500,00
567 A382: THEFT / HIJACK EXCESS: N/A 567 BOMAG R 11 500,00
568 A384: CONTINUING HIRING COSTS (HIRED IN PLANT) 568 BOMAG R 11 500,00
569 A385: LIMIT | E385: 0 | F385: NOT INCLUDED 569 Developed by Tial Technologies 2026/05/21Page 11 of 62
570 A386: INDEMNITY PERIOD: 0 MTHS 570 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
571 A387: TIME EXCESS: N/A 571 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
572 A389: PLANT ALL RISKS PREMIUM TOTAL 572
573 A391: SASRIA (RIOT) 573 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
574 A392: PLANT ITEMS | E392: 68592900 574 BOMAG R 11 500,00
575 A393: CAPITAL ADDITIONS | E393: 13718580 575 BOMAG R 11 500,00
576 A395: SASRIA PREMIUM TOTAL 576 BOMAG R 11 500,00
577 A396: ENGINEERING POLICY TOTAL 577 BOMAG R 11 500,00
578 A398: DIRECTORS & OFFICERS 578 BOMAG R 11 500,00
579 A399: LIMIT OF INDEMNITY | E399: 10000000 579 BOMAG R 11 500,00
580 A400: EXCESS: NIL 580 ROLL AWAY R 23 000,00
581 A402: DIRECTORS & OFFICERS PREMIUM TOTAL 581 ROLL AWAY R 23 000,00
    582 ROLL AWAY R 23 000,00
    583 ROLL AWAY R 23 000,00
    584 ROLL AWAY R 23 000,00
    585 ROLL AWAY R 23 000,00
    586 ROLL AWAY R 23 000,00
    587 ROLL AWAY R 23 000,00
    588 ROLL AWAY R 23 000,00
    589 Manufacturer : Unknown R 11 520.00
    590 Model : 12 X TRAILERS - TP ONLY
    591 Year : 2020
    592 Registration number : TRAILERS - TP ONLY
    593 Engine number :
    594 Vin number :
    595 Registered owner : LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I
    596 Cover type : Third Party Only
    597 Class of use : Private & Business
    598 Sasria R84,75
    599 Extensions Included
    600 Third party liability R 2 500 000Yes
    601 R7 434,91Sasria premium
    602 Total premium R272 834.42
    603 Section Endorsement Wording
    604 MINIMUM SECURITY REQUIREMENTS:
    605 If not stated otherwise in your policy schedule, the following will apply:
    606 1.VESA approved level 3 or 4 immobiliser or vehicle tracking & recovery system.
    607 2.Vehicles that are not kept in a locked garage overnight or behind locked gates, must have additional security fitted e.g. Tracking device.
    608 3.All vehicles valued at R299 999 and over needs to be fitted with a recognised tracking and recovery system.
    609 To enjoy sufficient theft cover you will have to comply with the minimum security requirements.
    610 If you enjoy a premium discount because of any additional systems fitted, it will automatically be a requirement.
    611 THEFT AND HI-JACK REPORTING TIMEFRAME:
    612 It is the duty of the insured to notify the South African Police Services of an incident within 24 hours.
    613 The incident is to be reported to the Underwriting Managers within 48 hours of occurance.
    614 SPARE PARTS CLAUSE:
    615 In the event of a claim:
    616 1.the Company’s liability in respect of any spare parts and/or accessories which are required in the repair of the above-mentioned vehicle, and
    617 which are unobtainable in South Africa or are obsolete in pattern shall be limited to the value of such parts at the time of loss or damage to the
    618 amount stated in the manufacturer’s / agent’s price list.
    619 2.The insurer will not be held responsible for the time period that it might require for the parts to be imported if needed.
    620 3.The Company may discharge its liability by cash payment in such circumstances.
    621 CAR HIRE:
    622 The Car Hire product follows all conditions and warranties as set out in the motor section of the underlying policy. No Car Hire will be given
    623 unless a valid claim/insured event is submitted on the underlying policy and all premiums are paid up-to-date. The Insurer will not be liable for
    624 Car Hire if the insured does not comply with all the warranties and conditions of this policy
    625 REPATRIATION CLAUSE:
    626 If your insured vehicle is damaged outside the Republic of South Africa, you will be responsible for the cost of repatriation to within the South African
    627 border.
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    629 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    630 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    631
    632 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    633 High Value Vehicles - Updated Restricted Driver's Endorsement :
    634 The Restricted Driver's Conditions 1.6 - 1.8 is replaced by the following:
    635 Conditions:
    636 Restricted drivers:
    637 Director(s), Owner(s) of Insured Business and Their Spouses and/or Designated /Specified Driver as detailed in Policy Schedule in respect of this specific vehicle.
    638 No C1 licenses, with a license less than 5 years
    639 Early warning Tracking and recovery device is a requirement.
    640 It is required that this vehicle is parked Behind or inside a Locked Garage after the normal business hours, at the permanent place of residence, excluding long distance
    641 business travel .
    642 MOTOR GENERAL TERMS AND CONDITIONS 2024
    643 MOTOR GENERAL CONDITIONS APPLICABLE TO THE MOTOR SECTION
    644 (ALL VEHICLES SPECIFIED IN ABOVE MOTOR SECTION , UNLESS OTHERWISE NOTED ):
    645 MOTOR GENERAL CONDITIONS:
    646 1.The onus is on the insured to ensure that the vehicle Sum Insured is adequate : In the event of a claim the maximum amount
    647 payable will be the limit of indemnity specified on the schedule of insurance or the retail value of the vehicle (as determined by the
    648 Mead & McGrouther “Auto Dealers Guide”) at the time of the loss. Amounts payable by the insured in respect of a
    649 Basic/Voluntary/Additional or Compulsory excess is calculated separately for each vehicle according to the cover as indicated on
    650 the Policy Schedule. Should no retail value be available for the vehicle, a deduction in the form of a depreciation will be done based
    651 on the milage and age of the vehicle. A fair percentage depreciation will be determined by the Mead & McGrouthe / AA /
    652 TransUnion ITC guidelines available to the insurer.
    653 2.The Insured Shall be liable for the First Amount Payable: As specified hereunder of any expenditure (or any lesser expenditure
    654 which may be incurred) for which provision is made under such sections and of any expenditure by the Company in the exercise of
    655 its discretion under Sub Section A or general condition of the policy. If the expenditure incurred by the company shall include the
    656 First Amount Payable for which the Insured is responsible such amount shall be paid by the Insured. The Company reserves its rights
    657 to vary any First Amount Payable during the currency of the Policy. The expression “Occurrence’ shall mean occurrence or series of
    658 occurrences arising out of one cause in connection with any motor vehicle in respect of which indemnity is provided under this
    659 section. The amount to be borne by the insured shall be the amounts specified below which shall apply independently and shall be
    660 cumulative. If more than one motor vehicle is insured by this section the provisions hereof shall apply as though a separate policy
    661 had been issued for each motor vehicle
    662 3.Vehicle Protection Guarantee : In a Situation where the insured declared that the vehicle insured is fitted with anti-theft device
    663 required by the Company as indicated in the schedule and the vehicle is stolen, it is the responsibility of the insured to prove that
    664 the security system as indicated or required was fitted and in working order, if the insured fails to prove the above mentioned, the
    665 Company will be entitled to at its option, turn down the claim of the Insured If the satellite -tracking device is required or indicated,
    666 or declared by the insured as installed, the insured guarantees that the device has a self -activating mechanism, and that the
    667 insured has a valid recovery agreement.
    668 4.Territorial Limits and Repatriation Clause - The territorial limits of the cover afforded by this policy will be the Republic of South
    669 Africa, Namibia, Lesotho, Eswatini, Botswana, Zimbabwe , Malawi, and Mozambique , subject to the following conditions:
    670 a) The company will not authorise repairs for accident damage to the insured’s vehicle before the insured has successfully
    671 returned the vehicle to the Republic of South Africa. The company will pay the necessary cost of repatriation following an
    672 insured event up to a maximum amount of R 5 000 in respect of private vehicles and light delivery vehicles up to 3
    673 500GVM and R 10 000 in respect of vehicles in excess of 3 500 GVM
    674 b)If the insured does not return the vehicle to the Republic of South Africa, the insured has to prove that the vehicle is
    675 uneconomical to repair by any method acceptable to the company, before the insured may be indemnified: if the
    676 company accepts liability, the company will determine the wreck value of the vehicle at 40% of the settlement figure,
    677 which will be deducted from the amount of the settlement.
    678 5. Towing and Storage: This cost will be limited to R 3 500 including VAT should AC&E roadside assist not be selected. Cover will only be applicable to
    679 Accident -Related incidents.
    680 6. Vehicle Definition: The term vehicle shall mean:
    681 a. Private type motor car (including station wagons, minibuses (excluding taxis) motorised caravans and the like, or similar vehicles)
    682 designed to seat 10 persons or less (including the driver ), and not exceeding 3500kg in GVM .
    683 b. Light Delivery Vehicle (Panel Vans, Bakkies and or load bed vehicles used for private, business, or commercial use - Not exceeding 3
    684 500kg in GVM )
    685 c. Commercial vehicles (Heavy Commercial Vehicles exceeding 3 500 kg in GVM .)
    686 d. Motorcycles, All Motorcycles used for Road, Off-road
    687 e. Buses, designed to seat more than 10 (ten) passengers .
    688 f. Trailers and caravans which are designed to be drawn by a self-propelled vehicle, excluding any parts of accessories not permanently fitted thereto.
    689 g. Special type vehicles as described in the schedule, including, but not limited to tractors and forklifts.
    690 7. Compulsory tracker requirement: The following vehicles listed below, (irrespective of value, unless otherwise stated ) are required to have an
    691 approved and recognised Early Warning tracking and recovery device/unit installed:
    692 1.A. All Volkswagen
    693 Developed by Tial Technologies 2026/05/21Page 13 of 62
    694 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    695 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    696
    697 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    698 I. Golf 7 models (2016 models onwards )
    699 ii. Polo models (All Year Models with a retail value above R100 000.00)
    700 2.B. All Ford
    701 i. Ranger models
    702 ii. Fiesta models
    703 iii. EcoSport models
    704 3.C. All Toyota
    705 i. Hilux models (All year models)
    706 ii. Fortuner Models (All year models)
    707 iii. Prado Models (All year models)
    708 iv. Etios (All year models)
    709 v. Avanza (All year models)
    710 vi. Quantum (All year models private and commercial use)
    711 4.D. Hyundai
    712 i.H100 (All year models commercial use only)
    713 5.Kia
    714 i.K2700 (All year models commercial use only)
    715 6.D. BMW
    716 i.X5 models (All year models)
    717 7.E. Chevrolet
    718 i. Spark models (All year models R149 999.00 and above )
    719 8.F. Nissan
    720 i.NP200 Models (All year models - irrespective of value)
    721 All tracking units installed in these respective vehicles, are to be always in a working order and the insured is to ensure that the service
    722 contract is active and paid up to date with the service provider:
    723 This requirement will be regarded as the minimum-security requirements for the above-mentioned makes and models.
    724 8.The following vehicles require dual (two) tracking devices in order for a claim to be valid:
    725 • Toyota Hilux (All Cabs /Extended Cabs 2016 models onward )
    726 • Toyota Fortuner (All year models)
    727 • Toyota Prado (2016 models onward )
    728 • Ford Ranger (2016 models onward )
    729 • Toyota Landcruiser (2016 models onward )
    730 Definition of Dual tracking - Dual tracking requirement is the installation of two separate tracking devices, one of which must be an early warning
    731 tracking device.
    732 9. CODE 03 - Vehicles:
    733 a) Defined as:
    734 i. Source of the vehicle is not a known manufacturer or.
    735 ii. Vehicle has at any stage been reported as unfit for use (scrapped).
    736 iii. The choice to declare a vehicle unfit for use, is that of the owner.
    737 iv. The owner notifies the authority of his decision.
    738 v. The title- holder must deregister the vehicle 3 months after the owner decided to scrap the vehicle.
    739 b) The insurer hereby notes the vehicle to be classified as a Code 03 vehicle and the following conditions are applicable:
    740 i. Vehicles older than 20 years must have an engineer’s report confirming the vehicle status and or value.
    741 ii. Vehicles less than 20 years old must have a valid AA Roadworthy Certificate not older than 3 years.
    742 c)Vehicle will be noted for the Full Retail Value (if an applicable M &M code is found), but for all intents and purposes will be insured for 65% of the
    743 retail value or 65% of the Sum Insured Specified on the schedule, whichever is lower to be applicable.
    744 d)Premium will be charged at 65% of the standard rate.
    745 EXCESS:
    746 BASIC EXCESS PRIVATE TYPE VEHICLES/MOTORBIKES
    747 Standard Excess: 5% of the claim Minimum R 2 500.00
    748 Windscreen : 25% of the claim Minimum R 500.00
    749 Generic Glass (Vehicles newer than 5 years): 5% of claim
    750 Generic Glass (vehicles 5 years and older): Waived for the 1st claim, per vehicle, per year- (2nd claim onwards, per vehicle, per year will incur, a 5% of
    751 claim, generic glass excess)
    752 BASIC EXCESS LDV/LIGHT COMMERCIAL :
    753 Standard Excess: 5% of the claim Minimum R3 000.00
    754 Windscreen : 25% of the claim Minimum R 750.00
    755 Generic Glass (Vehicles newer than 5 years): 5% of claim
    756 Generic Glass (vehicles 5 years and older): Waived for the 1st claim, per vehicle, per year- (2nd claim onwards, per vehicle, per year will incur, a 5% of
    757 claim, generic glass excess)
    758 HIGH VALUE EXCESS :
    759 Amended Conditions for High Value Private Vehicles (PMV/LDV) (In Excess of R 750k)
    760 Excesses are amended to read as follows:
    761 Developed by Tial Technologies 2026/05/21Page 14 of 62
    762 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    763 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    764
    765 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    766 1.1. Basic Vehicle Excess: 15% min R 5,000.00
    767 1.2. Windscreen : 25% min R 3,000.00
    768 Additional excesses to basic excess:
    769 1.3 Theft & Hijack: Additional 5% of claim
    770 14 Accident between 23:00PM & 4:00AM Additional excess of 10% of claim min R 5,000.00
    771 1.5. Single Vehicle Accident/Negligence Excess, where no 3rd party is involved (Counter resets 1 Jan every year):
    772 1.5.1. First Incident Additional Excess: Additional R3 000
    773 1.5.2. Second Incident Additional Excess: Additional 5% of Claim, Min R5 000
    774 1.5.3. Every Incident going forward will have the following additional Excess: Additional 10% of Claim, Min R10 000
    775 (No theft Hijack excess will be applicable if a tracking device is fitted, and the vehicle is recovered)
    776 Conditions:
    777 1.6 Restricted drivers: The following drivers are authorised to drive the vehicle:
    778 1.6.1 Director(s), Owner(s) of Insured Business and Their Spouses and/or Designated /Specified Drivers as detailed in Policy
    779 Schedule in respect of this specific vehicle.
    780 1.6.2. No C1 licenses, with a license less than 5 years
    781 1.7. Early warning Tracking and recovery device / devices is a requirement - Refer to Motor General Terms and Conditions point 8 above.
    782 1.8. It is required that this vehicle is parked Behind or inside a Locked Garage after the normal business hours, at the permanent place of residence,
    783 excluding long distance business travel.
    784 BASIC EXCESS HCV/HEAVY COMMERCIAL/HCV TRAILERS
    785 Standard Excess (Sliding Scale based on Claim Value):
    786 I. Claim/s amount between R 0 and R200 000: 10% of Claim, Minimum R5 000
    787 II. Claim/s amount between R 200 001 and R400 000: 10% of Claim, Minimum R7 500
    788 III. Claim amount between R 400 001 and R750 000: 10% of Claim, Minimum R10 000
    789 IV. Claim amount of R 750 000 and above : High Value Vehicle Excess Applicable
    790 Windscreen : 25% of the claim Minimum R750.00
    791 Generic Glass 10% of the Claim
    792 High Value Business/Commercial Use Vehicles (HCV) (In Excess of R 750k)
    793 Excesses are amended to read as follows:
    794 1.1. Basic Vehicle Excess: 15% min R 5,000.00
    795 1.2. Windscreen : 25% min R 5,000.00
    796 Additional excesses to basic excess:
    797 1.3. Theft & Hijack: Additional 10% of claim
    798 14. Accident between 22:00PM & 4:00AM Additional excess of 10% of claim min R 5,000.00
    799 1.5. Single Vehicle Accident/Negligence Excess, where no 3rd party is involved (Counter resets 1 Jan every year):
    800 1.5.1. First Incident Additional Excess: Additional R3 000
    801 1.5.2. Second Incident Additional Excess: Additional 5% of Claim, Min R5 000
    802 1.5.3. Every Incident going forward will have the following additional Excess: : Additional 10% of Claim, Min R10 000
    803 (No theft Hijack excess will be applicable if a tracking device is fitted, and the vehicle is recovered)
    804 Conditions:
    805 1.6. Daily Driver Logbook if there are multiple drivers.
    806 1.7. No Drivers under the age of 25 (No drivers with license less than 5 years)
    807 1.7.1. For Commercial LDV’s (No C1 licenses, with a license less than 5 years)
    808 1.8. Early warning Tracking and recovery device / devices is a requirement - Refer to Motor General Terms and Conditions point 8 above.
    809 1.9. When not on the road or in use after business hours, keys are to be locked in a strongbox/saferoom.
    810 STANDARD TRAILERS:
    811 Standard Excess: 5% of the claim Minimum R1 500.00
    812 THEFT/HIJACK:
    813 Standard Excess: 10% of the claim
    814 HAIL DAMAGE :
    815 Basic Excess Applicable
    816 ADDITIONAL EXCESSES :
    817 ** - Clients with a previously approved and/or current approved Loss Ratio of 35% or less have all additional excesses, marked with an Asterisk,
    818 waived (Only Applicable when agreed in writing and noted on the schedule).
    819 1. Driver under the age of 21: Additional 5% of the claim Minimum R 2 500.00
    820 2. *Driver 25 or younger, but not younger than 21: Additional R 2 500.00
    821 3. *Driver’s License for less than 3 years: Additional 2.5% of the claim, minimum R 2 500.00
    822 4. *Single Vehicle Accident/Negligence Excess, where no 3rd party is involved an Additional Excess: R 2 500.00
    823 THIRD PARTY (Section II Excess):
    824 Standard Excess: 5% of the Claim Minimum R2 500.00
    825 THIRD PARTY ONLY :
    826 Basic Excess : R5 000
    827 Developed by Tial Technologies 2026/05/21Page 15 of 62
    828 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    829 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    830
    831 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    832 COVER INCLUDED:
    833 Locks and keys: R5 000.00 (Nil Excess)
    834 Wreckage Removal: R10 000.00 (Nil Excess)
    835 Fire Extinguisher Charges: R10 000.00 (Nil Excess)
    836 Instructions for Repairs: R2 000.00 (Nil Excess)
    837 MOTOR LIABILITY:
    838 Fire/Explosion: R1 000 000.00
    839 Third Party Liability: R2 500 000.00
    840 Passenger Liability: R2 500 000.00 (No cover for HCV or Motorcycles)
    841 Unauthorised passenger liability : R2 500 000.00
    842 Parking Facilities: R2 500 000.00
    843 OPTIONAL COVER :
    844 Riot and Strike : Sum Stated on Schedule (Nil Excess)
    845 Standard Excess: 5% of the claim Minimum R 2 750.00
    846 Developed by Tial Technologies 2026/05/21Page 16 of 62
    847 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    848 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    849
    850 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    851 Fire
    852 Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
    853 Sum Insured PremiumDetails
    854 Column 2 - Rent
    855 R 3 891 186 R 9 727.97
    856 Wall construction : Standard
    857 Roof construction : Standard
    858 Escalation : No
    859 Inflation : No
    860 Sasria R1 526,43
    861 Extensions Included
    862 Claims Preparation Costs Yes
    863 Debris removal R 5 000Yes
    864 Disposal of Salvage R 20 000Yes
    865 Earthquake Yes
    866 Fire Extinguishing Charges Yes
    867 Malicious Damage Yes
    868 Power Surge R 50 000Yes
    869 Special Perils Yes
    870 Sprinkler Leakage R 10 000Yes
    871 Important information - Please read
    872 Sum insred is split evenly at R277 941.86 per premises.
    873 Risk address :
    874 1. 49 BISSET ROAD , JET PARK - HEAD OFFICE
    875 2. 34A GERRIT MARITZ AVENUE , ALBERTON NORTH
    876 3. 9A OOS STREET , MIDDELBURG
    877 4. 196 LOUIS BOTHA AVENUE, (ORANGE GROVE ) HOUGHTON ESTATE , HOUGHTON
    878 5. 41A SOUTH MAIN REEF ROAD , NEW ERA SPRINGS
    879 6. 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET , VANDERBIJLPARK
    880 7. UNIT C3, FOURWAYS MART, N12 KLERKSDORP (42 & 42A MARGARETA PRINSLOO STREET , KLERKSDORP )
    881 8. 29 ANDRIES PRETORIUS STREET , EDENVALE (101-15TH AVENUE, EDENVALE )
    882 9. CNR NELSON MANDELA & BEYERS NAUDE ROAD , POTCHEFSTROOM
    883 10. UNIT 7, VALLEY VIEW CENTRE, FOURWAYS
    884 11. 5 GRAHAM ROAD , SHERE, PRETORIA
    885 12. 139 SEFAKO MAKGATHO DRIVE, SINOVILLE
    886 13. 1163 STELLENBERG ROAD, WILLOW GLEN, PRETORIA EAST (STORAGE FACILITY)
    887 14. CAMBRIDGE BUSINESS PARK , C/O WITKOPPEN ROAD AND REGENT STREET , PAULSHOF, 2191)
    888 Column 5 - Miscellaneous as described
    889 Plant, Machinery, Stock, Materials in Trade, Alarm, CCTV systems, Fixtures and Fittings, Signage R 57 500 000 R 143 750.00
    890 Wall construction : Standard
    891 Roof construction : Standard
    892 Escalation : No
    893 Inflation : No
    894 Sasria R22 556,10
    895 Extensions Included
    896 Claims Preparation Costs Yes
    897 Debris removal R 5 000Yes
    898 Disposal of Salvage R 20 000Yes
    899 Earthquake Yes
    900 Fire Extinguishing Charges Yes
    901 Malicious Damage Yes
    902 Power Surge R 50 000Yes
    903 Special Perils Yes
    904 Sprinkler Leakage R 10 000Yes
    905 Developed by Tial Technologies 2026/05/21Page 17 of 62
    906 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    907 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    908
    909 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    910 Important information - Please read
    911 No cover for goods in the open.
    912 ___________________________________________
    913 Sum insred is split evenly at R4 107 142.86 per premises.
    914 Risk address :
    915 1. 49 BISSET ROAD , JET PARK - HEAD OFFICE
    916 2. 34A GERRIT MARITZ AVENUE , ALBERTON NORTH
    917 3. 9A OOS STREET , MIDDELBURG
    918 4. 196 LOUIS BOTHA AVENUE, (ORANGE GROVE ) HOUGHTON ESTATE , HOUGHTON
    919 5. 41A SOUTH MAIN REEF ROAD , NEW ERA SPRINGS
    920 6. 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET , VANDERBIJLPARK
    921 7. UNIT C3, FOURWAYS MART, N12 KLERKSDORP (42 & 42A MARGARETA PRINSLOO STREET , KLERKSDORP )
    922 8. 29 ANDRIES PRETORIUS STREET , EDENVALE (101-15TH AVENUE, EDENVALE )
    923 9. CNR NELSON MANDELA & BEYERS NAUDE ROAD , POTCHEFSTROOM
    924 10. UNIT 7, VALLEY VIEW CENTRE, FOURWAYS
    925 11. 5 GRAHAM ROAD , SHERE, PRETORIA
    926 12. 139 SEFAKO MAKGATHO DRIVE, SINOVILLE
    927 13. 1163 STELLENBERG ROAD, WILLOW GLEN, PRETORIA EAST (STORAGE FACILITY)
    928 14. CAMBRIDGE BUSINESS PARK , C/O WITKOPPEN ROAD AND REGENT STREET , PAULSHOF, 2191)
    929 R24 082,53Sasria premium
    930 Total premium R153 477.97
    931 Section Endorsement Wording
    932 LP Gas Installation for Cooking Purposes:
    933 With reference to LP Gas installation for cooking purposes (i.e. LP Gas operated ovens / stoves). All current and future LP Gas Installation must
    934 have a valid Certificate of Conformity issued by an authorised person and/or company who is registered with the Liquefied Petroleum Gas Safety
    935 Association of Southern Africa (LPGAS). This is to ensure that installation has been properly inspected and is determined to be safe and leak
    936 free. Damages resulting from any gas installation will be subject to the necessary and valid Certificate of Conformity.
    937 PALLETS WARRANTY:
    938 All goods must be kept on pallets or shelves of at least 150mm in height.
    939 Should stock not be kept on pallets cover for damaged stock due to an insured peril is excluded.
    940 FIREFIGHTING EQUIPMENT:
    941 It is hereby warranted that in order for the premises to be fully protected against fire and fire related losses, that in accordance with the Fire
    942 Protection Association of South Africa’s Rules (FPA), that there are adequate Hose reels (FPA Rule TT34), Hydrants (FPA Rule TT35) and
    943 Portable Fire Extinguishing Appliances (FPA Rule TT37) where appropriate, which are strategically located. Failure to comply with these
    944 conditions will result in there being no cover. FireFighting Equipment must be kept in order and serviced annually by qualified persons. All the
    945 FireFighting equipment, fire escapes and the like, must comply with the local municipal by laws. All FireFighting equipment, fire escapes and the
    946 like must be at least serviced once a year and the staff should be trained on how to use the fire equipment. The Firefighting equipment must be
    947 easily accessible to the trained staff and not be blocked with stock, rubble, equipment and the like.
    948 (FPA Rules TT34, TT35, TT37 Details of these rules provided on request.)
    949 ANNEXURE B: WATER LEAKAGE EXTENSION
    950 Cover is extended to cover loss of water and consequential damage, as a result of accidental leakage at the insured’s premises for which the
    951 insured is responsible by whatever cause other than wear and tear and/or gradual deterioration up to a limit of indemnity of R25 000.00.
    952 HOT WORKS:
    953 It is a condition precedent to liability that strict adherence to and compliance with all Hot Works Permit requirements are met by the
    954 insured and/or their contractors prior to conducting any Hot Works and any of the insured’s premises for which they are responsible,
    955 non-adherence or non-compliance will render the cover null and void.
    956 FIRE EXTINGUISHING CHARGES EXTENSION:
    957 Any costs (not exceeding the amount stated in the Section Limits) relating to the extinguishing or fighting of fire shall be deemed to be damage to the
    958 insured property and shall be payable in addition to any other payment for which the company may be liable in terms of this section,
    959 Provided that:
    960 i.The insured is legally liable for such costs.
    961 Developed by Tial Technologies 2026/05/21Page 18 of 62
    962 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    963 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    964
    965 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    966 ii.The extension for Spreading of fire liability is in force;
    967 iii.The third-party property was in danger from the fire.
    968 iv.Damage to sugar cane, crops, plantations and/or forests caused by spread of fire to neighbouring premises is excluded.
    969 v.The insured is in full compliance to the Special Proviso stated here above under Spread of fire.
    970 FIRE SECTION/BUILDING SECTION 2022
    971 GENERAL
    972 This policy does not cover loss or damage to property related to or caused by faulty design or inferior construction
    973 BASIC EXCESS
    974 Standard Excess: R 1 000.00
    975 Lightning: 10% of the claim minimum R 1 000.00
    976 COVER INCLUDED
    977 Sprinkler Leakage: R 10 000.00 (Nil Excess)
    978 Disposal of Salvage: As Indicated on Schedule (Nil Excess)
    979 Power Surge: Limited to R 50 000.00 per policy (10% of claim Minimum R 2 500.00)
    980 OPTIONAL COVER (If stated in Schedule)
    981 Subsidence and Landslip: As stated on Schedule (1% of sum insured Minimum R 2 500.00)
    982 Deterioration of Stock: As stated on Schedule (Nil Excess)
    983 N.B! - There is no cover in terms of the building item under the Fire section for any geysers. Geysers need to be
    984 specified under the Business All Risk Section. Full details need to be provided to us in order for cover to be in place.
    985 Developed by Tial Technologies 2026/05/21Page 19 of 62
    986 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    987 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    988
    989 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    990 Office Contents
    991 Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
    992 Sum Insured PremiumDetails
    993 Sub Section A : Office Contents
    994 R 115 000 R 345.00
    995 Sasria R45,11
    996 Extensions Included
    997 Locks and Keys R 10 000Yes
    998 Power Surge R 50 000Yes
    999 VALUE ADDED PRODUCT
    1000 R 10.00Home/ Office Assistance
    1001 Sub Section B : Rent
    1002 R 28 750
    1003 Sasria R11,28
    1004 Extensions Included
    1005 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1006 Sub Section E : Increase in Cost of Working
    1007 R 28 750
    1008 Extensions Included
    1009 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1010 Theft
    1011 R 28 750 R 287.50
    1012 Extensions Included
    1013 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1014 R56,39Sasria premium
    1015 Total premium R632.50
    1016 Section Endorsement Wording
    1017 OFFICE CONTENTS SECTION LATEST
    1018 BASIC EXCESS:
    1019 Standard Excess: 10% of the claim Minimum R 1 000.00
    1020 Lightning: Additional 10% of the claim Minimum R 1 000.00
    1021 Power Surge: 10% of the claim Minimum R 2 500.00
    1022 COVER INCLUDED:
    1023 Locks and Keys: R 10 000.00 (Excess R 100)
    1024 Rent: Limited to 25% of Sum Insured (Standard Excess)
    1025 Increased cost of working: Limited to 25% of Sum Insured (Standard Excess)
    1026 Power Surge: Limited to R 50 000.00 (10% of claim Minimum R 2 500)
    1027 OPTIONAL COVER: (If Stated in the Schedule)
    1028 Theft: Limited to 25% of sum Insured (10% of claim minimum R 1 000)
    1029 Documents: As stated on Schedule (10% of claim Minimum R 1 000)
    1030 Legal Liability: As Stated on the Schedule (10% of claim Minimum R 1 000)
    1031 Theft cover is Subject to Forcible & Violent Entry into and/or Exit out of the Insured Building.
    1032 BURGLAR ALARM WARRANTY:
    1033 The premises must be secured by a monitored burglar alarm system, which must be linked to a control room and backed by a 24-hour armed response
    1034 unit. The alarm system must be kept in proper working order at all times. The alarm system must be activated when the premises is unoccupied.
    1035 Developed by Tial Technologies 2026/05/21Page 20 of 62
    1036 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1037 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1038
    1039 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1040 BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
    1041 All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
    1042 FIREFIGHTING EQUIPMENT:
    1043 It is hereby warranted that in order for the premises to be fully protected against fire and fire related losses, that in accordance with the Fire
    1044 Protection Association of South Africa’s Rules (FPA), that there are adequate Hose reels (FPA Rule TT34), Hydrants (FPA Rule TT35) and
    1045 Portable Fire Extinguishing Appliances (FPA Rule TT37) where appropriate, which are strategically located. Failure to comply with these
    1046 conditions will result in there being no cover.
    1047 FireFighting Equipment must be kept in order and serviced annually by qualified persons. All the FireFighting equipment, fire escapes and the
    1048 like, must comply with the local municipal by laws. All FireFighting equipment, fire escapes and the like must be at least serviced once a year
    1049 and the staff should be trained on how to use the fire equipment. The Firefighting equipment must be easily accessible to the trained staff and
    1050 not be blocked with stock, rubble, equipment and the like.
    1051 (FPA Rules TT34, TT35, TT37 Details of these rules provided on request.)
    1052 FIRE EXTINGUISHING CHARGES EXTENSION:
    1053 Any costs (not exceeding the amount stated in the Section Limits) relating to the extinguishing or fighting of fire shall be deemed to be damage to the
    1054 insured property and shall be payable in addition to any other payment for which the company may be liable in terms of this section,
    1055 Provided that:
    1056 i.The insured is legally liable for such costs.
    1057 ii.The extension for Spreading of fire liability is in force;
    1058 iii.The third-party property was in danger from the fire.
    1059 iv.Damage to sugar cane, crops, plantations and/or forests caused by spread of fire to neighbouring premises is excluded.
    1060 v.The insured is in full compliance to the Special Proviso stated here above under Spread of fire.
    1061 Developed by Tial Technologies 2026/05/21Page 21 of 62
    1062 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1063 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1064
    1065 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1066 Theft
    1067 Situation of Premises: 1163 STELLENBERG ROAD, WILLOW GLEN, 0081
    1068 Sum Insured PremiumDetails
    1069 Theft
    1070 R 115 000 R 6 900.00
    1071 Cover type : Theft or attempted theft following forcible violent entry or exit
    1072 from premises.
    1073 Extensions Included
    1074 Claims Preparation Costs Yes
    1075 Locks and Keys R 2 500Yes
    1076 Loss or Damage to Buildings R 500.00R 50 000Yes
    1077 Malicious Damage Yes
    1078 Property of Principal, Partner, Director or Employee R 2 500Yes
    1079 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1080 Endorsements with relevance to this item (see description below)
    1081 BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
    1082 All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
    1083 BURGLAR ALARM CONDITION:
    1084 BURGLAR ALARM CONDITION
    1085 (Specific requirements)
    1086 Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
    1087 In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
    1088 damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
    1089 that:
    1090 The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
    1091 (unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
    1092 1.Where the installed alarm is a SAIDSA Approved and certified alarm
    1093 1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
    1094 1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1095 belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
    1096 to any person or such a remote control was obtained by theft.
    1097 Or
    1098 2.Where the installed alarm is not a SAIDSA Approved and certified alarm
    1099 2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
    1100 unless a principal, partner, director or employee of the insured is in the protected building;
    1101 2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
    1102 reaction unit`s services where available;
    1103 2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
    1104 maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
    1105 2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
    1106 company will be entitled to request full information of the relevant log;
    1107 2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1108 belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
    1109 person or such a remote control was obtained by theft.
    1110 R0,00Sasria premium
    1111 Total premium R7 400.00
    1112 Situation of Premises: 139 SEFAKO MAKGATHO DRIVE, SINOVILLE, 0182
    1113 Sum Insured PremiumDetails
    1114 Theft
    1115 R 517 500 R 31 050.00
    1116 Cover type : Theft or attempted theft following forcible violent entry or exit
    1117 from premises.
    1118 Extensions Included
    1119 Claims Preparation Costs Yes
    1120 Locks and Keys R 2 500Yes
    1121 Loss or Damage to Buildings R 500.00R 50 000Yes
    1122 Malicious Damage Yes
    1123 Property of Principal, Partner, Director or Employee R 2 500Yes
    1124 Developed by Tial Technologies 2026/05/21Page 22 of 62
    1125 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1126 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1127
    1128 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1129 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1130 Endorsements with relevance to this item (see description below)
    1131 BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
    1132 All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
    1133 BURGLAR ALARM CONDITION:
    1134 BURGLAR ALARM CONDITION
    1135 (Specific requirements)
    1136 Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
    1137 In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
    1138 damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
    1139 that:
    1140 The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
    1141 (unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
    1142 1.Where the installed alarm is a SAIDSA Approved and certified alarm
    1143 1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
    1144 1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1145 belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
    1146 to any person or such a remote control was obtained by theft.
    1147 Or
    1148 2.Where the installed alarm is not a SAIDSA Approved and certified alarm
    1149 2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
    1150 unless a principal, partner, director or employee of the insured is in the protected building;
    1151 2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
    1152 reaction unit`s services where available;
    1153 2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
    1154 maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
    1155 2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
    1156 company will be entitled to request full information of the relevant log;
    1157 2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1158 belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
    1159 person or such a remote control was obtained by theft.
    1160 R0,00Sasria premium
    1161 Total premium R31 550.00
    1162 Situation of Premises: 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET, VANDERBIJLPARK, VANDERBIJLPARK, 1900
    1163 Sum Insured PremiumDetails
    1164 Theft
    1165 R 517 500 R 31 050.00
    1166 Cover type : Theft or attempted theft following forcible violent entry or exit
    1167 from premises.
    1168 Extensions Included
    1169 Claims Preparation Costs Yes
    1170 Locks and Keys R 2 500Yes
    1171 Loss or Damage to Buildings R 500.00R 50 000Yes
    1172 Malicious Damage Yes
    1173 Property of Principal, Partner, Director or Employee R 2 500Yes
    1174 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1175 Endorsements with relevance to this item (see description below)
    1176 BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
    1177 All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
    1178 BURGLAR ALARM CONDITION:
    1179 BURGLAR ALARM CONDITION
    1180 (Specific requirements)
    1181 Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
    1182 In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
    1183 damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
    1184 that:
    1185 The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
    1186 (unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
    1187 Developed by Tial Technologies 2026/05/21Page 23 of 62
    1188 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1189 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1190
    1191 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1192 1.Where the installed alarm is a SAIDSA Approved and certified alarm
    1193 1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
    1194 1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1195 belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
    1196 to any person or such a remote control was obtained by theft.
    1197 Or
    1198 2.Where the installed alarm is not a SAIDSA Approved and certified alarm
    1199 2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
    1200 unless a principal, partner, director or employee of the insured is in the protected building;
    1201 2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
    1202 reaction unit`s services where available;
    1203 2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
    1204 maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
    1205 2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
    1206 company will be entitled to request full information of the relevant log;
    1207 2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1208 belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
    1209 person or such a remote control was obtained by theft.
    1210 R0,00Sasria premium
    1211 Total premium R31 550.00
    1212 Situation of Premises: 196 Louis Botha Ave, ORANGE GROVE (JOHANNESBURG), 2192
    1213 Sum Insured PremiumDetails
    1214 Theft
    1215 R 517 000 R 31 020.00
    1216 Cover type : Theft or attempted theft following forcible violent entry or exit
    1217 from premises.
    1218 Extensions Included
    1219 Claims Preparation Costs Yes
    1220 Locks and Keys R 2 500Yes
    1221 Malicious Damage Yes
    1222 Property of Principal, Partner, Director or Employee R 2 500Yes
    1223 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1224 Endorsements with relevance to this item (see description below)
    1225 BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
    1226 All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
    1227 BURGLAR ALARM CONDITION:
    1228 BURGLAR ALARM CONDITION
    1229 (Specific requirements)
    1230 Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
    1231 In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
    1232 damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
    1233 that:
    1234 The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
    1235 (unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
    1236 1.Where the installed alarm is a SAIDSA Approved and certified alarm
    1237 1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
    1238 1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1239 belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
    1240 to any person or such a remote control was obtained by theft.
    1241 Or
    1242 2.Where the installed alarm is not a SAIDSA Approved and certified alarm
    1243 2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
    1244 unless a principal, partner, director or employee of the insured is in the protected building;
    1245 2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
    1246 reaction unit`s services where available;
    1247 2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
    1248 maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
    1249 2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
    1250 company will be entitled to request full information of the relevant log;
    1251 2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1252 belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
    1253 person or such a remote control was obtained by theft.
    1254 R0,00Sasria premium
    1255 Developed by Tial Technologies 2026/05/21Page 24 of 62
    1256 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1257 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1258
    1259 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1260 Total premium R31 020.00
    1261 Situation of Premises: 29 ANDRIES PRETORIUS STREET (101-15TH AVENUE), EDENVALE, GAUTENG, 1610
    1262 Sum Insured PremiumDetails
    1263 Theft
    1264 R 517 000 R 31 020.00
    1265 Cover type : Theft or attempted theft following forcible violent entry or exit
    1266 from premises.
    1267 Extensions Included
    1268 Claims Preparation Costs Yes
    1269 Locks and Keys R 2 500Yes
    1270 Loss or Damage to Buildings R 500.00R 50 000Yes
    1271 Malicious Damage Yes
    1272 Property of Principal, Partner, Director or Employee R 2 500Yes
    1273 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1274 Endorsements with relevance to this item (see description below)
    1275 BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
    1276 All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
    1277 BURGLAR ALARM CONDITION:
    1278 BURGLAR ALARM CONDITION
    1279 (Specific requirements)
    1280 Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
    1281 In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
    1282 damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
    1283 that:
    1284 The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
    1285 (unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
    1286 1.Where the installed alarm is a SAIDSA Approved and certified alarm
    1287 1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
    1288 1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1289 belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
    1290 to any person or such a remote control was obtained by theft.
    1291 Or
    1292 2.Where the installed alarm is not a SAIDSA Approved and certified alarm
    1293 2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
    1294 unless a principal, partner, director or employee of the insured is in the protected building;
    1295 2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
    1296 reaction unit`s services where available;
    1297 2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
    1298 maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
    1299 2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
    1300 company will be entitled to request full information of the relevant log;
    1301 2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1302 belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
    1303 person or such a remote control was obtained by theft.
    1304 R0,00Sasria premium
    1305 Total premium R31 520.00
    1306 Situation of Premises: 34A GERRIT MARITZ AVENUE, ALBERTON NORTH, ALBERTON, 1456
    1307 Sum Insured PremiumDetails
    1308 Theft
    1309 R 517 000 R 31 020.00
    1310 Cover type : Theft or attempted theft following forcible violent entry or exit
    1311 from premises.
    1312 Extensions Included
    1313 Claims Preparation Costs Yes
    1314 Locks and Keys R 2 500Yes
    1315 Loss or Damage to Buildings R 500.00R 50 000Yes
    1316 Malicious Damage Yes
    1317 Property of Principal, Partner, Director or Employee R 2 500Yes
    1318 Developed by Tial Technologies 2026/05/21Page 25 of 62
    1319 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1320 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1321
    1322 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1323 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1324 Endorsements with relevance to this item (see description below)
    1325 BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
    1326 All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
    1327 BURGLAR ALARM CONDITION:
    1328 BURGLAR ALARM CONDITION
    1329 (Specific requirements)
    1330 Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
    1331 In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
    1332 damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
    1333 that:
    1334 The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
    1335 (unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
    1336 1.Where the installed alarm is a SAIDSA Approved and certified alarm
    1337 1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
    1338 1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1339 belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
    1340 to any person or such a remote control was obtained by theft.
    1341 Or
    1342 2.Where the installed alarm is not a SAIDSA Approved and certified alarm
    1343 2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
    1344 unless a principal, partner, director or employee of the insured is in the protected building;
    1345 2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
    1346 reaction unit`s services where available;
    1347 2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
    1348 maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
    1349 2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
    1350 company will be entitled to request full information of the relevant log;
    1351 2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1352 belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
    1353 person or such a remote control was obtained by theft.
    1354 R0,00Sasria premium
    1355 Total premium R31 520.00
    1356 Situation of Premises: 41A SOUTH MAIN REEF ROAD, NEW ERA, SPRINGS, 1559
    1357 Sum Insured PremiumDetails
    1358 Theft
    1359 R 575 000 R 34 500.00
    1360 Cover type : Theft or attempted theft following forcible violent entry or exit
    1361 from premises.
    1362 Extensions Included
    1363 Claims Preparation Costs Yes
    1364 Locks and Keys R 2 500Yes
    1365 Loss or Damage to Buildings R 500.00R 50 000Yes
    1366 Malicious Damage Yes
    1367 Property of Principal, Partner, Director or Employee R 2 500Yes
    1368 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1369 Endorsements with relevance to this item (see description below)
    1370 BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
    1371 All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
    1372 BURGLAR ALARM CONDITION:
    1373 BURGLAR ALARM CONDITION
    1374 (Specific requirements)
    1375 Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
    1376 In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
    1377 damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
    1378 that:
    1379 The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
    1380 (unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
    1381 Developed by Tial Technologies 2026/05/21Page 26 of 62
    1382 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1383 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1384
    1385 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1386 1.Where the installed alarm is a SAIDSA Approved and certified alarm
    1387 1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
    1388 1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1389 belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
    1390 to any person or such a remote control was obtained by theft.
    1391 Or
    1392 2.Where the installed alarm is not a SAIDSA Approved and certified alarm
    1393 2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
    1394 unless a principal, partner, director or employee of the insured is in the protected building;
    1395 2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
    1396 reaction unit`s services where available;
    1397 2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
    1398 maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
    1399 2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
    1400 company will be entitled to request full information of the relevant log;
    1401 2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1402 belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
    1403 person or such a remote control was obtained by theft.
    1404 R0,00Sasria premium
    1405 Total premium R35 000.00
    1406 Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
    1407 Sum Insured PremiumDetails
    1408 Theft
    1409 R 1 000 000 R 60 000.00
    1410 Cover type : Theft or attempted theft following forcible violent entry or exit
    1411 from premises.
    1412 Extensions Included
    1413 Claims Preparation Costs Yes
    1414 Locks and Keys R 2 500Yes
    1415 Loss or Damage to Buildings R 500.00R 50 000Yes
    1416 Malicious Damage Yes
    1417 Property of Principal, Partner, Director or Employee R 2 500Yes
    1418 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1419 Important information - Please read
    1420 HIGH VALUE THEFT REQUIREMENT :
    1421 The installation of monitoring equipment/software from an offsite location by a registered and
    1422 armed response company .is required.
    1423 Offsite CCTV Monitoring:
    1424 The insured to contract an Offsite Monitoring Off Site CCTV Monitoring Surveillance company on a 24/7 basis
    1425 through an approved company for cover against theft and burglary related losses under this insurance
    1426 policy.
    1427 SECURITY GUARD WARRANTY:
    1428 It is hereby noted that Theft cover is subject to the employ of a 24/7 security guard from a
    1429 registered security services provider
    1430 Endorsements with relevance to this item (see description below)
    1431 BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
    1432 All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
    1433 BURGLAR ALARM CONDITION:
    1434 BURGLAR ALARM CONDITION
    1435 (Specific requirements)
    1436 Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
    1437 In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
    1438 damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
    1439 that:
    1440 The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
    1441 (unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
    1442 1.Where the installed alarm is a SAIDSA Approved and certified alarm
    1443 1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
    1444 1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1445 belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
    1446 to any person or such a remote control was obtained by theft.
    1447 Or
    1448 Developed by Tial Technologies 2026/05/21Page 27 of 62
    1449 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1450 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1451
    1452 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1453 2.Where the installed alarm is not a SAIDSA Approved and certified alarm
    1454 2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
    1455 unless a principal, partner, director or employee of the insured is in the protected building;
    1456 2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
    1457 reaction unit`s services where available;
    1458 2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
    1459 maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
    1460 2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
    1461 company will be entitled to request full information of the relevant log;
    1462 2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1463 belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
    1464 person or such a remote control was obtained by theft.
    1465 R0,00Sasria premium
    1466 Total premium R60 500.00
    1467 Situation of Premises: 5 GRAHAM ROAD, SHERE, 0043
    1468 Sum Insured PremiumDetails
    1469 Theft
    1470 R 517 500 R 31 050.00
    1471 Cover type : Theft or attempted theft following forcible violent entry or exit
    1472 from premises.
    1473 Extensions Included
    1474 Claims Preparation Costs Yes
    1475 Locks and Keys R 2 500Yes
    1476 Loss or Damage to Buildings R 500.00R 50 000Yes
    1477 Malicious Damage Yes
    1478 Property of Principal, Partner, Director or Employee R 2 500Yes
    1479 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1480 Endorsements with relevance to this item (see description below)
    1481 BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
    1482 All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
    1483 BURGLAR ALARM CONDITION:
    1484 BURGLAR ALARM CONDITION
    1485 (Specific requirements)
    1486 Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
    1487 In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
    1488 damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
    1489 that:
    1490 The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
    1491 (unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
    1492 1.Where the installed alarm is a SAIDSA Approved and certified alarm
    1493 1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
    1494 1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1495 belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
    1496 to any person or such a remote control was obtained by theft.
    1497 Or
    1498 2.Where the installed alarm is not a SAIDSA Approved and certified alarm
    1499 2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
    1500 unless a principal, partner, director or employee of the insured is in the protected building;
    1501 2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
    1502 reaction unit`s services where available;
    1503 2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
    1504 maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
    1505 2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
    1506 company will be entitled to request full information of the relevant log;
    1507 2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1508 belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
    1509 person or such a remote control was obtained by theft.
    1510 R0,00Sasria premium
    1511 Total premium R31 550.00
    1512 Situation of Premises: 9A OOS STREET, MIDDELBURG (MPHUMALANGA), 1055
    1513 Developed by Tial Technologies 2026/05/21Page 28 of 62
    1514 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1515 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1516
    1517 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1518 Sum Insured PremiumDetails
    1519 Theft
    1520 R 575 000 R 34 500.00
    1521 Cover type : Theft or attempted theft following forcible violent entry or exit
    1522 from premises.
    1523 Extensions Included
    1524 Claims Preparation Costs Yes
    1525 Locks and Keys R 2 500Yes
    1526 Loss or Damage to Buildings R 500.00R 50 000Yes
    1527 Malicious Damage Yes
    1528 Property of Principal, Partner, Director or Employee R 2 500Yes
    1529 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1530 Endorsements with relevance to this item (see description below)
    1531 BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
    1532 All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
    1533 BURGLAR ALARM CONDITION:
    1534 BURGLAR ALARM CONDITION
    1535 (Specific requirements)
    1536 Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
    1537 In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
    1538 damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
    1539 that:
    1540 The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
    1541 (unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
    1542 1.Where the installed alarm is a SAIDSA Approved and certified alarm
    1543 1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
    1544 1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1545 belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
    1546 to any person or such a remote control was obtained by theft.
    1547 Or
    1548 2.Where the installed alarm is not a SAIDSA Approved and certified alarm
    1549 2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
    1550 unless a principal, partner, director or employee of the insured is in the protected building;
    1551 2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
    1552 reaction unit`s services where available;
    1553 2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
    1554 maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
    1555 2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
    1556 company will be entitled to request full information of the relevant log;
    1557 2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1558 belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
    1559 person or such a remote control was obtained by theft.
    1560 R0,00Sasria premium
    1561 Total premium R35 000.00
    1562 Situation of Premises: CAMBRIDGE BUSINESS PARK, C/O WITKOPPEN ROAD AND REGENT STREET, PAULSHOF, BRYANSTON, 2056
    1563 Sum Insured PremiumDetails
    1564 Theft
    1565 R 517 500 R 31 050.00
    1566 Cover type : Theft or attempted theft following forcible violent entry or exit
    1567 from premises.
    1568 Extensions Included
    1569 Claims Preparation Costs Yes
    1570 Locks and Keys R 2 500Yes
    1571 Loss or Damage to Buildings R 500.00R 50 000Yes
    1572 Malicious Damage Yes
    1573 Property of Principal, Partner, Director or Employee R 2 500Yes
    1574 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1575 Developed by Tial Technologies 2026/05/21Page 29 of 62
    1576 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1577 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1578
    1579 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1580 Endorsements with relevance to this item (see description below)
    1581 BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
    1582 All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
    1583 BURGLAR ALARM CONDITION:
    1584 BURGLAR ALARM CONDITION
    1585 (Specific requirements)
    1586 Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
    1587 In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
    1588 damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
    1589 that:
    1590 The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
    1591 (unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
    1592 1.Where the installed alarm is a SAIDSA Approved and certified alarm
    1593 1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
    1594 1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1595 belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
    1596 to any person or such a remote control was obtained by theft.
    1597 Or
    1598 2.Where the installed alarm is not a SAIDSA Approved and certified alarm
    1599 2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
    1600 unless a principal, partner, director or employee of the insured is in the protected building;
    1601 2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
    1602 reaction unit`s services where available;
    1603 2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
    1604 maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
    1605 2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
    1606 company will be entitled to request full information of the relevant log;
    1607 2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1608 belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
    1609 person or such a remote control was obtained by theft.
    1610 R0,00Sasria premium
    1611 Total premium R31 550.00
    1612 Situation of Premises: CNR NELSON MANDELA & BEYERS NAUDE ROAD, POTCHEFSTROOM, POTCHEFSTROOM, 2520
    1613 Sum Insured PremiumDetails
    1614 Theft
    1615 R 517 500 R 31 050.00
    1616 Cover type : Theft or attempted theft following forcible violent entry or exit
    1617 from premises.
    1618 Extensions Included
    1619 Claims Preparation Costs Yes
    1620 Locks and Keys R 2 500Yes
    1621 Loss or Damage to Buildings R 500.00R 50 000Yes
    1622 Malicious Damage Yes
    1623 Property of Principal, Partner, Director or Employee R 2 500Yes
    1624 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1625 Endorsements with relevance to this item (see description below)
    1626 BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
    1627 All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
    1628 BURGLAR ALARM CONDITION:
    1629 BURGLAR ALARM CONDITION
    1630 (Specific requirements)
    1631 Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
    1632 In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
    1633 damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
    1634 that:
    1635 The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
    1636 (unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
    1637 1.Where the installed alarm is a SAIDSA Approved and certified alarm
    1638 1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
    1639 1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1640 belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
    1641 Developed by Tial Technologies 2026/05/21Page 30 of 62
    1642 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1643 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1644
    1645 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1646 to any person or such a remote control was obtained by theft.
    1647 Or
    1648 2.Where the installed alarm is not a SAIDSA Approved and certified alarm
    1649 2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
    1650 unless a principal, partner, director or employee of the insured is in the protected building;
    1651 2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
    1652 reaction unit`s services where available;
    1653 2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
    1654 maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
    1655 2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
    1656 company will be entitled to request full information of the relevant log;
    1657 2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1658 belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
    1659 person or such a remote control was obtained by theft.
    1660 R0,00Sasria premium
    1661 Total premium R31 550.00
    1662 Situation of Premises: UNIT C3, FOURWAYS MART, 42 & 42A MARGARETA PRINSLOO STREET, KLERKSDORP, KLERKSDORP, 2570
    1663 Sum Insured PremiumDetails
    1664 Theft
    1665 R 575 000 R 34 500.00
    1666 Cover type : Theft or attempted theft following forcible violent entry or exit
    1667 from premises.
    1668 Extensions Included
    1669 Claims Preparation Costs Yes
    1670 Locks and Keys R 2 500Yes
    1671 Loss or Damage to Buildings R 500.00R 50 000Yes
    1672 Malicious Damage Yes
    1673 Property of Principal, Partner, Director or Employee R 2 500Yes
    1674 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1675 Endorsements with relevance to this item (see description below)
    1676 BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
    1677 All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
    1678 BURGLAR ALARM CONDITION:
    1679 BURGLAR ALARM CONDITION
    1680 (Specific requirements)
    1681 Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
    1682 In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
    1683 damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
    1684 that:
    1685 The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
    1686 (unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
    1687 1.Where the installed alarm is a SAIDSA Approved and certified alarm
    1688 1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
    1689 1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1690 belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
    1691 to any person or such a remote control was obtained by theft.
    1692 Or
    1693 2.Where the installed alarm is not a SAIDSA Approved and certified alarm
    1694 2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
    1695 unless a principal, partner, director or employee of the insured is in the protected building;
    1696 2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
    1697 reaction unit`s services where available;
    1698 2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
    1699 maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
    1700 2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
    1701 company will be entitled to request full information of the relevant log;
    1702 2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    1703 belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
    1704 person or such a remote control was obtained by theft.
    1705 R0,00Sasria premium
    1706 Total premium R35 000.00
    1707 Developed by Tial Technologies 2026/05/21Page 31 of 62
    1708 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1709 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1710
    1711 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1712 Section Endorsement Wording
    1713 THEFT SECTION
    1714 BASIC EXCESS:
    1715 Standard Excess: 10% of the claim Minimum R 1 000.00
    1716 Vehicle in the Open: 10% of the claim Minimum R 2 500.00
    1717 COVER INCLUDED:
    1718 Malicious Damage: R 10 000.00 (Standard Excess)
    1719 Locks and Keys: R 5 000.00 (Standard Excess)
    1720 Theft cover is Subject to Forcible & Violent Entry into and/or Exit out of the Insured Building.
    1721 Developed by Tial Technologies 2026/05/21Page 32 of 62
    1722 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1723 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1724
    1725 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1726 Glass
    1727 Situation of Premises: 196 Louis Botha Ave, ORANGE GROVE (JOHANNESBURG), 2192
    1728 Sum Insured PremiumDetails
    1729 Glass
    1730 R 64 914 R 3 245.70
    1731 Unless specifically agreed, all internal and external glass (other than mirrors ) including glass forming part
    1732 of furnishings or divisions, insured by this section is presumed to be plain plate/float glass and or
    1733 laminated safety glass whether coated with a film or not.
    1734 Sasria R25,46
    1735 R25,46Sasria premium
    1736 Total premium R3 245.70
    1737 Situation of Premises: CAMBRIDGE BUSINESS PARK, C/O WITKOPPEN ROAD AND REGENT STREET, PAULSHOF, BRYANSTON, 2056
    1738 Sum Insured PremiumDetails
    1739 Glass
    1740 R 65 174 R 3 258.70
    1741 Unless specifically agreed, all internal and external glass (other than mirrors ) including glass forming part
    1742 of furnishings or divisions, insured by this section is presumed to be plain plate/float glass and or
    1743 laminated safety glass whether coated with a film or not.
    1744 Sasria R25,57
    1745 R25,57Sasria premium
    1746 Total premium R3 258.70
    1747 Section Endorsement Wording
    1748 GLASS:
    1749 BASIC EXCESS
    1750 Standard Excess: 10% of the claim Minimum R 1 000.00
    1751 Developed by Tial Technologies 2026/05/21Page 33 of 62
    1752 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1753 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1754
    1755 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1756 Business All Risks
    1757 Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
    1758 Sum Insured PremiumDetails
    1759 Business All Risk
    1760 Cell Phones R 265 017 R 26 501.70
    1761 Sasria R103,96
    1762 Important information - Please read
    1763 Cell Phones on cover :
    1764 1 x IPHONE 14 128GB 5G @ R19 999 EACH
    1765 5 x SAMSUNG GALAXY S23 512GB BLACK @ R22 699 EACH - R113 495
    1766 1 x SAMSUNG GALAXY A23 64GB BLUE @ R4 499 EACH
    1767 1 x SAMSUNG GALAXY S25 256GP SLIVER SHADOW @ R20 769 EACH
    1768 2 x SAMSUNG GALAXY S25 256GB NAVY @ R20 769 EACH - R41 538
    1769 2 x IPHONE 16 128GB BLACK @ R22 629 EACH - R45 258
    1770 1 x SAMSUNG GALAXY S21 256GB GREY @ R12 000 EACH
    1771 1 x SAMSUNG A36 5G (6GB/128GB BLACK ) @ R7 459 EACH
    1772 R103,96Sasria premium
    1773 Total premium R26 501.70
    1774 Section Endorsement Wording
    1775 LOCKED BOOT WARRANTY:
    1776 It is a condition of the policy that if any property insured by the underlying policy is left in a motor vehicle the following will apply:
    1777 1. Whilst the vehicle is left unattended the property must be placed in the locked boot or locked compartment.
    1778 2. Whilst the property insured is contained in any convertible motor car, open vehicle (LDV) or vehicle of similar design such
    1779 vehicle shall not be left unattended.
    1780 3. In the event of the property insured being left in the vehicle overnight such vehicle shall be housed in a locked garage.
    1781 4. There must be visible signs of forcible and violent entry to the vehicle.
    1782 HAND LUGGAGE - LAPTOPS
    1783 It is a condition of the policy that:
    1784 All Laptops insured under this Policy are to be taken as hand luggage if taken aboard an aircraft whether on Local or International
    1785 flights.
    1786 This insurance will not cover any loss of or damage to Laptops placed within the luggage hold of the aircraft.
    1787 CAR JAMMING:
    1788 Theft by Car Jamming is Excluded.
    1789 UNATTENDED VEHICLE WARRANTY:
    1790 The Company will not be liable for loss or damage by theft or attempted theft of the insured property from any unattended LDV, SUV,
    1791 Station wagon, and the like, unless at the time of the loss:
    1792 i. the insured property was concealed under the seat, or stored in a hidden compartment and the loss or damage resulted from
    1793 forcible and violent entry into the vehicle.
    1794 ii. The vehicle was garaged in a securely locked garage, and the loss or damage followed forcible or violent entry into/exit from
    1795 the garage.
    1796 BUSINESS ALL RISK 2022
    1797 BASIC EXCESS
    1798 General All Risk Excess: 10% of the claim Minimum R 500.00
    1799 Cell phones/Laptop/I Pad: 20% of the claim Minimum R 1 000.00
    1800 Tools: 10% of the claim Minimum R 500.00
    1801 All other lectronics: 10% of the claim Minimum R 1 000.00
    1802 Geyser/Pumps: 10% of claim Minimum R 2 500.00
    1803 PORTABLE ELECTRONIC DEVISES
    1804 Definition of a portable electronic device: a device that is capable of storing, processing and transmitting data which is small enough to be
    1805 carried by hand i.e. laptops, GPS, kindle, iPad, tablets or any similar device.
    1806 Developed by Tial Technologies 2026/05/21Page 34 of 62
    1807 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1808 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1809
    1810 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1811 Developed by Tial Technologies 2026/05/21Page 35 of 62
    1812 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1813 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1814
    1815 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1816 oods in Transit
    1817 Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
    1818 Sum Insured PremiumDetails
    1819 oods in Transit
    1820 Load Limit R 750 000 R 30 000.00
    1821 Annual Carry
    1822 Means of Conveyance : By
    1823 Valuation Basis : Selling Price
    1824 Cover restriction :
    1825 Sasria R500,00
    1826 Extensions Included
    1827 Debris Removal R 25 000Yes
    1828 Fire Extinguishing Charges R 10 000Yes
    1829 Endorsements with relevance to this item (see description below)
    1830 GOODS IN TRANSIT EXCLUSIONS 2021
    1831 THERE WILL BE NO COVER WHILE ANY OF THE BELOW ARE IN TRANSIT:
    1832 1.1. Transport of Fire Arms, Ammunition, Ammunition Cartridges, and/or Fuses.
    1833 1.2. Transport of Gun Powder, Black Powder and/or any explosive powder.
    1834 1.3. Transport of Nitro-Glycerine.
    1835 1.4. Transport of any explosives and/or explosive material/substances, (incl. Nitrates, Nitro’s, Amines, Oxides, Chlorates and acids)
    1836 1.5. Transport of any Hazardous Chemicals as defined by Hazardous Substances Act(Act No.15 of 1973)
    1837 1.6. Transport of Gasses and / or air under pressure in containers.
    1838 1.7. Transport of any Fuel / Diesel / Petroleum in any form/state
    1839 1.8. Transport of Tobacco
    1840 1.9. Transport of Fireworks.
    1841 1.10. Transport of Livestock / Live Animals
    1842 1.11. Transport of Refrigerated Goods
    1843 1.12. Transport of any Dangerous Goods and Hazardous Materials as listed in SANS 10228
    1844 1.13. Corrosives.
    1845 1.14. Combustibles
    1846 1.15. Flammable Liquids
    1847 1.16. Flammable Solids.
    1848 1.17. Toxic and infectious Substances.
    1849 1.18. Radioactive Material.
    1850 1.19. Miscellaneous Dangerous Goods.
    1851 R500,00Sasria premium
    1852 Total premium R30 000.00
    1853 Section Endorsement Wording
    1854 GOODS IN TRANSIT SECTION:
    1855 GENERAL
    1856 The company shall not be liable for loss of or damage to live animals of any sort.
    1857 BASIC EXCESS
    1858 Standard Excess: 10% of the claim Minimum R 1 000
    1859 Highjack and Theft: 25% of Claim
    1860 The standard Excess is payable for each and every event giving rise to a claim, including losses resulting from Fire, lighting and Explosion.
    1861 COVER INCLUDED
    1862 Debris Removal: R 25 000.00 (Nil Excess)
    1863 Fire Extinguisher charge: R 10 000.00 (Nil Excess)
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    1865 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1866 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1867
    1868 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1869 Accidental Damage
    1870 Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
    1871 Sum Insured PremiumDetails
    1872 Defined Events (i)
    1873 R 1 000 000 R 5 000.00
    1874 Extensions Included
    1875 Claims Preparation Costs Yes
    1876 R0,00Sasria premium
    1877 Total premium R5 000.00
    1878 Section Endorsement Wording
    1879 ACCIDENTAL DAMAGE:
    1880 BASIC EXCESS
    1881 Standard Excess: 10% of the claim Minimum R 2 500.00
    1882 Developed by Tial Technologies 2026/05/21Page 37 of 62
    1883 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1884 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1885
    1886 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1887 Public liability
    1888 Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
    1889 Sum Insured PremiumDetails
    1890 Public Liability
    1891 General and Tenants R 2 500 000 R 960.00
    1892 Basis of Cover : Claims Made
    1893 Retroactive Date : 21/05/2026
    1894 Extensions Included
    1895 Legal Defence Costs R 50 000Yes
    1896 Wrongful Arrest and Defamation R 50 000Yes
    1897 Combined Commercial Umbrella Liability
    1898 General and Tenants - cover only in place once the annual turnover is declared R 27 500 000 R 2 031.12
    1899 Basis of Cover : Claims Made
    1900 Retroactive Date : 21/05/2026
    1901 Endorsements with relevance to this item (see description below)
    1902 TOP UP LIABILITY SECTION
    1903 GENERAL
    1904 R 27 500 000.00 - Automatic Cover.
    1905 R0,00Sasria premium
    1906 Total premium R2 991.12
    1907 Section Endorsement Wording
    1908 PUBLIC LIABILITY SECTION
    1909 GENERAL
    1910 Public liability and all its sections are underwritten on a Claims Made Basis
    1911 BASIC EXCESS
    1912 General and Tenants: R 1 000.00 per claim
    1913 COVER INCLUDED
    1914 Work Away: up to Sum Insured (Standard Excess)
    1915 Statuary Legal Defence Cost: R 50 000.00 (Nil Excess)
    1916 Wrongful Arrest & Defamation: R 50 000.00 (Nil Excess)
    1917 OPTIONAL COVER (If stated in Schedule)
    1918 Products Liability: As stated on Schedule (R 7 500.00 per Claim)
    1919 Defective Workmanship: As Stated on Schedule (R 5 000.00 per Claim)
    1920 Developed by Tial Technologies 2026/05/21Page 38 of 62
    1921 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1922 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1923
    1924 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1925 Employers Liability
    1926 Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
    1927 Sum Insured PremiumDetails
    1928 Employers Liabilty
    1929 R 1 000 000 R 480.00
    1930 Basis of Cover : Claims Made
    1931 R0,00Sasria premium
    1932 Total premium R480.00
    1933 Developed by Tial Technologies 2026/05/21Page 39 of 62
    1934 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1935 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1936
    1937 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1938 Electronic Equipment
    1939 Situation of Premises: 139 SEFAKO MAKGATHO DRIVE, SINOVILLE, 0182
    1940 Sum Insured PremiumDetails
    1941 Sub Section A Material Damage
    1942 As per asset register R 30 871 R 61741
    1943 Sasria R12,11
    1944 Extensions Included
    1945 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1946 Sub Section B: Consequential Loss - Increased cost of Work
    1947 R 30 871 R 308.71
    1948 Extensions Included
    1949 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1950 Sub Section B: Consequential Loss - Reinstatement of Data
    1951 R 30 871 R 308.71
    1952 Extensions Included
    1953 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1954 R12,11Sasria premium
    1955 Total premium R1 234.83
    1956 Situation of Premises: 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET, VANDERBIJLPARK, VANDERBIJLPARK, 1900
    1957 Sum Insured PremiumDetails
    1958 Sub Section A Material Damage
    1959 As per asset register R 27 104 R 542.09
    1960 Sasria R10,63
    1961 Extensions Included
    1962 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1963 Sub Section B: Consequential Loss - Increased cost of Work
    1964 R 27 104 R 271.04
    1965 Extensions Included
    1966 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1967 Sub Section B: Consequential Loss - Reinstatement of Data
    1968 R 27 104 R 271.04
    1969 Sasria R10,63
    1970 Extensions Included
    1971 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1972 R21,26Sasria premium
    1973 Total premium R1 084.17
    1974 Situation of Premises: 196 Louis Botha Ave, ORANGE GROVE (JOHANNESBURG), 2192
    1975 Sum Insured PremiumDetails
    1976 Developed by Tial Technologies 2026/05/21Page 40 of 62
    1977 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    1978 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    1979
    1980 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    1981 Sub Section A Material Damage
    1982 As per asset register R 32 394 R 647.89
    1983 Sasria R12,71
    1984 Extensions Included
    1985 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1986 Sub Section B: Consequential Loss - Increased cost of Work
    1987 R 32 394 R 323.94
    1988 Extensions Included
    1989 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1990 Sub Section B: Consequential Loss - Reinstatement of Data
    1991 R 32 394 R 323.94
    1992 Sasria R12,71
    1993 Extensions Included
    1994 Theft is subject to Forcible & Violent Entry into/Exist Yes
    1995 R25,42Sasria premium
    1996 Total premium R1 295.77
    1997 Situation of Premises: 29 ANDRIES PRETORIUS STREET (101-15TH AVENUE), EDENVALE, GAUTENG, 1610
    1998 Sum Insured PremiumDetails
    1999 Sub Section A Material Damage
    2000 As per asset register R 24 623 R 49246
    2001 Sasria R9,66
    2002 Extensions Included
    2003 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2004 Sub Section B: Consequential Loss - Increased cost of Work
    2005 R 24 624 R 246.24
    2006 Extensions Included
    2007 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2008 Sub Section B: Consequential Loss - Reinstatement of Data
    2009 R 24 624 R 246.24
    2010 Sasria R9,66
    2011 Extensions Included
    2012 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2013 R19,32Sasria premium
    2014 Total premium R984.94
    2015 Situation of Premises: 34A GERRIT MARITZ AVENUE, ALBERTON NORTH, ALBERTON, 1456
    2016 Sum Insured PremiumDetails
    2017 Sub Section A Material Damage
    2018 As per asset register R 24 624 R 49248
    2019 Sasria R9,66
    2020 Developed by Tial Technologies 2026/05/21Page 41 of 62
    2021 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2022 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2023
    2024 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2025 Extensions Included
    2026 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2027 Sub Section B: Consequential Loss - Increased cost of Work
    2028 R 24 624 R 246.24
    2029 Sasria R9,66
    2030 Extensions Included
    2031 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2032 R 24 624 R 246.24
    2033 Extensions Included
    2034 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2035 R19,32Sasria premium
    2036 Total premium R984.96
    2037 Situation of Premises: 41A SOUTH MAIN REEF ROAD, NEW ERA, SPRINGS, 1559
    2038 Sum Insured PremiumDetails
    2039 Sub Section A Material Damage
    2040 As per asset register R 32 394 R 647.89
    2041 Sasria R12,71
    2042 Extensions Included
    2043 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2044 Sub Section B: Consequential Loss - Increased cost of Work
    2045 R 32 394 R 323.94
    2046 Extensions Included
    2047 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2048 Sub Section B: Consequential Loss - Reinstatement of Data
    2049 R 32 394 R 323.94
    2050 Sasria R12,71
    2051 Extensions Included
    2052 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2053 R25,42Sasria premium
    2054 Total premium R1 295.77
    2055 Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
    2056 Sum Insured PremiumDetails
    2057 Sub Section A Material Damage
    2058 HARDWARE & SOFTWARE (As per asset register) R 706 350 R 14 126.99
    2059 Sasria R277,09
    2060 Extensions Included
    2061 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2062 Mobile items at all risk premises R 431 195 R 8 623.90
    2063 Developed by Tial Technologies 2026/05/21Page 42 of 62
    2064 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2065 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2066
    2067 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2068 Sasria R169,15
    2069 Extensions Included
    2070 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2071 Important information - Please read
    2072 Items on cover:
    2073 18x CANON IMAGE RUNNER 1435iF @18 R20 500,00 - R369 000
    2074 CANON i-SENSYS LBP212W @1 R5 952,17
    2075 Mobile items - Laptops at all risk premises R 324 466 R 25 957.31
    2076 Sasria R127,28
    2077 Extensions Included
    2078 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2079 Important information - Please read
    2080 Laptops on cover:
    2081 ACER TMP 453 M 33124 G50 R 19 606,35
    2082 HP 250 G8 INTEL CORE i 5 1035U 4GB DDR4 R 19 606,35
    2083 ACER TM5740G R 19 606,35
    2084 HP FOLIO ULTRABOOK R 30 262,25
    2085 HP PRPBOOK 657 B R 19 606,35
    2086 HP NOTEBOOK 450 G8 INTEL CORE I 5-1135 (5B6U1ES) R 19 606,35
    2087 ACER NOTEBOOK R 19 606,35
    2088 DELL LATITUDE 3540 R 28 747,70
    2089 HP 450 G2 INTEL CORE /4GB R 19 606,35
    2090 DELL VOSTRO 5568 7th GEN i5 R 26 239,55
    2091 ACER 5740 R 19 606,35
    2092 HP NOTEBOOK HP 830 R 30 262,25
    2093 DELL INSPIRON 3542 INTEL CORE i 3 1.9hz R 19 606,35
    2094 LENOVO V15 G2 ITL R 11 908,25
    2095 LENOVO IDEAPAD 1 15ALC7 NOTEBOOK R 12 590,20
    2096 PACKARD BELL SENNA R32 14 R 7 999,00
    2097 Endorsements with relevance to this item (see description below)
    2098 LAPTOPS SPECIFIED AND INSURED ON AN ALL RISK
    2099 Excess: 20% of the claim with a minimum of R 1000.00
    2100 Sub Section B: Consequential Loss - Increased cost of Work
    2101 R 50 000 R 500.00
    2102 Extensions Included
    2103 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2104 Sub Section B: Consequential Loss - Reinstatement of Data
    2105 R 50 000 R 500.00
    2106 Sasria R19,61
    2107 Extensions Included
    2108 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2109 R593,13Sasria premium
    2110 Total premium R49 708.20
    2111 Situation of Premises: 5 GRAHAM ROAD, SHERE, 0043
    2112 Sum Insured PremiumDetails
    2113 Sub Section A Material Damage
    2114 As per asset register R 24 624 R 49248
    2115 Sasria R9,66
    2116 Developed by Tial Technologies 2026/05/21Page 43 of 62
    2117 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2118 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2119
    2120 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2121 Extensions Included
    2122 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2123 Sub Section B: Consequential Loss - Increased cost of Work
    2124 R 24 624 R 246.24
    2125 Extensions Included
    2126 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2127 Sub Section B: Consequential Loss - Reinstatement of Data
    2128 R 24 624 R 246.24
    2129 Sasria R9,66
    2130 Extensions Included
    2131 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2132 R19,32Sasria premium
    2133 Total premium R984.96
    2134 Situation of Premises: 9A OOS STREET, MIDDELBURG (MPHUMALANGA), 1055
    2135 Sum Insured PremiumDetails
    2136 Sub Section A Material Damage
    2137 As per Asset Register R 32 394 R 647.89
    2138 Sasria R12,71
    2139 Extensions Included
    2140 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2141 Sub Section B: Consequential Loss - Increased cost of Work
    2142 R 32 394 R 323.94
    2143 Extensions Included
    2144 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2145 Sub Section B: Consequential Loss - Reinstatement of Data
    2146 R 32 394 R 323.94
    2147 Sasria R12,71
    2148 Extensions Included
    2149 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2150 R25,42Sasria premium
    2151 Total premium R1 295.77
    2152 Situation of Premises: CAMBRIDGE BUSINESS PARK, C/O WITKOPPEN ROAD AND REGENT STREET, PAULSHOF, BRYANSTON, 2056
    2153 Sum Insured PremiumDetails
    2154 Sub Section A Material Damage
    2155 As per asset register R 24 624 R 49248
    2156 Sasria R9,66
    2157 Extensions Included
    2158 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2159 Developed by Tial Technologies 2026/05/21Page 44 of 62
    2160 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2161 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2162
    2163 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2164 Sub Section B: Consequential Loss - Increased cost of Work
    2165 R 24 624 R 246.24
    2166 Extensions Included
    2167 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2168 Sub Section B: Consequential Loss - Reinstatement of Data
    2169 R 24 624 R 246.24
    2170 Sasria R9,66
    2171 Extensions Included
    2172 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2173 R19,32Sasria premium
    2174 Total premium R984.96
    2175 Situation of Premises: CNR NELSON MANDELA & BEYERS NAUDE ROAD, POTCHEFSTROOM, POTCHEFSTROOM, 2520
    2176 Sum Insured PremiumDetails
    2177 Sub Section A Material Damage
    2178 As per asset register R 24 624 R 49248
    2179 Sasria R9,66
    2180 Extensions Included
    2181 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2182 Sub Section B: Consequential Loss - Increased cost of Work
    2183 R 24 624 R 246.24
    2184 Extensions Included
    2185 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2186 Sub Section B: Consequential Loss - Reinstatement of Data
    2187 R 24 624 R 246.24
    2188 Sasria R9,66
    2189 Extensions Included
    2190 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2191 R19,32Sasria premium
    2192 Total premium R984.96
    2193 Situation of Premises: UNIT C3, FOURWAYS MART, 42 & 42A MARGARETA PRINSLOO STREET, KLERKSDORP, KLERKSDORP, 2570
    2194 Sum Insured PremiumDetails
    2195 Sub Section A Material Damage
    2196 As per asset register R 32 394 R 647.89
    2197 Sasria R12,71
    2198 Extensions Included
    2199 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2200 Sub Section B: Consequential Loss - Increased cost of Work
    2201 As per asset register R 32 394 R 323.94
    2202 Developed by Tial Technologies 2026/05/21Page 45 of 62
    2203 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2204 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2205
    2206 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2207 Extensions Included
    2208 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2209 Sub Section B: Consequential Loss - Reinstatement of Data
    2210 R 32 394 R 323.94
    2211 Sasria R12,71
    2212 Extensions Included
    2213 Theft is subject to Forcible & Violent Entry into/Exist Yes
    2214 R25,42Sasria premium
    2215 Total premium R1 295.77
    2216 Section Endorsement Wording
    2217 ELECTRONIC EQUIPMENT LATEST:
    2218 GENERAL
    2219 Theft cover is subject to forcible and/or violent entry/exit
    2220 Theft from Unattended vehicles is excluded unless stolen from a locked boot or compartment
    2221 BASIC EXCESS
    2222 Standard Excess: 10% of the claim Minimum R 1 000.00
    2223 Lightning/ Power Surge: Additional 10% of the claim Minimum R 1 000.00
    2224 PORTABLE ELECTRONIC DEVICES
    2225 Definition of a portable electronic device: a device that is capable of storing, processing and transmitting data which is small enough to be
    2226 carried by hand i.e. laptops, GPS, kindle, iPad, tablets or any similar device.
    2227 COVER INCLUDED
    2228 Reinstatement of Data: Limited to R 10 000.00 (10% of the claim minimum R 500)
    2229 Software: Limited to R 5 000.00 (10% of the claim minimum R 500)
    2230 Incompatible Cover: Limited to R 5 000.00 (10% of the claim minimum R 500)
    2231 Increased Cost of working: Limited to R 10 000. (10% of the claim minimum R 500)
    2232 Cover for Laptops and Electronic Portable Devices is on an All Risk Basis
    2233 OPTIONAL COVER (If stated in Schedule)
    2234 Telkom access line: Indemnity shall end not later than 30 days after such failure.
    2235 BURGLAR ALARM CONDITION:
    2236 BURGLAR ALARM CONDITION
    2237 (Specific requirements)
    2238 Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
    2239 In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
    2240 damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
    2241 that:
    2242 The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
    2243 (unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
    2244 1. Where the installed alarm is a SAIDSA Approved and certified alarm
    2245 1.1. The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
    2246 1.2. Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    2247 belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
    2248 to any person or such a remote control was obtained by theft.
    2249 Or
    2250 2. Where the installed alarm is not a SAIDSA Approved and certified alarm
    2251 2.1. The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
    2252 unless a principal, partner, director or employee of the insured is in the protected building;
    2253 2.2. If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
    2254 reaction unit`s services where available;
    2255 2.3. Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
    2256 maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
    2257 2.4. The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
    2258 company will be entitled to request full information of the relevant log;
    2259 2.5. Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
    2260 belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
    2261 person or such a remote control was obtained by theft.
    2262 Developed by Tial Technologies 2026/05/21Page 46 of 62
    2263 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2264 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2265
    2266 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2267 BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
    2268 All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
    2269 CAR JAMMING:
    2270 Theft by Car / Remote Jamming is Excluded.
    2271 IN RESPECT OF PORTABLE ELECTRONIC DEVICES UNDER THE ELECTRONIC SECTION:
    2272 As per policy wording under the electronic section, exceptions to sub section A, 9a and 9b is deleted in respect of portable electronic devices
    2273 REINSTATEMENT OF DATA CONDITION
    2274 The following condition is added to sub-section B: Consequential loss in respect of point (ii) "Reinstatement of Data":
    2275 It shall be a requirement of this policy that the insured shall take all reasonable precautions to minimize data loss, in particular, the insured shall make
    2276 regular backup of the insured data onto removable data media and store it in an environment suitable for data media, i.e. waterproof and fireproof
    2277 environment, away from magnetic fields. This backup shall be carried out at minimum once weekly.
    2278 LOCKED BOOT WARRANTY:
    2279 It is a condition of the policy that if any property insured by the underlying policy is left in a motor vehicle the following will apply:
    2280 1.Whilst the vehicle is left unattended the property must be placed in the locked boot or locked compartment.
    2281 2.Whilst the property insured is contained in any convertible motor car, open vehicle (LDV) or vehicle of similar design such vehicle shall not be
    2282 left unattended.
    2283 3.In the event of the property insured being left in the vehicle overnight such vehicle shall be housed in a locked garage.
    2284 4.There must be visible signs of forcible and violent entry to the vehicle.
    2285 HAND LUGGAGE - LAPTOPS
    2286 It is a condition of the policy that:
    2287 All Laptops insured under this Policy are to be taken as hand luggage if taken aboard an aircraft whether on Local or International flights.
    2288 This insurance will not cover any loss of or damage to Laptops placed within the luggage hold of the aircraft.
    2289 FIRE EXTINGUISHING CHARGES EXTENSION:
    2290 Any costs (not exceeding the amount stated in the Section Limits) relating to the extinguishing or fighting of fire shall be deemed to be damage to the
    2291 insured property and shall be payable in addition to any other payment for which the company may be liable in terms of this section,
    2292 Provided that:
    2293 i.The insured is legally liable for such costs.
    2294 ii.The extension for Spreading of fire liability is in force;
    2295 iii.The third-party property was in danger from the fire.
    2296 iv.Damage to sugar cane, crops, plantations and/or forests caused by spread of fire to neighbouring premises is excluded.
    2297 v.The insured is in full compliance to the Special Proviso stated here above under Spread of fire.
    2298 Developed by Tial Technologies 2026/05/21Page 47 of 62
    2299 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2300 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2301
    2302 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2303 Special Risks
    2304 Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
    2305 Sum Insured PremiumDetails
    2306 SASRIA Motor
    2307 7 x PVT Vehicles @ R26.20 R 18340
    2308 R0,00Sasria premium
    2309 Total premium R183.40
    2310 Developed by Tial Technologies 2026/05/21Page 48 of 62
    2311 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2312 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2313
    2314 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2315 PREMIUM CALCULATION
    2316 DESCRIPTION PREMIUMRATE SASRIA
    2317 INSURED
    2318 AMOUNT
    2319 Public liability
    2320 R0.00R2 031.12% R 27 500 000Combined Commercial Umbrella Liability 0.01
    2321 R0.00R960.00% R 2 500 000Public Liability 0.04
    2322 Fire
    2323 R1 52643R9 727.97% R 3 891 186Column 2 - Rent 0.25
    2324 R22 556.10R143 750.00% R 57 500 000Column 5 - Miscellaneous as described 0.25
    2325 Office Contents
    2326 R0.00R287.50% R 28 750Theft 1.00
    2327 R0.00R0.00% R 28 750Sub Section E : Increase in Cost of Working 0.00
    2328 R45.11R345.00% R 115 000Sub Section A : Office Contents 0.30
    2329 R11.28R0.00% R 28 750Sub Section B : Rent 0.00
    2330 Theft
    2331 R0.00R60 500.00% R 1 000 000Theft 6.00
    2332 R0.00R31 520.00% R 517 000Theft 6.00
    2333 R0.00R35 000.00% R 575 000Theft 6.00
    2334 R0.00R31 020.00% R 517 000Theft 6.00
    2335 R0.00R35 000.00% R 575 000Theft 6.00
    2336 R0.00R31 550.00% R 517 500Theft 6.00
    2337 R0.00R35 000.00% R 575 000Theft 6.00
    2338 R0.00R31 520.00% R 517 000Theft 6.00
    2339 R0.00R31 550.00% R 517 500Theft 6.00
    2340 R0.00R31 550.00% R 517 500Theft 6.00
    2341 R0.00R31 550.00% R 517 500Theft 6.00
    2342 R0.00R7 400.00% R 115 000Theft 6.00
    2343 R0.00R31 550.00% R 517 500Theft 6.00
    2344 Glass
    2345 R2546R3 245.70% R 64 914Glass 5.00
    2346 R25.57R3 258.70% R 65 174Glass 5.00
    2347 oods in Transit
    2348 R500.00R30 000.00% R 750 000Goods in Transit 4.00
    2349 Business All Risks
    2350 R103.96R26 501.70% R 265 017Business All Risk 10.00
    2351 Accidental Damage
    2352 R0.00R5 000.00% R 1 000 000Defined Events (i) 0.50
    2353 Employers Liability
    2354 R0.00R480.00% R 1 000 000Employers Liabilty 0.05
    2355 Motor
    2356 Definition B: Light Delivery Vehicles
    2357 2020 Unknown Other Make - LDV'S R4 029.36R191 70843% R 5 705 608 3.36
    2358 Definition A: Private Vehicles
    2359 2020 Unknown Other Make - PVT TYPE R0.00R34 237.24% R 1 126 225 3.04
    2360 Definition B: Commercial/Special Vehicles/LDV
    2361 2020 Unknown Other Make - HCV'S R3 089.34R28 027.15% R 778 532 3.60
    2362 Definition E: Trailers and Caravans
    2363 2020 Unknown Other Make - TRAILERS R23146R7 341.60% R 327 750 2.24
    2364 2020 Unknown Other Make - TRAILERS - TP ONLY R84.75R11 520.00% R 120 000 9.60
    2365 Electronic Equipment
    2366 R277.09R14 126.99% R 706 350Sub Section A Material Damage 2.00
    2367 R9.66R49248% R 24 624Sub Section A Material Damage 2.00
    2368 R12.71R647.89% R 32 394Sub Section A Material Damage 2.00
    2369 R12.71R647.89% R 32 394Sub Section A Material Damage 2.00
    2370 R12.71R647.89% R 32 394Sub Section A Material Damage 2.00
    2371 R10.63R542.09% R 27 104Sub Section A Material Damage 2.00
    2372 R12.71R647.89% R 32 394Sub Section A Material Damage 2.00
    2373 R9.66R49246% R 24 623Sub Section A Material Damage 2.00
    2374 R9.66R49248% R 24 624Sub Section A Material Damage 2.00
    2375 R9.66R49248% R 24 624Sub Section A Material Damage 2.00
    2376 R12.11R61741% R 30 871Sub Section A Material Damage 2.00
    2377 R9.66R49248% R 24 624Sub Section A Material Damage 2.00
    2378 R169.15R8 623.90% R 431 195Sub Section A Material Damage 2.00
    2379 Developed by Tial Technologies 2026/05/21Page 49 of 62
    2380 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2381 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2382
    2383 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2384 DESCRIPTION PREMIUMRATE SASRIA
    2385 INSURED
    2386 AMOUNT
    2387 R127.28R25 957.31% R 324 466Sub Section A Material Damage 8.00
    2388 R0.00R500.00% R 50 000Sub Section B: Consequential Loss - Increased cost of Work 1.00
    2389 R9.66R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
    2390 R0.00R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
    2391 R0.00R323.94% R 32 394Sub Section B: Consequential Loss - Increased cost of Work 1.00
    2392 R0.00R323.94% R 32 394Sub Section B: Consequential Loss - Increased cost of Work 1.00
    2393 R0.00R323.94% R 32 394Sub Section B: Consequential Loss - Increased cost of Work 1.00
    2394 R0.00R271.04% R 27 104Sub Section B: Consequential Loss - Increased cost of Work 1.00
    2395 R0.00R323.94% R 32 394Sub Section B: Consequential Loss - Increased cost of Work 1.00
    2396 R0.00R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
    2397 R0.00R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
    2398 R0.00R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
    2399 R0.00R308.71% R 30 871Sub Section B: Consequential Loss - Increased cost of Work 1.00
    2400 R0.00R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
    2401 R19.61R500.00% R 50 000Sub Section B: Consequential Loss - Reinstatement of Data 1.00
    2402 R12.71R323.94% R 32 394Sub Section B: Consequential Loss - Reinstatement of Data 1.00
    2403 R12.71R323.94% R 32 394Sub Section B: Consequential Loss - Reinstatement of Data 1.00
    2404 R12.71R323.94% R 32 394Sub Section B: Consequential Loss - Reinstatement of Data 1.00
    2405 R10.63R271.04% R 27 104Sub Section B: Consequential Loss - Reinstatement of Data 1.00
    2406 R12.71R323.94% R 32 394Sub Section B: Consequential Loss - Reinstatement of Data 1.00
    2407 R9.66R246.24% R 24 624Sub Section B: Consequential Loss - Reinstatement of Data 1.00
    2408 R9.66R246.24% R 24 624Sub Section B: Consequential Loss - Reinstatement of Data 1.00
    2409 R9.66R246.24% R 24 624Sub Section B: Consequential Loss - Reinstatement of Data 1.00
    2410 R0.00R308.71% R 30 871Sub Section B: Consequential Loss - Reinstatement of Data 1.00
    2411 R9.66R246.24% R 24 624Sub Section B: Consequential Loss - Reinstatement of Data 1.00
    2412 Special Risks
    2413 R0.00R18340% R 0SASRIA Motor 0.00
    2414 Developed by Tial Technologies 2026/05/21Page 50 of 62
    2415 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2416 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2417
    2418 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2419 1. The Intermediary (Insurance Broker)
    2420 Bsure Insurance Advisors (Pty) Ltd
    2421 FSP No: 45870
    2422 Eastwood Office Park , 11B Riley Rd,
    2423 Bedfordview, Germiston,
    2424 ,
    2425 2007
    2426 Eastwood Office Park , 11B Riley Rd,
    2427 Bedfordview, Germiston,
    2428 2007
    2429 Tel : 086 126 6773
    2430 Email : prestonl@bsure.co.za
    2431 The Intermediary (Insurance Broker), when granted an
    2432 agency agreement, had Professional Indemnity cover in
    2433 place.
    2434 2. Details About The Underwriting Manager
    2435 AC and E Commercial Underwriting Managers (Pty) Ltd
    2436 Company Registration: 2014/237716/07
    2437  VAT Registration Number: 426026905
    2438 FSP Registration: 45915
    2439 7th Floor, Office Towers, Bedford Centre, Smith Street,
    2440 Bedford Gardens, 2049
    2441 Telephone: (011) 615 7529 Fax: (011) 615 9360
    2442 EMail: info@engineeringace.co.za
    2443  A C and E Commercial Underwriting Managers (Pty) Ltd
    2444 holds Professional Indemnity cover through Leppard
    2445 Underwriting
    2446 3.Details of AC &E Compliance Officer
    2447 Address correspondence to : Roy Banks
    2448 Compliance Trust (Pty) Ltd Practice Number: 6749
    2449 Tel: 082 575 6427 / 011 678 2533
    2450 Fax: 086 636 5359
    2451 Email: roy@compliancetrust.co.za
    2452 4.Details of how to report a claim
    2453 * Claims are to be instituted as follows:
    2454 (i)Notify A C and E Commercial Underwriting
    2455 Managers (Pty) Ltd as soon as possible after the
    2456 event giving rise to the claim and must be
    2457 submitted in writing with documentary proof of your
    2458 loss. You will be required to notify the police in the
    2459 event of a theft or where a criminal act is
    2460 suspected.
    2461 (ii)Procedures for the submitting of a claim are set out
    2462 in full detail in your policy document. If you require
    2463 assistance, contact AC &E Commercial
    2464 Underwriting Managers (Pty) Ltd
    2465 (iii) If you have a dispute regarding a claim that is not
    2466 resolved to your satisfaction by the broker or the
    2467 insurer, you may submit the complaint to the
    2468 National Financial Ombud Scheme South Africa
    2469 (NFO) as per the details in 8 below.
    2470 (iv) Take all reasonable steps to prevent further
    2471 damage or loss.
    2472 (v) Please bear the following in mind:
    2473 * Under no circumstances must liability be admitted
    2474 * Do not destroy or discard any articles or
    2475  evidence related to the claim
    2476 Type of policy involved
    2477 Please refer to your policy document which contains the name, risk
    2478 description (class), policy number and type of policy involved.
    2479 General Information
    2480 * For every financial service product marketed by our
    2481 company, a contract exists between the Underwriter and
    2482 Insurer.
    2483 * For practical reasons, our representatives do not carry copies
    2484 of the contracts on their persons.
    2485 The necessary documentation is available for viewing at our
    2486 5. Warning
    2487 * Do not sign any blank or partially completed application form.
    2488 * Complete all forms in ink.
    2489 * Keep all documents handed to you.
    2490 * Make notes as to what is said to you.
    2491 * Don't be pressurized to buy the product.
    2492 * Incorrect or non-disclosure by you of relevant facts may
    2493 influence an insurer on any claims arising from your contract
    2494 of insurance
    2495 * All material facts must be accurately, fully and properly disclosed
    2496 by you. All information provided by you or on your behalf is your
    2497 responsibility. You need to be satisfied with the accuracy of any
    2498 transaction submitted by your broker on your behalf.
    2499 * Misrepresentation, incorrect or non-disclosure by you of any
    2500 material facts or circumstances may impact negatively on any
    2501 claims arising from your insurance contract.
    2502 6. Particulars of Registrar of Short-term Insurance.
    2503 FINANCIAL SERVIES BOARD Tel : (012) 428 8000
    2504 P O BOX 35655 Fax: (012) 347 0221
    2505 7. Details of Contact Person at the Underwriting Manager
    2506 Name: Anne-Marie Fourie
    2507 Tel: (011) 615 7529 Fax: (011) 615 9360
    2508 Email: anne-marie@engineeringace.co.za
    2509 Legal and Contractual Status: Independent Intermediary
    2510 My Qualifications:
    2511 Because of my period of experience in the financial services industry, I
    2512 am not required to render any financial services under supervision and
    2513 I am authorised to give financial advice under the following auspices: I
    2514 am a Representative of this licensed FSP. As I have been registered
    2515 as 'Fit and Proper' and competent to give financial advice, the licensed
    2516 FSP accepts full responsibility for the advice which I give to my clients.
    2517 Full details of any product supplier will be given to you in writing at
    2518 quotation stage. I stand to receive no personal benefit from the
    2519 financial services for which I am offering advice other than my
    2520 remuneration which is based on a combination of Commission & Fees.
    2521 8. Other matters of importance
    2522 Please note that AC &E have implemented a Conflict of interest
    2523 management policy as required by the FAIS Act and General
    2524 Code of Conduct. A copy of our policy may be viewed on our
    2525 website at: www.engineeringace.co.za
    2526 (a) You must be informed of any material changes to the
    2527 information provided above.
    2528 (b) If the information was given orally, it must be confirmed in
    2529 writing within 30 days.
    2530 (c) If any complaint to the intermediary or insurer is not resolved
    2531 to your satisfaction you may submit the complaint to the
    2532 Registrar of Short-term Insurance.
    2533 (d) The insurer and not the intermediary must give reasons for
    2534 repudiating your claim.
    2535 (e) Polygraph or any lie detector test is not obligatory in the
    2536 event of a claim and the failure of such a rest may not be
    2537 the sole reason for repudiating a claim
    2538 (f) Your insurer may not cancel your insurance merely by
    2539 informing your intermediary. There is an obligation to make
    2540 sure the notice has been sent to you.
    2541 (g) You are entitled to a copy of the policy free of charge.
    2542 (h) Your Broker receives commissions from your Insurer at the
    2543 legislated rates. These are currently, 20% on Non Motor
    2544 Policies other than Single Project PI which is 15%. Any other
    2545 amounts due by you will be included in all quotations and
    2546 renewal documents given to you and will be reflected on
    2547 your policy schedule.
    2548 9. Commissions and Fees
    2549 Non Motor Commission : R176 510.44
    2550 Motor Commission: R Nil
    2551 Non Motor Sasria Commission : R 3 929.31
    2552 Motor Sasria Commission : R Nil
    2553 UMA Policy Fee : R Nil
    2554 Remuneration : R180 439.75
    2555 STATUTORY NOTICE TO SHORT -TERM INSURANCE POLICYHOLDERS
    2556 IMPORTANT - PLEASE READ CAREFULLY - DISCLOSURE AND OTHER LEGAL REQUIREMENTS
    2557 (This notice does not form part of the Insurance Contract)
    2558 As a short-term insurance policyholder, or prospective policyholder, you have the right to the following information :
    2559 Developed by Tial Technologies 2026/05/21Page 51 of 62
    2560 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2561 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2562
    2563 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2564 offices.
    2565 * We have not requested, and the registrar has not granted,
    2566 any specific exemptions from the FAIS Act .
    2567 * In case of any queries you may have regarding compliance
    2568 to the FAIS Act , kindly contact Anne -Marie Fourie on
    2569 011 615 7529
    2570 * Neither Anne -Marie Fourie nor the FSP, directly or indirectly
    2571 hold(s) more than 10% shareholding in any insurance
    2572 companies, nor do we hold any substantial financial interest
    2573 in any insurance company.(If the status of the above
    2574 changes in any way, you will be notified in writing within 30
    2575 days of such change)
    2576 * The FSP received more than 30% of our total remuneration
    2577 from a particular insurer during the preceding 12 month
    2578 period.
    2579 (If the status of the above changes in any way, you will be
    2580 notified in writing within 30 days of such change)
    2581 (i)The insurance contract is conditional upon and will
    2582 only come into effect following payment of the
    2583 premium by the Insured and receipt thereof by or
    2584 on behalf of the Insurer, and such premium is
    2585 payable as declared in the policy document
    2586 Restrictions / Conditions
    2587 We are authorised to do Short-term Commercial Insurance. We
    2588 are however restricted to quote only on Liability, Professional
    2589 Indemnity, Directors and Officers , Employment Practices Liability
    2590 and Fidelity Guarantee / Direct Financial Loss, classes in terms of
    2591 our agreement with New National Assurance Co Ltd
    2592 10. Sasria Contact Details
    2593 Company Name: Sasria Limited
    2594 Registration: 1979/00287/06
    2595 Street Address :36 Fricker Rd , Illovo Sandton , 2196
    2596 Postal Address : P.O. Box 653367 , Benmore , 2010
    2597 Developed by Tial Technologies 2026/05/21Page 52 of 62
    2598 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2599 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2600
    2601 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2602 Developed by Tial Technologies 2026/05/21Page 53 of 62
    2603 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2604 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2605
    2606 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2607 Developed by Tial Technologies 2026/05/21Page 54 of 62
    2608 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2609 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2610
    2611 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2612 SASRIA Policy Wordings
    2613 Follow the links below for the relevant SASRIA Policy Wordings :
    2614 Motor
    2615 Developed by Tial Technologies 2026/05/21Page 55 of 62
    2616 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2617 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2618
    2619 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2620 Buildings Interruption
    2621 Material Damage
    2622 The below risks are declined risks in terms of our treaty, no cover will be provided for these risk types:
    2623 Art Galleries and Art Studios
    2624 Candle Factories
    2625 Chicken Farmers
    2626 Coal. Coke in the open
    2627 Explosives
    2628 Fireworks
    2629 Fish Mills
    2630 Flour/Corn Mills
    2631 Gasworks
    2632 Leather Works
    2633 Matches
    2634 Mattress Works /Factories
    2635 Paint Factories
    2636 Petrochemicals
    2637 Plastic Manufacturers
    2638 Saw Mills
    2639 Scrap Metal Dealers
    2640 Silos
    2641 Soap & Fat Factories
    2642 Textile Factories
    2643 Tyre Manufacturers
    2644 Waste Paper
    2645 EXCLUSIONS
    2646 • Companies, Plants or businesses involved in the production or manufacturing of:
    2647 • Fireworks, ammunitions, fuses, cartridges, gunpowder, nitroglycerine, or any explosives.
    2648 • Butane, methane, propane or any other liquefied glass.
    2649 • Poisons substances and Toxic Waste
    2650 • Companies involved in the processing or storage of Petroliam and Gasoline.
    2651 • Farms or agricultural businesses.
    2652 • Cover in respect of the following activities:
    2653 • Jewelers, Furriers, Pawn Brokers, Professional Cash Carriers, Bloodstock, Racing Horses and Prize Indemnity.
    2654 • Guarantee type business, Financial Guarantees, Contract Guarantees
    2655 • Losses caused by a person who is known to have committed dishonest and fraudulent acts;
    2656 • Losses generally covered by other forms of insurance, if not part of a comprehensive cover;
    2657 • Losses resulting from bodily injury
    2658 Developed by Tial Technologies 2026/05/21Page 56 of 62
    2659 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2660 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2661
    2662 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2663 Welcome to the AC&E Emergency Assist Programme !
    2664 AC&E offers Policy Holders some peace of mind in the event of a roadside and/or medical emergency.
    2665 Call 011 100 8406, and in the unlikely event of Telkom lines being down , please contact 083 789 9922 for assistance in a roadside
    2666 emergency.
    2667 These services are available 24/7/365 days
    2668 Dear Policy Holder
    2669 We have pleasure in sending you information on the AC&E Emergency Assist programme .
    2670 EMERGENCY ASSISTANCE SERVICES
    2671 COMMERCIAL ROADSIDE ASSISTANCE (PMW vehicles under 3500kg’s)
    2672 Roadside Assistance
    2673 Companies have access to the following services in the event of a roadside emergency (limited up to R500 per incident):
    2674 ·Flat battery - jump start only (replacement of battery for the member’s account )
    2675 ·Flat tyre (help with change of tyre)
    2676 ·Keys locked in vehicle (unlocking only)
    2677 ·Fuel assistance (limited to five liters per incident)
    2678 ·Minor roadside-running repairs (electrical, coil, immobilizer etc.)
    2679 ·Transmission of urgent messages
    2680 Tow-in
    2681 Tow-in service to the nearest approved dealership (if under warranty), repair centre or panel beater in the event of:
    2682 ·Mechanical breakdown - covered up to R1 000
    2683 ·Electrical breakdown - covered up to R1 000
    2684 ·Accident Towing - covered up to R1000 to the nearest repairer
    2685 Hotel Accommodation
    2686 Where the breakdown has occurred outside a radius of 100 km from your normal place of business, resulting in an overnight delay, we will
    2687 arrange hotel accommodation for the occupants of the vehicle (up to a maximum of two people). Cover up to R500.
    2688 Car Rental
    2689 If the circumstances of the problem entitles you to the hotel accommodation benefit but you would prefer to continue with your journey
    2690 immediately, we will arrange for a rental car to enable you to reach your destination, subject to your qualifying for a rental vehicle in terms
    2691 of the car rental companies general terms and conditions. The costs incurred will be confined to rental charges; delivery and collection of
    2692 the hire vehicle, and the car must be surrendered on arrival at your destination. Cover up to R500 and subject to availability.
    2693 Vehicle Repatriation
    2694 In the event of a company’s vehicle being left for repairs , we will pay up to R500 for 24-hour, Group-B car rental or a flight ticket to collect
    2695 the vehicle after repairs. Alternatively, should the vehicle have been towed to a dealership closer to the company’s place of business , we
    2696 will supplement the additional tow costs with the costs of car rental.
    2697 Overall limit of R5 000, per annum per policy.
    2698 *Please note: This cover excludes all vehicles over 3 500kg, trailers, caravans and boats. A company will not be entitled to
    2699 service where the vehicle is not in a roadworthy condition. Any costs incurred through arrangements made by the member
    2700 without prior authorisation shall not be reimbursed. Assistance is only available in South Africa , Lesotho and Swaziland.
    2701 Developed by Tial Technologies 2026/05/21Page 57 of 62
    2702 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2703 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2704
    2705 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2706 COMMERCIAL ROADSIDE ASSISTANCE (LDV vehicles under 3500kg’s)
    2707 Commercial Emergency Roadside assistance is offered to all AC &C Policy Holders for Truck , Bus & Light Delivery Vehicle .
    2708 Emergency Roadside Assistance is available 24 hours a day, 365 days a year. You will only be liable for any non -covered expenses or
    2709 costs in excess of your per occurrence maximum. The emergency service required must be a benefit covered in terms of the policy
    2710 contract and is only available for vehicles registered in the Republic of South Africa .
    2711 1.The 24-hour roadside assistance services are available to you at a nominal cost per vehicle per month and you are covered for
    2712 emergencies as detailed in this document. You are liable for any costs and expenses which are not covered in terms of the policy .
    2713 These costs and expenses which are not covered are payable directly to the service provider by yourselves.
    2714 2.Emergency Roadside Assistance is an extension to your current Motor policy and cover is in force immediately we are advised to
    2715 go on risk.
    2716 3.All accident towing costs will be managed on an access basis and the service provider’s costs will be for the policy
    2717 holder’s account
    2718 The following roadside emergencies are covered, subject to the per incident limits set. Companies only have to pay for costs in excess of
    2719 the “per incident” limit plus any non-covered costs. Only one incident per seven (7) day period per vehicle will be covered.
    2720 BENEFITS COVERED
    2721 DISPATCH SERVICE
    2722 In the event of a breakdown call the AC &C Policy Holders Commercial Assist number and a service vehicle will be dispatched .
    2723 Important:
    2724 Drivers will need to stay with their vehicle until the service provider arrives, unless it is unsafe to do so. Unattended vehicles will not be
    2725 worked on. The service to be provided must be a benefit which is covered in terms of the policy contract as described in this document.
    2726 Note:
    2727 24-Hour Emergency Roadside Assistance is designed to assist members whose vehicles are disabled as a result of an unavoidable
    2728 circumstance. It is not intended to be a substitute for general vehicle maintenance or repair. Excessive claims for services may result in
    2729 non-renewal or cancellation of the membership.
    2730 When logging a case through the emergency call centre, policyholders/drivers must have the following information at hand to ensure best
    2731 possible service:
    2732 1.Name and Policy Number
    2733 2.The telephone number on which the driver/insured can be contacted
    2734 3.Description of the vehicle including the registration number
    2735 4.Current location of the disabled vehicle
    2736 5.Description of the fault on the vehicle
    2737 TOWING ASSISTANCE (UP TO 125 KM PER INCIDENT - Covered up to R7 500 per incident)
    2738 Should the insured vehicle become disabled as a result of mechanical or electrical breakdown and the technician that was dispatched
    2739 cannot repair same, the vehicle will be towed to the nearest service /repair facility not exceeding a radius of 250 kilometres (covered up to
    2740 R7 500 per incident) from the scene of the incident within the Republic of South Africa .
    2741 Note: Only Mechanical and Electrical Components on the Rolling Chassis and/or Drive Line are covered.
    2742 TYRE REPLACEMENT ASSISTANCE (UP TO R1 000 PER INCIDENT)
    2743 When a replacement tyre is needed for the vehicle, the cost of the service call to deliver a replacement tyre to the disabled vehicle will be
    2744 covered up to R1 000 per incident. This benefit does not cover the cost of the replacement tyre and the fitment thereof.
    2745 MOBILE MECHANIC BREAKDOWN SERVICE (UP TO R2 500 PER INCIDENT)
    2746 Should the insured vehicle become disabled as a result of mechanical or electrical breakdown, a mobile mechanic will be dispatched to
    2747 the vehicle in need of repair. The costs for travel, labour and parts in excess of R2 500 will be for your own account
    2748 OIL, FLUID AND WATER DELIVERY SERVICE (UP TO R1 000 PER INCIDENT)
    2749 Should the insured vehicle become disabled as a result of running out of the above, a supply will be dispatched to the vehicle in need. The
    2750 costs for travel, labour, oil, fluid and water in excess of R1 000 will be for your own account.
    2751 FUEL DELIVERY SERVICE (UP TO R1 000 PER INCIDENT)
    2752 Should the insured vehicle become disabled as a result of running out of fuel, a supply will be dispatched to the vehicle in need in order for
    2753 the vehicle to be able to reach the nearest available fuel station. The costs for travel and labour in excess of R1 000 will be for your own
    2754 account and the cost of the supply of fuel will be for your own account.
    2755 LOCKOUT/REPLACEMENT KEY ASSISTANCE (UP TO R1 000 PER INCIDENT)
    2756 If your keys are locked inside the vehicle, assistance will be provided to gain entry into the vehicle. In the event of your keys being lost and
    2757 a replacement key is needed, same will be provided to you. The costs for travel, labour and parts in excess of R1 000 will be for your own
    2758 account.
    2759 BATTERY ASSISTANCE (UP TO R1 000 PER INCIDENT)
    2760 If a battery failure occurs, a jump start will be provided to start your vehicle. In the event that a new battery is needed, one will be delivered
    2761 to your location. The costs for travel, parts and labour in excess of R1 000 will be for your own account and the cost of the battery will be
    2762 Developed by Tial Technologies 2026/05/21Page 58 of 62
    2763 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2764 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2765
    2766 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2767 for your own account.
    2768 WINCHING/EXTRACTING ASSISTANCE
    2769 Provides assistance in extracting the vehicle when stuck in a ditch or other inaccessible areas, when such location is within 50 metres of a
    2770 paved road or highway, covered up to a maximum of 1 hour, per vehicle per incident. This benefit does not cover extraction when driving a
    2771 vehicle off -road or on unpaved highways.
    2772 VEHICLE PROTECTION SERVICE
    2773 In the event of an incident, where necessary, the call centre will dispatch an armed response vehicle to the scene in order to protect the
    2774 vehicle and load until such time as the roadside assistance vehicle or tow truck arrives.
    2775 All of the services provided are described herein and are applicable throughout the Republic of South Africa. Please note that this is an
    2776 Emergency Roadside Assistance Benefits Loyalty Program and in no way replaces your existing motor insurance policy .
    2777 HEAVY COMMERCIAL ROADSIDE ASSISTANCE (HCV vehicles over 3500kg’s)
    2778 TOWING ASSISTANCE (UP TO 250 KM PER INCIDENT - Covered up to R15 000 per incident)
    2779 Should the insured vehicle become disabled as a result of mechanical or electrical breakdown and the technician that was dispatched
    2780 cannot repair same, the vehicle will be towed to the nearest service /repair facility not exceeding a radius of 250 kilometres (covered up to
    2781 R15 000 per incident) from the scene of the incident within the Republic of South Africa .
    2782 Note: Only Mechanical and Electrical Components on the Rolling Chassis and/or Drive Line are covered.
    2783 TYRE REPLACEMENT ASSISTANCE (UP TO R1 000 PER INCIDENT)
    2784 When a replacement tyre is needed for the vehicle, the cost of the service call to deliver a replacement tyre to the disabled vehicle will be
    2785 covered up to R1 000 per incident. This benefit does not cover the cost of the replacement tyre and the fitment thereof.
    2786 MOBILE MECHANIC BREAKDOWN SERVICE (UP TO R5 000 PER INCIDENT)
    2787 Should the insured vehicle become disabled as a result of mechanical or electrical breakdown, a mobile mechanic will be dispatched to
    2788 the vehicle in need of repair. The costs for travel, labour and parts in excess of R5 000 will be for your own account
    2789 OIL, FLUID AND WATER DELIVERY SERVICE (UP TO R1 000 PER INCIDENT)
    2790 Should the insured vehicle become disabled as a result of running out of the above, a supply will be dispatched to the vehicle in need. The
    2791 costs for travel, labour, oil, fluid and water in excess of
    2792 R1 000 will be for your own account.
    2793 FUEL DELIVERY SERVICE (UP TO R1 000 PER INCIDENT)
    2794 Should the insured vehicle become disabled as a result of running out of fuel, a supply will be dispatched to the vehicle in need in order for
    2795 the vehicle to be able to reach the nearest available fuel station. The costs for travel and labour in excess of R1 000 will be for your own
    2796 account and the cost of the supply of fuel will be for your own account.
    2797 LOCKOUT/REPLACEMENT KEY ASSISTANCE (UP TO R1 000 PER INCIDENT)
    2798 If your keys are locked inside the vehicle, assistance will be provided to gain entry into the vehicle. In the event of your keys being lost and
    2799 a replacement key is needed, same will be provided to you. The costs for travel, labour and parts in excess of R1 000 will be for your
    2800 own account.
    2801 BATTERY ASSISTANCE (UP TO R1 000 PER INCIDENT)
    2802 If a battery failure occurs, a jump start will be provided to start your vehicle. In the event that a new battery is needed, one will be delivered
    2803 to your location. The costs for travel, parts and labour in excess of R1 000 will be for your own account and the cost of the battery will be
    2804 for your own account.
    2805 WINCHING/EXTRACTING ASSISTANCE
    2806 Provides assistance in extracting the vehicle when stuck in a ditch or other inaccessible areas, when such location is within 50 metres of a
    2807 paved road or highway, covered up to a maximum of 1 hour per vehicle per incident. This benefit does not cover extraction when driving a
    2808 vehicle off -road or on unpaved highways.
    2809 VEHICLE PROTECTION SERVICE
    2810 In the event of an incident, where necessary, the call centre will dispatch an armed response vehicle to the scene in order to protect the
    2811 vehicle and load until such time as the roadside assistance vehicle or tow truck arrives.
    2812 All of the services provided are described herein and are applicable throughout the Republic of South Africa. Please note that this is an
    2813 Emergency Roadside Assistance Benefits Loyalty Program and in no way replaces your existing motor insurance policy .
    2814 EXCLUSIONS on LDV and HCV vehicles:
    2815 1.Vehicles not in a roadworthy condition.
    2816 2.Pre-existing conditions prior to membership activation and/or while membership is suspended.
    2817 3.Motorcycles, taxicabs and limousines. Recreational Vehicles (RVs), camping trailers, travel trailers, or any vehicles in tow other
    2818 than a truck tractor trailer and refrigeration units on trucks and trailers.
    2819 4.Service for any trailer which must be separated from the truck tractor.
    2820 5.Service to vehicles with expired safety inspection sticker (s), license plate sticker(s), and/or emission sticker(s) where required by
    2821 law.
    2822 Developed by Tial Technologies 2026/05/21Page 59 of 62
    2823 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2824 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2825
    2826 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2827 6.Vehicles located at storage facilities.
    2828 7.Cost of parts, replacement keys, replacement tires, fluids, lubricants, cost of installation of products, materials, and any additional
    2829 labour relating to towing.
    2830 8.Any fees relating to the dismount/mounting of a drive shaft.
    2831 9.Tyre repair.
    2832 10.Tyre replacement at any location other than a roadside disablement site.
    2833 11.Cost of the replacement tire and its installation.
    2834 12.Any and all taxes or fines.
    2835 13.Non-emergency towing or other non -emergency service including but not limited to mounting or removing of any tires, snow tires ,
    2836 off-road tires, chains or similar items.
    2837 14.Shovelling snow from around a vehicle.
    2838 15.Service when a vehicle is snowbound in unploughed areas such as snow banks, snowbound driveways or curb side parking.
    2839 16.Damage or disablement due to flood, fire, or vandalism.
    2840 17.Towing from or repair work performed at a service station, garage or repair shop.
    2841 18.Service on a vehicle that is not in a safe condition to be towed or serviced or that may result in damage to the vehicle if towed or
    2842 serviced.
    2843 19.Towing by other than a licensed service station or garage, vehicle storage charges, a second tow for the same disablement.
    2844 20.Towing or extraction as a result of a collision or accident.
    2845 21.Towing or service on roads not regularly maintained, such as sand beaches, open fields, forests, and areas designated as not
    2846 passable due to construction, etc.
    2847 22.Towing at the direction of a law enforcement officer relating to traffic obstruction, impoundment, abandonment, illegal parking, or
    2848 other violations of law.
    2849 23.Towing for the purpose of disposal (e.g., salvage facility).
    2850 24.Towing of vehicle off a boat dock or marina unless such facilities are used for intermodal and ocean freight purposes.
    2851 25.Transportation for the member to the vehicle for a service or from the vehicle to another destination after the service has been
    2852 rendered.
    2853 26.Covered benefits may not be requested from a residence, dealer or repair facility.
    2854 27.Coverage shall not be provided in the event of emergencies resulting from the use of intoxicants or narcotics, or the use of the
    2855 vehicle in the commission of a crime.
    2856 28.Repeated service calls for a vehicle in need of routine maintenance or repair.
    2857 29.Excessive claims for covered services may result in non-renewal or cancellation of the membership.
    2858 30.Only one disablement during any seven day period will be accepted.
    2859 31.Services received independently without prior authorization
    2860 32.Service while at scales/weigh bridges.
    2861 33.All accident towing costs will be managed on an access basis and the service provider’s costs will be for the policy holder’s
    2862 account
    2863 EMERGENCY MEDICAL SERVICE
    2864 Medical Advice and Information Hotline
    2865 Medical personnel, including paramedics, nurses and doctors, are available 24 hours a day to provide general medical information and
    2866 advice. This is an advisory service, as a telephonic conversation does not permit an accurate diagnosis.
    2867 Emergency Medical Advice and Assistance Hotline
    2868 In addition to the general medical advice service, one call to the same number will trigger the medical operators who will guide you through
    2869 a medical crisis situation, provide you with emergency advice and organise for you to receive the support you require.
    2870 Referral to Crisis Line
    2871 Bereavement counselling, HIV counselling, Suicide counselling.
    2872 Referrals to Medical Practitioners and Facilities
    2873 We will refer you to the nearest medical facility or practitioners.
    2874 Emergency Medical Response to the Scene of a Medical Emergency
    2875 An appropriate response will be undertaken whereby a response vehicle will be dispatched immediately to the scene of a medical
    2876 emergency where appropriate lifesaving support will be provided to the member /s and where relevant, the member /s will be stabilised
    2877 before transfer is provided to the closest appropriate medical facility.
    2878 Medical Transportation
    2879 In the event of you experiencing a medical emergency, we will arrange for emergency medical transport to the nearest medical facility
    2880 capable of providing adequate care. Medical considerations, the degree of urgency, your state and fitness to travel and other
    2881 considerations, including but not limited to, airport availability, weather conditions and distance to be covered, as assessed by the doctor
    2882 and support staff, will determine whether transport will be provided by private, medically equipped aircraft, helicopter, regular schedule
    2883 flight, rail or road.
    2884 Inter-hospital Transfer
    2885 If the doctor, in consultation with the attending doctor, determines that treatment should continue at an alternate medical facility (because
    2886 the necessary treatment cannot be continued at the present facility) we will arrange for transportation to the closest facility where the
    2887 treatment can be continued after you have been stabilised.
    2888 Developed by Tial Technologies 2026/05/21Page 60 of 62
    2889 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2890 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2891
    2892 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2893 Medical Repatriation
    2894 In the event of your hospitalisation outside of your hometown, we will assist in arranging for your repatriation to your hometown once you
    2895 have been treated.
    2896 Escorted Return of Minors
    2897 In the event of your children being stranded as a result of your hospitalisation, we will arrange for their transportation, under supervision
    2898 where necessary, into the care of a person nominated by you.
    2899 Compassionate Visits
    2900 Should you be hospitalised outside your hometown for a period exceeding five (5) consecutive days, we will arrange for the transportation
    2901 of a close relative to visit you.
    2902 Please note: This cover is only valid within the borders of South Africa . There is a limit of R10 000 per incident.
    2903 PANIC SOS
    2904 In a panic situation, you never want to be alone! Panic SOS provides you and your loved ones with 24 hour access to your own
    2905 experienced crisis manager - who will help you through your emergency.
    2906 You never have to remember an emergency number again!
    2907 Panic SOS is a breakthrough in emergency support - you will never have to remember another emergency number again. Panic SOS has
    2908 access to every emergency service you may need, as well as access to your own security company, medical information and other usefule
    2909 contacts.
    2910 You will never be alone in an emergency!
    2911 The Panic SOS service providces you with your very own crisis manager. When you are in an emergency - WE take charge! Your crisis
    2912 manager will call you back on your cell phone and help you through your crisis - whatever that may be.
    2913 Do you need emergency medical advice over the phone, do you need to find a doctor or an ambulance fast, have you been involved in an
    2914 accident - or are you lost and feeling vulnerable, Panic SOS is there for you.
    2915 Access every emergency support service out there from one button on your cell phone.
    2916 To have access to Panic SOS, you need to register and then choose one number on your cell phone that acts as your panic button. In an
    2917 emergency, just press that one number - and we take charge of the rest. Your crisis manager will call you back and access the most
    2918 appropriate support that you need. Your crisis manager will be in telephone contact until your crisis situation is resolved.
    2919 Emergency Home/Office Assistance
    2920 Available 24 hours a day 365 days a year
    2921 Our Home/Office Assistance programme provides assistance to you when you are involved in a Home Emergency. A Home/Office
    2922 Emergency means any sudden, unexpected and/or unforeseen event at your home requiring the immediate and/ or urgent services of a
    2923 domestic tradesman to limit/ minimise or prevent further damage to the home.
    2924 This benefit is restricted to home/office emergencies and only applies to your eligible premises/primary place of permanent residence,
    2925 within the Republic of South Africa and used for domestic purposes , including outbuildings.
    2926 Emergency Services Notification and Call-out
    2927 At your request our Assist Call Centre will relay a notification of emergencies to the Police , Traffic, and Fire Brigade, Ambulance, Security
    2928 or any other emergency service provider.
    2929 Mobile Notification Services
    2930 As a member you will receive an SMS notifying you of the update on your active case. The below details will be sent to your mobile phone
    2931 after lodging a case:
    2932 •Name of Primary Case Manager
    2933 •Reference Number (ease of calling in and enable anyone of the Assist Agents to intervene or provide further details to the caller
    2934 member)
    2935 •Once a Service Provider has been appointed, the responding Service Provider details will be sent along with the ETA
    2936 •Any changes made to the case (new Service Provider, additional requests - breakdown, needs a tow etc.)
    2937 •If there is a shift change, the details of your New Case Manager will also be sent
    2938 *Please note that each benefit will be managed on an individual basis and is highly dependent on traffic , weather and correct
    2939 information received i.e. address or area of incident.
    2940 The Home/Office Assistance programme shall entail the following emergency services to customers :
    2941 •Plumbers
    2942 •Glaziers
    2943 •Electricians
    2944 •Locksmiths
    2945 •Tree Felling
    2946 •Bee Keepers and Pest Controllers
    2947 •Appliances (member will be assisted but on a member-to-pay basis only)
    2948 Developed by Tial Technologies 2026/05/21Page 61 of 62
    2949 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    2950 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
    2951
    2952 Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
    2953 Terms and Conditions
    2954 •Overall limit of three incidents or R2000 per member per annum applies.
    2955 •Please note that the call out fee and first hour of labour will be covered under your Home/Office Assistance, however the cost of
    2956 parts and additional labour will for your own account.
    2957 •Where the incident is not considered an emergency that requires immediate attention, we will provide a referral for any specific
    2958 Service Provider and all costs will be for the member’s account .
    2959 •The benefit period is one calendar year and the benefit does not accumulate, but is a maximum amount per annum.
    2960 •A repair incident is considered per service category, e.g. if an electrician is called out to repair on the distribution board as well as
    2961 an electrical connection, this is treated as one call out.
    2962 Benefit excludes MAINTANENCE (Of any kind)
    2963 Specific Exclusions:
    2964 •Replacing light bulbs
    2965 •Adjustment of thermostats
    2966 •Any remote controls or access controls
    2967 •Normal wear and tear/ Safes
    2968 PLUMBERS
    2969 Assistance shall be provided to customers in circumstances where they have requested access to the service where the emergency is any
    2970 of the following:
    2971 •Visible burst water connections and pipes
    2972 •Blocked drains, toilets, baths and sinks, causing further damage to the home/office
    2973 •Emergency Geyser overflow, valves (Latco and pressure release) causing loss of hot water and pressure-release problems
    2974 Exclusions:
    2975 •Jacuzzi, swimming pools and boreholes and borehole pumps; Leak detection inspections, Repairs not complying with regulated
    2976 specifications such as SABS and others, Leaking taps, Replacement of a burst geyser, septic tanks and water supply
    2977 interruptions to permanent residence.
    2978 GLAZIERS
    2979 •Glazier assistance is a 24-hour help line, offering assistance were a service provider is dispatched to ensure that damaged
    2980 windscreens, side glass or building glass can be professionally replaced
    2981 •Broken or badly cracked window panes which could result in access to the residence
    2982 •No materials are covered as this is for the clients account (the actual glass etc. is for the client)
    2983 ELECTRICIANS
    2984 Assistance shall be provided to customers in circumstances where they have requested access to the service where the emergency is any
    2985 of the following:
    2986 •Distribution boards, circuits, main cables causing power failure
    2987 •Earth-leakage relays causing power failure
    2988 •Geyser connections, and elements, causing 100% power failure
    2989 •Plug points causing 100% power failure
    2990 •Light fittings or switches causing 100% power failure
    2991 •Lightning strikes on wiring
    2992 •Multiple burnt connections on wiring or plug points causing 100% power failure
    2993 •Connections to all electrical motors (e.g. electric gate motor) causing 100% power failure
    2994 Exclusions:
    2995 Electric gates and doors; Jacuzzi, swimming pool and borehole pumps; Air conditioners and commercial refrigeration ; Repairs not
    2996 complying with regulated specifications such as SABS and others ; All electrical motors (e.g. electric gate motor) ; Main electrical supply
    2997 interruptions to permanent residence.
    2998 LOCKSMITHS
    2999 •If keys are broken off or lost for a main entrance or exit of the house (This includes outbuildings)
    3000 •If a person is locked inside the house or any room within the house
    3001 Exclusions:
    3002 Burglary incidents (the member will be assisted, but is liable for the cost); and garages; Padlocks; Replacing of damaged locks (the
    3003 member will be assisted at his / her own expense); Business premises (Business premises - Only applicable for Office Assistance )
    3004 Additional benefits also Included are:
    3005 •Tree Fellers/ Bee Keepers and Pest Controllers - paid for up to the per incident limits only and only within day light hours
    3006 •Should a break in occur, Security assistance and guarding services will be provided at the members request. This will be for the
    3007 members own account
    3008 Estimated Service Times :
    3009 •Urban Areas = average response time is 35 to 80 min (from time of dispatch - 40km to 100km) with the potential of extended
    3010 response time on weekends only.
    3011 •Rural Areas = average response time is 80 - 240 min (from time of dispatch - in excess of 100km).
    3012 Developed by Tial Technologies 2026/05/21Page 62 of 62
    3013 Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
    3014 This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.

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