Comparison Business Policy Schedules

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Version1	Version2	Differences
1		[2025-2026 Motor Fleet]
2		A1: LAMBSONS HIRE & SALES - MOTOR FLEET LISTING \| D1: HOLLARD - 2025
3		A2: INSURANCE PERIOD AS AT 1/6/2025 TO 31/5/2026
4		A4: CARS R100 001 TO R310 000: \| B4: MM CODE \| C4: FINANCED \| D4: VALUE
5		A5: 2014 KIA PICANTO 1.2 A/T EX \| B5: 32105170 \| C5: NO \| D5: 100500
6		A6: 2013 SUZUKI SWIFT 1.4 GLS \| B6: 59007120 \| C6: YES \| D6: 107000
7		A7: 2014 BMW X1 2L D A/T \| B7: 05020241 \| C7: YES \| D7: 201600
8		A8: 2018 SUZUKI IGNIS \| B8: 59008220 \| D8: 148700
9		A9: 2022 SUZUKI S-PRESSO 1.0 GL MT \| B9: 59002150 \| D9: 136225
10		A10: TOTAL \| D10: 694025
11		A12: CARS R100 001 TO R350 000: \| B12: MM CODE \| C12: FINANCED \| D12: VALUE
12		A13: 2012 SUZUKI SX4 2.0 \| B13: 59030201 \| C13: NO \| D13: 126100
13		A14: 2024 SUZUKI FRONX 1.5 GL A/T \| B14: 59046210 \| C14: YES STANDARD BANK & ASSET VEHICLE \| D14: 306100
14		A15: TOTAL \| D15: 432200
15		A17: LDVS R100 001 TO R200 000: \| B17: MM CODE \| C17: FINANCED \| D17: VALUE
16		A18: 2014 CHEVROLET UTILITY 1.4 BASE A/C \| B18: 10019116 \| C18: YES \| D18: 108100
17		A19: 2014 CHEVROLET UTILITY 1.4 BASE A/C \| B19: 10019116 \| C19: NO \| D19: 108100
18		A20: 2016 CHEVROLET UTILITY 1.4 BASE A/C \| B20: 10019116 \| C20: YES \| D20: 127700
19		A21: 2016 CHEVROLET UTILITY 1.4 BASE A/C \| B21: 10019116 \| C21: YES \| D21: 127700
20		A22: 2013 ISUZU KB250 FLEETSIDE (SAFETY) \| B22: 28015265 \| C22: YES \| D22: 125100
21		A23: 2014 ISUZU KB250 FLEETSIDE (SAFETY) \| B23: 28015265 \| C23: YES \| D23: 137800
22		A24: 2014 ISUZU KB250 FLEETSIDE (SAFETY) \| B24: 28015265 \| C24: YES \| D24: 137800
23		A25: 2015 ISUZU KB250 FLEETSIDE (SAFETY) \| B25: 28015265 \| C25: YES \| D25: 150200
24		A26: 2015 ISUZU KB250 FLEETSIDE (SAFETY) \| B26: 28015265 \| C26: YES \| D26: 150200
25		A27: 2018 NISSAN NP200 1.6 8V BASE \| B27: 47017660 \| C27: YES \| D27: 121500
26		A28: (1x TRACKING & RECOVERY DEVICE REQUIRED, EITHER RADIO FREQUENCY OR AN EARLY WARNING SYSTEM)
27		A29: 2016 ISUZU KB250 FLEETSIDE (SAFETY) \| B29: 28015265 \| C29: YES \| D29: 163400
28		A30: 2016 ISUZU KB250 FLEETSIDE (SAFETY) \| B30: 28015265 \| C30: YES \| D30: 163400
29		A31: 2016 ISUZU KB250 FLEETSIDE (SAFETY) \| B31: 28015265 \| C31: YES \| D31: 163400
30		A32: 2016 ISUZU KB250 FLEETSIDE (SAFETY) \| B32: 28015265 \| C32: YES \| D32: 163400
31		A33: 2018 NISSAN NP200 1.5 DCI BASE \| B33: 47017631 \| D33: 160800
32		A34: (1x TRACKING & RECOVERY DEVICE REQUIRED, EITHER RADIO FREQUENCY OR AN EARLY WARNING SYSTEM)
33		A35: 2019 NISSAN NP200 1.5 DCI BASE & A/C \| B35: 47017631 \| D35: 172200
34		A36: (1x TRACKING & RECOVERY DEVICE REQUIRED, EITHER RADIO FREQUENCY OR AN EARLY WARNING SYSTEM)
35		A37: 2020 NISSAN NP200 1.5 A/C SAFETY PACK P/U S/C \| B37: 47017631 \| D37: 189134
36		A38: (1x TRACKING & RECOVERY DEVICE REQUIRED, EITHER RADIO FREQUENCY OR AN EARLY WARNING SYSTEM)
37		A39: TOTAL \| D39: 2469934
38		A41: LDVS R200 001 TO R350 000: \| B41: MM CODE \| C41: FINANCED \| D41: VALUE
39		A42: 2019 ISUZU D-Max 250c P/U S/C \| B42: 28016180 \| D42: 191000
40		A43: 2021 ISUZU D-MAX 250C S/C P/U \| B43: 28016180 \| D43: 240700
41		A44: 2022 ISUZU D-MAX 250C S/C P/U \| B44: 28016180 \| D44: 285155
42		A45: 2022 ISUZU D-MAX 250C S/C P/U \| B45: 28016180 \| D45: 285155
43		A46: 2024 MAHINDRA PIK UP 2.2 MHAWK S4 P/U S/C \| B46: 41514101 \| C46: YES STANDARD BANK & ASSET VEHICLE \| D46: 236940
44		A47: 2024 MAHINDRA PIK UP 2.2 MHAWK S4 P/U S/C \| B47: 41514101 \| C47: YES STANDARD BANK & ASSET VEHICLE \| D47: 236940
45		A48: 2021 ISUZU D-MAX 250 HO FLEETSIDE SAFETY S/C P/U \| B48: 28016235 \| D48: 274300
46		A49: 2021 ISUZU D-MAX 250 HO FLEETSIDE SAFETY S/C P/U \| B49: 28016235 \| D49: 274300
47		A50: 2023 ISUZU D-MAX 250C S/CAB BASE \| B50: 28016180 \| D50: 302796
48		A51: 2023 ISUZU D-MAX 250C S/CAB BASE \| B51: 28016180 \| D51: 302796
49		A52: 2023 ISUZU D-MAX 250C S/CAB BASE \| B52: 28016180 \| D52: 302796
50		A53: 2023 ISUZU D-MAX 250C S/CAB BASE \| B53: 28016180 \| D53: 302796
51		A54: TOTAL \| D54: 3235674
52		A56: HEAVY COMMERCIAL VEHICLES R0 TO R350 000: \| B56: MM CODE \| C56: FINANCED \| D56: VALUE
53		A57: 2012 TATA LPT813 EX2 F/C 4T \| B57: 59870260 \| C57: YES \| D57: 98700
54		A58: 2013 ISUZU NQR 500T INCL EXTRAS \| B58: 28025847 \| C58: YES \| D58: 286727
55		A59: TOTAL \| D59: 385427
56		A61: HEAVY COMMERCIAL VEHICLES R350 001 TO R750 000: \| B61: MM CODE \| C61: FINANCED \| D61: VALUE
57		A62: 2016 ISUZU NQR500 AMT INCL EXTRAS \| B62: 28025847 \| C62: YES \| D62: 393105
58		A63: TOTAL \| D63: 393105
59		A65: TRAILERS UP TO R50 000: \| B65: FLEET NO. \| C65: FINANCED \| D65: VALUE
60		A66: NORMAL \| B66: MR-015 \| D66: 5750
61		A67: NORMAL \| B67: VR-080 \| D67: 5750
62		A68: NORMAL \| B68: SP-040 \| D68: 5750
63		A69: BOMAG \| B69: TRL10-0001 \| D69: 11500
64		A70: BOMAG \| B70: TRL-10 \| D70: 11500
65		A71: BOMAG \| B71: TRL-13 \| D71: 11500
66		A72: BOMAG \| B72: TRL-14 \| D72: 11500
67		A73: BOMAG \| B73: TRL-20 \| D73: 11500
68		A74: BOMAG \| B74: TRL-21 \| D74: 11500
69		A75: BOMAG \| B75: TRL-24 \| D75: 11500
70		A76: BOMAG \| B76: TRL-26 \| D76: 11500
71		A77: BOMAG \| B77: TRL-25 \| D77: 11500
72		A78: ROLL AWAY \| B78: TRL-31 \| D78: 23000
73		A79: ROLL AWAY \| B79: TRL-30 \| D79: 23000
74		A80: ROLL AWAY \| B80: TRL-32 \| D80: 23000
75		A81: ROLL AWAY \| B81: TRL-33 \| D81: 23000
76		A82: ROLL AWAY \| B82: TRL-34 \| D82: 23000
77		A83: ROLL AWAY \| B83: TRL-29 \| D83: 23000
78		A84: ROLL AWAY \| B84: TRL-27 \| D84: 23000
79		A85: ROLL AWAY \| B85: TRL-28 \| D85: 23000
80		A86: ROLL AWAY \| B86: CSP-099 \| D86: 23000
81		A87: TOTAL \| D87: 327750
82		A89: TRAILERS - THIRD PARTY COVER ONLY: \| B89: FLEET NO. \| C89: FINANCED \| D89: VALUE
83		A90: BOWSER WASHER TRAILER \| B90: BWS-0001 \| D90: 0
84		A91: BOWSER WASHER TRAILER \| B91: BWI-0011 \| D91: 0
85		A92: BOWSER WASHER TRAILER \| B92: BW1-0008 \| D92: 0
86		A93: BOWSER WASHER TRAILER \| B93: BW1-0025 \| D93: 0
87		A94: BOWSER WASHER TRAILER \| B94: BW1-0005 \| D94: 0
88		A95: BOWSER WASHER TRAILER \| B95: BW1-0027 \| D95: 0
89		A96: BOWSER WASHER TRAILER \| B96: BW1-0003 \| D96: 0
90		A97: BOWSER WASHER TRAILER \| B97: BW1-0004 \| D97: 0
91		A98: BOWSER WASHER TRAILER \| B98: BW1-0010 \| D98: 0
92		A99: BOWSER WASHER TRAILER \| B99: BW1-0009 \| D99: 0
93		A100: BOWSER WASHER TRAILER \| B100: BW1-0006 \| D100: 0
94		A101: BOWSER WASHER TRAILER \| B101: BW1-0023 \| D101: 0
95
96		[2025-2026 EE List ]
97		A1: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR&I
98		A2: ELECTRONIC EQUIPMENT SCHEDULE
99		A3: INSURANCE PERIOD AS AT 1/6/2025 TO 31/5/2026
100		A5: DESCRIPTION \| F5: HOLLARD - 2025
101		A6: MULTI PERIL POLICY \| F6: SUM INSURED EXCLUDING VAT \| G6: SUM INSURED INCLUDING VAT
102		A7: ELECTRONIC EQUIPMENT \| C7: NO. \| D7: AMOUNT EXCL. VAT \| E7: USER NAME
103		A8: DESKTOP COMPUTERS, SOFTWARE & ACCESSORIES
104		A9: 1. 49 BISSET ROAD, JET PARK - HEAD OFFICE
105		A10: (INCLUDING SERVERS AT MTN DATA CENTRE, 113 BOWLING AVE, GALLO MANOR, SANDTON)
106		A11: 2. RCT 5000VA / 4000W INVERTER / 4x BATTERIES / BATTERY BANK \| F11: 34999 \| G11: 40248.85
107		A12: 3. WATCHGUARD T30 WITH 3 YR \| F12: 42300 \| G12: 48645
108		A13: 4. DELL R620 SERVER \| F13: 184325 \| G13: 211973.75
109		A14: 5. UBIQUITI 48 PORT 10/100/1000 SMART MANAGED GIGABIT SWITCH; 4 x SFP SLOTS FOR FIBRE MODULES \| F14: 14279 \| G14: 16420.85
110		A15: 7. NAS SYNOLOGY \| F15: 18498 \| G15: 21272.7
111		A16: 8. 9x HP THIN CLIENT T520 \| C16: 9 \| D16: 4577 \| F16: 41193 \| G16: 47371.95
112		A17: 9. 11x SAMSUNG LS19F350HN 18.5" (16:9) MONITORS \| C17: 11 \| D17: 2467 \| F17: 27137 \| G17: 31207.55
113		A18: 10. 1x LG FLATRON W2242S (PAM& SONETTE) MONITORS \| C18: 1 \| D18: 2855 \| F18: 2855 \| G18: 3283.25
114		A19: 11. 1x LG FLATRON W1641S PF (CARISSA) MONITOR \| C19: 1 \| D19: 2855 \| F19: 2855 \| G19: 3283.25
115		A20: 12. 16x YEALINK PHONES \| C20: 13 \| D20: 1336 \| F20: 17368 \| G20: 19973.2
116		A21: 13. 3x YEALINK CORDLESS \| C21: 3 \| D21: 2647 \| F21: 7941 \| G21: 9132.15
117		A22: 14. 1x SAMSUNG CLP680ND A4 COLOUR LASER (CARISSA) \| C22: 1 \| D22: 4980 \| F22: 4980 \| G22: 5727
118		A23: 17. 1x DELL PROJECTOR 1510X MICRO PORTABLE - 2Y NBD (NEXT BUSINESS DAY) EXCHANGE \| C23: 1 \| D23: 9523 \| F23: 9523 \| G23: 10951.45
119		A24: 18. 1x RCT 2000VA LINE INTERACTIVE UPS - 1200 W, LED DISPLAY, 1x USB PORT WITH SA WALL SOCKET \| C24: 1 \| D24: 2325 \| F24: 2325 \| G24: 2673.75
120		A25: 19. 1x NETGEAR 24 PORT 10/100/1000 SMART MANAGED GIGABIT SWITCH, 2 X SFP SLOTS FOR FIBRE MODULES \| C25: 1 \| D25: 9997 \| F25: 9997 \| G25: 11496.55
121		A26: 20. 1x NETGEAR 24 PORT 10/100/1000 SMART MANAGED GIGABIT SWITCH, 2 X SFP SLOTS FOR FIBRE MODULES \| C26: 1 \| D26: 9997 \| F26: 9997 \| G26: 11496.55
122		A27: 21. DELL R730 POWEREDGE REFURBISHED SERVER LTS PLUS LICENCE/MAINTENANCE \| F27: 183645 \| G27: 211191.75
123		F28: 614217 \| G28: 706349.55
124		A29: 2. 34A GERRIT MARITZ AVENUE, ALBERTON NORTH
125		A30: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F30: 21412 \| G30: 24623.8
126		A31: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
127		A32: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
128		F33: 21412 \| G33: 24623.8
129		A34: 3. 9A OOS STREET, MIDDELBURG
130		A35: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F35: 21412 \| G35: 24623.8
131		A36: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
132		A37: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
133		A38: 2. ADDITIONAL TERMINAL & MONITOR & RCT K19 KB+MOUSE COMBO \| F38: 6757 \| G38: 7770.55
134		F39: 28169 \| G39: 32394.35
135		A40: 4. 196 LOUIS BOTHA AVENUE, (ORANGE GROVE) HOUGHTON ESTATE, HOUGHTON
136		A41: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F41: 21412 \| G41: 24623.8
137		A42: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
138		A43: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
139		A44: 2. ADDITIONAL TERMINAL & MONITOR & RCT K19 KB+MOUSE COMBO \| F44: 6757 \| G44: 7770.55
140		F45: 28169 \| G45: 32394.35
141		A46: 5. 41A SOUTH MAIN REEF ROAD, NEW ERA SPRINGS
142		A47: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F47: 21412 \| G47: 24623.8
143		A48: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
144		A49: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
145		A50: 2. ADDITIONAL TERMINAL & MONITOR & RCT K19 KB+MOUSE COMBO \| F50: 6757 \| G50: 7770.55
146		F51: 28169 \| G51: 32394.35
147		A52: 6. 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET, VANDERBIJLPARK
148		A53: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F53: 21412 \| G53: 24623.8
149		A54: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
150		A55: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
151		A56: 2. ADDITIONAL MONITOR \| F56: 2157 \| G56: 2480.55
152		F57: 23569 \| G57: 27104.35
153		A58: 7. UNIT C3, FOURWAYS MART, N12 KLERKSDORP (42 & 42A MARGARETA PRINSLOO STREET, KLERKSDORP)
154		A59: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F59: 21412 \| G59: 24623.8
155		A60: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
156		A61: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
157		A62: 2. ADDITIONAL TERMINAL & MONITOR & RCT K19 KB+MOUSE COMBO \| F62: 6757 \| G62: 7770.55
158		F63: 28169 \| G63: 32394.35
159		A64: 8. 29 ANDRIES PRETORIUS STREET, EDENVALE (101-15TH AVENUE, EDENVALE)
160		A65: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F65: 21412 \| G65: 24623.8
161		A66: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
162		A67: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
163		F68: 21412 \| G68: 24623.8
164		A69: 9. CNR NELSON MANDELA & BEYERS NAUDE ROAD, POTCHEFSTROOM
165		A70: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F70: 21412 \| G70: 24623.8
166		A71: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
167		A72: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
168		F73: 21412 \| G73: 24623.8
169		A74: 11. 5 GRAHAM ROAD, SHERE, PRETORIA
170		A75: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F75: 21412 \| G75: 24623.8
171		A76: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
172		A77: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
173		F78: 21412 \| G78: 24623.8
174		A79: 12. 139 SEFAKO MAKGATHO DRIVE, SINOVILLE
175		A80: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F80: 21412 \| G80: 24623.8
176		A81: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
177		A82: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
178		A83: 2. RCT MEGA POWER UPS54AC AC POWER BANK WITH LITHIUM BATTERY \| F83: 5432 \| G83: 6246.8
179		F84: 26844 \| G84: 30870.6
180		A85: 14. CAMBRIDGE BUSINESS PARK, C/O WITKOPPEN ROAD AND REGENT STREET, PAULSHOF, 2191)
181		A86: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F86: 21412 \| G86: 24623.8
182		A87: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
183		A88: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
184		F89: 21412 \| G89: 24623.8
185		A90: BRANCHES TOTAL SUM INSURED \| F90: 862954 \| G90: 1017020.9
186		A91: ALL PREMISES OWNED &/OR OCCUPIED & MOBILE ITEMS
187		A92: COPIERS/PRINTERS
188		A93: 18x CANON IMAGE RUNNER 1435iF \| B93: @ \| C93: 18 \| D93: 20500 \| E93: EACH \| F93: 369000 \| G93: 424350
189		A94: CANON i-SENSYS LBP212W \| B94: @ \| C94: 1 \| D94: 5952.17 \| E94: EACH \| F94: 5952.17 \| G94: 6844.9955
190		F95: 374952.17 \| G95: 431194.9955
191		A96: NOTEBOOKS / LAPTOP COMPUTERS, SOFTWARE & ACCESSORIES \| B96: S/NO. \| E96: USER NAME
192		A97: ACER TMP 453 M 33124 G50 \| F97: 17049 \| G97: 19606.35
193		A98: HP 250 G8 INTEL CORE i5 1035U 4GB DDR4 \| F98: 17049 \| G98: 19606.35
194		A99: ACER TM5740G \| F99: 17049 \| G99: 19606.35
195		A100: HP FOLIO ULTRABOOK \| F100: 26315 \| G100: 30262.25
196		A101: HP PRPBOOK 657 B \| F101: 17049 \| G101: 19606.35
197		A102: HP NOTEBOOK 450 G8 INTEL CORE I5-1135 (5B6U1ES) \| F102: 17049 \| G102: 19606.35
198		A103: ACER NOTEBOOK \| F103: 17049 \| G103: 19606.35
199		A104: DELL LATITUDE 3540 \| F104: 24998 \| G104: 28747.7
200		A105: HP 450 G2 INTEL CORE/4GB \| F105: 17049 \| G105: 19606.35
201		A106: DELL VOSTRO 5568 7th GEN i5 \| F106: 22817 \| G106: 26239.55
202		A107: ACER 5740 \| F107: 17049 \| G107: 19606.35
203		A108: HP NOTEBOOK HP830 \| F108: 26315 \| G108: 30262.25
204		A109: DELL INSPIRON 3542 INTEL CORE i3 1.9hz \| F109: 17049 \| G109: 19606.35
205		A110: LENOVO V15 G2 ITL \| F110: 10355 \| G110: 11908.25
206		A111: LENOVO IDEAPAD 1 15ALC7 NOTEBOOK \| F111: 10948 \| G111: 12590.2
207		A112: PACKARD BELL SENNA R32 14 \| F112: 6955.65 \| G112: 7998.9975
208		F113: 282144.65 \| G113: 324466.3475
209		F115: 0 \| G115: 0
210		A116: TOTAL ELECTRONIC EQUIPMENT SUM INSURED: \| F116: 1520050.82 \| G116: 1772682.243
211		M208: =SUM(L114:L208)
212		B339: 71 \| N339: 19/02/2021 Updated Stock as per their email as they never sent an email remoning 4 Hydrostatic rollers
213		B344: 71
214
215		[Schedule]
216		A1: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR&I
217		A2: INSURANCE PERIOD AS AT 1/6/2025 TO 31/5/2026
218		A4: BUSINESS DESCRIPTION: SALES & HIRE OF PLANT & EQUIPMENT, SCAFFOLDING/ERECTIONS & ALL ASSOCIATED ACTIVITIES & TENANTS
219		A5: PHYSICAL ADDRESS:
220		A6: 1. 49 BISSET ROAD, JET PARK - HEAD OFFICE \| D6: 12. 139 SEFAKO MAKGATHO DRIVE, SINOVILLE
221		A7: 2. 34A GERRIT MARITZ AVENUE, ALBERTON NORTH \| D7: 13. 1163 STELLENBERG ROAD, WILLOW GLEN, PRETORIA EAST (STORAGE FACILITY)
222		A8: 3. 9A OOS STREET, MIDDELBURG \| D8: 14. CAMBRIDGE BUSINESS PARK, C/O WITKOPPEN ROAD AND REGENT STREET, PAULSHOF, 2191)
223		A9: 4. 196 LOUIS BOTHA AVENUE, (ORANGE GROVE) HOUGHTON ESTATE, HOUGHTON
224		A10: 5. 41A SOUTH MAIN REEF ROAD, NEW ERA SPRINGS
225		A11: 6. 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET, VANDERBIJLPARK
226		A12: 7. UNIT C3, FOURWAYS MART, N12 KLERKSDORP (42 & 42A MARGARETA PRINSLOO STREET, KLERKSDORP)
227		A13: 8. 29 ANDRIES PRETORIUS STREET, EDENVALE (101-15TH AVENUE, EDENVALE)
228		A14: 9. CNR NELSON MANDELA & BEYERS NAUDE ROAD, POTCHEFSTROOM
229		A15: 10. UNIT 7, VALLEY VIEW CENTRE, FOURWAYS
230		A16: 11. 5 GRAHAM ROAD, SHERE, PRETORIA
231		A18: DETAILS \| E18: HOLLARD - 2025
232		A19: MULTI PERIL POLICY \| E19: SUM INSURED \| F19: MONTHLY
233		A21: FIRE
234		A22: ALL PREMISES OWNED AND/OR OCCUPIED WITHIN RSA
235		A23: MISCELLANEOUS - PLANT & MACHINERY ETC, STOCK & MATERIALS IN TRADE, ALL OTHER CONTENTS INCL. GOODS IN THE \| E23: 57500000
236		A24: OPEN, ALARM SYSTEM, CCTV SYSTEM, TENANTS FIXTURES & FITTINGS LIKE BUT NOT LIMITED TO GUARDHOUSE,
237		A25: WASH BAYS, NETWORK POINTS, EXTRACTOR ROOM, FITTED KITCHEN, STOREROOM & SIGNAGE
238		A26: RENT PAYABLE - 6 MONTHS INDEMNITY - AS PER LIST RECEIVED \| E26: 3891186
239		A27: POWER SURGE DAMAGE (IN THE ANNUAL AGGREGATE) \| D27: UP TO \| E27: 100000 \| F27: INCLUDED
240		A28: ADDITIONAL CLAIMS PREPARATION COSTS \| E28: 200000
241		A29: BASIC EXCESS: R1 500 EACH & EVERY CLAIM
242		A30: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT
243		A31: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE
244		A32: REMAINING EXCESSES APPLICABLE TO THIS SECTION.
245		A34: OFFICE CONTENTS
246		A35: =A6
247		A36: FIRE AND ALLIED PERILS \| E36: 115000
248		A37: LOSS OF RENT (FOLLOWS DAMAGE TO BUILDING) \| B37: @ \| C37: 0.3 \| D37: OF THE S/INS \| E37: 34500
249		A38: THEFT EXTENSION (NON-FORCIBLE & VIOLENT ENTRY) \| B38: @ \| C38: 0.8 \| D38: OF THE S/INSURED \| E38: 92000
250		A39: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT
251		A40: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE
252		A41: EXCESSES APPLICABLE TO THIS SECTION.
253		A43: GLASS
254		A44: =A9
255		A45: LIMIT \| E45: 64914
256		A46: =D8
257		A47: LIMIT \| E47: 65174
258		A48: BASIC EXCESS: 10% OF CLAIM MININUM R500
259		A49: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT
260		A50: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE
261		A51: EXCESSES APPLICABLE TO THIS SECTION.
262		A52: THEFT
263		A53: =A6
264		A54: FIRST LOSS LIMIT \| E54: 3450000
265		A55: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E55: INCLUDED \| F55: 0
266		A56: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E56: 50000 \| F56: INCLUDED
267		A57: =A7
268		A58: FIRST LOSS LIMIT \| E58: 517500
269		A59: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E59: NOT INCLUDED \| F59: 0
270		A60: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E60: 50000 \| F60: INCLUDED
271		A61: =A8
272		A62: FIRST LOSS LIMIT \| E62: 575000
273		A63: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E63: NOT INCLUDED \| F63: 0
274		A64: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E64: 50000 \| F64: INCLUDED
275		A65: =A9
276		A66: FIRST LOSS LIMIT \| E66: 517500
277		A67: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E67: NOT INCLUDED \| F67: 0
278		A68: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E68: 50000 \| F68: INCLUDED
279		A69: =A10
280		A70: FIRST LOSS LIMIT \| E70: 575000
281		A71: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E71: NOT INCLUDED \| F71: 0
282		A72: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E72: 50000 \| F72: INCLUDED
283		A73: =A11
284		A74: FIRST LOSS LIMIT \| E74: 517500
285		A75: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E75: NOT INCLUDED \| F75: 0
286		A76: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E76: 50000 \| F76: INCLUDED
287		A77: =A12
288		A78: FIRST LOSS LIMIT \| E78: 575000
289		A79: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E79: NOT INCLUDED \| F79: 0
290		A80: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E80: 50000 \| F80: INCLUDED
291		A81: =A13
292		A82: FIRST LOSS LIMIT \| E82: 517500
293		A83: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E83: INCLUDED \| F83: 0
294		A84: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E84: 50000 \| F84: INCLUDED
295		A85: =A14
296		A86: FIRST LOSS LIMIT \| E86: 517500
297		A87: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E87: NOT INCLUDED \| F87: 0
298		A88: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E88: 50000 \| F88: INCLUDED
299		A89: =A16
300		A90: FIRST LOSS LIMIT \| E90: 517500
301		A91: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E91: NOT INCLUDED \| F91: 0
302		A92: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E92: 50000 \| F92: INCLUDED
303		A93: =D6
304		A94: FIRST LOSS LIMIT \| E94: 517500
305		A95: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E95: NOT INCLUDED \| F95: 0
306		A96: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E96: 50000 \| F96: INCLUDED
307		A97: =D7
308		A98: FIRST LOSS LIMIT \| E98: 115000
309		A99: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E99: NOT INCLUDED \| F99: 0
310		A100: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E100: 50000 \| F100: INCLUDED
311		A101: =D8
312		A102: FIRST LOSS LIMIT \| E102: 517500
313		A103: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E103: NOT INCLUDED \| F103: 0
314		A104: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E104: 50000 \| F104: INCLUDED
315		A105: BASIC EXCESS: 10% OF CLAIM, MINIMUM R750
316		A106: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT
317		A107: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE
318		A108: REMAINING EXCESSES APPLICABLE TO THIS SECTION.
319		A110: GOODS IN TRANSIT
320		A111: LOAD LIMIT (ALL RISKS BASIS) \| E111: 920000
321		A112: HIJACKING OF CONVEYING VEHICLE \| E112: INCLUDED \| F112: 0
322		A113: RIOT & STRIKE (OTHER THAN RSA & NAMIBIA) \| E113: INCLUDED \| F113: INCLUDED
323		A114: FIRE EXTINGUISHERS CHARGES \| E114: 50000 \| F114: INCLUDED
324		A115: DEBRIS REMOVAL \| E115: 100000 \| F115: INCLUDED
325		A116: BASIC EXCESS: 10% OF CLAIM, MINIMUM R2 500
326		A117: THEFT / HIJACK EXCESS: 15% OF CLAIM (NOT CUMULATIVE)
327		A118: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT
328		A119: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE
329		A120: REMAINING EXCESSES APPLICABLE TO THIS SECTION.
330		A122: BUSINESS ALL RISKS
331		A123: BAR0005: 1 x IPHONE 14 128GB 5G \| B123: @ \| C123: 19999 \| D123: EACH \| E123: 19999
332		A124: BAR0006: 5 x SAMSUNG GALAXY S23 512GB BLACK \| B124: @ \| C124: 22699 \| D124: EACH \| E124: 113495
333		A125: BAR0007: 1 x SAMSUNG GALAXY A23 64GB BLUE \| B125: @ \| C125: 4499 \| D125: EACH \| E125: 4499
334		A126: BAR0008: 1 x SAMSUNG GALAXY S25 256GP SLIVER SHADOW \| B126: @ \| C126: 20769 \| D126: EACH \| E126: 20769
335		A127: BAR0009: 2 x SAMSUNG GALAXY S25 256GB NAVY \| B127: @ \| C127: 20769 \| D127: EACH \| E127: 41538
336		A128: BAR0010: 2 x IPHONE 16 128GB BLACK \| B128: @ \| C128: 22629 \| D128: EACH \| E128: 45258
337		A129: BAR0012: 1 x SAMSUNG GALAXY S21 256GB GREY \| B129: @ \| C129: 12000 \| D129: EACH \| E129: 12000
338		A130: BAR0013: 1 x SAMSUNG A36 5G (6GB/128GB BLACK) \| B130: @ \| C130: 7459 \| D130: EACH \| E130: 7459
339		A131: BAR0011: ADDITIONAL POWER SURGE DAMAGE EXTENSION - FIRST LOSS LIMIT - AVERAGE DELETED \| E131: 100000
340		A132: CELL PHONE EXCESS: 10% OF CLAIM, MINIMUM R500
341		A133: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT
342		A134: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE
343		A135: REMAINING EXCESSES APPLICABLE TO THIS SECTION.
344		A137: COMBINED LIABILITY (CLAIMS MADE BASIS)
345		A138: ROD: 1/6/2010
346		A139: GENERAL & TENANTS \| E139: 10000000
347		A140: PRODUCTS LIABILITY & DEFECTIVE WORKMANSHIP LIABILITY \| E140: 5000000
348		A141: WRONGFUL ARREST & DEFAMATION \| B141: (ANNUAL AGGREGATE OF R250 000) \| E141: 150000 \| F141: 0
349		A142: GENERAL & TENANTS EXCESS: R5 000
350		A143: PRODUCTS LIABLITY & DEFECTIVE WORKMANSHIP EXCESS: 10% OF CLAIM MIN R5 000 MAX R50 000
351		A144: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT
352		A145: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE
353		A146: REMAINING EXCESSES APPLICABLE TO THIS SECTION.
354		A148: UMBRELLA LIABILITY:
355		A149: MOTOR 3RD PARTY LIABILITY \| E149: UP TO
356		A150: =A252 \| B150: =B253 \| E150: 17500000
357		A151: =A252 \| B151: =B256 \| E151: 17500000
358		A152: =A260 \| B152: =B261 \| E152: 17500000
359		A153: =A260 \| B153: =B264 \| E153: 17500000
360		A154: =A268 \| B154: =B269 \| E154: 17500000
361		A155: =A268 \| B155: =B272 \| E155: 17500000
362		A156: =A276 \| B156: =B277 \| E156: 17500000
363		A157: =A281 \| B157: =B282 \| E157: 17500000
364		B158: =SUM(B150:B156)
365		A159: EXCESS: R2 500 000 (COVER UNDER MOTOR VEHICLE SECTION OF POLICY)
366		A161: EMPLOYERS LIABILITY
367		A162: ROD: 1/6/2009
368		A163: LIMIT OF INDEMNITY \| E163: 2000000
369		A164: EXCESS: NIL
370		A166: ACCIDENTAL DAMAGE
371		A167: LIMIT OF INDEMNITY \| E167: 1000000
372		A168: EXCESS: N/A
373		A170: ELECTRONIC (COMPUTER) EQUIPMENT
374		A171: =A6 \| B171: (INCLUDING SERVERS AT MTN DATA CENTRE, 113 BOWLING AVE, GALLO MANOR, SANDTON)
375		A172: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E172: 706349.55
376		A173: REINSTATEMENT OF DATA \| E173: 50000 \| F173: INCLUDED
377		A174: INCREASED COST OF WORKING \| E174: 50000 \| F174: INCLUDED
378		A175: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
379		A176: =A7
380		A177: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E177: 24623.8
381		A178: REINSTATEMENT OF DATA \| E178: 50000 \| F178: INCLUDED
382		A179: INCREASED COST OF WORKING \| E179: 50000 \| F179: INCLUDED
383		A180: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
384		A181: =A8
385		A182: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E182: 32394.35
386		A183: REINSTATEMENT OF DATA \| E183: 50000 \| F183: INCLUDED
387		A184: INCREASED COST OF WORKING \| E184: 50000 \| F184: INCLUDED
388		A185: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
389		A186: =A9
390		A187: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E187: 32394.35
391		A188: REINSTATEMENT OF DATA \| E188: 50000 \| F188: INCLUDED
392		A189: INCREASED COST OF WORKING \| E189: 50000 \| F189: INCLUDED
393		A190: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
394		A191: =A10
395		A192: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E192: 32394.35
396		A193: REINSTATEMENT OF DATA \| E193: 50000 \| F193: INCLUDED
397		A194: INCREASED COST OF WORKING \| E194: 50000 \| F194: INCLUDED
398		A195: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
399		A196: =A11
400		A197: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E197: 27104.35
401		A198: REINSTATEMENT OF DATA \| E198: 50000 \| F198: INCLUDED
402		A199: INCREASED COST OF WORKING \| E199: 50000 \| F199: INCLUDED
403		A200: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
404		A201: =A12
405		A202: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E202: 32394.35
406		A203: REINSTATEMENT OF DATA \| E203: 50000 \| F203: INCLUDED
407		A204: INCREASED COST OF WORKING \| E204: 50000 \| F204: INCLUDED
408		A205: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
409		A206: =A13
410		A207: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E207: 24623.8
411		A208: REINSTATEMENT OF DATA \| E208: 50000 \| F208: INCLUDED
412		A209: INCREASED COST OF WORKING \| E209: 50000 \| F209: INCLUDED
413		A210: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
414		A211: =A14
415		A212: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E212: 24623.8
416		A213: REINSTATEMENT OF DATA \| E213: 50000 \| F213: INCLUDED
417		A214: INCREASED COST OF WORKING \| E214: 50000 \| F214: INCLUDED
418		A215: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
419		A216: =A16
420		A217: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E217: 24623.8
421		A218: REINSTATEMENT OF DATA \| E218: 50000 \| F218: INCLUDED
422		A219: INCREASED COST OF WORKING \| E219: 50000 \| F219: INCLUDED
423		A220: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
424		A221: =D6
425		A222: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E222: 30870.6
426		A223: REINSTATEMENT OF DATA \| E223: 50000 \| F223: INCLUDED
427		A224: INCREASED COST OF WORKING \| E224: 50000 \| F224: INCLUDED
428		A225: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
429		A226: =D8
430		A227: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E227: 24623.8
431		A228: REINSTATEMENT OF DATA \| E228: 50000 \| F228: INCLUDED
432		A229: INCREASED COST OF WORKING \| E229: 50000 \| F229: INCLUDED
433		A230: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
434		A231: OTHER
435		A232: ALL PREMISES OWNED & / OR OCCUPIED
436		A233: INCOMPATIBILITY COVER (MAX. R50 000) \| B233: @ \| C233: 0.2 \| D233: OF THE S/INSURED \| E233: 354536.4486
437		A234: ADDITIONAL REINSTATEMENT OF DATA \| E234: 50000
438		A235: ADDITIONAL INCREASED COST OF WORKING \| E235: 50000
439		A236: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
440		A237: COPIERS / PRINTERS
441		A238: COPIERS / PRINTERS \| E238: 431194.9955
442		A239: NOTEBOOKS
443		A240: NOTEBOOKS / LAPTOP COMPUTERS / SOFTWARE & ALL ACCESSORIES \| E240: 324466.3475
444		A242: ELECTRONIC (COMPUTER) EQUIPMENT SECTION EXCESSES:
445		A243: EXCESS: 10% OF CLAIM, MINIMUM R500 (OCCURRENCE EXCESS)
446		A244: LIGHTNING & POWER SURGE EXCESS: ADDITIONAL 10% OF THE CLAIM, MINIMUM R500
447		A245: (WAIVED IF PROTECTED BY AN APPROVED SURGE ARRESTOR AS DETAILED IN THE POLICY WORDING)
448		A246: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT
449		A247: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE
450		A248: REMAINING EXCESSES APPLICABLE TO THIS SECTION.
451		A249: NON-MOTOR TOTAL
452		A251: MOTOR FLEET - DEPOSIT BURN - 80/20 \| B251: BASIS OF VALUATION - RETAIL VALUE
453		A252: PRIVATE TYPE MOTOR CARS
454		A253: ESTIMATED NO: \| B253: 5 \| E253: 694025
455		A254: MAXIMUM INDEMNITY: \| B254: 100001 \| C254: TO \| D254: 310000
456		A255: TYPE OF COVER: \| B255: COMP \| C255: BUS USE
457		A256: ESTIMATED NO: \| B256: 2 \| E256: 432200
458		A257: MAXIMUM INDEMNITY: \| B257: 100001 \| C257: TO \| D257: 350000
459		A258: TYPE OF COVER: \| B258: COMP \| C258: PVT USE
460		A260: LDVS
461		A261: ESTIMATED NO: \| B261: 17 \| E261: 2469934
462		A262: MAXIMUM INDEMNITY: \| B262: 100001 \| C262: TO \| D262: 200000
463		A263: TYPE OF COVER: \| B263: COMP \| C263: BUS USE
464		A264: ESTIMATED NO: \| B264: 12 \| E264: 3235674
465		A265: MAXIMUM INDEMNITY: \| B265: 200001 \| C265: TO \| D265: 350000
466		A266: TYPE OF COVER: \| B266: COMP \| C266: BUS USE
467		A268: HEAVY COMMERCIAL VEHICLES
468		A269: ESTIMATED NO: \| B269: 2 \| E269: 385427
469		A270: MAXIMUM INDEMNITY: \| B270: 0 \| C270: TO \| D270: 350000
470		A271: TYPE OF COVER: \| B271: COMP \| C271: BUS USE
471		A272: ESTIMATED NO: \| B272: 1 \| E272: 393105
472		A273: MAXIMUM INDEMNITY: \| B273: 350001 \| C273: TO \| D273: 750000
473		A274: TYPE OF COVER: \| B274: COMP \| C274: BUS USE
474		A276: TRAILERS
475		A277: ESTIMATED NO: \| B277: 21 \| E277: 327750
476		A278: MAXIMUM INDEMNITY: \| B278: 0 \| C278: TO \| D278: 50000
477		A279: TYPE OF COVER: \| B279: COMP \| C279: BUS USE
478		A281: TRAILERS - THIRD PARTY COVER ONLY
479		A282: ESTIMATED NO: \| B282: 12 \| E282: 0
480		A283: MAXIMUM INDEMNITY: \| B283: 0 \| C283: TO \| D283: 2500000
481		A284: TYPE OF COVER: \| B284: THIRD PARTY \| C284: BUS USE
482		A285: EXCESS: R2 500
483		A287: MOTOR BURN PREMIUM TO COLLECT UNTIL RENEWAL
484		A288: BURN ADDITIONAL PREMIUM JANUARY 2026 TO MAY 2026
485		A290: THIRD PARTY LIABILITY (PLANT ITEMS)
486		A291: LIMIT OF INDEMNITY \| D291: =B357 \| E291: 2500000
487		A292: EXCESS: R2 500
488		A294: RIOT & STRIKE (EXCLUDING RSA & NAMIBIA) \| E294: INCLUDED \| F294: INCLUDED
489		A296: MOTOR TOTAL
490		A298: SASRIA (RIOT)
491		A299: FIRE \| E299: 61591186
492		A300: OFFICE CONTENTS \| E300: 149500
493		A301: GLASS \| E301: 130088
494		A302: BUSINESS ALL RISKS \| E302: 365017
495		A303: ELECTRONIC EQUIPMENT \| E303: 2777218.6916
496		A304: GOODS IN TRANSIT \| E304: 920000
497		A305: GOODS IN TRANSIT SHORTFALL \| E305: INCLUDED
498		A306: MOTOR
499		A307: PRIVATE VEHICLES \| E307: 7
500		A308: LDVS \| D308: =B261 \| E308: 2469934
501		A309: LDVS \| D309: =B264 \| E309: 3235674
502		A310: TRAILERS \| D310: =B277 \| E310: 327750
503		A311: =A268
504		A312: COMMERCIAL VEHICLES \| D312: =B269 \| E312: 385427
505		A313: COMMERCIAL VEHICLES \| D313: =B272 \| E313: 393105
506		A314: FREE SASRIA EXTENSION \| E314: INCLUDED
507		A315: SASRIA PREMIUM TOTAL \| F315: =SUM(F297:F314)
508		A316: MULTI-PERIL POLICY TOTAL \| G316: =F249+F296+F315
509		B317: BASIS OF VALUATION: MARKET VALUE + 10% + VAT
510		A318: PLANT ALL RISKS - DEPOSIT BURN - 60/20/20 \| B318: QUANTITIES \| D318: COST PER ITEM \| E318: AGREED VALUE
511		A319: DUMPER 1.6 TON NEUSON 2WD \| B319: 11 \| C319: DWN16 \| D319: 345000 \| E319: 3795000
512		A320: DUMPER 3 TON \| B320: 16 \| C320: DWN30 \| D320: 460000 \| E320: 7360000
513		A321: 3.5 TON WACKER EXCAVATOR WITH VDS \| B321: 3 \| C321: EX35 \| D321: 690000 \| E321: 2070000
514		A322: HAMMER KIT 3.5 TON EXCAVATOR \| B322: 4 \| C322: EX35H \| D322: 103500 \| E322: 414000
515		A323: 3.8 TON ZERO TAIL/VDS WACKER EXCAVATOR \| B323: 1 \| C323: EX38 \| D323: 575000 \| E323: 575000
516		A324: KRAMER LOADER \| B324: 1 \| C324: KL35 \| D324: 57500 \| E324: 57500
517		A325: TRIME X-START 6 X 150W LED DOUBLE AXLE LIGHTING TOWER (Group 1) \| B325: 7 \| C325: LED6 \| D325: 195500 \| E325: 1368500
518		A326: TRIME X-START 6 X 150W LED DOUBLE AXLE LIGHTING TOWER (Group 2) \| B326: 10 \| C326: LED6 \| D326: 207000 \| E326: 2070000
519		A327: TRIME X-START 6 X 150W LED DOUBLE AXLE LIGHTING TOWER (Group 3) \| B327: 11 \| C327: LED6 \| D327: 207000 \| E327: 2277000
520		A328: TRIME X-START 6 X 150W LED DOUBLE AXLE LIGHTING TOWER (Group 4) \| B328: 2 \| C328: LED6 \| D328: 230000 \| E328: 460000
521		A329: TRIME X-START 6 X 150W LED DOUBLE AXLE LIGHTING TOWER (Group 5) \| B329: 4 \| C329: LED6 \| D329: 270250 \| E329: 1081000
522		A330: 1.6 TON RIDE ON ROLLER \| B330: 17 \| C330: RON16 \| D330: 402500 \| E330: 6842500
523		A331: 1.6 BOPU TON RIDE ON ROLLER \| B331: 2 \| C331: RON16BP \| D331: 287500 \| E331: 575000
524		A332: 2.7 TON RIDE ON ROLLER \| B332: 18 \| C332: RON27 \| D332: 517500 \| E332: 9315000
525		A333: 2.5 TON RIDE ON ROLLER WACKER \| B333: 3 \| C333: RON27W \| D333: 460000 \| E333: 1380000
526		A334: SKIDSTEER \| B334: 9 \| C334: SS \| D334: 563500 \| E334: 5071500
527		A335: ROAD BROOM SKIDSTEER \| B335: 2 \| C335: RB18 \| D335: 46000 \| E335: 92000
528		A336: SKID STEER WACKER \| B336: 2 \| C336: SSW \| D336: 460000 \| E336: 920000
529		A337: TOWER LIGHT WACKER (DOUBLE AXLE) \| B337: 0 \| C337: TLW4 \| D337: 0 \| E337: 0
530		A338: 12m TRAILER MOUNT BOOM LIFTS \| B338: 6 \| C338: TM12 \| D338: 517500 \| E338: 3105000
531		A339: NIFTY 12M TRAILER MOUNT \| B339: 2 \| C339: TM12T \| D339: 517500 \| E339: 1035000
532		A340: NIFTY 140 TRAILER MOUNT \| B340: 9 \| C340: TM14 \| D340: 575000 \| E340: 5175000
533		A341: NIFTY 170 TRAILER MOUNT \| B341: 4 \| C341: TM17 \| D341: 690000 \| E341: 2760000
534		A342: TOWER LIGHT VT8 4x1000W MH DOUBEL AXLE MANUAL LIFT CONVERTED TO LED \| B342: 2 \| C342: VT8 \| D342: 115000 \| E342: 230000
535		A343: TOWER LIGHT VT8 4x1000W MH DOUBEL AXLE MANUAL LIFT \| B343: 5 \| C343: VT8 \| D343: 80500 \| E343: 402500
536		A344: SATELLITE 650 C/W DUST SHROUD \| B344: 1 \| C344: SAT650 \| D344: 138000 \| E344: 138000
537		A345: TENNANT T300 WALK BEHIND SCRUBBER \| B345: 3 \| C345: T300 \| D345: 46000 \| E345: 138000
538		A346: "EDCO SCARIFIER 10" "WALK BEHIND" \| B346: 6 \| C346: ES10 \| D346: 57500 \| E346: 345000
539		A347: SATELLITE 480 C/W DUST SHROUD & 30M CABLE \| B347: 11 \| C347: SAT480 \| D347: 46000 \| E347: 506000
540		A348: SATELLITE 480 PETROL C/W DUST SHROUD \| B348: 1 \| C348: SAT480P \| D348: 46000 \| E348: 46000
541		A349: 130CFM ROTAIR SINGLE BREAKER COMPRESSOR (762.60) \| B349: 1 \| C349: 130 \| D349: 92000 \| E349: 92000
542		A350: HYDROSTATIC ROLLER \| B350: 33 \| C350: RD7 \| D350: 115000 \| E350: 3795000
543		A351: 760 BOMAG ROLLER \| B351: 1 \| C351: BW76 \| D351: 69000 \| E351: 69000
544		A352: 650 MASTERPACK DOUBLE DRUM ROLLER \| B352: 30 \| C352: MP65 \| D352: 115000 \| E352: 3450000
545		A353: RL700D PEDESTRIAN ROLLER 650MM W/CAME \| B353: 5 \| C353: BP65 \| D353: 92000 \| E353: 460000
546		A354: BOPU 650MM PEDESTRIAN ROLLER PETROL \| B354: 5 \| C354: BP65P \| D354: 89700 \| E354: 448500
547		A355: RL700H PEDISTRIAN ROLLER 650MM W/HONDA GX390 \| B355: 5 \| C355: BP65P \| D355: 90850 \| E355: 454250
548		A356: RL800DZ PEDISTRIAN ROLLER W/GX390 EASY TURN \| B356: 2 \| C356: BP65PT \| D356: 109825 \| E356: 219650
549		A357: EXCESS: 10% OF CLAIM, MINIMUM R10 000 \| B357: =SUM(B319:B356) \| E357: 68592900
550		A358: WINDSCREEN COVER INCLUDED WITH AN EXCESS OF 20% OF CLAIM, MINIMUM R1 000
551		A360: PLANT ALL RISKS BURN PREMIUM TO COLLECT UNTIL RENEWAL
552		A361: BURN ADDITIONAL PREMIUM FOR MAY 2026
553		A364: PLANT ALL RISKS BURN PREMIUM NOVEMBER 2021 TO MAY 2022
554		A365: PLANT ALL RISKS BURN (2x LAYERS) PREMIUM FOR REMAINDER OF INSURANCE PERIOD - NOVEMBER 2021 TO MAY 2022 \| F365: 0
555		A367: CAPITAL ADDITIONS / AUTOMATIC ADDITIONS @ \| B367: 0.2 \| C367: OF PAR TOTAL SUM INSURED \| E367: 13718580 \| F367: 0
556		A369: PLANT PUBLIC LIABILITY (SITE)
557		A370: LIMIT OF INDEMNITY \| E370: 5000000
558		A371: EXCESS: 10% OF CLAIM MIN R5 000 MAX R 25 000
559		A373: HIRING COSTS (OWN PLANT)
560		A374: LIMIT \| E374: 0 \| F374: NOT INCLUDED
561		A375: INDEMNITY PERIOD: 0 MTHS
562		A376: TIME EXCESS: 0 HOURS
563		A378: HIRED IN PLANT (LOSS OR DAMAGE)
564		A379: ANNUAL HIRED IN FEES \| E379: 0 \| F379: NOT INCLUDED
565		A380: LIMIT PER ITEM (INCLUDING V.A.T.) \| E380: 0
566		A381: BASIC EXCESS: N/A
567		A382: THEFT / HIJACK EXCESS: N/A
568		A384: CONTINUING HIRING COSTS (HIRED IN PLANT)
569		A385: LIMIT \| E385: 0 \| F385: NOT INCLUDED
570		A386: INDEMNITY PERIOD: 0 MTHS
571		A387: TIME EXCESS: N/A
572		A389: PLANT ALL RISKS PREMIUM TOTAL
573		A391: SASRIA (RIOT)
574		A392: PLANT ITEMS \| E392: 68592900
575		A393: CAPITAL ADDITIONS \| E393: 13718580
576		A395: SASRIA PREMIUM TOTAL
577		A396: ENGINEERING POLICY TOTAL
578		A398: DIRECTORS & OFFICERS
579		A399: LIMIT OF INDEMNITY \| E399: 10000000
580		A400: EXCESS: NIL
581		A402: DIRECTORS & OFFICERS PREMIUM TOTAL
	1	Schedule of Insurance
	2	Commercial
	3	Details Of Insured
	4	The Insured : Physical address :49 Bisset Road, JET PARK, BOKSBURG,
	5	1469
	6	LAMBSON'S HIRE & SALES (PTY) LTD AND/OR
	7	EMPLOYEES FTRR&I
	8	Business description :SALES & HIRE OF PLANT & EQUIPMENT, SCAFFOLDING/ ERECTIONS & ALL ASSOCIATED ACTIVITIES
	9	VAT No. :
	10	Contact details
	11	Cell : :Postal address
	12	Work
	13	:
	14	:
	15	:
	16	:
	17	Email
	18	Fax
	19	Home
	20	49 Bisset Road, JET PARK, BOKSBURG,
	21	1469
	22	Broker Contact Details
	23	Broker :Bsure Insurance Advisors (Pty) Ltd
	24	Tel Eastwood Office Park, 11B Riley Rd:Address details086 126 6773:
	25	Bedfordview, Germiston:Fax
	26	prestonl@bsure.co.za:Email
	27	2007:VAT registration no.
	28	45870:FSP license no. Insurer policy No :
	29	Agent : :
	30	Commission payable to the broker by New National Assurance Co Ltd: (VAT 15% included)
	31	Policy Details
	32	ACE COMM115325Policy number :
	33	Marketer : :Ridwaan Isaacs
	34	:21/05/2026Start date
	35	:AnnualPayment frequency
	36	:Review date 21/05/2027
	37	:Insurer New National Assurance Co Ltd
	38	Situation of premises :All premises as stated in each section owned or occupied or used by the Insured and situated in the area which
	39	on 1 January 1976 constituted the Republic of South Africa, Namibia, Botswana, Lesotho, Swaziland, Zimbabwe ,
	40	Mozambique and Malawi.
	41	Underwriting Manager (UMA) / Insurer Information
	42	Insurer / UMA New National Assurance Co Ltd:
	43	VAT registration No. 4380101289:
	44	Registration No. 1971/010190/06:
	45	FSP number :2603
	46	Registered name New National Assurance Co Ltd:
	47	Web address www.nnac.co.za:
	48	E-mail address info@nnac.co.za:
	49	Transaction Details
	50	21/05/2026Effective date :
	51	Transaction reason :Quote
	52	Signed on behalf of New National Assurance Co Ltd :21/05/2026Date Printed
	53
	54	Developed by Tial Technologies 2026/05/21Page 1 of 62
	55	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	56	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	57
	58	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	59	Premium Summary
	60	POLICY SECTION
	61	COVER IN
	62	FORCE
	63	PREMIUM
	64	TRANSACTION
	65	PREMIUM
	66	2 991.12RYes RPublic liability
	67	153 477.97RYes RFire
	68	632.50RYes ROffice Contents
	69	424 710.00RYes RTheft
	70	6 50440RYes RGlass
	71	30 000.00RYes RGoods in Transit
	72	5 000.00RYes RAccidental Damage
	73	480.00RYes REmployers Liability
	74	272 83442RYes RMotor
	75	62 135.06RYes RElectronic Equipment
	76	18340RYes RSASRIA Motor
	77	26 501.70RYes RBusiness All Risks
	78	Home/ Office Assistance R 10.00Yes R
	79	AC&E Assist R 27 216.00Yes R
	80	Roadside Assistance (HCV Vehicle Over 3500KG) R 10 800.00Yes R
	81	Sub Total 1 023 476.57R R
	82	33 053.60SasriaR R
	83	TOTAL R R 1 056 530.17
	84	This Schedule becomes a tax invoice after inception of the cover when payment of the amount due has been made. The TOTAL PAYMENT includes
	85	V.A.T. and Commission of R 183 570.74, VAT at the rate of 15,0% is included in the total premium .
	86	This document is compliant with the Commissioner’s direction in terms of section 20(7) or 21(5) (as the case may be ) of the Value Added Tax Act No 89
	87	of 1991. Proof of payment of the premium (for example a bank statement) and the possession
	88	of this policy document will suffice as a valid tax invoice for the purposes of claiming an input tax deduction.
	89	Developed by Tial Technologies 2026/05/21Page 2 of 62
	90	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	91	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	92
	93	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	94	Policy Endorsement
	95	Ancillary Fee:
	96	15.5% Ancillary Fee is included in the total risk premium.
	97	POWER SURGE/ LIGHTNING STRIKE & ELECTRICAL IRREGULARITY WARRANTY
	98	In the event of a valid claim in respect of any loss of or damage to property arising from electrical power supply fluctuation, the base cover is limited to
	99	R15 000.00 per policy with an applicable excess of 10% of the claim with a minimum of R1 500.00.
	100	The insurance and limit provided is strictly subject to the installation and usage of “High Surge Protection Plug/Socket” fitted on the Outlet point to
	101	which the insured Asset is connected.
	102	The insured will qualify for an automatic increased Sum Insured of R50 000 per event, per policy, subject to the installation of a Class 2 SANS/SABS
	103	approved Surge Protection Device (SPD) which is installed in the main electrical distribution board.
	104	The minimum requirement must meet the following specifications:
	105	1.All SPD’s must be SANS 61643-1 approved and wired in terms of SANS 10142-1
	106	2.All surge arrestors must have a disconnection mechanism with a visual indication showing “end-of-life”, this can be with a mechanism flag or a
	107	light (red/green illuminating light indicator).
	108	3.40 kA (8/20) Class 2.
	109	Accordingly, the Insurer(s) shall not be liable for, and shall not indemnify the Insured should the property insured not be appropriately and adequately
	110	protected by a SABS/SANS Surge Protection device (SPD) and/or Red Surge Protection Plug/Socket” as per above.
	111	All protection against all electrical supply problems shall include a suitable low impedance earth connection, safeguarding the insured property against
	112	power surge and lightning related damages to insured property.
	113	Cover will therefore be excluded unless the above preventative measures were implemented before the incident and the functionality of such devices is
	114	checked on a regular basis.
	115	The excess applicable to the increased Sum Insured of R50 000 will be 10% of the claim with a minimum of R2 500.00.
	116	The Insurer(s) shall not be liable for, and shall not indemnify the Insured should the property/asset(s) insured not be appropriately and adequately
	117	protected as per the above Limits and conditions.
	118	Cover is only applicable when the electrical power supply fluctuation is caused by an insured peril.
	119	POPIA NOTICE: The Information requested will be solely used to provide a quotation and to issue a policy if the quotation is
	120	accepted.
	121	CLAIMS NOTIFICATION WARRANTY - MAXIMUM TIME ALLOWED:
	122	In order to claim under this insurance policy, the Insured must have an insurable interest in the insured subject matter at
	123	the time of loss. Warranted all claims or losses to be reported to the Insurer(s) within a reasonable time period, not exceeding 30 (thirty) days
	124	from the date the loss or damage occurred.
	125	Theft and Hijacking claims to be reported to the Insurer(s) within 48 (Forty-ight) hours from the time the Theft or
	126	Hijacking took place or since the insured received notification of such an event.
	127	All claim documents and supporting documents to be submitted to the Insurer no later than 6 (six) months from the date
	128	the first notification.
	129	The above-mentioned times frames are calculated at the maximum allowed time in respect of each and every claim. Failing
	130	to report any claim, possible claim, or possible third-party approach within these mentioned and agreed time frames shall put
	131	the Insurer(s) in full entitlement to repudiate any liability towards any claims, loss or damage had it been related or unrelated
	132	to any claim which the Insurer can be held liable for.
	133	AC&E COMMERCIAL POLICY PRODUCT ANNEXURE A
	134	THIS ANNEXURE FORMS PART OF AC&E COMMERCIAL POLICY WORDING AND MUST BE READ IN CONJUNCTION
	135	WITH THE APPLICABLE WORDING.
	136	GENERAL TERMS AND CONDITIONS:
	137	In respect of each and every occurrence giving rise to a claim under this policy, the insured will be responsible for the payment of
	138	the excess amounts as listed under this AC&E Commercial Policy Product Annexure as well as any additional, voluntary and/or
	139	compulsory excesses.
	140	Developed by Tial Technologies 2026/05/21Page 3 of 62
	141	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	142	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	143
	144	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	145	Cover that is included free of charge will be stated in the Annexure or schedule under the relevant Section selected. Should
	146	additional cover be elected, the sum insured as well as the premium payable will be stated in the Schedule. All excess amounts
	147	payable as per point (1) above will apply;
	148	Duty of care and information that affects and changes the risk:
	149	1. The insured must at all times take all reasonable precautions and all reasonable steps in;
	150	1.1. maintaining the property/s insured under this policy in good condition and repair.
	151	1.2. Safeguarding the property/s insured under this policy and ensuring that every item is afforded a level of care and
	152	protection commensurate with the value:
	153	1.3. Preventing or minimising accidents, bodily injury, illness, loss or damage.
	154	2. There is an obligation on the insured to comply to laws and to advice the company immediately on the happening of any event
	155	that may affect the company’s decision to accept the risk or the terms on which the company accepted the risk or continued
	156	acceptance of the risk which could result in the rejection of any claim. Should the insured not adhere to these obligations, the company may
	157	void
	158	the whole or any part of this policy and/or sections as from inception or date of change or rejection of a claim. The following
	159	list is an indication of facts that the company considers material that may affect our decision.
	160	2.1. Misrepresentation of any material and personal details that could affect the risk.
	161	2.2. Not notifying the company immediately about a change to the insured financial position such as sequestration, and
	162	financial administration orders, civil judgments, liquidation of companies in which the insured has an interest in or and
	163	liability to pay debts or for any reason whatsoever.
	164	2.3. Not notifying the company immediately about any criminal investigation and/or conviction of any person covered in
	165	terms of this policy such as driving under the influence, fraud etc.
	166	2.4. Not notifying the company immediately after any changes in the value of an item other than normal economic factors,
	167	location, security, condition, ownership etc.
	168	2.5.The failure to adhere to any applicable Law, Regulation, By-Law or Rule, where such failure is material to the loss/damage. For this
	169	condition, the term “the insured” includes any person acting on behalf of the insured.
	170	3. All sections included under the insurance policy shall include R 10 000.00 (ten thousand Rand) for claims preparation costs.
	171	This Policy is subject to premium payment payable in terms of the Short-Term Insurance Act
	172	(No. 53 of 1998).
	173	The Policyholder Protection Rules under section 55 of the Short-Term Insurance Act (No.53 of 1998) affords
	174	the insured a grace period of 15 days from the payment due date as per the Policy Schedule. The grace
	175	period does not apply to the month of inception and only comes into effect the month following the inception
	176	of a policy.
	177	It is hereby noted that premiums are payable in advance either on the first of the month or as agreed and
	178	indicated by your payment method on the policy schedule.
	179	The implications of a failure to pay the policy premium as per the Regulations will result in a provision of this
	180	policy to be voided to the extent that the Act provides expressly or by implication that the Underwriter on
	181	behalf of the Insurer may repudiate a claim because the premium was not paid on the due date even though
	182	payment was made during the grace period referred to in Rule 15 of the Policyholder Protection Rules
	183	(Short-Term Insurance), Section 55 of Short-Term Insurance Act of 1998, whether or not the payment was
	184	made prior to the event giving rise to the claim. The Act further allows an insurer to terminate a policy with
	185	immediate effect due to non-payment of a premium. If premium payment is not received by the end of the
	186	aforementioned grace period, then your policy shall be deemed as cancelled. The cancellation will be dated
	187	the 1st day following the last month for which premiums were received.
	188	_____________________________________________________________________________
	189	AC & E Commercial Underwriting Managers (Pty) Ltd
	190	TREATING CUSTOMERS FAIRLY
	191	MISSION STATEMENT
	192	We place customer interests at the heart of everything we do and commit to treat customers with honesty, fairness and respect at all times.
	193	Treating Customers Fairly (TCF) and customer service is a significant part of our philosophy and we know that good customer service equates
	194	to good business
	195	About TCF
	196	TCF stands for Treating Customers Fairly. TCF was implemented by the Financial Services Conduct Authority (FSCA) to ensure that the fair
	197	treatment of customers is embedded within the culture of all financial services providers and representatives.
	198	Developed by Tial Technologies 2026/05/21Page 4 of 62
	199	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	200	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	201
	202	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	203	The goal of TCF is:
	204	· Improving customer confidence
	205	· Ensuring appropriate products and services
	206	· Enhancing transparency and discipline.
	207	There are six key Treating Customers Fairly (TCF) outcomes in terms of the regulators aim. This document sets out our commitment to
	208	Treating Customers Fairly. We understand the fiduciary relationship between the Policyholder and the Broker. However, anyone dealing with A
	209	C and E Commercial Underwriting Managers (Pty) Ltd is entitled to hold us to account and challenge us to perform as we have detailed
	210	in the pages that follow. This is a valid document and the contents may change from time to time. Any alteration or changes will only be made
	211	where the result is an improvement and enhancement to Treating Customers Fairly.
	212	The SIX OUTCOMES
	213	A C and E Commercial Underwriting Managers (Pty) Ltd and all its employees subscribe to all six outcomes of TCF which are as follows:
	214	Outcome 1: Customers are confident that they are dealing with providers where the fair treatment of customers is central to the provider’s
	215	culture.
	216	Outcome 2: Products and services marketed and sold in the retail market are designed to meet the needs of identified customer groups and
	217	are targeted accordingly.
	218	Outcome 3: Customers are given clear information and are kept appropriately informed during the entire process.
	219	Outcome 4: Where customers receive advice, the advice is suitable and takes account of their circumstances.
	220	Outcome 5: Customers are provided with products and the associated services that perform at an acceptable standard as specified by the
	221	provider.
	222	Outcome 6: Customers do not face unreasonable post -sale barriers when they want to change a product, switch providers, submit a claim or
	223	make a complaint.
	224	Our PROMISE
	225	We are committed to ensuring the following:
	226	1.Deliver prompt, friendly, efficient, courteous and relevant customer service at all times.
	227	2.Provide efficient customer-driven processes.
	228	3.Continuously improve and identify new technologies and endeavour to excel in the delivery of our customer service.
	229	4.Assist you in making an informed decision whether it may be a new product, claim or policy amendments, etc., always via your broker.
	230	5.Only provide you with products that you need.
	231	6.Encourage and build long lasting relationships with all our customers.
	232	7.Providing opportunities for feedback regarding out products and services, make the necessary changes where appropriate to ensure
	233	customer satisfaction.
	234	8.Instil a culture of openness and transparency with regards to our processes and products.
	235	What YOU can do to HELP
	236	You can assist us with TCF by doing the following:
	237	1.Providing and disclosing all the relevant information regarding your insurance needs to enable us to provide you with the most suitable
	238	products/services.
	239	2.Tell your broker how we can improve our service and products.
	240	3.Inform your broker of any changes to your personal or company information to ensure we keep our records up to date.
	241	4.Read through all your policy wording, associated documents and any communications carefully and familiarise yourself with our processes
	242	and products.
	243	5.Let your broker know if there is any aspect of our products that you do not understand or are not satisfied with.
	244	FEEDBACK
	245	Please note that as an underwriting manager, we are precluded from dealing with any policyholder directly. This means that all forms of
	246	correspondence and communication are exclusively through an intermediary (Broker). Should you have any complaints or queries you may
	247	submit same to your broker who will in turn convey same to us. We will in turn proceed to address such queries and complaints in a timeous
	248	manner in order to avoid any unnecessary delays.
	249	Details of our complaints procedure can be found on our website www.engineeringace.co.za <http://www.engineeringace.co.za> or refer to
	250	your policy wording and associated documents or call us on (011) 615 7529.
	251	EARLY WARNING TRACKING DEVICE IS DEFINED AS FOLLOWS:
	252	An Early Warning Tracking Device is a Vehicle Tracking and Recovery system which consist of and must have, the
	253	following active functionalities to qualify as an approved tracking device with early warning functionality:
	254	1.The device must activate itself and automatically alert the tracking company against any unauthorised
	255	tampering, starting, or moving of the insured vehicle.
	256	2.The device must be armed whenever the vehicle is parked and switched off.
	257	a.You may receive a tag that needs to be carried with the car key on your person so that the device is able
	258	to recognise if the tag is not present in the vehicle if the vehicle is started, tampered with, or moved.
	259	Developed by Tial Technologies 2026/05/21Page 5 of 62
	260	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	261	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	262
	263	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	264	b.Some devices may require you to activate the early warning functionality via your smartphone
	265	application to issue an alert if the vehicle is moved or accessed while this feature is active.
	266	c.If the features mentioned in a. and b. above is part of the early warning functionality of your device,
	267	then such features must be active at the time of loss for cover to apply.
	268	3.The device must have active vehicle tracking and recovery functionality as part of a legally valid service
	269	contract in force with the relevant tracking service provider at the time of loss.
	270	4.The tracking device company must include a recovery function in their contract.
	271	Either the device must be self -testing, or it must be tested by you at least every six months to ensure that it is always
	272	performing as intended; failing which no Theft and or Hi-Jack Cover will apply to this respective vehicle to which this
	273	warranty is linked.
	274	SPECIFIC GENERAL EXCEPTION ELECTRICITY GRID INTERRUPTION AND/OR FAILURE EXCLUSION:
	275	Applicable to All Sections of this Policy:
	276	Notwithstanding any provision to the contrary in this policy or any endorsement thereto, the insurance provided by this
	277	policy excludes any loss, damage , liability, cost, or expense of whatsoever nature, including any consequential losses in
	278	terms of any section of this policy, directly or indirectly caused by, contributed to by, resulting from, arising out of or in
	279	connection with any electricity grid interruption or failure.
	280	Electricity grid interruption and/or failure is defined as the unplanned and/or unscheduled Nation-wide, Province-wide,
	281	Municipal-wide, or Local-level, partial or total interruption, suspension, interference, black out and/or failure of
	282	electricity supply and infrastructure by any cause whatsoever from the national, regional, or private grid of South Africa
	283	to any household or business of the insured. The exclusion also extends to grid interruption or failure following any
	284	malicious damage or theft of electricity cables.
	285	Communicable Disease Exclusion 2026:
	286	Notwithstanding any provision to the contrary within this reinsurance agreement, this reinsurance agreement
	287	excludes all actual or alleged loss, liability, damage , compensation, injury, sickness, disease, death, medical
	288	payment, defence cost, cost, expense or any other amount incurred by or accruing to the reinsured, directly or
	289	indirectly and regardless of any other cause contributing concurrently or in any sequence, originating from,
	290	caused by, arising out of, contributed to by, resulting from, or otherwise in connection with Communicable
	291	Disease or the fear or threat (whether actual or perceived) of a Communicable Disease .
	292	As used herein , Communicable Disease means any disease which can be transmitted by means of any substance or
	293	agent from any organism to another organism where:
	294	the substance or agent includes, but is not limited to , a virus, bacterium, parasite or other organism or any
	295	variation thereof, whether deemed living or not, and
	296	the method of transmission, whether direct or indirect, includes but is not limited to , airborne transmission ,
	297	bodily fluid transmission, transmission from or to any surface or object, solid, liquid or gas or between
	298	organisms, and
	299	the disease, substance or agent can cause or threaten bodily injury, illness, emotional distress or damage to
	300	human health, human welfare or property damage.
	301	Developed by Tial Technologies 2026/05/21Page 6 of 62
	302	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	303	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	304
	305	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	306	Policy Memoranda
	307	DEPOSIT PREMIUM
	308	The 80% Deposit Motor Premium is payable at the inception date of the Policy, in the event that the claims exceed 60%
	309	of the deposit premium the balance of the premium becomes payable immediately.
	310	100% Motor Premium @ R341 043.03.
	311	100% Premium @ 1 124 738.78 Including add On’s and SASRIA .
	312	Premium (less the 20% Motor premium) @ R1 056 530.17 Including add On’s and SASRIA .
	313	Burner Applicable :
	314	80% = R272 834.42 (Motor Deposit premium)
	315	20% = R68 208.61
	316	Developed by Tial Technologies 2026/05/21Page 7 of 62
	317	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	318	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	319
	320	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	321	Motor
	322	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	323	Sum Insured PremiumDetails
	324	Definition A: Private Vehicles
	325	Manufacturer : Unknown R 1 126 225 R 34 237.24
	326	Model : 7 X PVT TYPE
	327	Year : 2020
	328	Registration number : PVT TYPE
	329	Engine number :
	330	Vin number :
	331	Registered owner : LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I
	332	Cover type : Comprehensive
	333	Class of use : Private & Business
	334	Extensions Included
	335	Accident Towing R 10 000Yes
	336	Contingent Liability R 2 500 000Yes
	337	Fire Extinguishing Charges R 10 000Yes
	338	Fire/Explosion R 1 000 000Yes
	339	Instructions for Repairs R 2 000Yes
	340	Loss of Keys R 5 000Yes
	341	Parking Facilities & Movement of Third Party Vehicles R 2 500 000Yes
	342	Passenger Liability R 2 500 000Yes
	343	Theft is subject to Forcible & Violent Entry into/Exist Yes As per policy wording
	344	Third party liability R 2 500 000Yes
	345	Unauthorised Passenger Liability R 2 500 000Yes
	346	Windscreen Yes As per policy wording
	347	Wreckage Removal Limit R 10 000Yes
	348	VALUE ADDED PRODUCT
	349	R 5 292.00AC&E Assist
	350	Important information - Please read
	351	Vehicles on cover:
	352	2014 KIA PICANTO 1.2 A/T EX R 100 500,00
	353	2013 SUZUKI SWIFT 14 GLS R 107 000,00
	354	2014 BMW X1 2L D A/T R 201 600,00
	355	2018 SUZUKI IGNIS R 148 700,00
	356	2022 SUZUKI S-PRESSO 1.0 GL MT R 136 225,00
	357	2012 SUZUKI SX4 2.0 R 126 100,00
	358	2024 SUZUKI FRONX 1.5 GL A/T R 306 100,00
	359	Endorsements with relevance to this item (see description below)
	360	MOTOR VEHICLE TRACKING WARRANTY - UNLESS STATED OTHERWISE IN THE GENERAL CONDITIONS OF THE MOTOR SECTION
	361	HEREUNDER:
	362	i. Vehicles over R299 999.00 but under R399 999.00 require a Passive Tracking Device System.
	363	ii. Vehicles over R399 999.00 require an Early Warning Tracking Device System.
	364	iii. The vehicle must be fitted with recognised vehicle tracking device system.
	365	iv. The tracking device must be activated and kept in proper working order at all times.
	366	EARLY WARNING TRACKING DEVICE WARRANTY:
	367	It is hereby warranted as a condition of cover that an approved early warning tracking device is installed in the insured vehicle which must be
	368	active and in proper working order at the time of loss. Such device must include the following functionality to qualify as an approved tracking
	369	device with early warning functionality:
	370	1.The device must activate itself and automatically alert the tracking company against any unauthorised tampering, starting, or
	371	moving of the insured vehicle.
	372	2.The device must be armed whenever the vehicle is parked and switched off.
	373	a. You may receive a tag that needs to be carried with the car key on your person so that the device is able to recognise if the tag
	374	is not present in the vehicle if the vehicle is started, tampered with, or moved.
	375	b. Some devices may require you to activate the early warning functionality via your smartphone application to issue an alert if the
	376	vehicle is moved or accessed while this feature is active.
	377	c. If the features mentioned in a. and b. above is part of the early warning functionality of your device, then such features must be
	378	active at the time of loss for cover to apply.
	379	3.The device must have active vehicle tracking and recovery functionality as part of a legally valid service contract in force with the
	380	relevant tracking service provider at the time of loss.
	381	4.The tracking device company must include a recovery function in their contract.
	382	Developed by Tial Technologies 2026/05/21Page 8 of 62
	383	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	384	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	385
	386	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	387	Either the device must be self-testing, or it must be tested by you at least every six months to ensure that it is always performing as intended;
	388	failing which no Theft and or Hi-Jack Cover will apply to this respective vehicle to which this warranty is linked.
	389	Definition B: Light Delivery Vehicles
	390	Manufacturer : Unknown R 5 705 608 R 191 70843
	391	Model : 29 X LDV'S
	392	Year : 2020
	393	Registration number : LDV'S
	394	Engine number :
	395	Vin number :
	396	Registered owner : LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I
	397	Cover type : Comprehensive
	398	Class of use : Private & Business
	399	Sasria R4 029,36
	400	Extensions Included
	401	Accident Towing R 10 000Yes
	402	Contingent Liability R 2 500 000Yes
	403	Fire Extinguishing Charges R 10 000Yes
	404	Fire/Explosion R 1 000 000Yes
	405	Instructions for Repairs R 2 000Yes
	406	Loss of Keys R 5 000Yes
	407	Parking Facilities & Movement of Third Party Vehicles R 2 500 000Yes
	408	Passenger Liability R 2 500 000Yes
	409	Theft is subject to Forcible & Violent Entry into/Exist Yes As per policy wording
	410	Third party liability R 2 500 000Yes
	411	Unauthorised Passenger Liability R 2 500 000Yes
	412	Windscreen Yes As per policy wording
	413	Wreckage Removal Limit R 10 000Yes
	414	VALUE ADDED PRODUCT
	415	R 21 924.00AC&E Assist
	416	Important information - Please read
	417	Vehicles on cover:
	418	2014 CHEVROLET UTILITY 14 BASE A/C R 108 100,00
	419	2014 CHEVROLET UTILITY 14 BASE A/C R 108 100,00
	420	2016 CHEVROLET UTILITY 14 BASE A/C R 127 700,00
	421	2016 CHEVROLET UTILITY 14 BASE A/C R 127 700,00
	422	2013 ISUZU KB250 FLEETSIDE (SAFETY) R 125 100,00
	423	2014 ISUZU KB250 FLEETSIDE (SAFETY) R 137 800,00
	424	2014 ISUZU KB250 FLEETSIDE (SAFETY) R 137 800,00
	425	2015 ISUZU KB250 FLEETSIDE (SAFETY) R 150 200,00
	426	2015 ISUZU KB250 FLEETSIDE (SAFETY) R 150 200,00
	427	2018 NISSAN NP200 1.6 8V BASE R 121 500,00
	428	2016 ISUZU KB250 FLEETSIDE (SAFETY) R 163 400,00
	429	2016 ISUZU KB250 FLEETSIDE (SAFETY) R 163 400,00
	430	2016 ISUZU KB250 FLEETSIDE (SAFETY) R 163 400,00
	431	2016 ISUZU KB250 FLEETSIDE (SAFETY) R 163 400,00
	432	2018 NISSAN NP200 1.5 DCI BASE R 160 800,00
	433	2019 NISSAN NP200 1.5 DCI BASE & A/C R 172 200,00
	434	2020 NISSAN NP200 1.5 A/C SAFETY PACK P/U S/C R 189 134,00
	435	2019 ISUZU D-Max 250c P/U S/C R 191 000,00
	436	2021 ISUZU D-MAX 250C S/C P/U R 240 700,00
	437	2022 ISUZU D-MAX 250C S/C P/U R 285 155,00
	438	2022 ISUZU D-MAX 250C S/C P/U R 285 155,00
	439	2024 MAHINDRA PIK UP 2.2 MHAWK S4 P/U S/C R 236 940,00
	440	2024 MAHINDRA PIK UP 2.2 MHAWK S4 P/U S/C R 236 940,00
	441	2021 ISUZU D-MAX 250 HO FLEETSIDE SAFETY S /C P/U R 274 300,00
	442	2021 ISUZU D-MAX 250 HO FLEETSIDE SAFETY S /C P/U R 274 300,00
	443	2023 ISUZU D-MAX 250C S/CAB BASE R 302 796,00
	444	Developed by Tial Technologies 2026/05/21Page 9 of 62
	445	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	446	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	447
	448	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	449	2023 ISUZU D-MAX 250C S/CAB BASE R 302 796,00
	450	2023 ISUZU D-MAX 250C S/CAB BASE R 302 796,00
	451	2023 ISUZU D-MAX 250C S/CAB BASE R 302 796,00
	452	Endorsements with relevance to this item (see description below)
	453	MOTOR VEHICLE TRACKING WARRANTY - UNLESS STATED OTHERWISE IN THE GENERAL CONDITIONS OF THE MOTOR SECTION
	454	HEREUNDER:
	455	i. Vehicles over R299 999.00 but under R399 999.00 require a Passive Tracking Device System.
	456	ii. Vehicles over R399 999.00 require an Early Warning Tracking Device System.
	457	iii. The vehicle must be fitted with recognised vehicle tracking device system.
	458	iv. The tracking device must be activated and kept in proper working order at all times.
	459	EARLY WARNING TRACKING DEVICE WARRANTY:
	460	It is hereby warranted as a condition of cover that an approved early warning tracking device is installed in the insured vehicle which must be
	461	active and in proper working order at the time of loss. Such device must include the following functionality to qualify as an approved tracking
	462	device with early warning functionality:
	463	1.The device must activate itself and automatically alert the tracking company against any unauthorised tampering, starting, or
	464	moving of the insured vehicle.
	465	2.The device must be armed whenever the vehicle is parked and switched off.
	466	a. You may receive a tag that needs to be carried with the car key on your person so that the device is able to recognise if the tag
	467	is not present in the vehicle if the vehicle is started, tampered with, or moved.
	468	b. Some devices may require you to activate the early warning functionality via your smartphone application to issue an alert if the
	469	vehicle is moved or accessed while this feature is active.
	470	c. If the features mentioned in a. and b. above is part of the early warning functionality of your device, then such features must be
	471	active at the time of loss for cover to apply.
	472	3.The device must have active vehicle tracking and recovery functionality as part of a legally valid service contract in force with the
	473	relevant tracking service provider at the time of loss.
	474	4.The tracking device company must include a recovery function in their contract.
	475	Either the device must be self-testing, or it must be tested by you at least every six months to ensure that it is always performing as intended;
	476	failing which no Theft and or Hi-Jack Cover will apply to this respective vehicle to which this warranty is linked.
	477	Definition B: Commercial/Special Vehicles/LDV
	478	Manufacturer : Unknown R 778 532 R 28 027.15
	479	Model : 3 X HCV'S
	480	Year : 2020
	481	Registration number : HCV'S
	482	Engine number :
	483	Vin number :
	484	Registered owner : LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I
	485	Cover type : Comprehensive
	486	Class of use : Business
	487	Sasria R3 089,34
	488	Extensions Included
	489	Accident Towing R 10 000Yes
	490	Contingent Liability R 2 500 000Yes
	491	Fire Extinguishing Charges R 10 000Yes
	492	Fire/Explosion R 1 000 000Yes
	493	Instructions for Repairs R 2 000Yes
	494	Loss of Keys R 5 000Yes
	495	Parking Facilities & Movement of Third Party Vehicles R 2 500 000Yes
	496	Passenger Liability R 2 500 000Yes
	497	Theft is subject to Forcible & Violent Entry into/Exist Yes As per policy wording
	498	Third party liability R 2 500 000Yes
	499	Unauthorised Passenger Liability R 2 500 000Yes
	500	Windscreen Yes As per policy wording
	501	Wreckage Removal Limit R 10 000Yes
	502	VALUE ADDED PRODUCT
	503	R 10 800.00Roadside Assistance (HCV Vehicle Over 3500KG)
	504	Important information - Please read
	505	Vehicles on cover:
	506	Developed by Tial Technologies 2026/05/21Page 10 of 62
	507	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	508	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	509
	510	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	511	2012 TATA LPT813 EX2 F/C 4T R 98 700,00
	512	2013 ISUZU NQR 500T INCL EXTRAS R 286 727,00
	513	2016 ISUZU NQR500 AMT INCL EXTRAS - details to be supplied R 393 105,00
	514	Endorsements with relevance to this item (see description below)
	515	MOTOR VEHICLE TRACKING WARRANTY - UNLESS STATED OTHERWISE IN THE GENERAL CONDITIONS OF THE MOTOR SECTION
	516	HEREUNDER:
	517	i. Vehicles over R299 999.00 but under R399 999.00 require a Passive Tracking Device System.
	518	ii. Vehicles over R399 999.00 require an Early Warning Tracking Device System.
	519	iii. The vehicle must be fitted with recognised vehicle tracking device system.
	520	iv. The tracking device must be activated and kept in proper working order at all times.
	521	EARLY WARNING TRACKING DEVICE WARRANTY:
	522	It is hereby warranted as a condition of cover that an approved early warning tracking device is installed in the insured vehicle which must be
	523	active and in proper working order at the time of loss. Such device must include the following functionality to qualify as an approved tracking
	524	device with early warning functionality:
	525	1.The device must activate itself and automatically alert the tracking company against any unauthorised tampering, starting, or
	526	moving of the insured vehicle.
	527	2.The device must be armed whenever the vehicle is parked and switched off.
	528	a. You may receive a tag that needs to be carried with the car key on your person so that the device is able to recognise if the tag
	529	is not present in the vehicle if the vehicle is started, tampered with, or moved.
	530	b. Some devices may require you to activate the early warning functionality via your smartphone application to issue an alert if the
	531	vehicle is moved or accessed while this feature is active.
	532	c. If the features mentioned in a. and b. above is part of the early warning functionality of your device, then such features must be
	533	active at the time of loss for cover to apply.
	534	3.The device must have active vehicle tracking and recovery functionality as part of a legally valid service contract in force with the
	535	relevant tracking service provider at the time of loss.
	536	4.The tracking device company must include a recovery function in their contract.
	537	Either the device must be self-testing, or it must be tested by you at least every six months to ensure that it is always performing as intended;
	538	failing which no Theft and or Hi-Jack Cover will apply to this respective vehicle to which this warranty is linked.
	539	Definition E: Trailers and Caravans
	540	Manufacturer : Unknown R 327 750 R 7 341.60
	541	Model : 21 X TRAILERS
	542	Year : 2020
	543	Registration number : TRAILERS
	544	Engine number :
	545	Vin number :
	546	Registered owner : LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I
	547	Cover type : Comprehensive
	548	Class of use : Private & Business
	549	Sasria R231,46
	550	Extensions Included
	551	Accident Towing R 3 500Yes
	552	Contingent Liability R 2 500 000Yes
	553	Fire Extinguishing Charges R 10 000Yes
	554	Fire/Explosion R 1 000 000Yes
	555	Instructions for Repairs R 2 000Yes
	556	Loss of Keys R 5 000Yes
	557	Parking Facilities & Movement of Third Party Vehicles R 2 500 000Yes
	558	Theft is subject to Forcible & Violent Entry into/Exist Yes As per policy wording
	559	Third party liability R 2 500 000Yes
	560	Wreckage Removal Limit R 10 000Yes
	561	Important information - Please read
	562	Vehicles on cover:
	563	NORMAL R 5 750,00
	564	NORMAL R 5 750,00
	565	NORMAL R 5 750,00
	566	BOMAG R 11 500,00
	567	BOMAG R 11 500,00
	568	BOMAG R 11 500,00
	569	Developed by Tial Technologies 2026/05/21Page 11 of 62
	570	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	571	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	572
	573	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	574	BOMAG R 11 500,00
	575	BOMAG R 11 500,00
	576	BOMAG R 11 500,00
	577	BOMAG R 11 500,00
	578	BOMAG R 11 500,00
	579	BOMAG R 11 500,00
	580	ROLL AWAY R 23 000,00
	581	ROLL AWAY R 23 000,00
	582	ROLL AWAY R 23 000,00
	583	ROLL AWAY R 23 000,00
	584	ROLL AWAY R 23 000,00
	585	ROLL AWAY R 23 000,00
	586	ROLL AWAY R 23 000,00
	587	ROLL AWAY R 23 000,00
	588	ROLL AWAY R 23 000,00
	589	Manufacturer : Unknown R 11 520.00
	590	Model : 12 X TRAILERS - TP ONLY
	591	Year : 2020
	592	Registration number : TRAILERS - TP ONLY
	593	Engine number :
	594	Vin number :
	595	Registered owner : LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I
	596	Cover type : Third Party Only
	597	Class of use : Private & Business
	598	Sasria R84,75
	599	Extensions Included
	600	Third party liability R 2 500 000Yes
	601	R7 434,91Sasria premium
	602	Total premium R272 834.42
	603	Section Endorsement Wording
	604	MINIMUM SECURITY REQUIREMENTS:
	605	If not stated otherwise in your policy schedule, the following will apply:
	606	1.VESA approved level 3 or 4 immobiliser or vehicle tracking & recovery system.
	607	2.Vehicles that are not kept in a locked garage overnight or behind locked gates, must have additional security fitted e.g. Tracking device.
	608	3.All vehicles valued at R299 999 and over needs to be fitted with a recognised tracking and recovery system.
	609	To enjoy sufficient theft cover you will have to comply with the minimum security requirements.
	610	If you enjoy a premium discount because of any additional systems fitted, it will automatically be a requirement.
	611	THEFT AND HI-JACK REPORTING TIMEFRAME:
	612	It is the duty of the insured to notify the South African Police Services of an incident within 24 hours.
	613	The incident is to be reported to the Underwriting Managers within 48 hours of occurance.
	614	SPARE PARTS CLAUSE:
	615	In the event of a claim:
	616	1.the Company’s liability in respect of any spare parts and/or accessories which are required in the repair of the above-mentioned vehicle, and
	617	which are unobtainable in South Africa or are obsolete in pattern shall be limited to the value of such parts at the time of loss or damage to the
	618	amount stated in the manufacturer’s / agent’s price list.
	619	2.The insurer will not be held responsible for the time period that it might require for the parts to be imported if needed.
	620	3.The Company may discharge its liability by cash payment in such circumstances.
	621	CAR HIRE:
	622	The Car Hire product follows all conditions and warranties as set out in the motor section of the underlying policy. No Car Hire will be given
	623	unless a valid claim/insured event is submitted on the underlying policy and all premiums are paid up-to-date. The Insurer will not be liable for
	624	Car Hire if the insured does not comply with all the warranties and conditions of this policy
	625	REPATRIATION CLAUSE:
	626	If your insured vehicle is damaged outside the Republic of South Africa, you will be responsible for the cost of repatriation to within the South African
	627	border.
	628	Developed by Tial Technologies 2026/05/21Page 12 of 62
	629	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	630	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	631
	632	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	633	High Value Vehicles - Updated Restricted Driver's Endorsement :
	634	The Restricted Driver's Conditions 1.6 - 1.8 is replaced by the following:
	635	Conditions:
	636	Restricted drivers:
	637	Director(s), Owner(s) of Insured Business and Their Spouses and/or Designated /Specified Driver as detailed in Policy Schedule in respect of this specific vehicle.
	638	No C1 licenses, with a license less than 5 years
	639	Early warning Tracking and recovery device is a requirement.
	640	It is required that this vehicle is parked Behind or inside a Locked Garage after the normal business hours, at the permanent place of residence, excluding long distance
	641	business travel .
	642	MOTOR GENERAL TERMS AND CONDITIONS 2024
	643	MOTOR GENERAL CONDITIONS APPLICABLE TO THE MOTOR SECTION
	644	(ALL VEHICLES SPECIFIED IN ABOVE MOTOR SECTION , UNLESS OTHERWISE NOTED ):
	645	MOTOR GENERAL CONDITIONS:
	646	1.The onus is on the insured to ensure that the vehicle Sum Insured is adequate : In the event of a claim the maximum amount
	647	payable will be the limit of indemnity specified on the schedule of insurance or the retail value of the vehicle (as determined by the
	648	Mead & McGrouther “Auto Dealers Guide”) at the time of the loss. Amounts payable by the insured in respect of a
	649	Basic/Voluntary/Additional or Compulsory excess is calculated separately for each vehicle according to the cover as indicated on
	650	the Policy Schedule. Should no retail value be available for the vehicle, a deduction in the form of a depreciation will be done based
	651	on the milage and age of the vehicle. A fair percentage depreciation will be determined by the Mead & McGrouthe / AA /
	652	TransUnion ITC guidelines available to the insurer.
	653	2.The Insured Shall be liable for the First Amount Payable: As specified hereunder of any expenditure (or any lesser expenditure
	654	which may be incurred) for which provision is made under such sections and of any expenditure by the Company in the exercise of
	655	its discretion under Sub Section A or general condition of the policy. If the expenditure incurred by the company shall include the
	656	First Amount Payable for which the Insured is responsible such amount shall be paid by the Insured. The Company reserves its rights
	657	to vary any First Amount Payable during the currency of the Policy. The expression “Occurrence’ shall mean occurrence or series of
	658	occurrences arising out of one cause in connection with any motor vehicle in respect of which indemnity is provided under this
	659	section. The amount to be borne by the insured shall be the amounts specified below which shall apply independently and shall be
	660	cumulative. If more than one motor vehicle is insured by this section the provisions hereof shall apply as though a separate policy
	661	had been issued for each motor vehicle
	662	3.Vehicle Protection Guarantee : In a Situation where the insured declared that the vehicle insured is fitted with anti-theft device
	663	required by the Company as indicated in the schedule and the vehicle is stolen, it is the responsibility of the insured to prove that
	664	the security system as indicated or required was fitted and in working order, if the insured fails to prove the above mentioned, the
	665	Company will be entitled to at its option, turn down the claim of the Insured If the satellite -tracking device is required or indicated,
	666	or declared by the insured as installed, the insured guarantees that the device has a self -activating mechanism, and that the
	667	insured has a valid recovery agreement.
	668	4.Territorial Limits and Repatriation Clause - The territorial limits of the cover afforded by this policy will be the Republic of South
	669	Africa, Namibia, Lesotho, Eswatini, Botswana, Zimbabwe , Malawi, and Mozambique , subject to the following conditions:
	670	a) The company will not authorise repairs for accident damage to the insured’s vehicle before the insured has successfully
	671	returned the vehicle to the Republic of South Africa. The company will pay the necessary cost of repatriation following an
	672	insured event up to a maximum amount of R 5 000 in respect of private vehicles and light delivery vehicles up to 3
	673	500GVM and R 10 000 in respect of vehicles in excess of 3 500 GVM
	674	b)If the insured does not return the vehicle to the Republic of South Africa, the insured has to prove that the vehicle is
	675	uneconomical to repair by any method acceptable to the company, before the insured may be indemnified: if the
	676	company accepts liability, the company will determine the wreck value of the vehicle at 40% of the settlement figure,
	677	which will be deducted from the amount of the settlement.
	678	5. Towing and Storage: This cost will be limited to R 3 500 including VAT should AC&E roadside assist not be selected. Cover will only be applicable to
	679	Accident -Related incidents.
	680	6. Vehicle Definition: The term vehicle shall mean:
	681	a. Private type motor car (including station wagons, minibuses (excluding taxis) motorised caravans and the like, or similar vehicles)
	682	designed to seat 10 persons or less (including the driver ), and not exceeding 3500kg in GVM .
	683	b. Light Delivery Vehicle (Panel Vans, Bakkies and or load bed vehicles used for private, business, or commercial use - Not exceeding 3
	684	500kg in GVM )
	685	c. Commercial vehicles (Heavy Commercial Vehicles exceeding 3 500 kg in GVM .)
	686	d. Motorcycles, All Motorcycles used for Road, Off-road
	687	e. Buses, designed to seat more than 10 (ten) passengers .
	688	f. Trailers and caravans which are designed to be drawn by a self-propelled vehicle, excluding any parts of accessories not permanently fitted thereto.
	689	g. Special type vehicles as described in the schedule, including, but not limited to tractors and forklifts.
	690	7. Compulsory tracker requirement: The following vehicles listed below, (irrespective of value, unless otherwise stated ) are required to have an
	691	approved and recognised Early Warning tracking and recovery device/unit installed:
	692	1.A. All Volkswagen
	693	Developed by Tial Technologies 2026/05/21Page 13 of 62
	694	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	695	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	696
	697	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	698	I. Golf 7 models (2016 models onwards )
	699	ii. Polo models (All Year Models with a retail value above R100 000.00)
	700	2.B. All Ford
	701	i. Ranger models
	702	ii. Fiesta models
	703	iii. EcoSport models
	704	3.C. All Toyota
	705	i. Hilux models (All year models)
	706	ii. Fortuner Models (All year models)
	707	iii. Prado Models (All year models)
	708	iv. Etios (All year models)
	709	v. Avanza (All year models)
	710	vi. Quantum (All year models private and commercial use)
	711	4.D. Hyundai
	712	i.H100 (All year models commercial use only)
	713	5.Kia
	714	i.K2700 (All year models commercial use only)
	715	6.D. BMW
	716	i.X5 models (All year models)
	717	7.E. Chevrolet
	718	i. Spark models (All year models R149 999.00 and above )
	719	8.F. Nissan
	720	i.NP200 Models (All year models - irrespective of value)
	721	All tracking units installed in these respective vehicles, are to be always in a working order and the insured is to ensure that the service
	722	contract is active and paid up to date with the service provider:
	723	This requirement will be regarded as the minimum-security requirements for the above-mentioned makes and models.
	724	8.The following vehicles require dual (two) tracking devices in order for a claim to be valid:
	725	• Toyota Hilux (All Cabs /Extended Cabs 2016 models onward )
	726	• Toyota Fortuner (All year models)
	727	• Toyota Prado (2016 models onward )
	728	• Ford Ranger (2016 models onward )
	729	• Toyota Landcruiser (2016 models onward )
	730	Definition of Dual tracking - Dual tracking requirement is the installation of two separate tracking devices, one of which must be an early warning
	731	tracking device.
	732	9. CODE 03 - Vehicles:
	733	a) Defined as:
	734	i. Source of the vehicle is not a known manufacturer or.
	735	ii. Vehicle has at any stage been reported as unfit for use (scrapped).
	736	iii. The choice to declare a vehicle unfit for use, is that of the owner.
	737	iv. The owner notifies the authority of his decision.
	738	v. The title- holder must deregister the vehicle 3 months after the owner decided to scrap the vehicle.
	739	b) The insurer hereby notes the vehicle to be classified as a Code 03 vehicle and the following conditions are applicable:
	740	i. Vehicles older than 20 years must have an engineer’s report confirming the vehicle status and or value.
	741	ii. Vehicles less than 20 years old must have a valid AA Roadworthy Certificate not older than 3 years.
	742	c)Vehicle will be noted for the Full Retail Value (if an applicable M &M code is found), but for all intents and purposes will be insured for 65% of the
	743	retail value or 65% of the Sum Insured Specified on the schedule, whichever is lower to be applicable.
	744	d)Premium will be charged at 65% of the standard rate.
	745	EXCESS:
	746	BASIC EXCESS PRIVATE TYPE VEHICLES/MOTORBIKES
	747	Standard Excess: 5% of the claim Minimum R 2 500.00
	748	Windscreen : 25% of the claim Minimum R 500.00
	749	Generic Glass (Vehicles newer than 5 years): 5% of claim
	750	Generic Glass (vehicles 5 years and older): Waived for the 1st claim, per vehicle, per year- (2nd claim onwards, per vehicle, per year will incur, a 5% of
	751	claim, generic glass excess)
	752	BASIC EXCESS LDV/LIGHT COMMERCIAL :
	753	Standard Excess: 5% of the claim Minimum R3 000.00
	754	Windscreen : 25% of the claim Minimum R 750.00
	755	Generic Glass (Vehicles newer than 5 years): 5% of claim
	756	Generic Glass (vehicles 5 years and older): Waived for the 1st claim, per vehicle, per year- (2nd claim onwards, per vehicle, per year will incur, a 5% of
	757	claim, generic glass excess)
	758	HIGH VALUE EXCESS :
	759	Amended Conditions for High Value Private Vehicles (PMV/LDV) (In Excess of R 750k)
	760	Excesses are amended to read as follows:
	761	Developed by Tial Technologies 2026/05/21Page 14 of 62
	762	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	763	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	764
	765	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	766	1.1. Basic Vehicle Excess: 15% min R 5,000.00
	767	1.2. Windscreen : 25% min R 3,000.00
	768	Additional excesses to basic excess:
	769	1.3 Theft & Hijack: Additional 5% of claim
	770	14 Accident between 23:00PM & 4:00AM Additional excess of 10% of claim min R 5,000.00
	771	1.5. Single Vehicle Accident/Negligence Excess, where no 3rd party is involved (Counter resets 1 Jan every year):
	772	1.5.1. First Incident Additional Excess: Additional R3 000
	773	1.5.2. Second Incident Additional Excess: Additional 5% of Claim, Min R5 000
	774	1.5.3. Every Incident going forward will have the following additional Excess: Additional 10% of Claim, Min R10 000
	775	(No theft Hijack excess will be applicable if a tracking device is fitted, and the vehicle is recovered)
	776	Conditions:
	777	1.6 Restricted drivers: The following drivers are authorised to drive the vehicle:
	778	1.6.1 Director(s), Owner(s) of Insured Business and Their Spouses and/or Designated /Specified Drivers as detailed in Policy
	779	Schedule in respect of this specific vehicle.
	780	1.6.2. No C1 licenses, with a license less than 5 years
	781	1.7. Early warning Tracking and recovery device / devices is a requirement - Refer to Motor General Terms and Conditions point 8 above.
	782	1.8. It is required that this vehicle is parked Behind or inside a Locked Garage after the normal business hours, at the permanent place of residence,
	783	excluding long distance business travel.
	784	BASIC EXCESS HCV/HEAVY COMMERCIAL/HCV TRAILERS
	785	Standard Excess (Sliding Scale based on Claim Value):
	786	I. Claim/s amount between R 0 and R200 000: 10% of Claim, Minimum R5 000
	787	II. Claim/s amount between R 200 001 and R400 000: 10% of Claim, Minimum R7 500
	788	III. Claim amount between R 400 001 and R750 000: 10% of Claim, Minimum R10 000
	789	IV. Claim amount of R 750 000 and above : High Value Vehicle Excess Applicable
	790	Windscreen : 25% of the claim Minimum R750.00
	791	Generic Glass 10% of the Claim
	792	High Value Business/Commercial Use Vehicles (HCV) (In Excess of R 750k)
	793	Excesses are amended to read as follows:
	794	1.1. Basic Vehicle Excess: 15% min R 5,000.00
	795	1.2. Windscreen : 25% min R 5,000.00
	796	Additional excesses to basic excess:
	797	1.3. Theft & Hijack: Additional 10% of claim
	798	14. Accident between 22:00PM & 4:00AM Additional excess of 10% of claim min R 5,000.00
	799	1.5. Single Vehicle Accident/Negligence Excess, where no 3rd party is involved (Counter resets 1 Jan every year):
	800	1.5.1. First Incident Additional Excess: Additional R3 000
	801	1.5.2. Second Incident Additional Excess: Additional 5% of Claim, Min R5 000
	802	1.5.3. Every Incident going forward will have the following additional Excess: : Additional 10% of Claim, Min R10 000
	803	(No theft Hijack excess will be applicable if a tracking device is fitted, and the vehicle is recovered)
	804	Conditions:
	805	1.6. Daily Driver Logbook if there are multiple drivers.
	806	1.7. No Drivers under the age of 25 (No drivers with license less than 5 years)
	807	1.7.1. For Commercial LDV’s (No C1 licenses, with a license less than 5 years)
	808	1.8. Early warning Tracking and recovery device / devices is a requirement - Refer to Motor General Terms and Conditions point 8 above.
	809	1.9. When not on the road or in use after business hours, keys are to be locked in a strongbox/saferoom.
	810	STANDARD TRAILERS:
	811	Standard Excess: 5% of the claim Minimum R1 500.00
	812	THEFT/HIJACK:
	813	Standard Excess: 10% of the claim
	814	HAIL DAMAGE :
	815	Basic Excess Applicable
	816	ADDITIONAL EXCESSES :
	817	** - Clients with a previously approved and/or current approved Loss Ratio of 35% or less have all additional excesses, marked with an Asterisk,
	818	waived (Only Applicable when agreed in writing and noted on the schedule).
	819	1. Driver under the age of 21: Additional 5% of the claim Minimum R 2 500.00
	820	2. *Driver 25 or younger, but not younger than 21: Additional R 2 500.00
	821	3. *Driver’s License for less than 3 years: Additional 2.5% of the claim, minimum R 2 500.00
	822	4. *Single Vehicle Accident/Negligence Excess, where no 3rd party is involved an Additional Excess: R 2 500.00
	823	THIRD PARTY (Section II Excess):
	824	Standard Excess: 5% of the Claim Minimum R2 500.00
	825	THIRD PARTY ONLY :
	826	Basic Excess : R5 000
	827	Developed by Tial Technologies 2026/05/21Page 15 of 62
	828	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	829	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	830
	831	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	832	COVER INCLUDED:
	833	Locks and keys: R5 000.00 (Nil Excess)
	834	Wreckage Removal: R10 000.00 (Nil Excess)
	835	Fire Extinguisher Charges: R10 000.00 (Nil Excess)
	836	Instructions for Repairs: R2 000.00 (Nil Excess)
	837	MOTOR LIABILITY:
	838	Fire/Explosion: R1 000 000.00
	839	Third Party Liability: R2 500 000.00
	840	Passenger Liability: R2 500 000.00 (No cover for HCV or Motorcycles)
	841	Unauthorised passenger liability : R2 500 000.00
	842	Parking Facilities: R2 500 000.00
	843	OPTIONAL COVER :
	844	Riot and Strike : Sum Stated on Schedule (Nil Excess)
	845	Standard Excess: 5% of the claim Minimum R 2 750.00
	846	Developed by Tial Technologies 2026/05/21Page 16 of 62
	847	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	848	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	849
	850	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	851	Fire
	852	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	853	Sum Insured PremiumDetails
	854	Column 2 - Rent
	855	R 3 891 186 R 9 727.97
	856	Wall construction : Standard
	857	Roof construction : Standard
	858	Escalation : No
	859	Inflation : No
	860	Sasria R1 526,43
	861	Extensions Included
	862	Claims Preparation Costs Yes
	863	Debris removal R 5 000Yes
	864	Disposal of Salvage R 20 000Yes
	865	Earthquake Yes
	866	Fire Extinguishing Charges Yes
	867	Malicious Damage Yes
	868	Power Surge R 50 000Yes
	869	Special Perils Yes
	870	Sprinkler Leakage R 10 000Yes
	871	Important information - Please read
	872	Sum insred is split evenly at R277 941.86 per premises.
	873	Risk address :
	874	1. 49 BISSET ROAD , JET PARK - HEAD OFFICE
	875	2. 34A GERRIT MARITZ AVENUE , ALBERTON NORTH
	876	3. 9A OOS STREET , MIDDELBURG
	877	4. 196 LOUIS BOTHA AVENUE, (ORANGE GROVE ) HOUGHTON ESTATE , HOUGHTON
	878	5. 41A SOUTH MAIN REEF ROAD , NEW ERA SPRINGS
	879	6. 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET , VANDERBIJLPARK
	880	7. UNIT C3, FOURWAYS MART, N12 KLERKSDORP (42 & 42A MARGARETA PRINSLOO STREET , KLERKSDORP )
	881	8. 29 ANDRIES PRETORIUS STREET , EDENVALE (101-15TH AVENUE, EDENVALE )
	882	9. CNR NELSON MANDELA & BEYERS NAUDE ROAD , POTCHEFSTROOM
	883	10. UNIT 7, VALLEY VIEW CENTRE, FOURWAYS
	884	11. 5 GRAHAM ROAD , SHERE, PRETORIA
	885	12. 139 SEFAKO MAKGATHO DRIVE, SINOVILLE
	886	13. 1163 STELLENBERG ROAD, WILLOW GLEN, PRETORIA EAST (STORAGE FACILITY)
	887	14. CAMBRIDGE BUSINESS PARK , C/O WITKOPPEN ROAD AND REGENT STREET , PAULSHOF, 2191)
	888	Column 5 - Miscellaneous as described
	889	Plant, Machinery, Stock, Materials in Trade, Alarm, CCTV systems, Fixtures and Fittings, Signage R 57 500 000 R 143 750.00
	890	Wall construction : Standard
	891	Roof construction : Standard
	892	Escalation : No
	893	Inflation : No
	894	Sasria R22 556,10
	895	Extensions Included
	896	Claims Preparation Costs Yes
	897	Debris removal R 5 000Yes
	898	Disposal of Salvage R 20 000Yes
	899	Earthquake Yes
	900	Fire Extinguishing Charges Yes
	901	Malicious Damage Yes
	902	Power Surge R 50 000Yes
	903	Special Perils Yes
	904	Sprinkler Leakage R 10 000Yes
	905	Developed by Tial Technologies 2026/05/21Page 17 of 62
	906	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	907	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	908
	909	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	910	Important information - Please read
	911	No cover for goods in the open.
	912	___________________________________________
	913	Sum insred is split evenly at R4 107 142.86 per premises.
	914	Risk address :
	915	1. 49 BISSET ROAD , JET PARK - HEAD OFFICE
	916	2. 34A GERRIT MARITZ AVENUE , ALBERTON NORTH
	917	3. 9A OOS STREET , MIDDELBURG
	918	4. 196 LOUIS BOTHA AVENUE, (ORANGE GROVE ) HOUGHTON ESTATE , HOUGHTON
	919	5. 41A SOUTH MAIN REEF ROAD , NEW ERA SPRINGS
	920	6. 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET , VANDERBIJLPARK
	921	7. UNIT C3, FOURWAYS MART, N12 KLERKSDORP (42 & 42A MARGARETA PRINSLOO STREET , KLERKSDORP )
	922	8. 29 ANDRIES PRETORIUS STREET , EDENVALE (101-15TH AVENUE, EDENVALE )
	923	9. CNR NELSON MANDELA & BEYERS NAUDE ROAD , POTCHEFSTROOM
	924	10. UNIT 7, VALLEY VIEW CENTRE, FOURWAYS
	925	11. 5 GRAHAM ROAD , SHERE, PRETORIA
	926	12. 139 SEFAKO MAKGATHO DRIVE, SINOVILLE
	927	13. 1163 STELLENBERG ROAD, WILLOW GLEN, PRETORIA EAST (STORAGE FACILITY)
	928	14. CAMBRIDGE BUSINESS PARK , C/O WITKOPPEN ROAD AND REGENT STREET , PAULSHOF, 2191)
	929	R24 082,53Sasria premium
	930	Total premium R153 477.97
	931	Section Endorsement Wording
	932	LP Gas Installation for Cooking Purposes:
	933	With reference to LP Gas installation for cooking purposes (i.e. LP Gas operated ovens / stoves). All current and future LP Gas Installation must
	934	have a valid Certificate of Conformity issued by an authorised person and/or company who is registered with the Liquefied Petroleum Gas Safety
	935	Association of Southern Africa (LPGAS). This is to ensure that installation has been properly inspected and is determined to be safe and leak
	936	free. Damages resulting from any gas installation will be subject to the necessary and valid Certificate of Conformity.
	937	PALLETS WARRANTY:
	938	All goods must be kept on pallets or shelves of at least 150mm in height.
	939	Should stock not be kept on pallets cover for damaged stock due to an insured peril is excluded.
	940	FIREFIGHTING EQUIPMENT:
	941	It is hereby warranted that in order for the premises to be fully protected against fire and fire related losses, that in accordance with the Fire
	942	Protection Association of South Africa’s Rules (FPA), that there are adequate Hose reels (FPA Rule TT34), Hydrants (FPA Rule TT35) and
	943	Portable Fire Extinguishing Appliances (FPA Rule TT37) where appropriate, which are strategically located. Failure to comply with these
	944	conditions will result in there being no cover. FireFighting Equipment must be kept in order and serviced annually by qualified persons. All the
	945	FireFighting equipment, fire escapes and the like, must comply with the local municipal by laws. All FireFighting equipment, fire escapes and the
	946	like must be at least serviced once a year and the staff should be trained on how to use the fire equipment. The Firefighting equipment must be
	947	easily accessible to the trained staff and not be blocked with stock, rubble, equipment and the like.
	948	(FPA Rules TT34, TT35, TT37 Details of these rules provided on request.)
	949	ANNEXURE B: WATER LEAKAGE EXTENSION
	950	Cover is extended to cover loss of water and consequential damage, as a result of accidental leakage at the insured’s premises for which the
	951	insured is responsible by whatever cause other than wear and tear and/or gradual deterioration up to a limit of indemnity of R25 000.00.
	952	HOT WORKS:
	953	It is a condition precedent to liability that strict adherence to and compliance with all Hot Works Permit requirements are met by the
	954	insured and/or their contractors prior to conducting any Hot Works and any of the insured’s premises for which they are responsible,
	955	non-adherence or non-compliance will render the cover null and void.
	956	FIRE EXTINGUISHING CHARGES EXTENSION:
	957	Any costs (not exceeding the amount stated in the Section Limits) relating to the extinguishing or fighting of fire shall be deemed to be damage to the
	958	insured property and shall be payable in addition to any other payment for which the company may be liable in terms of this section,
	959	Provided that:
	960	i.The insured is legally liable for such costs.
	961	Developed by Tial Technologies 2026/05/21Page 18 of 62
	962	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	963	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	964
	965	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	966	ii.The extension for Spreading of fire liability is in force;
	967	iii.The third-party property was in danger from the fire.
	968	iv.Damage to sugar cane, crops, plantations and/or forests caused by spread of fire to neighbouring premises is excluded.
	969	v.The insured is in full compliance to the Special Proviso stated here above under Spread of fire.
	970	FIRE SECTION/BUILDING SECTION 2022
	971	GENERAL
	972	This policy does not cover loss or damage to property related to or caused by faulty design or inferior construction
	973	BASIC EXCESS
	974	Standard Excess: R 1 000.00
	975	Lightning: 10% of the claim minimum R 1 000.00
	976	COVER INCLUDED
	977	Sprinkler Leakage: R 10 000.00 (Nil Excess)
	978	Disposal of Salvage: As Indicated on Schedule (Nil Excess)
	979	Power Surge: Limited to R 50 000.00 per policy (10% of claim Minimum R 2 500.00)
	980	OPTIONAL COVER (If stated in Schedule)
	981	Subsidence and Landslip: As stated on Schedule (1% of sum insured Minimum R 2 500.00)
	982	Deterioration of Stock: As stated on Schedule (Nil Excess)
	983	N.B! - There is no cover in terms of the building item under the Fire section for any geysers. Geysers need to be
	984	specified under the Business All Risk Section. Full details need to be provided to us in order for cover to be in place.
	985	Developed by Tial Technologies 2026/05/21Page 19 of 62
	986	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	987	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	988
	989	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	990	Office Contents
	991	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	992	Sum Insured PremiumDetails
	993	Sub Section A : Office Contents
	994	R 115 000 R 345.00
	995	Sasria R45,11
	996	Extensions Included
	997	Locks and Keys R 10 000Yes
	998	Power Surge R 50 000Yes
	999	VALUE ADDED PRODUCT
	1000	R 10.00Home/ Office Assistance
	1001	Sub Section B : Rent
	1002	R 28 750
	1003	Sasria R11,28
	1004	Extensions Included
	1005	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1006	Sub Section E : Increase in Cost of Working
	1007	R 28 750
	1008	Extensions Included
	1009	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1010	Theft
	1011	R 28 750 R 287.50
	1012	Extensions Included
	1013	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1014	R56,39Sasria premium
	1015	Total premium R632.50
	1016	Section Endorsement Wording
	1017	OFFICE CONTENTS SECTION LATEST
	1018	BASIC EXCESS:
	1019	Standard Excess: 10% of the claim Minimum R 1 000.00
	1020	Lightning: Additional 10% of the claim Minimum R 1 000.00
	1021	Power Surge: 10% of the claim Minimum R 2 500.00
	1022	COVER INCLUDED:
	1023	Locks and Keys: R 10 000.00 (Excess R 100)
	1024	Rent: Limited to 25% of Sum Insured (Standard Excess)
	1025	Increased cost of working: Limited to 25% of Sum Insured (Standard Excess)
	1026	Power Surge: Limited to R 50 000.00 (10% of claim Minimum R 2 500)
	1027	OPTIONAL COVER: (If Stated in the Schedule)
	1028	Theft: Limited to 25% of sum Insured (10% of claim minimum R 1 000)
	1029	Documents: As stated on Schedule (10% of claim Minimum R 1 000)
	1030	Legal Liability: As Stated on the Schedule (10% of claim Minimum R 1 000)
	1031	Theft cover is Subject to Forcible & Violent Entry into and/or Exit out of the Insured Building.
	1032	BURGLAR ALARM WARRANTY:
	1033	The premises must be secured by a monitored burglar alarm system, which must be linked to a control room and backed by a 24-hour armed response
	1034	unit. The alarm system must be kept in proper working order at all times. The alarm system must be activated when the premises is unoccupied.
	1035	Developed by Tial Technologies 2026/05/21Page 20 of 62
	1036	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1037	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1038
	1039	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1040	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1041	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1042	FIREFIGHTING EQUIPMENT:
	1043	It is hereby warranted that in order for the premises to be fully protected against fire and fire related losses, that in accordance with the Fire
	1044	Protection Association of South Africa’s Rules (FPA), that there are adequate Hose reels (FPA Rule TT34), Hydrants (FPA Rule TT35) and
	1045	Portable Fire Extinguishing Appliances (FPA Rule TT37) where appropriate, which are strategically located. Failure to comply with these
	1046	conditions will result in there being no cover.
	1047	FireFighting Equipment must be kept in order and serviced annually by qualified persons. All the FireFighting equipment, fire escapes and the
	1048	like, must comply with the local municipal by laws. All FireFighting equipment, fire escapes and the like must be at least serviced once a year
	1049	and the staff should be trained on how to use the fire equipment. The Firefighting equipment must be easily accessible to the trained staff and
	1050	not be blocked with stock, rubble, equipment and the like.
	1051	(FPA Rules TT34, TT35, TT37 Details of these rules provided on request.)
	1052	FIRE EXTINGUISHING CHARGES EXTENSION:
	1053	Any costs (not exceeding the amount stated in the Section Limits) relating to the extinguishing or fighting of fire shall be deemed to be damage to the
	1054	insured property and shall be payable in addition to any other payment for which the company may be liable in terms of this section,
	1055	Provided that:
	1056	i.The insured is legally liable for such costs.
	1057	ii.The extension for Spreading of fire liability is in force;
	1058	iii.The third-party property was in danger from the fire.
	1059	iv.Damage to sugar cane, crops, plantations and/or forests caused by spread of fire to neighbouring premises is excluded.
	1060	v.The insured is in full compliance to the Special Proviso stated here above under Spread of fire.
	1061	Developed by Tial Technologies 2026/05/21Page 21 of 62
	1062	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1063	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1064
	1065	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1066	Theft
	1067	Situation of Premises: 1163 STELLENBERG ROAD, WILLOW GLEN, 0081
	1068	Sum Insured PremiumDetails
	1069	Theft
	1070	R 115 000 R 6 900.00
	1071	Cover type : Theft or attempted theft following forcible violent entry or exit
	1072	from premises.
	1073	Extensions Included
	1074	Claims Preparation Costs Yes
	1075	Locks and Keys R 2 500Yes
	1076	Loss or Damage to Buildings R 500.00R 50 000Yes
	1077	Malicious Damage Yes
	1078	Property of Principal, Partner, Director or Employee R 2 500Yes
	1079	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1080	Endorsements with relevance to this item (see description below)
	1081	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1082	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1083	BURGLAR ALARM CONDITION:
	1084	BURGLAR ALARM CONDITION
	1085	(Specific requirements)
	1086	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1087	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1088	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1089	that:
	1090	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1091	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1092	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1093	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1094	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1095	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1096	to any person or such a remote control was obtained by theft.
	1097	Or
	1098	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1099	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1100	unless a principal, partner, director or employee of the insured is in the protected building;
	1101	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1102	reaction unit`s services where available;
	1103	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1104	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1105	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1106	company will be entitled to request full information of the relevant log;
	1107	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1108	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1109	person or such a remote control was obtained by theft.
	1110	R0,00Sasria premium
	1111	Total premium R7 400.00
	1112	Situation of Premises: 139 SEFAKO MAKGATHO DRIVE, SINOVILLE, 0182
	1113	Sum Insured PremiumDetails
	1114	Theft
	1115	R 517 500 R 31 050.00
	1116	Cover type : Theft or attempted theft following forcible violent entry or exit
	1117	from premises.
	1118	Extensions Included
	1119	Claims Preparation Costs Yes
	1120	Locks and Keys R 2 500Yes
	1121	Loss or Damage to Buildings R 500.00R 50 000Yes
	1122	Malicious Damage Yes
	1123	Property of Principal, Partner, Director or Employee R 2 500Yes
	1124	Developed by Tial Technologies 2026/05/21Page 22 of 62
	1125	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1126	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1127
	1128	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1129	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1130	Endorsements with relevance to this item (see description below)
	1131	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1132	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1133	BURGLAR ALARM CONDITION:
	1134	BURGLAR ALARM CONDITION
	1135	(Specific requirements)
	1136	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1137	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1138	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1139	that:
	1140	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1141	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1142	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1143	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1144	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1145	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1146	to any person or such a remote control was obtained by theft.
	1147	Or
	1148	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1149	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1150	unless a principal, partner, director or employee of the insured is in the protected building;
	1151	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1152	reaction unit`s services where available;
	1153	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1154	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1155	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1156	company will be entitled to request full information of the relevant log;
	1157	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1158	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1159	person or such a remote control was obtained by theft.
	1160	R0,00Sasria premium
	1161	Total premium R31 550.00
	1162	Situation of Premises: 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET, VANDERBIJLPARK, VANDERBIJLPARK, 1900
	1163	Sum Insured PremiumDetails
	1164	Theft
	1165	R 517 500 R 31 050.00
	1166	Cover type : Theft or attempted theft following forcible violent entry or exit
	1167	from premises.
	1168	Extensions Included
	1169	Claims Preparation Costs Yes
	1170	Locks and Keys R 2 500Yes
	1171	Loss or Damage to Buildings R 500.00R 50 000Yes
	1172	Malicious Damage Yes
	1173	Property of Principal, Partner, Director or Employee R 2 500Yes
	1174	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1175	Endorsements with relevance to this item (see description below)
	1176	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1177	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1178	BURGLAR ALARM CONDITION:
	1179	BURGLAR ALARM CONDITION
	1180	(Specific requirements)
	1181	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1182	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1183	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1184	that:
	1185	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1186	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1187	Developed by Tial Technologies 2026/05/21Page 23 of 62
	1188	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1189	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1190
	1191	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1192	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1193	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1194	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1195	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1196	to any person or such a remote control was obtained by theft.
	1197	Or
	1198	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1199	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1200	unless a principal, partner, director or employee of the insured is in the protected building;
	1201	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1202	reaction unit`s services where available;
	1203	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1204	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1205	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1206	company will be entitled to request full information of the relevant log;
	1207	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1208	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1209	person or such a remote control was obtained by theft.
	1210	R0,00Sasria premium
	1211	Total premium R31 550.00
	1212	Situation of Premises: 196 Louis Botha Ave, ORANGE GROVE (JOHANNESBURG), 2192
	1213	Sum Insured PremiumDetails
	1214	Theft
	1215	R 517 000 R 31 020.00
	1216	Cover type : Theft or attempted theft following forcible violent entry or exit
	1217	from premises.
	1218	Extensions Included
	1219	Claims Preparation Costs Yes
	1220	Locks and Keys R 2 500Yes
	1221	Malicious Damage Yes
	1222	Property of Principal, Partner, Director or Employee R 2 500Yes
	1223	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1224	Endorsements with relevance to this item (see description below)
	1225	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1226	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1227	BURGLAR ALARM CONDITION:
	1228	BURGLAR ALARM CONDITION
	1229	(Specific requirements)
	1230	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1231	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1232	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1233	that:
	1234	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1235	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1236	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1237	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1238	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1239	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1240	to any person or such a remote control was obtained by theft.
	1241	Or
	1242	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1243	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1244	unless a principal, partner, director or employee of the insured is in the protected building;
	1245	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1246	reaction unit`s services where available;
	1247	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1248	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1249	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1250	company will be entitled to request full information of the relevant log;
	1251	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1252	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1253	person or such a remote control was obtained by theft.
	1254	R0,00Sasria premium
	1255	Developed by Tial Technologies 2026/05/21Page 24 of 62
	1256	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1257	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1258
	1259	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1260	Total premium R31 020.00
	1261	Situation of Premises: 29 ANDRIES PRETORIUS STREET (101-15TH AVENUE), EDENVALE, GAUTENG, 1610
	1262	Sum Insured PremiumDetails
	1263	Theft
	1264	R 517 000 R 31 020.00
	1265	Cover type : Theft or attempted theft following forcible violent entry or exit
	1266	from premises.
	1267	Extensions Included
	1268	Claims Preparation Costs Yes
	1269	Locks and Keys R 2 500Yes
	1270	Loss or Damage to Buildings R 500.00R 50 000Yes
	1271	Malicious Damage Yes
	1272	Property of Principal, Partner, Director or Employee R 2 500Yes
	1273	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1274	Endorsements with relevance to this item (see description below)
	1275	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1276	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1277	BURGLAR ALARM CONDITION:
	1278	BURGLAR ALARM CONDITION
	1279	(Specific requirements)
	1280	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1281	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1282	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1283	that:
	1284	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1285	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1286	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1287	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1288	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1289	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1290	to any person or such a remote control was obtained by theft.
	1291	Or
	1292	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1293	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1294	unless a principal, partner, director or employee of the insured is in the protected building;
	1295	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1296	reaction unit`s services where available;
	1297	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1298	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1299	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1300	company will be entitled to request full information of the relevant log;
	1301	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1302	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1303	person or such a remote control was obtained by theft.
	1304	R0,00Sasria premium
	1305	Total premium R31 520.00
	1306	Situation of Premises: 34A GERRIT MARITZ AVENUE, ALBERTON NORTH, ALBERTON, 1456
	1307	Sum Insured PremiumDetails
	1308	Theft
	1309	R 517 000 R 31 020.00
	1310	Cover type : Theft or attempted theft following forcible violent entry or exit
	1311	from premises.
	1312	Extensions Included
	1313	Claims Preparation Costs Yes
	1314	Locks and Keys R 2 500Yes
	1315	Loss or Damage to Buildings R 500.00R 50 000Yes
	1316	Malicious Damage Yes
	1317	Property of Principal, Partner, Director or Employee R 2 500Yes
	1318	Developed by Tial Technologies 2026/05/21Page 25 of 62
	1319	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1320	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1321
	1322	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1323	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1324	Endorsements with relevance to this item (see description below)
	1325	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1326	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1327	BURGLAR ALARM CONDITION:
	1328	BURGLAR ALARM CONDITION
	1329	(Specific requirements)
	1330	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1331	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1332	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1333	that:
	1334	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1335	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1336	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1337	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1338	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1339	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1340	to any person or such a remote control was obtained by theft.
	1341	Or
	1342	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1343	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1344	unless a principal, partner, director or employee of the insured is in the protected building;
	1345	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1346	reaction unit`s services where available;
	1347	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1348	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1349	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1350	company will be entitled to request full information of the relevant log;
	1351	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1352	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1353	person or such a remote control was obtained by theft.
	1354	R0,00Sasria premium
	1355	Total premium R31 520.00
	1356	Situation of Premises: 41A SOUTH MAIN REEF ROAD, NEW ERA, SPRINGS, 1559
	1357	Sum Insured PremiumDetails
	1358	Theft
	1359	R 575 000 R 34 500.00
	1360	Cover type : Theft or attempted theft following forcible violent entry or exit
	1361	from premises.
	1362	Extensions Included
	1363	Claims Preparation Costs Yes
	1364	Locks and Keys R 2 500Yes
	1365	Loss or Damage to Buildings R 500.00R 50 000Yes
	1366	Malicious Damage Yes
	1367	Property of Principal, Partner, Director or Employee R 2 500Yes
	1368	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1369	Endorsements with relevance to this item (see description below)
	1370	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1371	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1372	BURGLAR ALARM CONDITION:
	1373	BURGLAR ALARM CONDITION
	1374	(Specific requirements)
	1375	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1376	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1377	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1378	that:
	1379	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1380	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1381	Developed by Tial Technologies 2026/05/21Page 26 of 62
	1382	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1383	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1384
	1385	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1386	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1387	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1388	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1389	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1390	to any person or such a remote control was obtained by theft.
	1391	Or
	1392	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1393	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1394	unless a principal, partner, director or employee of the insured is in the protected building;
	1395	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1396	reaction unit`s services where available;
	1397	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1398	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1399	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1400	company will be entitled to request full information of the relevant log;
	1401	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1402	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1403	person or such a remote control was obtained by theft.
	1404	R0,00Sasria premium
	1405	Total premium R35 000.00
	1406	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	1407	Sum Insured PremiumDetails
	1408	Theft
	1409	R 1 000 000 R 60 000.00
	1410	Cover type : Theft or attempted theft following forcible violent entry or exit
	1411	from premises.
	1412	Extensions Included
	1413	Claims Preparation Costs Yes
	1414	Locks and Keys R 2 500Yes
	1415	Loss or Damage to Buildings R 500.00R 50 000Yes
	1416	Malicious Damage Yes
	1417	Property of Principal, Partner, Director or Employee R 2 500Yes
	1418	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1419	Important information - Please read
	1420	HIGH VALUE THEFT REQUIREMENT :
	1421	The installation of monitoring equipment/software from an offsite location by a registered and
	1422	armed response company .is required.
	1423	Offsite CCTV Monitoring:
	1424	The insured to contract an Offsite Monitoring Off Site CCTV Monitoring Surveillance company on a 24/7 basis
	1425	through an approved company for cover against theft and burglary related losses under this insurance
	1426	policy.
	1427	SECURITY GUARD WARRANTY:
	1428	It is hereby noted that Theft cover is subject to the employ of a 24/7 security guard from a
	1429	registered security services provider
	1430	Endorsements with relevance to this item (see description below)
	1431	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1432	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1433	BURGLAR ALARM CONDITION:
	1434	BURGLAR ALARM CONDITION
	1435	(Specific requirements)
	1436	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1437	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1438	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1439	that:
	1440	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1441	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1442	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1443	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1444	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1445	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1446	to any person or such a remote control was obtained by theft.
	1447	Or
	1448	Developed by Tial Technologies 2026/05/21Page 27 of 62
	1449	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1450	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1451
	1452	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1453	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1454	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1455	unless a principal, partner, director or employee of the insured is in the protected building;
	1456	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1457	reaction unit`s services where available;
	1458	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1459	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1460	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1461	company will be entitled to request full information of the relevant log;
	1462	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1463	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1464	person or such a remote control was obtained by theft.
	1465	R0,00Sasria premium
	1466	Total premium R60 500.00
	1467	Situation of Premises: 5 GRAHAM ROAD, SHERE, 0043
	1468	Sum Insured PremiumDetails
	1469	Theft
	1470	R 517 500 R 31 050.00
	1471	Cover type : Theft or attempted theft following forcible violent entry or exit
	1472	from premises.
	1473	Extensions Included
	1474	Claims Preparation Costs Yes
	1475	Locks and Keys R 2 500Yes
	1476	Loss or Damage to Buildings R 500.00R 50 000Yes
	1477	Malicious Damage Yes
	1478	Property of Principal, Partner, Director or Employee R 2 500Yes
	1479	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1480	Endorsements with relevance to this item (see description below)
	1481	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1482	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1483	BURGLAR ALARM CONDITION:
	1484	BURGLAR ALARM CONDITION
	1485	(Specific requirements)
	1486	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1487	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1488	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1489	that:
	1490	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1491	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1492	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1493	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1494	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1495	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1496	to any person or such a remote control was obtained by theft.
	1497	Or
	1498	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1499	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1500	unless a principal, partner, director or employee of the insured is in the protected building;
	1501	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1502	reaction unit`s services where available;
	1503	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1504	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1505	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1506	company will be entitled to request full information of the relevant log;
	1507	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1508	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1509	person or such a remote control was obtained by theft.
	1510	R0,00Sasria premium
	1511	Total premium R31 550.00
	1512	Situation of Premises: 9A OOS STREET, MIDDELBURG (MPHUMALANGA), 1055
	1513	Developed by Tial Technologies 2026/05/21Page 28 of 62
	1514	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1515	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1516
	1517	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1518	Sum Insured PremiumDetails
	1519	Theft
	1520	R 575 000 R 34 500.00
	1521	Cover type : Theft or attempted theft following forcible violent entry or exit
	1522	from premises.
	1523	Extensions Included
	1524	Claims Preparation Costs Yes
	1525	Locks and Keys R 2 500Yes
	1526	Loss or Damage to Buildings R 500.00R 50 000Yes
	1527	Malicious Damage Yes
	1528	Property of Principal, Partner, Director or Employee R 2 500Yes
	1529	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1530	Endorsements with relevance to this item (see description below)
	1531	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1532	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1533	BURGLAR ALARM CONDITION:
	1534	BURGLAR ALARM CONDITION
	1535	(Specific requirements)
	1536	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1537	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1538	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1539	that:
	1540	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1541	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1542	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1543	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1544	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1545	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1546	to any person or such a remote control was obtained by theft.
	1547	Or
	1548	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1549	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1550	unless a principal, partner, director or employee of the insured is in the protected building;
	1551	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1552	reaction unit`s services where available;
	1553	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1554	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1555	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1556	company will be entitled to request full information of the relevant log;
	1557	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1558	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1559	person or such a remote control was obtained by theft.
	1560	R0,00Sasria premium
	1561	Total premium R35 000.00
	1562	Situation of Premises: CAMBRIDGE BUSINESS PARK, C/O WITKOPPEN ROAD AND REGENT STREET, PAULSHOF, BRYANSTON, 2056
	1563	Sum Insured PremiumDetails
	1564	Theft
	1565	R 517 500 R 31 050.00
	1566	Cover type : Theft or attempted theft following forcible violent entry or exit
	1567	from premises.
	1568	Extensions Included
	1569	Claims Preparation Costs Yes
	1570	Locks and Keys R 2 500Yes
	1571	Loss or Damage to Buildings R 500.00R 50 000Yes
	1572	Malicious Damage Yes
	1573	Property of Principal, Partner, Director or Employee R 2 500Yes
	1574	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1575	Developed by Tial Technologies 2026/05/21Page 29 of 62
	1576	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1577	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1578
	1579	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1580	Endorsements with relevance to this item (see description below)
	1581	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1582	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1583	BURGLAR ALARM CONDITION:
	1584	BURGLAR ALARM CONDITION
	1585	(Specific requirements)
	1586	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1587	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1588	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1589	that:
	1590	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1591	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1592	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1593	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1594	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1595	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1596	to any person or such a remote control was obtained by theft.
	1597	Or
	1598	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1599	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1600	unless a principal, partner, director or employee of the insured is in the protected building;
	1601	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1602	reaction unit`s services where available;
	1603	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1604	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1605	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1606	company will be entitled to request full information of the relevant log;
	1607	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1608	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1609	person or such a remote control was obtained by theft.
	1610	R0,00Sasria premium
	1611	Total premium R31 550.00
	1612	Situation of Premises: CNR NELSON MANDELA & BEYERS NAUDE ROAD, POTCHEFSTROOM, POTCHEFSTROOM, 2520
	1613	Sum Insured PremiumDetails
	1614	Theft
	1615	R 517 500 R 31 050.00
	1616	Cover type : Theft or attempted theft following forcible violent entry or exit
	1617	from premises.
	1618	Extensions Included
	1619	Claims Preparation Costs Yes
	1620	Locks and Keys R 2 500Yes
	1621	Loss or Damage to Buildings R 500.00R 50 000Yes
	1622	Malicious Damage Yes
	1623	Property of Principal, Partner, Director or Employee R 2 500Yes
	1624	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1625	Endorsements with relevance to this item (see description below)
	1626	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1627	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1628	BURGLAR ALARM CONDITION:
	1629	BURGLAR ALARM CONDITION
	1630	(Specific requirements)
	1631	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1632	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1633	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1634	that:
	1635	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1636	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1637	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1638	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1639	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1640	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1641	Developed by Tial Technologies 2026/05/21Page 30 of 62
	1642	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1643	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1644
	1645	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1646	to any person or such a remote control was obtained by theft.
	1647	Or
	1648	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1649	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1650	unless a principal, partner, director or employee of the insured is in the protected building;
	1651	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1652	reaction unit`s services where available;
	1653	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1654	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1655	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1656	company will be entitled to request full information of the relevant log;
	1657	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1658	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1659	person or such a remote control was obtained by theft.
	1660	R0,00Sasria premium
	1661	Total premium R31 550.00
	1662	Situation of Premises: UNIT C3, FOURWAYS MART, 42 & 42A MARGARETA PRINSLOO STREET, KLERKSDORP, KLERKSDORP, 2570
	1663	Sum Insured PremiumDetails
	1664	Theft
	1665	R 575 000 R 34 500.00
	1666	Cover type : Theft or attempted theft following forcible violent entry or exit
	1667	from premises.
	1668	Extensions Included
	1669	Claims Preparation Costs Yes
	1670	Locks and Keys R 2 500Yes
	1671	Loss or Damage to Buildings R 500.00R 50 000Yes
	1672	Malicious Damage Yes
	1673	Property of Principal, Partner, Director or Employee R 2 500Yes
	1674	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1675	Endorsements with relevance to this item (see description below)
	1676	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1677	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1678	BURGLAR ALARM CONDITION:
	1679	BURGLAR ALARM CONDITION
	1680	(Specific requirements)
	1681	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1682	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1683	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1684	that:
	1685	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1686	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1687	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1688	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1689	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1690	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1691	to any person or such a remote control was obtained by theft.
	1692	Or
	1693	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1694	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1695	unless a principal, partner, director or employee of the insured is in the protected building;
	1696	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1697	reaction unit`s services where available;
	1698	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1699	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1700	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1701	company will be entitled to request full information of the relevant log;
	1702	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1703	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1704	person or such a remote control was obtained by theft.
	1705	R0,00Sasria premium
	1706	Total premium R35 000.00
	1707	Developed by Tial Technologies 2026/05/21Page 31 of 62
	1708	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1709	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1710
	1711	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1712	Section Endorsement Wording
	1713	THEFT SECTION
	1714	BASIC EXCESS:
	1715	Standard Excess: 10% of the claim Minimum R 1 000.00
	1716	Vehicle in the Open: 10% of the claim Minimum R 2 500.00
	1717	COVER INCLUDED:
	1718	Malicious Damage: R 10 000.00 (Standard Excess)
	1719	Locks and Keys: R 5 000.00 (Standard Excess)
	1720	Theft cover is Subject to Forcible & Violent Entry into and/or Exit out of the Insured Building.
	1721	Developed by Tial Technologies 2026/05/21Page 32 of 62
	1722	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1723	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1724
	1725	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1726	Glass
	1727	Situation of Premises: 196 Louis Botha Ave, ORANGE GROVE (JOHANNESBURG), 2192
	1728	Sum Insured PremiumDetails
	1729	Glass
	1730	R 64 914 R 3 245.70
	1731	Unless specifically agreed, all internal and external glass (other than mirrors ) including glass forming part
	1732	of furnishings or divisions, insured by this section is presumed to be plain plate/float glass and or
	1733	laminated safety glass whether coated with a film or not.
	1734	Sasria R25,46
	1735	R25,46Sasria premium
	1736	Total premium R3 245.70
	1737	Situation of Premises: CAMBRIDGE BUSINESS PARK, C/O WITKOPPEN ROAD AND REGENT STREET, PAULSHOF, BRYANSTON, 2056
	1738	Sum Insured PremiumDetails
	1739	Glass
	1740	R 65 174 R 3 258.70
	1741	Unless specifically agreed, all internal and external glass (other than mirrors ) including glass forming part
	1742	of furnishings or divisions, insured by this section is presumed to be plain plate/float glass and or
	1743	laminated safety glass whether coated with a film or not.
	1744	Sasria R25,57
	1745	R25,57Sasria premium
	1746	Total premium R3 258.70
	1747	Section Endorsement Wording
	1748	GLASS:
	1749	BASIC EXCESS
	1750	Standard Excess: 10% of the claim Minimum R 1 000.00
	1751	Developed by Tial Technologies 2026/05/21Page 33 of 62
	1752	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1753	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1754
	1755	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1756	Business All Risks
	1757	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	1758	Sum Insured PremiumDetails
	1759	Business All Risk
	1760	Cell Phones R 265 017 R 26 501.70
	1761	Sasria R103,96
	1762	Important information - Please read
	1763	Cell Phones on cover :
	1764	1 x IPHONE 14 128GB 5G @ R19 999 EACH
	1765	5 x SAMSUNG GALAXY S23 512GB BLACK @ R22 699 EACH - R113 495
	1766	1 x SAMSUNG GALAXY A23 64GB BLUE @ R4 499 EACH
	1767	1 x SAMSUNG GALAXY S25 256GP SLIVER SHADOW @ R20 769 EACH
	1768	2 x SAMSUNG GALAXY S25 256GB NAVY @ R20 769 EACH - R41 538
	1769	2 x IPHONE 16 128GB BLACK @ R22 629 EACH - R45 258
	1770	1 x SAMSUNG GALAXY S21 256GB GREY @ R12 000 EACH
	1771	1 x SAMSUNG A36 5G (6GB/128GB BLACK ) @ R7 459 EACH
	1772	R103,96Sasria premium
	1773	Total premium R26 501.70
	1774	Section Endorsement Wording
	1775	LOCKED BOOT WARRANTY:
	1776	It is a condition of the policy that if any property insured by the underlying policy is left in a motor vehicle the following will apply:
	1777	1. Whilst the vehicle is left unattended the property must be placed in the locked boot or locked compartment.
	1778	2. Whilst the property insured is contained in any convertible motor car, open vehicle (LDV) or vehicle of similar design such
	1779	vehicle shall not be left unattended.
	1780	3. In the event of the property insured being left in the vehicle overnight such vehicle shall be housed in a locked garage.
	1781	4. There must be visible signs of forcible and violent entry to the vehicle.
	1782	HAND LUGGAGE - LAPTOPS
	1783	It is a condition of the policy that:
	1784	All Laptops insured under this Policy are to be taken as hand luggage if taken aboard an aircraft whether on Local or International
	1785	flights.
	1786	This insurance will not cover any loss of or damage to Laptops placed within the luggage hold of the aircraft.
	1787	CAR JAMMING:
	1788	Theft by Car Jamming is Excluded.
	1789	UNATTENDED VEHICLE WARRANTY:
	1790	The Company will not be liable for loss or damage by theft or attempted theft of the insured property from any unattended LDV, SUV,
	1791	Station wagon, and the like, unless at the time of the loss:
	1792	i. the insured property was concealed under the seat, or stored in a hidden compartment and the loss or damage resulted from
	1793	forcible and violent entry into the vehicle.
	1794	ii. The vehicle was garaged in a securely locked garage, and the loss or damage followed forcible or violent entry into/exit from
	1795	the garage.
	1796	BUSINESS ALL RISK 2022
	1797	BASIC EXCESS
	1798	General All Risk Excess: 10% of the claim Minimum R 500.00
	1799	Cell phones/Laptop/I Pad: 20% of the claim Minimum R 1 000.00
	1800	Tools: 10% of the claim Minimum R 500.00
	1801	All other lectronics: 10% of the claim Minimum R 1 000.00
	1802	Geyser/Pumps: 10% of claim Minimum R 2 500.00
	1803	PORTABLE ELECTRONIC DEVISES
	1804	Definition of a portable electronic device: a device that is capable of storing, processing and transmitting data which is small enough to be
	1805	carried by hand i.e. laptops, GPS, kindle, iPad, tablets or any similar device.
	1806	Developed by Tial Technologies 2026/05/21Page 34 of 62
	1807	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1808	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1809
	1810	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1811	Developed by Tial Technologies 2026/05/21Page 35 of 62
	1812	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1813	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1814
	1815	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1816	oods in Transit
	1817	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	1818	Sum Insured PremiumDetails
	1819	oods in Transit
	1820	Load Limit R 750 000 R 30 000.00
	1821	Annual Carry
	1822	Means of Conveyance : By
	1823	Valuation Basis : Selling Price
	1824	Cover restriction :
	1825	Sasria R500,00
	1826	Extensions Included
	1827	Debris Removal R 25 000Yes
	1828	Fire Extinguishing Charges R 10 000Yes
	1829	Endorsements with relevance to this item (see description below)
	1830	GOODS IN TRANSIT EXCLUSIONS 2021
	1831	THERE WILL BE NO COVER WHILE ANY OF THE BELOW ARE IN TRANSIT:
	1832	1.1. Transport of Fire Arms, Ammunition, Ammunition Cartridges, and/or Fuses.
	1833	1.2. Transport of Gun Powder, Black Powder and/or any explosive powder.
	1834	1.3. Transport of Nitro-Glycerine.
	1835	1.4. Transport of any explosives and/or explosive material/substances, (incl. Nitrates, Nitro’s, Amines, Oxides, Chlorates and acids)
	1836	1.5. Transport of any Hazardous Chemicals as defined by Hazardous Substances Act(Act No.15 of 1973)
	1837	1.6. Transport of Gasses and / or air under pressure in containers.
	1838	1.7. Transport of any Fuel / Diesel / Petroleum in any form/state
	1839	1.8. Transport of Tobacco
	1840	1.9. Transport of Fireworks.
	1841	1.10. Transport of Livestock / Live Animals
	1842	1.11. Transport of Refrigerated Goods
	1843	1.12. Transport of any Dangerous Goods and Hazardous Materials as listed in SANS 10228
	1844	1.13. Corrosives.
	1845	1.14. Combustibles
	1846	1.15. Flammable Liquids
	1847	1.16. Flammable Solids.
	1848	1.17. Toxic and infectious Substances.
	1849	1.18. Radioactive Material.
	1850	1.19. Miscellaneous Dangerous Goods.
	1851	R500,00Sasria premium
	1852	Total premium R30 000.00
	1853	Section Endorsement Wording
	1854	GOODS IN TRANSIT SECTION:
	1855	GENERAL
	1856	The company shall not be liable for loss of or damage to live animals of any sort.
	1857	BASIC EXCESS
	1858	Standard Excess: 10% of the claim Minimum R 1 000
	1859	Highjack and Theft: 25% of Claim
	1860	The standard Excess is payable for each and every event giving rise to a claim, including losses resulting from Fire, lighting and Explosion.
	1861	COVER INCLUDED
	1862	Debris Removal: R 25 000.00 (Nil Excess)
	1863	Fire Extinguisher charge: R 10 000.00 (Nil Excess)
	1864	Developed by Tial Technologies 2026/05/21Page 36 of 62
	1865	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1866	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1867
	1868	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1869	Accidental Damage
	1870	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	1871	Sum Insured PremiumDetails
	1872	Defined Events (i)
	1873	R 1 000 000 R 5 000.00
	1874	Extensions Included
	1875	Claims Preparation Costs Yes
	1876	R0,00Sasria premium
	1877	Total premium R5 000.00
	1878	Section Endorsement Wording
	1879	ACCIDENTAL DAMAGE:
	1880	BASIC EXCESS
	1881	Standard Excess: 10% of the claim Minimum R 2 500.00
	1882	Developed by Tial Technologies 2026/05/21Page 37 of 62
	1883	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1884	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1885
	1886	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1887	Public liability
	1888	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	1889	Sum Insured PremiumDetails
	1890	Public Liability
	1891	General and Tenants R 2 500 000 R 960.00
	1892	Basis of Cover : Claims Made
	1893	Retroactive Date : 21/05/2026
	1894	Extensions Included
	1895	Legal Defence Costs R 50 000Yes
	1896	Wrongful Arrest and Defamation R 50 000Yes
	1897	Combined Commercial Umbrella Liability
	1898	General and Tenants - cover only in place once the annual turnover is declared R 27 500 000 R 2 031.12
	1899	Basis of Cover : Claims Made
	1900	Retroactive Date : 21/05/2026
	1901	Endorsements with relevance to this item (see description below)
	1902	TOP UP LIABILITY SECTION
	1903	GENERAL
	1904	R 27 500 000.00 - Automatic Cover.
	1905	R0,00Sasria premium
	1906	Total premium R2 991.12
	1907	Section Endorsement Wording
	1908	PUBLIC LIABILITY SECTION
	1909	GENERAL
	1910	Public liability and all its sections are underwritten on a Claims Made Basis
	1911	BASIC EXCESS
	1912	General and Tenants: R 1 000.00 per claim
	1913	COVER INCLUDED
	1914	Work Away: up to Sum Insured (Standard Excess)
	1915	Statuary Legal Defence Cost: R 50 000.00 (Nil Excess)
	1916	Wrongful Arrest & Defamation: R 50 000.00 (Nil Excess)
	1917	OPTIONAL COVER (If stated in Schedule)
	1918	Products Liability: As stated on Schedule (R 7 500.00 per Claim)
	1919	Defective Workmanship: As Stated on Schedule (R 5 000.00 per Claim)
	1920	Developed by Tial Technologies 2026/05/21Page 38 of 62
	1921	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1922	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1923
	1924	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1925	Employers Liability
	1926	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	1927	Sum Insured PremiumDetails
	1928	Employers Liabilty
	1929	R 1 000 000 R 480.00
	1930	Basis of Cover : Claims Made
	1931	R0,00Sasria premium
	1932	Total premium R480.00
	1933	Developed by Tial Technologies 2026/05/21Page 39 of 62
	1934	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1935	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1936
	1937	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1938	Electronic Equipment
	1939	Situation of Premises: 139 SEFAKO MAKGATHO DRIVE, SINOVILLE, 0182
	1940	Sum Insured PremiumDetails
	1941	Sub Section A Material Damage
	1942	As per asset register R 30 871 R 61741
	1943	Sasria R12,11
	1944	Extensions Included
	1945	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1946	Sub Section B: Consequential Loss - Increased cost of Work
	1947	R 30 871 R 308.71
	1948	Extensions Included
	1949	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1950	Sub Section B: Consequential Loss - Reinstatement of Data
	1951	R 30 871 R 308.71
	1952	Extensions Included
	1953	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1954	R12,11Sasria premium
	1955	Total premium R1 234.83
	1956	Situation of Premises: 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET, VANDERBIJLPARK, VANDERBIJLPARK, 1900
	1957	Sum Insured PremiumDetails
	1958	Sub Section A Material Damage
	1959	As per asset register R 27 104 R 542.09
	1960	Sasria R10,63
	1961	Extensions Included
	1962	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1963	Sub Section B: Consequential Loss - Increased cost of Work
	1964	R 27 104 R 271.04
	1965	Extensions Included
	1966	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1967	Sub Section B: Consequential Loss - Reinstatement of Data
	1968	R 27 104 R 271.04
	1969	Sasria R10,63
	1970	Extensions Included
	1971	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1972	R21,26Sasria premium
	1973	Total premium R1 084.17
	1974	Situation of Premises: 196 Louis Botha Ave, ORANGE GROVE (JOHANNESBURG), 2192
	1975	Sum Insured PremiumDetails
	1976	Developed by Tial Technologies 2026/05/21Page 40 of 62
	1977	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1978	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1979
	1980	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1981	Sub Section A Material Damage
	1982	As per asset register R 32 394 R 647.89
	1983	Sasria R12,71
	1984	Extensions Included
	1985	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1986	Sub Section B: Consequential Loss - Increased cost of Work
	1987	R 32 394 R 323.94
	1988	Extensions Included
	1989	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1990	Sub Section B: Consequential Loss - Reinstatement of Data
	1991	R 32 394 R 323.94
	1992	Sasria R12,71
	1993	Extensions Included
	1994	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1995	R25,42Sasria premium
	1996	Total premium R1 295.77
	1997	Situation of Premises: 29 ANDRIES PRETORIUS STREET (101-15TH AVENUE), EDENVALE, GAUTENG, 1610
	1998	Sum Insured PremiumDetails
	1999	Sub Section A Material Damage
	2000	As per asset register R 24 623 R 49246
	2001	Sasria R9,66
	2002	Extensions Included
	2003	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2004	Sub Section B: Consequential Loss - Increased cost of Work
	2005	R 24 624 R 246.24
	2006	Extensions Included
	2007	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2008	Sub Section B: Consequential Loss - Reinstatement of Data
	2009	R 24 624 R 246.24
	2010	Sasria R9,66
	2011	Extensions Included
	2012	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2013	R19,32Sasria premium
	2014	Total premium R984.94
	2015	Situation of Premises: 34A GERRIT MARITZ AVENUE, ALBERTON NORTH, ALBERTON, 1456
	2016	Sum Insured PremiumDetails
	2017	Sub Section A Material Damage
	2018	As per asset register R 24 624 R 49248
	2019	Sasria R9,66
	2020	Developed by Tial Technologies 2026/05/21Page 41 of 62
	2021	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2022	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2023
	2024	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2025	Extensions Included
	2026	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2027	Sub Section B: Consequential Loss - Increased cost of Work
	2028	R 24 624 R 246.24
	2029	Sasria R9,66
	2030	Extensions Included
	2031	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2032	R 24 624 R 246.24
	2033	Extensions Included
	2034	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2035	R19,32Sasria premium
	2036	Total premium R984.96
	2037	Situation of Premises: 41A SOUTH MAIN REEF ROAD, NEW ERA, SPRINGS, 1559
	2038	Sum Insured PremiumDetails
	2039	Sub Section A Material Damage
	2040	As per asset register R 32 394 R 647.89
	2041	Sasria R12,71
	2042	Extensions Included
	2043	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2044	Sub Section B: Consequential Loss - Increased cost of Work
	2045	R 32 394 R 323.94
	2046	Extensions Included
	2047	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2048	Sub Section B: Consequential Loss - Reinstatement of Data
	2049	R 32 394 R 323.94
	2050	Sasria R12,71
	2051	Extensions Included
	2052	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2053	R25,42Sasria premium
	2054	Total premium R1 295.77
	2055	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	2056	Sum Insured PremiumDetails
	2057	Sub Section A Material Damage
	2058	HARDWARE & SOFTWARE (As per asset register) R 706 350 R 14 126.99
	2059	Sasria R277,09
	2060	Extensions Included
	2061	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2062	Mobile items at all risk premises R 431 195 R 8 623.90
	2063	Developed by Tial Technologies 2026/05/21Page 42 of 62
	2064	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2065	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2066
	2067	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2068	Sasria R169,15
	2069	Extensions Included
	2070	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2071	Important information - Please read
	2072	Items on cover:
	2073	18x CANON IMAGE RUNNER 1435iF @18 R20 500,00 - R369 000
	2074	CANON i-SENSYS LBP212W @1 R5 952,17
	2075	Mobile items - Laptops at all risk premises R 324 466 R 25 957.31
	2076	Sasria R127,28
	2077	Extensions Included
	2078	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2079	Important information - Please read
	2080	Laptops on cover:
	2081	ACER TMP 453 M 33124 G50 R 19 606,35
	2082	HP 250 G8 INTEL CORE i 5 1035U 4GB DDR4 R 19 606,35
	2083	ACER TM5740G R 19 606,35
	2084	HP FOLIO ULTRABOOK R 30 262,25
	2085	HP PRPBOOK 657 B R 19 606,35
	2086	HP NOTEBOOK 450 G8 INTEL CORE I 5-1135 (5B6U1ES) R 19 606,35
	2087	ACER NOTEBOOK R 19 606,35
	2088	DELL LATITUDE 3540 R 28 747,70
	2089	HP 450 G2 INTEL CORE /4GB R 19 606,35
	2090	DELL VOSTRO 5568 7th GEN i5 R 26 239,55
	2091	ACER 5740 R 19 606,35
	2092	HP NOTEBOOK HP 830 R 30 262,25
	2093	DELL INSPIRON 3542 INTEL CORE i 3 1.9hz R 19 606,35
	2094	LENOVO V15 G2 ITL R 11 908,25
	2095	LENOVO IDEAPAD 1 15ALC7 NOTEBOOK R 12 590,20
	2096	PACKARD BELL SENNA R32 14 R 7 999,00
	2097	Endorsements with relevance to this item (see description below)
	2098	LAPTOPS SPECIFIED AND INSURED ON AN ALL RISK
	2099	Excess: 20% of the claim with a minimum of R 1000.00
	2100	Sub Section B: Consequential Loss - Increased cost of Work
	2101	R 50 000 R 500.00
	2102	Extensions Included
	2103	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2104	Sub Section B: Consequential Loss - Reinstatement of Data
	2105	R 50 000 R 500.00
	2106	Sasria R19,61
	2107	Extensions Included
	2108	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2109	R593,13Sasria premium
	2110	Total premium R49 708.20
	2111	Situation of Premises: 5 GRAHAM ROAD, SHERE, 0043
	2112	Sum Insured PremiumDetails
	2113	Sub Section A Material Damage
	2114	As per asset register R 24 624 R 49248
	2115	Sasria R9,66
	2116	Developed by Tial Technologies 2026/05/21Page 43 of 62
	2117	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2118	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2119
	2120	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2121	Extensions Included
	2122	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2123	Sub Section B: Consequential Loss - Increased cost of Work
	2124	R 24 624 R 246.24
	2125	Extensions Included
	2126	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2127	Sub Section B: Consequential Loss - Reinstatement of Data
	2128	R 24 624 R 246.24
	2129	Sasria R9,66
	2130	Extensions Included
	2131	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2132	R19,32Sasria premium
	2133	Total premium R984.96
	2134	Situation of Premises: 9A OOS STREET, MIDDELBURG (MPHUMALANGA), 1055
	2135	Sum Insured PremiumDetails
	2136	Sub Section A Material Damage
	2137	As per Asset Register R 32 394 R 647.89
	2138	Sasria R12,71
	2139	Extensions Included
	2140	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2141	Sub Section B: Consequential Loss - Increased cost of Work
	2142	R 32 394 R 323.94
	2143	Extensions Included
	2144	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2145	Sub Section B: Consequential Loss - Reinstatement of Data
	2146	R 32 394 R 323.94
	2147	Sasria R12,71
	2148	Extensions Included
	2149	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2150	R25,42Sasria premium
	2151	Total premium R1 295.77
	2152	Situation of Premises: CAMBRIDGE BUSINESS PARK, C/O WITKOPPEN ROAD AND REGENT STREET, PAULSHOF, BRYANSTON, 2056
	2153	Sum Insured PremiumDetails
	2154	Sub Section A Material Damage
	2155	As per asset register R 24 624 R 49248
	2156	Sasria R9,66
	2157	Extensions Included
	2158	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2159	Developed by Tial Technologies 2026/05/21Page 44 of 62
	2160	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2161	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2162
	2163	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2164	Sub Section B: Consequential Loss - Increased cost of Work
	2165	R 24 624 R 246.24
	2166	Extensions Included
	2167	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2168	Sub Section B: Consequential Loss - Reinstatement of Data
	2169	R 24 624 R 246.24
	2170	Sasria R9,66
	2171	Extensions Included
	2172	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2173	R19,32Sasria premium
	2174	Total premium R984.96
	2175	Situation of Premises: CNR NELSON MANDELA & BEYERS NAUDE ROAD, POTCHEFSTROOM, POTCHEFSTROOM, 2520
	2176	Sum Insured PremiumDetails
	2177	Sub Section A Material Damage
	2178	As per asset register R 24 624 R 49248
	2179	Sasria R9,66
	2180	Extensions Included
	2181	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2182	Sub Section B: Consequential Loss - Increased cost of Work
	2183	R 24 624 R 246.24
	2184	Extensions Included
	2185	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2186	Sub Section B: Consequential Loss - Reinstatement of Data
	2187	R 24 624 R 246.24
	2188	Sasria R9,66
	2189	Extensions Included
	2190	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2191	R19,32Sasria premium
	2192	Total premium R984.96
	2193	Situation of Premises: UNIT C3, FOURWAYS MART, 42 & 42A MARGARETA PRINSLOO STREET, KLERKSDORP, KLERKSDORP, 2570
	2194	Sum Insured PremiumDetails
	2195	Sub Section A Material Damage
	2196	As per asset register R 32 394 R 647.89
	2197	Sasria R12,71
	2198	Extensions Included
	2199	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2200	Sub Section B: Consequential Loss - Increased cost of Work
	2201	As per asset register R 32 394 R 323.94
	2202	Developed by Tial Technologies 2026/05/21Page 45 of 62
	2203	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2204	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2205
	2206	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2207	Extensions Included
	2208	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2209	Sub Section B: Consequential Loss - Reinstatement of Data
	2210	R 32 394 R 323.94
	2211	Sasria R12,71
	2212	Extensions Included
	2213	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2214	R25,42Sasria premium
	2215	Total premium R1 295.77
	2216	Section Endorsement Wording
	2217	ELECTRONIC EQUIPMENT LATEST:
	2218	GENERAL
	2219	Theft cover is subject to forcible and/or violent entry/exit
	2220	Theft from Unattended vehicles is excluded unless stolen from a locked boot or compartment
	2221	BASIC EXCESS
	2222	Standard Excess: 10% of the claim Minimum R 1 000.00
	2223	Lightning/ Power Surge: Additional 10% of the claim Minimum R 1 000.00
	2224	PORTABLE ELECTRONIC DEVICES
	2225	Definition of a portable electronic device: a device that is capable of storing, processing and transmitting data which is small enough to be
	2226	carried by hand i.e. laptops, GPS, kindle, iPad, tablets or any similar device.
	2227	COVER INCLUDED
	2228	Reinstatement of Data: Limited to R 10 000.00 (10% of the claim minimum R 500)
	2229	Software: Limited to R 5 000.00 (10% of the claim minimum R 500)
	2230	Incompatible Cover: Limited to R 5 000.00 (10% of the claim minimum R 500)
	2231	Increased Cost of working: Limited to R 10 000. (10% of the claim minimum R 500)
	2232	Cover for Laptops and Electronic Portable Devices is on an All Risk Basis
	2233	OPTIONAL COVER (If stated in Schedule)
	2234	Telkom access line: Indemnity shall end not later than 30 days after such failure.
	2235	BURGLAR ALARM CONDITION:
	2236	BURGLAR ALARM CONDITION
	2237	(Specific requirements)
	2238	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	2239	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	2240	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	2241	that:
	2242	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	2243	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	2244	1. Where the installed alarm is a SAIDSA Approved and certified alarm
	2245	1.1. The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	2246	1.2. Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	2247	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	2248	to any person or such a remote control was obtained by theft.
	2249	Or
	2250	2. Where the installed alarm is not a SAIDSA Approved and certified alarm
	2251	2.1. The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	2252	unless a principal, partner, director or employee of the insured is in the protected building;
	2253	2.2. If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	2254	reaction unit`s services where available;
	2255	2.3. Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	2256	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	2257	2.4. The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	2258	company will be entitled to request full information of the relevant log;
	2259	2.5. Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	2260	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	2261	person or such a remote control was obtained by theft.
	2262	Developed by Tial Technologies 2026/05/21Page 46 of 62
	2263	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2264	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2265
	2266	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2267	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	2268	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	2269	CAR JAMMING:
	2270	Theft by Car / Remote Jamming is Excluded.
	2271	IN RESPECT OF PORTABLE ELECTRONIC DEVICES UNDER THE ELECTRONIC SECTION:
	2272	As per policy wording under the electronic section, exceptions to sub section A, 9a and 9b is deleted in respect of portable electronic devices
	2273	REINSTATEMENT OF DATA CONDITION
	2274	The following condition is added to sub-section B: Consequential loss in respect of point (ii) "Reinstatement of Data":
	2275	It shall be a requirement of this policy that the insured shall take all reasonable precautions to minimize data loss, in particular, the insured shall make
	2276	regular backup of the insured data onto removable data media and store it in an environment suitable for data media, i.e. waterproof and fireproof
	2277	environment, away from magnetic fields. This backup shall be carried out at minimum once weekly.
	2278	LOCKED BOOT WARRANTY:
	2279	It is a condition of the policy that if any property insured by the underlying policy is left in a motor vehicle the following will apply:
	2280	1.Whilst the vehicle is left unattended the property must be placed in the locked boot or locked compartment.
	2281	2.Whilst the property insured is contained in any convertible motor car, open vehicle (LDV) or vehicle of similar design such vehicle shall not be
	2282	left unattended.
	2283	3.In the event of the property insured being left in the vehicle overnight such vehicle shall be housed in a locked garage.
	2284	4.There must be visible signs of forcible and violent entry to the vehicle.
	2285	HAND LUGGAGE - LAPTOPS
	2286	It is a condition of the policy that:
	2287	All Laptops insured under this Policy are to be taken as hand luggage if taken aboard an aircraft whether on Local or International flights.
	2288	This insurance will not cover any loss of or damage to Laptops placed within the luggage hold of the aircraft.
	2289	FIRE EXTINGUISHING CHARGES EXTENSION:
	2290	Any costs (not exceeding the amount stated in the Section Limits) relating to the extinguishing or fighting of fire shall be deemed to be damage to the
	2291	insured property and shall be payable in addition to any other payment for which the company may be liable in terms of this section,
	2292	Provided that:
	2293	i.The insured is legally liable for such costs.
	2294	ii.The extension for Spreading of fire liability is in force;
	2295	iii.The third-party property was in danger from the fire.
	2296	iv.Damage to sugar cane, crops, plantations and/or forests caused by spread of fire to neighbouring premises is excluded.
	2297	v.The insured is in full compliance to the Special Proviso stated here above under Spread of fire.
	2298	Developed by Tial Technologies 2026/05/21Page 47 of 62
	2299	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2300	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2301
	2302	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2303	Special Risks
	2304	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	2305	Sum Insured PremiumDetails
	2306	SASRIA Motor
	2307	7 x PVT Vehicles @ R26.20 R 18340
	2308	R0,00Sasria premium
	2309	Total premium R183.40
	2310	Developed by Tial Technologies 2026/05/21Page 48 of 62
	2311	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2312	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2313
	2314	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2315	PREMIUM CALCULATION
	2316	DESCRIPTION PREMIUMRATE SASRIA
	2317	INSURED
	2318	AMOUNT
	2319	Public liability
	2320	R0.00R2 031.12% R 27 500 000Combined Commercial Umbrella Liability 0.01
	2321	R0.00R960.00% R 2 500 000Public Liability 0.04
	2322	Fire
	2323	R1 52643R9 727.97% R 3 891 186Column 2 - Rent 0.25
	2324	R22 556.10R143 750.00% R 57 500 000Column 5 - Miscellaneous as described 0.25
	2325	Office Contents
	2326	R0.00R287.50% R 28 750Theft 1.00
	2327	R0.00R0.00% R 28 750Sub Section E : Increase in Cost of Working 0.00
	2328	R45.11R345.00% R 115 000Sub Section A : Office Contents 0.30
	2329	R11.28R0.00% R 28 750Sub Section B : Rent 0.00
	2330	Theft
	2331	R0.00R60 500.00% R 1 000 000Theft 6.00
	2332	R0.00R31 520.00% R 517 000Theft 6.00
	2333	R0.00R35 000.00% R 575 000Theft 6.00
	2334	R0.00R31 020.00% R 517 000Theft 6.00
	2335	R0.00R35 000.00% R 575 000Theft 6.00
	2336	R0.00R31 550.00% R 517 500Theft 6.00
	2337	R0.00R35 000.00% R 575 000Theft 6.00
	2338	R0.00R31 520.00% R 517 000Theft 6.00
	2339	R0.00R31 550.00% R 517 500Theft 6.00
	2340	R0.00R31 550.00% R 517 500Theft 6.00
	2341	R0.00R31 550.00% R 517 500Theft 6.00
	2342	R0.00R7 400.00% R 115 000Theft 6.00
	2343	R0.00R31 550.00% R 517 500Theft 6.00
	2344	Glass
	2345	R2546R3 245.70% R 64 914Glass 5.00
	2346	R25.57R3 258.70% R 65 174Glass 5.00
	2347	oods in Transit
	2348	R500.00R30 000.00% R 750 000Goods in Transit 4.00
	2349	Business All Risks
	2350	R103.96R26 501.70% R 265 017Business All Risk 10.00
	2351	Accidental Damage
	2352	R0.00R5 000.00% R 1 000 000Defined Events (i) 0.50
	2353	Employers Liability
	2354	R0.00R480.00% R 1 000 000Employers Liabilty 0.05
	2355	Motor
	2356	Definition B: Light Delivery Vehicles
	2357	2020 Unknown Other Make - LDV'S R4 029.36R191 70843% R 5 705 608 3.36
	2358	Definition A: Private Vehicles
	2359	2020 Unknown Other Make - PVT TYPE R0.00R34 237.24% R 1 126 225 3.04
	2360	Definition B: Commercial/Special Vehicles/LDV
	2361	2020 Unknown Other Make - HCV'S R3 089.34R28 027.15% R 778 532 3.60
	2362	Definition E: Trailers and Caravans
	2363	2020 Unknown Other Make - TRAILERS R23146R7 341.60% R 327 750 2.24
	2364	2020 Unknown Other Make - TRAILERS - TP ONLY R84.75R11 520.00% R 120 000 9.60
	2365	Electronic Equipment
	2366	R277.09R14 126.99% R 706 350Sub Section A Material Damage 2.00
	2367	R9.66R49248% R 24 624Sub Section A Material Damage 2.00
	2368	R12.71R647.89% R 32 394Sub Section A Material Damage 2.00
	2369	R12.71R647.89% R 32 394Sub Section A Material Damage 2.00
	2370	R12.71R647.89% R 32 394Sub Section A Material Damage 2.00
	2371	R10.63R542.09% R 27 104Sub Section A Material Damage 2.00
	2372	R12.71R647.89% R 32 394Sub Section A Material Damage 2.00
	2373	R9.66R49246% R 24 623Sub Section A Material Damage 2.00
	2374	R9.66R49248% R 24 624Sub Section A Material Damage 2.00
	2375	R9.66R49248% R 24 624Sub Section A Material Damage 2.00
	2376	R12.11R61741% R 30 871Sub Section A Material Damage 2.00
	2377	R9.66R49248% R 24 624Sub Section A Material Damage 2.00
	2378	R169.15R8 623.90% R 431 195Sub Section A Material Damage 2.00
	2379	Developed by Tial Technologies 2026/05/21Page 49 of 62
	2380	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2381	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2382
	2383	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2384	DESCRIPTION PREMIUMRATE SASRIA
	2385	INSURED
	2386	AMOUNT
	2387	R127.28R25 957.31% R 324 466Sub Section A Material Damage 8.00
	2388	R0.00R500.00% R 50 000Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2389	R9.66R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2390	R0.00R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2391	R0.00R323.94% R 32 394Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2392	R0.00R323.94% R 32 394Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2393	R0.00R323.94% R 32 394Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2394	R0.00R271.04% R 27 104Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2395	R0.00R323.94% R 32 394Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2396	R0.00R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2397	R0.00R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2398	R0.00R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2399	R0.00R308.71% R 30 871Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2400	R0.00R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2401	R19.61R500.00% R 50 000Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2402	R12.71R323.94% R 32 394Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2403	R12.71R323.94% R 32 394Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2404	R12.71R323.94% R 32 394Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2405	R10.63R271.04% R 27 104Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2406	R12.71R323.94% R 32 394Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2407	R9.66R246.24% R 24 624Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2408	R9.66R246.24% R 24 624Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2409	R9.66R246.24% R 24 624Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2410	R0.00R308.71% R 30 871Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2411	R9.66R246.24% R 24 624Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2412	Special Risks
	2413	R0.00R18340% R 0SASRIA Motor 0.00
	2414	Developed by Tial Technologies 2026/05/21Page 50 of 62
	2415	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2416	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2417
	2418	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2419	1. The Intermediary (Insurance Broker)
	2420	Bsure Insurance Advisors (Pty) Ltd
	2421	FSP No: 45870
	2422	Eastwood Office Park , 11B Riley Rd,
	2423	Bedfordview, Germiston,
	2424	,
	2425	2007
	2426	Eastwood Office Park , 11B Riley Rd,
	2427	Bedfordview, Germiston,
	2428	2007
	2429	Tel : 086 126 6773
	2430	Email : prestonl@bsure.co.za
	2431	The Intermediary (Insurance Broker), when granted an
	2432	agency agreement, had Professional Indemnity cover in
	2433	place.
	2434	2. Details About The Underwriting Manager
	2435	AC and E Commercial Underwriting Managers (Pty) Ltd
	2436	Company Registration: 2014/237716/07
	2437	VAT Registration Number: 426026905
	2438	FSP Registration: 45915
	2439	7th Floor, Office Towers, Bedford Centre, Smith Street,
	2440	Bedford Gardens, 2049
	2441	Telephone: (011) 615 7529 Fax: (011) 615 9360
	2442	EMail: info@engineeringace.co.za
	2443	A C and E Commercial Underwriting Managers (Pty) Ltd
	2444	holds Professional Indemnity cover through Leppard
	2445	Underwriting
	2446	3.Details of AC &E Compliance Officer
	2447	Address correspondence to : Roy Banks
	2448	Compliance Trust (Pty) Ltd Practice Number: 6749
	2449	Tel: 082 575 6427 / 011 678 2533
	2450	Fax: 086 636 5359
	2451	Email: roy@compliancetrust.co.za
	2452	4.Details of how to report a claim
	2453	* Claims are to be instituted as follows:
	2454	(i)Notify A C and E Commercial Underwriting
	2455	Managers (Pty) Ltd as soon as possible after the
	2456	event giving rise to the claim and must be
	2457	submitted in writing with documentary proof of your
	2458	loss. You will be required to notify the police in the
	2459	event of a theft or where a criminal act is
	2460	suspected.
	2461	(ii)Procedures for the submitting of a claim are set out
	2462	in full detail in your policy document. If you require
	2463	assistance, contact AC &E Commercial
	2464	Underwriting Managers (Pty) Ltd
	2465	(iii) If you have a dispute regarding a claim that is not
	2466	resolved to your satisfaction by the broker or the
	2467	insurer, you may submit the complaint to the
	2468	National Financial Ombud Scheme South Africa
	2469	(NFO) as per the details in 8 below.
	2470	(iv) Take all reasonable steps to prevent further
	2471	damage or loss.
	2472	(v) Please bear the following in mind:
	2473	* Under no circumstances must liability be admitted
	2474	* Do not destroy or discard any articles or
	2475	evidence related to the claim
	2476	Type of policy involved
	2477	Please refer to your policy document which contains the name, risk
	2478	description (class), policy number and type of policy involved.
	2479	General Information
	2480	* For every financial service product marketed by our
	2481	company, a contract exists between the Underwriter and
	2482	Insurer.
	2483	* For practical reasons, our representatives do not carry copies
	2484	of the contracts on their persons.
	2485	The necessary documentation is available for viewing at our
	2486	5. Warning
	2487	* Do not sign any blank or partially completed application form.
	2488	* Complete all forms in ink.
	2489	* Keep all documents handed to you.
	2490	* Make notes as to what is said to you.
	2491	* Don't be pressurized to buy the product.
	2492	* Incorrect or non-disclosure by you of relevant facts may
	2493	influence an insurer on any claims arising from your contract
	2494	of insurance
	2495	* All material facts must be accurately, fully and properly disclosed
	2496	by you. All information provided by you or on your behalf is your
	2497	responsibility. You need to be satisfied with the accuracy of any
	2498	transaction submitted by your broker on your behalf.
	2499	* Misrepresentation, incorrect or non-disclosure by you of any
	2500	material facts or circumstances may impact negatively on any
	2501	claims arising from your insurance contract.
	2502	6. Particulars of Registrar of Short-term Insurance.
	2503	FINANCIAL SERVIES BOARD Tel : (012) 428 8000
	2504	P O BOX 35655 Fax: (012) 347 0221
	2505	7. Details of Contact Person at the Underwriting Manager
	2506	Name: Anne-Marie Fourie
	2507	Tel: (011) 615 7529 Fax: (011) 615 9360
	2508	Email: anne-marie@engineeringace.co.za
	2509	Legal and Contractual Status: Independent Intermediary
	2510	My Qualifications:
	2511	Because of my period of experience in the financial services industry, I
	2512	am not required to render any financial services under supervision and
	2513	I am authorised to give financial advice under the following auspices: I
	2514	am a Representative of this licensed FSP. As I have been registered
	2515	as 'Fit and Proper' and competent to give financial advice, the licensed
	2516	FSP accepts full responsibility for the advice which I give to my clients.
	2517	Full details of any product supplier will be given to you in writing at
	2518	quotation stage. I stand to receive no personal benefit from the
	2519	financial services for which I am offering advice other than my
	2520	remuneration which is based on a combination of Commission & Fees.
	2521	8. Other matters of importance
	2522	Please note that AC &E have implemented a Conflict of interest
	2523	management policy as required by the FAIS Act and General
	2524	Code of Conduct. A copy of our policy may be viewed on our
	2525	website at: www.engineeringace.co.za
	2526	(a) You must be informed of any material changes to the
	2527	information provided above.
	2528	(b) If the information was given orally, it must be confirmed in
	2529	writing within 30 days.
	2530	(c) If any complaint to the intermediary or insurer is not resolved
	2531	to your satisfaction you may submit the complaint to the
	2532	Registrar of Short-term Insurance.
	2533	(d) The insurer and not the intermediary must give reasons for
	2534	repudiating your claim.
	2535	(e) Polygraph or any lie detector test is not obligatory in the
	2536	event of a claim and the failure of such a rest may not be
	2537	the sole reason for repudiating a claim
	2538	(f) Your insurer may not cancel your insurance merely by
	2539	informing your intermediary. There is an obligation to make
	2540	sure the notice has been sent to you.
	2541	(g) You are entitled to a copy of the policy free of charge.
	2542	(h) Your Broker receives commissions from your Insurer at the
	2543	legislated rates. These are currently, 20% on Non Motor
	2544	Policies other than Single Project PI which is 15%. Any other
	2545	amounts due by you will be included in all quotations and
	2546	renewal documents given to you and will be reflected on
	2547	your policy schedule.
	2548	9. Commissions and Fees
	2549	Non Motor Commission : R176 510.44
	2550	Motor Commission: R Nil
	2551	Non Motor Sasria Commission : R 3 929.31
	2552	Motor Sasria Commission : R Nil
	2553	UMA Policy Fee : R Nil
	2554	Remuneration : R180 439.75
	2555	STATUTORY NOTICE TO SHORT -TERM INSURANCE POLICYHOLDERS
	2556	IMPORTANT - PLEASE READ CAREFULLY - DISCLOSURE AND OTHER LEGAL REQUIREMENTS
	2557	(This notice does not form part of the Insurance Contract)
	2558	As a short-term insurance policyholder, or prospective policyholder, you have the right to the following information :
	2559	Developed by Tial Technologies 2026/05/21Page 51 of 62
	2560	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2561	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2562
	2563	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2564	offices.
	2565	* We have not requested, and the registrar has not granted,
	2566	any specific exemptions from the FAIS Act .
	2567	* In case of any queries you may have regarding compliance
	2568	to the FAIS Act , kindly contact Anne -Marie Fourie on
	2569	011 615 7529
	2570	* Neither Anne -Marie Fourie nor the FSP, directly or indirectly
	2571	hold(s) more than 10% shareholding in any insurance
	2572	companies, nor do we hold any substantial financial interest
	2573	in any insurance company.(If the status of the above
	2574	changes in any way, you will be notified in writing within 30
	2575	days of such change)
	2576	* The FSP received more than 30% of our total remuneration
	2577	from a particular insurer during the preceding 12 month
	2578	period.
	2579	(If the status of the above changes in any way, you will be
	2580	notified in writing within 30 days of such change)
	2581	(i)The insurance contract is conditional upon and will
	2582	only come into effect following payment of the
	2583	premium by the Insured and receipt thereof by or
	2584	on behalf of the Insurer, and such premium is
	2585	payable as declared in the policy document
	2586	Restrictions / Conditions
	2587	We are authorised to do Short-term Commercial Insurance. We
	2588	are however restricted to quote only on Liability, Professional
	2589	Indemnity, Directors and Officers , Employment Practices Liability
	2590	and Fidelity Guarantee / Direct Financial Loss, classes in terms of
	2591	our agreement with New National Assurance Co Ltd
	2592	10. Sasria Contact Details
	2593	Company Name: Sasria Limited
	2594	Registration: 1979/00287/06
	2595	Street Address :36 Fricker Rd , Illovo Sandton , 2196
	2596	Postal Address : P.O. Box 653367 , Benmore , 2010
	2597	Developed by Tial Technologies 2026/05/21Page 52 of 62
	2598	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2599	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2600
	2601	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2602	Developed by Tial Technologies 2026/05/21Page 53 of 62
	2603	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2604	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2605
	2606	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2607	Developed by Tial Technologies 2026/05/21Page 54 of 62
	2608	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2609	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2610
	2611	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2612	SASRIA Policy Wordings
	2613	Follow the links below for the relevant SASRIA Policy Wordings :
	2614	Motor
	2615	Developed by Tial Technologies 2026/05/21Page 55 of 62
	2616	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2617	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2618
	2619	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2620	Buildings Interruption
	2621	Material Damage
	2622	The below risks are declined risks in terms of our treaty, no cover will be provided for these risk types:
	2623	Art Galleries and Art Studios
	2624	Candle Factories
	2625	Chicken Farmers
	2626	Coal. Coke in the open
	2627	Explosives
	2628	Fireworks
	2629	Fish Mills
	2630	Flour/Corn Mills
	2631	Gasworks
	2632	Leather Works
	2633	Matches
	2634	Mattress Works /Factories
	2635	Paint Factories
	2636	Petrochemicals
	2637	Plastic Manufacturers
	2638	Saw Mills
	2639	Scrap Metal Dealers
	2640	Silos
	2641	Soap & Fat Factories
	2642	Textile Factories
	2643	Tyre Manufacturers
	2644	Waste Paper
	2645	EXCLUSIONS
	2646	• Companies, Plants or businesses involved in the production or manufacturing of:
	2647	• Fireworks, ammunitions, fuses, cartridges, gunpowder, nitroglycerine, or any explosives.
	2648	• Butane, methane, propane or any other liquefied glass.
	2649	• Poisons substances and Toxic Waste
	2650	• Companies involved in the processing or storage of Petroliam and Gasoline.
	2651	• Farms or agricultural businesses.
	2652	• Cover in respect of the following activities:
	2653	• Jewelers, Furriers, Pawn Brokers, Professional Cash Carriers, Bloodstock, Racing Horses and Prize Indemnity.
	2654	• Guarantee type business, Financial Guarantees, Contract Guarantees
	2655	• Losses caused by a person who is known to have committed dishonest and fraudulent acts;
	2656	• Losses generally covered by other forms of insurance, if not part of a comprehensive cover;
	2657	• Losses resulting from bodily injury
	2658	Developed by Tial Technologies 2026/05/21Page 56 of 62
	2659	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2660	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2661
	2662	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2663	Welcome to the AC&E Emergency Assist Programme !
	2664	AC&E offers Policy Holders some peace of mind in the event of a roadside and/or medical emergency.
	2665	Call 011 100 8406, and in the unlikely event of Telkom lines being down , please contact 083 789 9922 for assistance in a roadside
	2666	emergency.
	2667	These services are available 24/7/365 days
	2668	Dear Policy Holder
	2669	We have pleasure in sending you information on the AC&E Emergency Assist programme .
	2670	EMERGENCY ASSISTANCE SERVICES
	2671	COMMERCIAL ROADSIDE ASSISTANCE (PMW vehicles under 3500kg’s)
	2672	Roadside Assistance
	2673	Companies have access to the following services in the event of a roadside emergency (limited up to R500 per incident):
	2674	·Flat battery - jump start only (replacement of battery for the member’s account )
	2675	·Flat tyre (help with change of tyre)
	2676	·Keys locked in vehicle (unlocking only)
	2677	·Fuel assistance (limited to five liters per incident)
	2678	·Minor roadside-running repairs (electrical, coil, immobilizer etc.)
	2679	·Transmission of urgent messages
	2680	Tow-in
	2681	Tow-in service to the nearest approved dealership (if under warranty), repair centre or panel beater in the event of:
	2682	·Mechanical breakdown - covered up to R1 000
	2683	·Electrical breakdown - covered up to R1 000
	2684	·Accident Towing - covered up to R1000 to the nearest repairer
	2685	Hotel Accommodation
	2686	Where the breakdown has occurred outside a radius of 100 km from your normal place of business, resulting in an overnight delay, we will
	2687	arrange hotel accommodation for the occupants of the vehicle (up to a maximum of two people). Cover up to R500.
	2688	Car Rental
	2689	If the circumstances of the problem entitles you to the hotel accommodation benefit but you would prefer to continue with your journey
	2690	immediately, we will arrange for a rental car to enable you to reach your destination, subject to your qualifying for a rental vehicle in terms
	2691	of the car rental companies general terms and conditions. The costs incurred will be confined to rental charges; delivery and collection of
	2692	the hire vehicle, and the car must be surrendered on arrival at your destination. Cover up to R500 and subject to availability.
	2693	Vehicle Repatriation
	2694	In the event of a company’s vehicle being left for repairs , we will pay up to R500 for 24-hour, Group-B car rental or a flight ticket to collect
	2695	the vehicle after repairs. Alternatively, should the vehicle have been towed to a dealership closer to the company’s place of business , we
	2696	will supplement the additional tow costs with the costs of car rental.
	2697	Overall limit of R5 000, per annum per policy.
	2698	*Please note: This cover excludes all vehicles over 3 500kg, trailers, caravans and boats. A company will not be entitled to
	2699	service where the vehicle is not in a roadworthy condition. Any costs incurred through arrangements made by the member
	2700	without prior authorisation shall not be reimbursed. Assistance is only available in South Africa , Lesotho and Swaziland.
	2701	Developed by Tial Technologies 2026/05/21Page 57 of 62
	2702	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2703	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2704
	2705	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2706	COMMERCIAL ROADSIDE ASSISTANCE (LDV vehicles under 3500kg’s)
	2707	Commercial Emergency Roadside assistance is offered to all AC &C Policy Holders for Truck , Bus & Light Delivery Vehicle .
	2708	Emergency Roadside Assistance is available 24 hours a day, 365 days a year. You will only be liable for any non -covered expenses or
	2709	costs in excess of your per occurrence maximum. The emergency service required must be a benefit covered in terms of the policy
	2710	contract and is only available for vehicles registered in the Republic of South Africa .
	2711	1.The 24-hour roadside assistance services are available to you at a nominal cost per vehicle per month and you are covered for
	2712	emergencies as detailed in this document. You are liable for any costs and expenses which are not covered in terms of the policy .
	2713	These costs and expenses which are not covered are payable directly to the service provider by yourselves.
	2714	2.Emergency Roadside Assistance is an extension to your current Motor policy and cover is in force immediately we are advised to
	2715	go on risk.
	2716	3.All accident towing costs will be managed on an access basis and the service provider’s costs will be for the policy
	2717	holder’s account
	2718	The following roadside emergencies are covered, subject to the per incident limits set. Companies only have to pay for costs in excess of
	2719	the “per incident” limit plus any non-covered costs. Only one incident per seven (7) day period per vehicle will be covered.
	2720	BENEFITS COVERED
	2721	DISPATCH SERVICE
	2722	In the event of a breakdown call the AC &C Policy Holders Commercial Assist number and a service vehicle will be dispatched .
	2723	Important:
	2724	Drivers will need to stay with their vehicle until the service provider arrives, unless it is unsafe to do so. Unattended vehicles will not be
	2725	worked on. The service to be provided must be a benefit which is covered in terms of the policy contract as described in this document.
	2726	Note:
	2727	24-Hour Emergency Roadside Assistance is designed to assist members whose vehicles are disabled as a result of an unavoidable
	2728	circumstance. It is not intended to be a substitute for general vehicle maintenance or repair. Excessive claims for services may result in
	2729	non-renewal or cancellation of the membership.
	2730	When logging a case through the emergency call centre, policyholders/drivers must have the following information at hand to ensure best
	2731	possible service:
	2732	1.Name and Policy Number
	2733	2.The telephone number on which the driver/insured can be contacted
	2734	3.Description of the vehicle including the registration number
	2735	4.Current location of the disabled vehicle
	2736	5.Description of the fault on the vehicle
	2737	TOWING ASSISTANCE (UP TO 125 KM PER INCIDENT - Covered up to R7 500 per incident)
	2738	Should the insured vehicle become disabled as a result of mechanical or electrical breakdown and the technician that was dispatched
	2739	cannot repair same, the vehicle will be towed to the nearest service /repair facility not exceeding a radius of 250 kilometres (covered up to
	2740	R7 500 per incident) from the scene of the incident within the Republic of South Africa .
	2741	Note: Only Mechanical and Electrical Components on the Rolling Chassis and/or Drive Line are covered.
	2742	TYRE REPLACEMENT ASSISTANCE (UP TO R1 000 PER INCIDENT)
	2743	When a replacement tyre is needed for the vehicle, the cost of the service call to deliver a replacement tyre to the disabled vehicle will be
	2744	covered up to R1 000 per incident. This benefit does not cover the cost of the replacement tyre and the fitment thereof.
	2745	MOBILE MECHANIC BREAKDOWN SERVICE (UP TO R2 500 PER INCIDENT)
	2746	Should the insured vehicle become disabled as a result of mechanical or electrical breakdown, a mobile mechanic will be dispatched to
	2747	the vehicle in need of repair. The costs for travel, labour and parts in excess of R2 500 will be for your own account
	2748	OIL, FLUID AND WATER DELIVERY SERVICE (UP TO R1 000 PER INCIDENT)
	2749	Should the insured vehicle become disabled as a result of running out of the above, a supply will be dispatched to the vehicle in need. The
	2750	costs for travel, labour, oil, fluid and water in excess of R1 000 will be for your own account.
	2751	FUEL DELIVERY SERVICE (UP TO R1 000 PER INCIDENT)
	2752	Should the insured vehicle become disabled as a result of running out of fuel, a supply will be dispatched to the vehicle in need in order for
	2753	the vehicle to be able to reach the nearest available fuel station. The costs for travel and labour in excess of R1 000 will be for your own
	2754	account and the cost of the supply of fuel will be for your own account.
	2755	LOCKOUT/REPLACEMENT KEY ASSISTANCE (UP TO R1 000 PER INCIDENT)
	2756	If your keys are locked inside the vehicle, assistance will be provided to gain entry into the vehicle. In the event of your keys being lost and
	2757	a replacement key is needed, same will be provided to you. The costs for travel, labour and parts in excess of R1 000 will be for your own
	2758	account.
	2759	BATTERY ASSISTANCE (UP TO R1 000 PER INCIDENT)
	2760	If a battery failure occurs, a jump start will be provided to start your vehicle. In the event that a new battery is needed, one will be delivered
	2761	to your location. The costs for travel, parts and labour in excess of R1 000 will be for your own account and the cost of the battery will be
	2762	Developed by Tial Technologies 2026/05/21Page 58 of 62
	2763	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2764	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2765
	2766	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2767	for your own account.
	2768	WINCHING/EXTRACTING ASSISTANCE
	2769	Provides assistance in extracting the vehicle when stuck in a ditch or other inaccessible areas, when such location is within 50 metres of a
	2770	paved road or highway, covered up to a maximum of 1 hour, per vehicle per incident. This benefit does not cover extraction when driving a
	2771	vehicle off -road or on unpaved highways.
	2772	VEHICLE PROTECTION SERVICE
	2773	In the event of an incident, where necessary, the call centre will dispatch an armed response vehicle to the scene in order to protect the
	2774	vehicle and load until such time as the roadside assistance vehicle or tow truck arrives.
	2775	All of the services provided are described herein and are applicable throughout the Republic of South Africa. Please note that this is an
	2776	Emergency Roadside Assistance Benefits Loyalty Program and in no way replaces your existing motor insurance policy .
	2777	HEAVY COMMERCIAL ROADSIDE ASSISTANCE (HCV vehicles over 3500kg’s)
	2778	TOWING ASSISTANCE (UP TO 250 KM PER INCIDENT - Covered up to R15 000 per incident)
	2779	Should the insured vehicle become disabled as a result of mechanical or electrical breakdown and the technician that was dispatched
	2780	cannot repair same, the vehicle will be towed to the nearest service /repair facility not exceeding a radius of 250 kilometres (covered up to
	2781	R15 000 per incident) from the scene of the incident within the Republic of South Africa .
	2782	Note: Only Mechanical and Electrical Components on the Rolling Chassis and/or Drive Line are covered.
	2783	TYRE REPLACEMENT ASSISTANCE (UP TO R1 000 PER INCIDENT)
	2784	When a replacement tyre is needed for the vehicle, the cost of the service call to deliver a replacement tyre to the disabled vehicle will be
	2785	covered up to R1 000 per incident. This benefit does not cover the cost of the replacement tyre and the fitment thereof.
	2786	MOBILE MECHANIC BREAKDOWN SERVICE (UP TO R5 000 PER INCIDENT)
	2787	Should the insured vehicle become disabled as a result of mechanical or electrical breakdown, a mobile mechanic will be dispatched to
	2788	the vehicle in need of repair. The costs for travel, labour and parts in excess of R5 000 will be for your own account
	2789	OIL, FLUID AND WATER DELIVERY SERVICE (UP TO R1 000 PER INCIDENT)
	2790	Should the insured vehicle become disabled as a result of running out of the above, a supply will be dispatched to the vehicle in need. The
	2791	costs for travel, labour, oil, fluid and water in excess of
	2792	R1 000 will be for your own account.
	2793	FUEL DELIVERY SERVICE (UP TO R1 000 PER INCIDENT)
	2794	Should the insured vehicle become disabled as a result of running out of fuel, a supply will be dispatched to the vehicle in need in order for
	2795	the vehicle to be able to reach the nearest available fuel station. The costs for travel and labour in excess of R1 000 will be for your own
	2796	account and the cost of the supply of fuel will be for your own account.
	2797	LOCKOUT/REPLACEMENT KEY ASSISTANCE (UP TO R1 000 PER INCIDENT)
	2798	If your keys are locked inside the vehicle, assistance will be provided to gain entry into the vehicle. In the event of your keys being lost and
	2799	a replacement key is needed, same will be provided to you. The costs for travel, labour and parts in excess of R1 000 will be for your
	2800	own account.
	2801	BATTERY ASSISTANCE (UP TO R1 000 PER INCIDENT)
	2802	If a battery failure occurs, a jump start will be provided to start your vehicle. In the event that a new battery is needed, one will be delivered
	2803	to your location. The costs for travel, parts and labour in excess of R1 000 will be for your own account and the cost of the battery will be
	2804	for your own account.
	2805	WINCHING/EXTRACTING ASSISTANCE
	2806	Provides assistance in extracting the vehicle when stuck in a ditch or other inaccessible areas, when such location is within 50 metres of a
	2807	paved road or highway, covered up to a maximum of 1 hour per vehicle per incident. This benefit does not cover extraction when driving a
	2808	vehicle off -road or on unpaved highways.
	2809	VEHICLE PROTECTION SERVICE
	2810	In the event of an incident, where necessary, the call centre will dispatch an armed response vehicle to the scene in order to protect the
	2811	vehicle and load until such time as the roadside assistance vehicle or tow truck arrives.
	2812	All of the services provided are described herein and are applicable throughout the Republic of South Africa. Please note that this is an
	2813	Emergency Roadside Assistance Benefits Loyalty Program and in no way replaces your existing motor insurance policy .
	2814	EXCLUSIONS on LDV and HCV vehicles:
	2815	1.Vehicles not in a roadworthy condition.
	2816	2.Pre-existing conditions prior to membership activation and/or while membership is suspended.
	2817	3.Motorcycles, taxicabs and limousines. Recreational Vehicles (RVs), camping trailers, travel trailers, or any vehicles in tow other
	2818	than a truck tractor trailer and refrigeration units on trucks and trailers.
	2819	4.Service for any trailer which must be separated from the truck tractor.
	2820	5.Service to vehicles with expired safety inspection sticker (s), license plate sticker(s), and/or emission sticker(s) where required by
	2821	law.
	2822	Developed by Tial Technologies 2026/05/21Page 59 of 62
	2823	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2824	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2825
	2826	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2827	6.Vehicles located at storage facilities.
	2828	7.Cost of parts, replacement keys, replacement tires, fluids, lubricants, cost of installation of products, materials, and any additional
	2829	labour relating to towing.
	2830	8.Any fees relating to the dismount/mounting of a drive shaft.
	2831	9.Tyre repair.
	2832	10.Tyre replacement at any location other than a roadside disablement site.
	2833	11.Cost of the replacement tire and its installation.
	2834	12.Any and all taxes or fines.
	2835	13.Non-emergency towing or other non -emergency service including but not limited to mounting or removing of any tires, snow tires ,
	2836	off-road tires, chains or similar items.
	2837	14.Shovelling snow from around a vehicle.
	2838	15.Service when a vehicle is snowbound in unploughed areas such as snow banks, snowbound driveways or curb side parking.
	2839	16.Damage or disablement due to flood, fire, or vandalism.
	2840	17.Towing from or repair work performed at a service station, garage or repair shop.
	2841	18.Service on a vehicle that is not in a safe condition to be towed or serviced or that may result in damage to the vehicle if towed or
	2842	serviced.
	2843	19.Towing by other than a licensed service station or garage, vehicle storage charges, a second tow for the same disablement.
	2844	20.Towing or extraction as a result of a collision or accident.
	2845	21.Towing or service on roads not regularly maintained, such as sand beaches, open fields, forests, and areas designated as not
	2846	passable due to construction, etc.
	2847	22.Towing at the direction of a law enforcement officer relating to traffic obstruction, impoundment, abandonment, illegal parking, or
	2848	other violations of law.
	2849	23.Towing for the purpose of disposal (e.g., salvage facility).
	2850	24.Towing of vehicle off a boat dock or marina unless such facilities are used for intermodal and ocean freight purposes.
	2851	25.Transportation for the member to the vehicle for a service or from the vehicle to another destination after the service has been
	2852	rendered.
	2853	26.Covered benefits may not be requested from a residence, dealer or repair facility.
	2854	27.Coverage shall not be provided in the event of emergencies resulting from the use of intoxicants or narcotics, or the use of the
	2855	vehicle in the commission of a crime.
	2856	28.Repeated service calls for a vehicle in need of routine maintenance or repair.
	2857	29.Excessive claims for covered services may result in non-renewal or cancellation of the membership.
	2858	30.Only one disablement during any seven day period will be accepted.
	2859	31.Services received independently without prior authorization
	2860	32.Service while at scales/weigh bridges.
	2861	33.All accident towing costs will be managed on an access basis and the service provider’s costs will be for the policy holder’s
	2862	account
	2863	EMERGENCY MEDICAL SERVICE
	2864	Medical Advice and Information Hotline
	2865	Medical personnel, including paramedics, nurses and doctors, are available 24 hours a day to provide general medical information and
	2866	advice. This is an advisory service, as a telephonic conversation does not permit an accurate diagnosis.
	2867	Emergency Medical Advice and Assistance Hotline
	2868	In addition to the general medical advice service, one call to the same number will trigger the medical operators who will guide you through
	2869	a medical crisis situation, provide you with emergency advice and organise for you to receive the support you require.
	2870	Referral to Crisis Line
	2871	Bereavement counselling, HIV counselling, Suicide counselling.
	2872	Referrals to Medical Practitioners and Facilities
	2873	We will refer you to the nearest medical facility or practitioners.
	2874	Emergency Medical Response to the Scene of a Medical Emergency
	2875	An appropriate response will be undertaken whereby a response vehicle will be dispatched immediately to the scene of a medical
	2876	emergency where appropriate lifesaving support will be provided to the member /s and where relevant, the member /s will be stabilised
	2877	before transfer is provided to the closest appropriate medical facility.
	2878	Medical Transportation
	2879	In the event of you experiencing a medical emergency, we will arrange for emergency medical transport to the nearest medical facility
	2880	capable of providing adequate care. Medical considerations, the degree of urgency, your state and fitness to travel and other
	2881	considerations, including but not limited to, airport availability, weather conditions and distance to be covered, as assessed by the doctor
	2882	and support staff, will determine whether transport will be provided by private, medically equipped aircraft, helicopter, regular schedule
	2883	flight, rail or road.
	2884	Inter-hospital Transfer
	2885	If the doctor, in consultation with the attending doctor, determines that treatment should continue at an alternate medical facility (because
	2886	the necessary treatment cannot be continued at the present facility) we will arrange for transportation to the closest facility where the
	2887	treatment can be continued after you have been stabilised.
	2888	Developed by Tial Technologies 2026/05/21Page 60 of 62
	2889	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2890	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2891
	2892	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2893	Medical Repatriation
	2894	In the event of your hospitalisation outside of your hometown, we will assist in arranging for your repatriation to your hometown once you
	2895	have been treated.
	2896	Escorted Return of Minors
	2897	In the event of your children being stranded as a result of your hospitalisation, we will arrange for their transportation, under supervision
	2898	where necessary, into the care of a person nominated by you.
	2899	Compassionate Visits
	2900	Should you be hospitalised outside your hometown for a period exceeding five (5) consecutive days, we will arrange for the transportation
	2901	of a close relative to visit you.
	2902	Please note: This cover is only valid within the borders of South Africa . There is a limit of R10 000 per incident.
	2903	PANIC SOS
	2904	In a panic situation, you never want to be alone! Panic SOS provides you and your loved ones with 24 hour access to your own
	2905	experienced crisis manager - who will help you through your emergency.
	2906	You never have to remember an emergency number again!
	2907	Panic SOS is a breakthrough in emergency support - you will never have to remember another emergency number again. Panic SOS has
	2908	access to every emergency service you may need, as well as access to your own security company, medical information and other usefule
	2909	contacts.
	2910	You will never be alone in an emergency!
	2911	The Panic SOS service providces you with your very own crisis manager. When you are in an emergency - WE take charge! Your crisis
	2912	manager will call you back on your cell phone and help you through your crisis - whatever that may be.
	2913	Do you need emergency medical advice over the phone, do you need to find a doctor or an ambulance fast, have you been involved in an
	2914	accident - or are you lost and feeling vulnerable, Panic SOS is there for you.
	2915	Access every emergency support service out there from one button on your cell phone.
	2916	To have access to Panic SOS, you need to register and then choose one number on your cell phone that acts as your panic button. In an
	2917	emergency, just press that one number - and we take charge of the rest. Your crisis manager will call you back and access the most
	2918	appropriate support that you need. Your crisis manager will be in telephone contact until your crisis situation is resolved.
	2919	Emergency Home/Office Assistance
	2920	Available 24 hours a day 365 days a year
	2921	Our Home/Office Assistance programme provides assistance to you when you are involved in a Home Emergency. A Home/Office
	2922	Emergency means any sudden, unexpected and/or unforeseen event at your home requiring the immediate and/ or urgent services of a
	2923	domestic tradesman to limit/ minimise or prevent further damage to the home.
	2924	This benefit is restricted to home/office emergencies and only applies to your eligible premises/primary place of permanent residence,
	2925	within the Republic of South Africa and used for domestic purposes , including outbuildings.
	2926	Emergency Services Notification and Call-out
	2927	At your request our Assist Call Centre will relay a notification of emergencies to the Police , Traffic, and Fire Brigade, Ambulance, Security
	2928	or any other emergency service provider.
	2929	Mobile Notification Services
	2930	As a member you will receive an SMS notifying you of the update on your active case. The below details will be sent to your mobile phone
	2931	after lodging a case:
	2932	•Name of Primary Case Manager
	2933	•Reference Number (ease of calling in and enable anyone of the Assist Agents to intervene or provide further details to the caller
	2934	member)
	2935	•Once a Service Provider has been appointed, the responding Service Provider details will be sent along with the ETA
	2936	•Any changes made to the case (new Service Provider, additional requests - breakdown, needs a tow etc.)
	2937	•If there is a shift change, the details of your New Case Manager will also be sent
	2938	*Please note that each benefit will be managed on an individual basis and is highly dependent on traffic , weather and correct
	2939	information received i.e. address or area of incident.
	2940	The Home/Office Assistance programme shall entail the following emergency services to customers :
	2941	•Plumbers
	2942	•Glaziers
	2943	•Electricians
	2944	•Locksmiths
	2945	•Tree Felling
	2946	•Bee Keepers and Pest Controllers
	2947	•Appliances (member will be assisted but on a member-to-pay basis only)
	2948	Developed by Tial Technologies 2026/05/21Page 61 of 62
	2949	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2950	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2951
	2952	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2953	Terms and Conditions
	2954	•Overall limit of three incidents or R2000 per member per annum applies.
	2955	•Please note that the call out fee and first hour of labour will be covered under your Home/Office Assistance, however the cost of
	2956	parts and additional labour will for your own account.
	2957	•Where the incident is not considered an emergency that requires immediate attention, we will provide a referral for any specific
	2958	Service Provider and all costs will be for the member’s account .
	2959	•The benefit period is one calendar year and the benefit does not accumulate, but is a maximum amount per annum.
	2960	•A repair incident is considered per service category, e.g. if an electrician is called out to repair on the distribution board as well as
	2961	an electrical connection, this is treated as one call out.
	2962	Benefit excludes MAINTANENCE (Of any kind)
	2963	Specific Exclusions:
	2964	•Replacing light bulbs
	2965	•Adjustment of thermostats
	2966	•Any remote controls or access controls
	2967	•Normal wear and tear/ Safes
	2968	PLUMBERS
	2969	Assistance shall be provided to customers in circumstances where they have requested access to the service where the emergency is any
	2970	of the following:
	2971	•Visible burst water connections and pipes
	2972	•Blocked drains, toilets, baths and sinks, causing further damage to the home/office
	2973	•Emergency Geyser overflow, valves (Latco and pressure release) causing loss of hot water and pressure-release problems
	2974	Exclusions:
	2975	•Jacuzzi, swimming pools and boreholes and borehole pumps; Leak detection inspections, Repairs not complying with regulated
	2976	specifications such as SABS and others, Leaking taps, Replacement of a burst geyser, septic tanks and water supply
	2977	interruptions to permanent residence.
	2978	GLAZIERS
	2979	•Glazier assistance is a 24-hour help line, offering assistance were a service provider is dispatched to ensure that damaged
	2980	windscreens, side glass or building glass can be professionally replaced
	2981	•Broken or badly cracked window panes which could result in access to the residence
	2982	•No materials are covered as this is for the clients account (the actual glass etc. is for the client)
	2983	ELECTRICIANS
	2984	Assistance shall be provided to customers in circumstances where they have requested access to the service where the emergency is any
	2985	of the following:
	2986	•Distribution boards, circuits, main cables causing power failure
	2987	•Earth-leakage relays causing power failure
	2988	•Geyser connections, and elements, causing 100% power failure
	2989	•Plug points causing 100% power failure
	2990	•Light fittings or switches causing 100% power failure
	2991	•Lightning strikes on wiring
	2992	•Multiple burnt connections on wiring or plug points causing 100% power failure
	2993	•Connections to all electrical motors (e.g. electric gate motor) causing 100% power failure
	2994	Exclusions:
	2995	Electric gates and doors; Jacuzzi, swimming pool and borehole pumps; Air conditioners and commercial refrigeration ; Repairs not
	2996	complying with regulated specifications such as SABS and others ; All electrical motors (e.g. electric gate motor) ; Main electrical supply
	2997	interruptions to permanent residence.
	2998	LOCKSMITHS
	2999	•If keys are broken off or lost for a main entrance or exit of the house (This includes outbuildings)
	3000	•If a person is locked inside the house or any room within the house
	3001	Exclusions:
	3002	Burglary incidents (the member will be assisted, but is liable for the cost); and garages; Padlocks; Replacing of damaged locks (the
	3003	member will be assisted at his / her own expense); Business premises (Business premises - Only applicable for Office Assistance )
	3004	Additional benefits also Included are:
	3005	•Tree Fellers/ Bee Keepers and Pest Controllers - paid for up to the per incident limits only and only within day light hours
	3006	•Should a break in occur, Security assistance and guarding services will be provided at the members request. This will be for the
	3007	members own account
	3008	Estimated Service Times :
	3009	•Urban Areas = average response time is 35 to 80 min (from time of dispatch - 40km to 100km) with the potential of extended
	3010	response time on weekends only.
	3011	•Rural Areas = average response time is 80 - 240 min (from time of dispatch - in excess of 100km).
	3012	Developed by Tial Technologies 2026/05/21Page 62 of 62
	3013	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	3014	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.

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Version1	Version2	Differences
1		[2025-2026 Motor Fleet]
2		A1: LAMBSONS HIRE & SALES - MOTOR FLEET LISTING \| D1: HOLLARD - 2025
3		A2: INSURANCE PERIOD AS AT 1/6/2025 TO 31/5/2026
4		A4: CARS R100 001 TO R310 000: \| B4: MM CODE \| C4: FINANCED \| D4: VALUE
5		A5: 2014 KIA PICANTO 1.2 A/T EX \| B5: 32105170 \| C5: NO \| D5: 100500
6		A6: 2013 SUZUKI SWIFT 1.4 GLS \| B6: 59007120 \| C6: YES \| D6: 107000
7		A7: 2014 BMW X1 2L D A/T \| B7: 05020241 \| C7: YES \| D7: 201600
8		A8: 2018 SUZUKI IGNIS \| B8: 59008220 \| D8: 148700
9		A9: 2022 SUZUKI S-PRESSO 1.0 GL MT \| B9: 59002150 \| D9: 136225
10		A10: TOTAL \| D10: 694025
11		A12: CARS R100 001 TO R350 000: \| B12: MM CODE \| C12: FINANCED \| D12: VALUE
12		A13: 2012 SUZUKI SX4 2.0 \| B13: 59030201 \| C13: NO \| D13: 126100
13		A14: 2024 SUZUKI FRONX 1.5 GL A/T \| B14: 59046210 \| C14: YES STANDARD BANK & ASSET VEHICLE \| D14: 306100
14		A15: TOTAL \| D15: 432200
15		A17: LDVS R100 001 TO R200 000: \| B17: MM CODE \| C17: FINANCED \| D17: VALUE
16		A18: 2014 CHEVROLET UTILITY 1.4 BASE A/C \| B18: 10019116 \| C18: YES \| D18: 108100
17		A19: 2014 CHEVROLET UTILITY 1.4 BASE A/C \| B19: 10019116 \| C19: NO \| D19: 108100
18		A20: 2016 CHEVROLET UTILITY 1.4 BASE A/C \| B20: 10019116 \| C20: YES \| D20: 127700
19		A21: 2016 CHEVROLET UTILITY 1.4 BASE A/C \| B21: 10019116 \| C21: YES \| D21: 127700
20		A22: 2013 ISUZU KB250 FLEETSIDE (SAFETY) \| B22: 28015265 \| C22: YES \| D22: 125100
21		A23: 2014 ISUZU KB250 FLEETSIDE (SAFETY) \| B23: 28015265 \| C23: YES \| D23: 137800
22		A24: 2014 ISUZU KB250 FLEETSIDE (SAFETY) \| B24: 28015265 \| C24: YES \| D24: 137800
23		A25: 2015 ISUZU KB250 FLEETSIDE (SAFETY) \| B25: 28015265 \| C25: YES \| D25: 150200
24		A26: 2015 ISUZU KB250 FLEETSIDE (SAFETY) \| B26: 28015265 \| C26: YES \| D26: 150200
25		A27: 2018 NISSAN NP200 1.6 8V BASE \| B27: 47017660 \| C27: YES \| D27: 121500
26		A28: (1x TRACKING & RECOVERY DEVICE REQUIRED, EITHER RADIO FREQUENCY OR AN EARLY WARNING SYSTEM)
27		A29: 2016 ISUZU KB250 FLEETSIDE (SAFETY) \| B29: 28015265 \| C29: YES \| D29: 163400
28		A30: 2016 ISUZU KB250 FLEETSIDE (SAFETY) \| B30: 28015265 \| C30: YES \| D30: 163400
29		A31: 2016 ISUZU KB250 FLEETSIDE (SAFETY) \| B31: 28015265 \| C31: YES \| D31: 163400
30		A32: 2016 ISUZU KB250 FLEETSIDE (SAFETY) \| B32: 28015265 \| C32: YES \| D32: 163400
31		A33: 2018 NISSAN NP200 1.5 DCI BASE \| B33: 47017631 \| D33: 160800
32		A34: (1x TRACKING & RECOVERY DEVICE REQUIRED, EITHER RADIO FREQUENCY OR AN EARLY WARNING SYSTEM)
33		A35: 2019 NISSAN NP200 1.5 DCI BASE & A/C \| B35: 47017631 \| D35: 172200
34		A36: (1x TRACKING & RECOVERY DEVICE REQUIRED, EITHER RADIO FREQUENCY OR AN EARLY WARNING SYSTEM)
35		A37: 2020 NISSAN NP200 1.5 A/C SAFETY PACK P/U S/C \| B37: 47017631 \| D37: 189134
36		A38: (1x TRACKING & RECOVERY DEVICE REQUIRED, EITHER RADIO FREQUENCY OR AN EARLY WARNING SYSTEM)
37		A39: TOTAL \| D39: 2469934
38		A41: LDVS R200 001 TO R350 000: \| B41: MM CODE \| C41: FINANCED \| D41: VALUE
39		A42: 2019 ISUZU D-Max 250c P/U S/C \| B42: 28016180 \| D42: 191000
40		A43: 2021 ISUZU D-MAX 250C S/C P/U \| B43: 28016180 \| D43: 240700
41		A44: 2022 ISUZU D-MAX 250C S/C P/U \| B44: 28016180 \| D44: 285155
42		A45: 2022 ISUZU D-MAX 250C S/C P/U \| B45: 28016180 \| D45: 285155
43		A46: 2024 MAHINDRA PIK UP 2.2 MHAWK S4 P/U S/C \| B46: 41514101 \| C46: YES STANDARD BANK & ASSET VEHICLE \| D46: 236940
44		A47: 2024 MAHINDRA PIK UP 2.2 MHAWK S4 P/U S/C \| B47: 41514101 \| C47: YES STANDARD BANK & ASSET VEHICLE \| D47: 236940
45		A48: 2021 ISUZU D-MAX 250 HO FLEETSIDE SAFETY S/C P/U \| B48: 28016235 \| D48: 274300
46		A49: 2021 ISUZU D-MAX 250 HO FLEETSIDE SAFETY S/C P/U \| B49: 28016235 \| D49: 274300
47		A50: 2023 ISUZU D-MAX 250C S/CAB BASE \| B50: 28016180 \| D50: 302796
48		A51: 2023 ISUZU D-MAX 250C S/CAB BASE \| B51: 28016180 \| D51: 302796
49		A52: 2023 ISUZU D-MAX 250C S/CAB BASE \| B52: 28016180 \| D52: 302796
50		A53: 2023 ISUZU D-MAX 250C S/CAB BASE \| B53: 28016180 \| D53: 302796
51		A54: TOTAL \| D54: 3235674
52		A56: HEAVY COMMERCIAL VEHICLES R0 TO R350 000: \| B56: MM CODE \| C56: FINANCED \| D56: VALUE
53		A57: 2012 TATA LPT813 EX2 F/C 4T \| B57: 59870260 \| C57: YES \| D57: 98700
54		A58: 2013 ISUZU NQR 500T INCL EXTRAS \| B58: 28025847 \| C58: YES \| D58: 286727
55		A59: TOTAL \| D59: 385427
56		A61: HEAVY COMMERCIAL VEHICLES R350 001 TO R750 000: \| B61: MM CODE \| C61: FINANCED \| D61: VALUE
57		A62: 2016 ISUZU NQR500 AMT INCL EXTRAS \| B62: 28025847 \| C62: YES \| D62: 393105
58		A63: TOTAL \| D63: 393105
59		A65: TRAILERS UP TO R50 000: \| B65: FLEET NO. \| C65: FINANCED \| D65: VALUE
60		A66: NORMAL \| B66: MR-015 \| D66: 5750
61		A67: NORMAL \| B67: VR-080 \| D67: 5750
62		A68: NORMAL \| B68: SP-040 \| D68: 5750
63		A69: BOMAG \| B69: TRL10-0001 \| D69: 11500
64		A70: BOMAG \| B70: TRL-10 \| D70: 11500
65		A71: BOMAG \| B71: TRL-13 \| D71: 11500
66		A72: BOMAG \| B72: TRL-14 \| D72: 11500
67		A73: BOMAG \| B73: TRL-20 \| D73: 11500
68		A74: BOMAG \| B74: TRL-21 \| D74: 11500
69		A75: BOMAG \| B75: TRL-24 \| D75: 11500
70		A76: BOMAG \| B76: TRL-26 \| D76: 11500
71		A77: BOMAG \| B77: TRL-25 \| D77: 11500
72		A78: ROLL AWAY \| B78: TRL-31 \| D78: 23000
73		A79: ROLL AWAY \| B79: TRL-30 \| D79: 23000
74		A80: ROLL AWAY \| B80: TRL-32 \| D80: 23000
75		A81: ROLL AWAY \| B81: TRL-33 \| D81: 23000
76		A82: ROLL AWAY \| B82: TRL-34 \| D82: 23000
77		A83: ROLL AWAY \| B83: TRL-29 \| D83: 23000
78		A84: ROLL AWAY \| B84: TRL-27 \| D84: 23000
79		A85: ROLL AWAY \| B85: TRL-28 \| D85: 23000
80		A86: ROLL AWAY \| B86: CSP-099 \| D86: 23000
81		A87: TOTAL \| D87: 327750
82		A89: TRAILERS - THIRD PARTY COVER ONLY: \| B89: FLEET NO. \| C89: FINANCED \| D89: VALUE
83		A90: BOWSER WASHER TRAILER \| B90: BWS-0001 \| D90: 0
84		A91: BOWSER WASHER TRAILER \| B91: BWI-0011 \| D91: 0
85		A92: BOWSER WASHER TRAILER \| B92: BW1-0008 \| D92: 0
86		A93: BOWSER WASHER TRAILER \| B93: BW1-0025 \| D93: 0
87		A94: BOWSER WASHER TRAILER \| B94: BW1-0005 \| D94: 0
88		A95: BOWSER WASHER TRAILER \| B95: BW1-0027 \| D95: 0
89		A96: BOWSER WASHER TRAILER \| B96: BW1-0003 \| D96: 0
90		A97: BOWSER WASHER TRAILER \| B97: BW1-0004 \| D97: 0
91		A98: BOWSER WASHER TRAILER \| B98: BW1-0010 \| D98: 0
92		A99: BOWSER WASHER TRAILER \| B99: BW1-0009 \| D99: 0
93		A100: BOWSER WASHER TRAILER \| B100: BW1-0006 \| D100: 0
94		A101: BOWSER WASHER TRAILER \| B101: BW1-0023 \| D101: 0
95
96		[2025-2026 EE List ]
97		A1: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR&I
98		A2: ELECTRONIC EQUIPMENT SCHEDULE
99		A3: INSURANCE PERIOD AS AT 1/6/2025 TO 31/5/2026
100		A5: DESCRIPTION \| F5: HOLLARD - 2025
101		A6: MULTI PERIL POLICY \| F6: SUM INSURED EXCLUDING VAT \| G6: SUM INSURED INCLUDING VAT
102		A7: ELECTRONIC EQUIPMENT \| C7: NO. \| D7: AMOUNT EXCL. VAT \| E7: USER NAME
103		A8: DESKTOP COMPUTERS, SOFTWARE & ACCESSORIES
104		A9: 1. 49 BISSET ROAD, JET PARK - HEAD OFFICE
105		A10: (INCLUDING SERVERS AT MTN DATA CENTRE, 113 BOWLING AVE, GALLO MANOR, SANDTON)
106		A11: 2. RCT 5000VA / 4000W INVERTER / 4x BATTERIES / BATTERY BANK \| F11: 34999 \| G11: 40248.85
107		A12: 3. WATCHGUARD T30 WITH 3 YR \| F12: 42300 \| G12: 48645
108		A13: 4. DELL R620 SERVER \| F13: 184325 \| G13: 211973.75
109		A14: 5. UBIQUITI 48 PORT 10/100/1000 SMART MANAGED GIGABIT SWITCH; 4 x SFP SLOTS FOR FIBRE MODULES \| F14: 14279 \| G14: 16420.85
110		A15: 7. NAS SYNOLOGY \| F15: 18498 \| G15: 21272.7
111		A16: 8. 9x HP THIN CLIENT T520 \| C16: 9 \| D16: 4577 \| F16: 41193 \| G16: 47371.95
112		A17: 9. 11x SAMSUNG LS19F350HN 18.5" (16:9) MONITORS \| C17: 11 \| D17: 2467 \| F17: 27137 \| G17: 31207.55
113		A18: 10. 1x LG FLATRON W2242S (PAM& SONETTE) MONITORS \| C18: 1 \| D18: 2855 \| F18: 2855 \| G18: 3283.25
114		A19: 11. 1x LG FLATRON W1641S PF (CARISSA) MONITOR \| C19: 1 \| D19: 2855 \| F19: 2855 \| G19: 3283.25
115		A20: 12. 16x YEALINK PHONES \| C20: 13 \| D20: 1336 \| F20: 17368 \| G20: 19973.2
116		A21: 13. 3x YEALINK CORDLESS \| C21: 3 \| D21: 2647 \| F21: 7941 \| G21: 9132.15
117		A22: 14. 1x SAMSUNG CLP680ND A4 COLOUR LASER (CARISSA) \| C22: 1 \| D22: 4980 \| F22: 4980 \| G22: 5727
118		A23: 17. 1x DELL PROJECTOR 1510X MICRO PORTABLE - 2Y NBD (NEXT BUSINESS DAY) EXCHANGE \| C23: 1 \| D23: 9523 \| F23: 9523 \| G23: 10951.45
119		A24: 18. 1x RCT 2000VA LINE INTERACTIVE UPS - 1200 W, LED DISPLAY, 1x USB PORT WITH SA WALL SOCKET \| C24: 1 \| D24: 2325 \| F24: 2325 \| G24: 2673.75
120		A25: 19. 1x NETGEAR 24 PORT 10/100/1000 SMART MANAGED GIGABIT SWITCH, 2 X SFP SLOTS FOR FIBRE MODULES \| C25: 1 \| D25: 9997 \| F25: 9997 \| G25: 11496.55
121		A26: 20. 1x NETGEAR 24 PORT 10/100/1000 SMART MANAGED GIGABIT SWITCH, 2 X SFP SLOTS FOR FIBRE MODULES \| C26: 1 \| D26: 9997 \| F26: 9997 \| G26: 11496.55
122		A27: 21. DELL R730 POWEREDGE REFURBISHED SERVER LTS PLUS LICENCE/MAINTENANCE \| F27: 183645 \| G27: 211191.75
123		F28: 614217 \| G28: 706349.55
124		A29: 2. 34A GERRIT MARITZ AVENUE, ALBERTON NORTH
125		A30: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F30: 21412 \| G30: 24623.8
126		A31: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
127		A32: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
128		F33: 21412 \| G33: 24623.8
129		A34: 3. 9A OOS STREET, MIDDELBURG
130		A35: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F35: 21412 \| G35: 24623.8
131		A36: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
132		A37: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
133		A38: 2. ADDITIONAL TERMINAL & MONITOR & RCT K19 KB+MOUSE COMBO \| F38: 6757 \| G38: 7770.55
134		F39: 28169 \| G39: 32394.35
135		A40: 4. 196 LOUIS BOTHA AVENUE, (ORANGE GROVE) HOUGHTON ESTATE, HOUGHTON
136		A41: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F41: 21412 \| G41: 24623.8
137		A42: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
138		A43: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
139		A44: 2. ADDITIONAL TERMINAL & MONITOR & RCT K19 KB+MOUSE COMBO \| F44: 6757 \| G44: 7770.55
140		F45: 28169 \| G45: 32394.35
141		A46: 5. 41A SOUTH MAIN REEF ROAD, NEW ERA SPRINGS
142		A47: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F47: 21412 \| G47: 24623.8
143		A48: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
144		A49: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
145		A50: 2. ADDITIONAL TERMINAL & MONITOR & RCT K19 KB+MOUSE COMBO \| F50: 6757 \| G50: 7770.55
146		F51: 28169 \| G51: 32394.35
147		A52: 6. 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET, VANDERBIJLPARK
148		A53: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F53: 21412 \| G53: 24623.8
149		A54: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
150		A55: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
151		A56: 2. ADDITIONAL MONITOR \| F56: 2157 \| G56: 2480.55
152		F57: 23569 \| G57: 27104.35
153		A58: 7. UNIT C3, FOURWAYS MART, N12 KLERKSDORP (42 & 42A MARGARETA PRINSLOO STREET, KLERKSDORP)
154		A59: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F59: 21412 \| G59: 24623.8
155		A60: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
156		A61: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
157		A62: 2. ADDITIONAL TERMINAL & MONITOR & RCT K19 KB+MOUSE COMBO \| F62: 6757 \| G62: 7770.55
158		F63: 28169 \| G63: 32394.35
159		A64: 8. 29 ANDRIES PRETORIUS STREET, EDENVALE (101-15TH AVENUE, EDENVALE)
160		A65: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F65: 21412 \| G65: 24623.8
161		A66: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
162		A67: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
163		F68: 21412 \| G68: 24623.8
164		A69: 9. CNR NELSON MANDELA & BEYERS NAUDE ROAD, POTCHEFSTROOM
165		A70: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F70: 21412 \| G70: 24623.8
166		A71: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
167		A72: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
168		F73: 21412 \| G73: 24623.8
169		A74: 11. 5 GRAHAM ROAD, SHERE, PRETORIA
170		A75: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F75: 21412 \| G75: 24623.8
171		A76: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
172		A77: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
173		F78: 21412 \| G78: 24623.8
174		A79: 12. 139 SEFAKO MAKGATHO DRIVE, SINOVILLE
175		A80: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F80: 21412 \| G80: 24623.8
176		A81: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
177		A82: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
178		A83: 2. RCT MEGA POWER UPS54AC AC POWER BANK WITH LITHIUM BATTERY \| F83: 5432 \| G83: 6246.8
179		F84: 26844 \| G84: 30870.6
180		A85: 14. CAMBRIDGE BUSINESS PARK, C/O WITKOPPEN ROAD AND REGENT STREET, PAULSHOF, 2191)
181		A86: 1. HP THIN CLIENT + LG MONITOR, UBIQUITI CUBE, ER-X 5 PORT ROUTER, CAB-6U, PDU, BRUSH PANEL , PATCH PANEL, \| F86: 21412 \| G86: 24623.8
182		A87: SCOOP 10-PORT GIGABIT ETHERNET SWITCH, WITH 8 AI PoE AND 2 UPLINK PORTS,
183		A88: BASE STATION AND EXTRA HANDSET(W53P + W53H), NETWORKPOINTS X 4
184		F89: 21412 \| G89: 24623.8
185		A90: BRANCHES TOTAL SUM INSURED \| F90: 862954 \| G90: 1017020.9
186		A91: ALL PREMISES OWNED &/OR OCCUPIED & MOBILE ITEMS
187		A92: COPIERS/PRINTERS
188		A93: 18x CANON IMAGE RUNNER 1435iF \| B93: @ \| C93: 18 \| D93: 20500 \| E93: EACH \| F93: 369000 \| G93: 424350
189		A94: CANON i-SENSYS LBP212W \| B94: @ \| C94: 1 \| D94: 5952.17 \| E94: EACH \| F94: 5952.17 \| G94: 6844.9955
190		F95: 374952.17 \| G95: 431194.9955
191		A96: NOTEBOOKS / LAPTOP COMPUTERS, SOFTWARE & ACCESSORIES \| B96: S/NO. \| E96: USER NAME
192		A97: ACER TMP 453 M 33124 G50 \| F97: 17049 \| G97: 19606.35
193		A98: HP 250 G8 INTEL CORE i5 1035U 4GB DDR4 \| F98: 17049 \| G98: 19606.35
194		A99: ACER TM5740G \| F99: 17049 \| G99: 19606.35
195		A100: HP FOLIO ULTRABOOK \| F100: 26315 \| G100: 30262.25
196		A101: HP PRPBOOK 657 B \| F101: 17049 \| G101: 19606.35
197		A102: HP NOTEBOOK 450 G8 INTEL CORE I5-1135 (5B6U1ES) \| F102: 17049 \| G102: 19606.35
198		A103: ACER NOTEBOOK \| F103: 17049 \| G103: 19606.35
199		A104: DELL LATITUDE 3540 \| F104: 24998 \| G104: 28747.7
200		A105: HP 450 G2 INTEL CORE/4GB \| F105: 17049 \| G105: 19606.35
201		A106: DELL VOSTRO 5568 7th GEN i5 \| F106: 22817 \| G106: 26239.55
202		A107: ACER 5740 \| F107: 17049 \| G107: 19606.35
203		A108: HP NOTEBOOK HP830 \| F108: 26315 \| G108: 30262.25
204		A109: DELL INSPIRON 3542 INTEL CORE i3 1.9hz \| F109: 17049 \| G109: 19606.35
205		A110: LENOVO V15 G2 ITL \| F110: 10355 \| G110: 11908.25
206		A111: LENOVO IDEAPAD 1 15ALC7 NOTEBOOK \| F111: 10948 \| G111: 12590.2
207		A112: PACKARD BELL SENNA R32 14 \| F112: 6955.65 \| G112: 7998.9975
208		F113: 282144.65 \| G113: 324466.3475
209		F115: 0 \| G115: 0
210		A116: TOTAL ELECTRONIC EQUIPMENT SUM INSURED: \| F116: 1520050.82 \| G116: 1772682.243
211		M208: =SUM(L114:L208)
212		B339: 71 \| N339: 19/02/2021 Updated Stock as per their email as they never sent an email remoning 4 Hydrostatic rollers
213		B344: 71
214
215		[Schedule]
216		A1: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR&I
217		A2: INSURANCE PERIOD AS AT 1/6/2025 TO 31/5/2026
218		A4: BUSINESS DESCRIPTION: SALES & HIRE OF PLANT & EQUIPMENT, SCAFFOLDING/ERECTIONS & ALL ASSOCIATED ACTIVITIES & TENANTS
219		A5: PHYSICAL ADDRESS:
220		A6: 1. 49 BISSET ROAD, JET PARK - HEAD OFFICE \| D6: 12. 139 SEFAKO MAKGATHO DRIVE, SINOVILLE
221		A7: 2. 34A GERRIT MARITZ AVENUE, ALBERTON NORTH \| D7: 13. 1163 STELLENBERG ROAD, WILLOW GLEN, PRETORIA EAST (STORAGE FACILITY)
222		A8: 3. 9A OOS STREET, MIDDELBURG \| D8: 14. CAMBRIDGE BUSINESS PARK, C/O WITKOPPEN ROAD AND REGENT STREET, PAULSHOF, 2191)
223		A9: 4. 196 LOUIS BOTHA AVENUE, (ORANGE GROVE) HOUGHTON ESTATE, HOUGHTON
224		A10: 5. 41A SOUTH MAIN REEF ROAD, NEW ERA SPRINGS
225		A11: 6. 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET, VANDERBIJLPARK
226		A12: 7. UNIT C3, FOURWAYS MART, N12 KLERKSDORP (42 & 42A MARGARETA PRINSLOO STREET, KLERKSDORP)
227		A13: 8. 29 ANDRIES PRETORIUS STREET, EDENVALE (101-15TH AVENUE, EDENVALE)
228		A14: 9. CNR NELSON MANDELA & BEYERS NAUDE ROAD, POTCHEFSTROOM
229		A15: 10. UNIT 7, VALLEY VIEW CENTRE, FOURWAYS
230		A16: 11. 5 GRAHAM ROAD, SHERE, PRETORIA
231		A18: DETAILS \| E18: HOLLARD - 2025
232		A19: MULTI PERIL POLICY \| E19: SUM INSURED \| F19: MONTHLY
233		A21: FIRE
234		A22: ALL PREMISES OWNED AND/OR OCCUPIED WITHIN RSA
235		A23: MISCELLANEOUS - PLANT & MACHINERY ETC, STOCK & MATERIALS IN TRADE, ALL OTHER CONTENTS INCL. GOODS IN THE \| E23: 57500000
236		A24: OPEN, ALARM SYSTEM, CCTV SYSTEM, TENANTS FIXTURES & FITTINGS LIKE BUT NOT LIMITED TO GUARDHOUSE,
237		A25: WASH BAYS, NETWORK POINTS, EXTRACTOR ROOM, FITTED KITCHEN, STOREROOM & SIGNAGE
238		A26: RENT PAYABLE - 6 MONTHS INDEMNITY - AS PER LIST RECEIVED \| E26: 3891186
239		A27: POWER SURGE DAMAGE (IN THE ANNUAL AGGREGATE) \| D27: UP TO \| E27: 100000 \| F27: INCLUDED
240		A28: ADDITIONAL CLAIMS PREPARATION COSTS \| E28: 200000
241		A29: BASIC EXCESS: R1 500 EACH & EVERY CLAIM
242		A30: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT
243		A31: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE
244		A32: REMAINING EXCESSES APPLICABLE TO THIS SECTION.
245		A34: OFFICE CONTENTS
246		A35: =A6
247		A36: FIRE AND ALLIED PERILS \| E36: 115000
248		A37: LOSS OF RENT (FOLLOWS DAMAGE TO BUILDING) \| B37: @ \| C37: 0.3 \| D37: OF THE S/INS \| E37: 34500
249		A38: THEFT EXTENSION (NON-FORCIBLE & VIOLENT ENTRY) \| B38: @ \| C38: 0.8 \| D38: OF THE S/INSURED \| E38: 92000
250		A39: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT
251		A40: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE
252		A41: EXCESSES APPLICABLE TO THIS SECTION.
253		A43: GLASS
254		A44: =A9
255		A45: LIMIT \| E45: 64914
256		A46: =D8
257		A47: LIMIT \| E47: 65174
258		A48: BASIC EXCESS: 10% OF CLAIM MININUM R500
259		A49: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT
260		A50: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE
261		A51: EXCESSES APPLICABLE TO THIS SECTION.
262		A52: THEFT
263		A53: =A6
264		A54: FIRST LOSS LIMIT \| E54: 3450000
265		A55: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E55: INCLUDED \| F55: 0
266		A56: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E56: 50000 \| F56: INCLUDED
267		A57: =A7
268		A58: FIRST LOSS LIMIT \| E58: 517500
269		A59: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E59: NOT INCLUDED \| F59: 0
270		A60: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E60: 50000 \| F60: INCLUDED
271		A61: =A8
272		A62: FIRST LOSS LIMIT \| E62: 575000
273		A63: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E63: NOT INCLUDED \| F63: 0
274		A64: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E64: 50000 \| F64: INCLUDED
275		A65: =A9
276		A66: FIRST LOSS LIMIT \| E66: 517500
277		A67: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E67: NOT INCLUDED \| F67: 0
278		A68: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E68: 50000 \| F68: INCLUDED
279		A69: =A10
280		A70: FIRST LOSS LIMIT \| E70: 575000
281		A71: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E71: NOT INCLUDED \| F71: 0
282		A72: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E72: 50000 \| F72: INCLUDED
283		A73: =A11
284		A74: FIRST LOSS LIMIT \| E74: 517500
285		A75: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E75: NOT INCLUDED \| F75: 0
286		A76: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E76: 50000 \| F76: INCLUDED
287		A77: =A12
288		A78: FIRST LOSS LIMIT \| E78: 575000
289		A79: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E79: NOT INCLUDED \| F79: 0
290		A80: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E80: 50000 \| F80: INCLUDED
291		A81: =A13
292		A82: FIRST LOSS LIMIT \| E82: 517500
293		A83: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E83: INCLUDED \| F83: 0
294		A84: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E84: 50000 \| F84: INCLUDED
295		A85: =A14
296		A86: FIRST LOSS LIMIT \| E86: 517500
297		A87: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E87: NOT INCLUDED \| F87: 0
298		A88: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E88: 50000 \| F88: INCLUDED
299		A89: =A16
300		A90: FIRST LOSS LIMIT \| E90: 517500
301		A91: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E91: NOT INCLUDED \| F91: 0
302		A92: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E92: 50000 \| F92: INCLUDED
303		A93: =D6
304		A94: FIRST LOSS LIMIT \| E94: 517500
305		A95: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E95: NOT INCLUDED \| F95: 0
306		A96: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E96: 50000 \| F96: INCLUDED
307		A97: =D7
308		A98: FIRST LOSS LIMIT \| E98: 115000
309		A99: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E99: NOT INCLUDED \| F99: 0
310		A100: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E100: 50000 \| F100: INCLUDED
311		A101: =D8
312		A102: FIRST LOSS LIMIT \| E102: 517500
313		A103: LOSSES IN THE OPEN AT THE INSURED PREMISES \| E103: NOT INCLUDED \| F103: 0
314		A104: ADDITIONAL LOSS OR DAMAGE TO BUILDINGS (GLASS EXCLUDED) \| E104: 50000 \| F104: INCLUDED
315		A105: BASIC EXCESS: 10% OF CLAIM, MINIMUM R750
316		A106: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT
317		A107: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE
318		A108: REMAINING EXCESSES APPLICABLE TO THIS SECTION.
319		A110: GOODS IN TRANSIT
320		A111: LOAD LIMIT (ALL RISKS BASIS) \| E111: 920000
321		A112: HIJACKING OF CONVEYING VEHICLE \| E112: INCLUDED \| F112: 0
322		A113: RIOT & STRIKE (OTHER THAN RSA & NAMIBIA) \| E113: INCLUDED \| F113: INCLUDED
323		A114: FIRE EXTINGUISHERS CHARGES \| E114: 50000 \| F114: INCLUDED
324		A115: DEBRIS REMOVAL \| E115: 100000 \| F115: INCLUDED
325		A116: BASIC EXCESS: 10% OF CLAIM, MINIMUM R2 500
326		A117: THEFT / HIJACK EXCESS: 15% OF CLAIM (NOT CUMULATIVE)
327		A118: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT
328		A119: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE
329		A120: REMAINING EXCESSES APPLICABLE TO THIS SECTION.
330		A122: BUSINESS ALL RISKS
331		A123: BAR0005: 1 x IPHONE 14 128GB 5G \| B123: @ \| C123: 19999 \| D123: EACH \| E123: 19999
332		A124: BAR0006: 5 x SAMSUNG GALAXY S23 512GB BLACK \| B124: @ \| C124: 22699 \| D124: EACH \| E124: 113495
333		A125: BAR0007: 1 x SAMSUNG GALAXY A23 64GB BLUE \| B125: @ \| C125: 4499 \| D125: EACH \| E125: 4499
334		A126: BAR0008: 1 x SAMSUNG GALAXY S25 256GP SLIVER SHADOW \| B126: @ \| C126: 20769 \| D126: EACH \| E126: 20769
335		A127: BAR0009: 2 x SAMSUNG GALAXY S25 256GB NAVY \| B127: @ \| C127: 20769 \| D127: EACH \| E127: 41538
336		A128: BAR0010: 2 x IPHONE 16 128GB BLACK \| B128: @ \| C128: 22629 \| D128: EACH \| E128: 45258
337		A129: BAR0012: 1 x SAMSUNG GALAXY S21 256GB GREY \| B129: @ \| C129: 12000 \| D129: EACH \| E129: 12000
338		A130: BAR0013: 1 x SAMSUNG A36 5G (6GB/128GB BLACK) \| B130: @ \| C130: 7459 \| D130: EACH \| E130: 7459
339		A131: BAR0011: ADDITIONAL POWER SURGE DAMAGE EXTENSION - FIRST LOSS LIMIT - AVERAGE DELETED \| E131: 100000
340		A132: CELL PHONE EXCESS: 10% OF CLAIM, MINIMUM R500
341		A133: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT
342		A134: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE
343		A135: REMAINING EXCESSES APPLICABLE TO THIS SECTION.
344		A137: COMBINED LIABILITY (CLAIMS MADE BASIS)
345		A138: ROD: 1/6/2010
346		A139: GENERAL & TENANTS \| E139: 10000000
347		A140: PRODUCTS LIABILITY & DEFECTIVE WORKMANSHIP LIABILITY \| E140: 5000000
348		A141: WRONGFUL ARREST & DEFAMATION \| B141: (ANNUAL AGGREGATE OF R250 000) \| E141: 150000 \| F141: 0
349		A142: GENERAL & TENANTS EXCESS: R5 000
350		A143: PRODUCTS LIABLITY & DEFECTIVE WORKMANSHIP EXCESS: 10% OF CLAIM MIN R5 000 MAX R50 000
351		A144: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT
352		A145: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE
353		A146: REMAINING EXCESSES APPLICABLE TO THIS SECTION.
354		A148: UMBRELLA LIABILITY:
355		A149: MOTOR 3RD PARTY LIABILITY \| E149: UP TO
356		A150: =A252 \| B150: =B253 \| E150: 17500000
357		A151: =A252 \| B151: =B256 \| E151: 17500000
358		A152: =A260 \| B152: =B261 \| E152: 17500000
359		A153: =A260 \| B153: =B264 \| E153: 17500000
360		A154: =A268 \| B154: =B269 \| E154: 17500000
361		A155: =A268 \| B155: =B272 \| E155: 17500000
362		A156: =A276 \| B156: =B277 \| E156: 17500000
363		A157: =A281 \| B157: =B282 \| E157: 17500000
364		B158: =SUM(B150:B156)
365		A159: EXCESS: R2 500 000 (COVER UNDER MOTOR VEHICLE SECTION OF POLICY)
366		A161: EMPLOYERS LIABILITY
367		A162: ROD: 1/6/2009
368		A163: LIMIT OF INDEMNITY \| E163: 2000000
369		A164: EXCESS: NIL
370		A166: ACCIDENTAL DAMAGE
371		A167: LIMIT OF INDEMNITY \| E167: 1000000
372		A168: EXCESS: N/A
373		A170: ELECTRONIC (COMPUTER) EQUIPMENT
374		A171: =A6 \| B171: (INCLUDING SERVERS AT MTN DATA CENTRE, 113 BOWLING AVE, GALLO MANOR, SANDTON)
375		A172: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E172: 706349.55
376		A173: REINSTATEMENT OF DATA \| E173: 50000 \| F173: INCLUDED
377		A174: INCREASED COST OF WORKING \| E174: 50000 \| F174: INCLUDED
378		A175: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
379		A176: =A7
380		A177: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E177: 24623.8
381		A178: REINSTATEMENT OF DATA \| E178: 50000 \| F178: INCLUDED
382		A179: INCREASED COST OF WORKING \| E179: 50000 \| F179: INCLUDED
383		A180: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
384		A181: =A8
385		A182: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E182: 32394.35
386		A183: REINSTATEMENT OF DATA \| E183: 50000 \| F183: INCLUDED
387		A184: INCREASED COST OF WORKING \| E184: 50000 \| F184: INCLUDED
388		A185: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
389		A186: =A9
390		A187: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E187: 32394.35
391		A188: REINSTATEMENT OF DATA \| E188: 50000 \| F188: INCLUDED
392		A189: INCREASED COST OF WORKING \| E189: 50000 \| F189: INCLUDED
393		A190: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
394		A191: =A10
395		A192: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E192: 32394.35
396		A193: REINSTATEMENT OF DATA \| E193: 50000 \| F193: INCLUDED
397		A194: INCREASED COST OF WORKING \| E194: 50000 \| F194: INCLUDED
398		A195: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
399		A196: =A11
400		A197: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E197: 27104.35
401		A198: REINSTATEMENT OF DATA \| E198: 50000 \| F198: INCLUDED
402		A199: INCREASED COST OF WORKING \| E199: 50000 \| F199: INCLUDED
403		A200: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
404		A201: =A12
405		A202: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E202: 32394.35
406		A203: REINSTATEMENT OF DATA \| E203: 50000 \| F203: INCLUDED
407		A204: INCREASED COST OF WORKING \| E204: 50000 \| F204: INCLUDED
408		A205: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
409		A206: =A13
410		A207: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E207: 24623.8
411		A208: REINSTATEMENT OF DATA \| E208: 50000 \| F208: INCLUDED
412		A209: INCREASED COST OF WORKING \| E209: 50000 \| F209: INCLUDED
413		A210: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
414		A211: =A14
415		A212: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E212: 24623.8
416		A213: REINSTATEMENT OF DATA \| E213: 50000 \| F213: INCLUDED
417		A214: INCREASED COST OF WORKING \| E214: 50000 \| F214: INCLUDED
418		A215: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
419		A216: =A16
420		A217: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E217: 24623.8
421		A218: REINSTATEMENT OF DATA \| E218: 50000 \| F218: INCLUDED
422		A219: INCREASED COST OF WORKING \| E219: 50000 \| F219: INCLUDED
423		A220: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
424		A221: =D6
425		A222: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E222: 30870.6
426		A223: REINSTATEMENT OF DATA \| E223: 50000 \| F223: INCLUDED
427		A224: INCREASED COST OF WORKING \| E224: 50000 \| F224: INCLUDED
428		A225: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
429		A226: =D8
430		A227: HARDWARE & SOFTWARE (BREAKDOWN ON FILE) \| E227: 24623.8
431		A228: REINSTATEMENT OF DATA \| E228: 50000 \| F228: INCLUDED
432		A229: INCREASED COST OF WORKING \| E229: 50000 \| F229: INCLUDED
433		A230: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
434		A231: OTHER
435		A232: ALL PREMISES OWNED & / OR OCCUPIED
436		A233: INCOMPATIBILITY COVER (MAX. R50 000) \| B233: @ \| C233: 0.2 \| D233: OF THE S/INSURED \| E233: 354536.4486
437		A234: ADDITIONAL REINSTATEMENT OF DATA \| E234: 50000
438		A235: ADDITIONAL INCREASED COST OF WORKING \| E235: 50000
439		A236: (INDEMNITY PERIOD 3 MONTHS, TIME EXCESS 24 HOURS)
440		A237: COPIERS / PRINTERS
441		A238: COPIERS / PRINTERS \| E238: 431194.9955
442		A239: NOTEBOOKS
443		A240: NOTEBOOKS / LAPTOP COMPUTERS / SOFTWARE & ALL ACCESSORIES \| E240: 324466.3475
444		A242: ELECTRONIC (COMPUTER) EQUIPMENT SECTION EXCESSES:
445		A243: EXCESS: 10% OF CLAIM, MINIMUM R500 (OCCURRENCE EXCESS)
446		A244: LIGHTNING & POWER SURGE EXCESS: ADDITIONAL 10% OF THE CLAIM, MINIMUM R500
447		A245: (WAIVED IF PROTECTED BY AN APPROVED SURGE ARRESTOR AS DETAILED IN THE POLICY WORDING)
448		A246: PLEASE REFER TO THE BUSINESS POLICY STANDARD FIRST AMOUNTS PAYABLE AS WELL AS THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT
449		A247: PAYABLE SHEETS / SCHEDULES FOR THE AUTOMATIC PROVISIONS, EXTENSIONS & FIRST AMOUNT PAYABLE SHEETS / SCHEDULES FOR THE
450		A248: REMAINING EXCESSES APPLICABLE TO THIS SECTION.
451		A249: NON-MOTOR TOTAL
452		A251: MOTOR FLEET - DEPOSIT BURN - 80/20 \| B251: BASIS OF VALUATION - RETAIL VALUE
453		A252: PRIVATE TYPE MOTOR CARS
454		A253: ESTIMATED NO: \| B253: 5 \| E253: 694025
455		A254: MAXIMUM INDEMNITY: \| B254: 100001 \| C254: TO \| D254: 310000
456		A255: TYPE OF COVER: \| B255: COMP \| C255: BUS USE
457		A256: ESTIMATED NO: \| B256: 2 \| E256: 432200
458		A257: MAXIMUM INDEMNITY: \| B257: 100001 \| C257: TO \| D257: 350000
459		A258: TYPE OF COVER: \| B258: COMP \| C258: PVT USE
460		A260: LDVS
461		A261: ESTIMATED NO: \| B261: 17 \| E261: 2469934
462		A262: MAXIMUM INDEMNITY: \| B262: 100001 \| C262: TO \| D262: 200000
463		A263: TYPE OF COVER: \| B263: COMP \| C263: BUS USE
464		A264: ESTIMATED NO: \| B264: 12 \| E264: 3235674
465		A265: MAXIMUM INDEMNITY: \| B265: 200001 \| C265: TO \| D265: 350000
466		A266: TYPE OF COVER: \| B266: COMP \| C266: BUS USE
467		A268: HEAVY COMMERCIAL VEHICLES
468		A269: ESTIMATED NO: \| B269: 2 \| E269: 385427
469		A270: MAXIMUM INDEMNITY: \| B270: 0 \| C270: TO \| D270: 350000
470		A271: TYPE OF COVER: \| B271: COMP \| C271: BUS USE
471		A272: ESTIMATED NO: \| B272: 1 \| E272: 393105
472		A273: MAXIMUM INDEMNITY: \| B273: 350001 \| C273: TO \| D273: 750000
473		A274: TYPE OF COVER: \| B274: COMP \| C274: BUS USE
474		A276: TRAILERS
475		A277: ESTIMATED NO: \| B277: 21 \| E277: 327750
476		A278: MAXIMUM INDEMNITY: \| B278: 0 \| C278: TO \| D278: 50000
477		A279: TYPE OF COVER: \| B279: COMP \| C279: BUS USE
478		A281: TRAILERS - THIRD PARTY COVER ONLY
479		A282: ESTIMATED NO: \| B282: 12 \| E282: 0
480		A283: MAXIMUM INDEMNITY: \| B283: 0 \| C283: TO \| D283: 2500000
481		A284: TYPE OF COVER: \| B284: THIRD PARTY \| C284: BUS USE
482		A285: EXCESS: R2 500
483		A287: MOTOR BURN PREMIUM TO COLLECT UNTIL RENEWAL
484		A288: BURN ADDITIONAL PREMIUM JANUARY 2026 TO MAY 2026
485		A290: THIRD PARTY LIABILITY (PLANT ITEMS)
486		A291: LIMIT OF INDEMNITY \| D291: =B357 \| E291: 2500000
487		A292: EXCESS: R2 500
488		A294: RIOT & STRIKE (EXCLUDING RSA & NAMIBIA) \| E294: INCLUDED \| F294: INCLUDED
489		A296: MOTOR TOTAL
490		A298: SASRIA (RIOT)
491		A299: FIRE \| E299: 61591186
492		A300: OFFICE CONTENTS \| E300: 149500
493		A301: GLASS \| E301: 130088
494		A302: BUSINESS ALL RISKS \| E302: 365017
495		A303: ELECTRONIC EQUIPMENT \| E303: 2777218.6916
496		A304: GOODS IN TRANSIT \| E304: 920000
497		A305: GOODS IN TRANSIT SHORTFALL \| E305: INCLUDED
498		A306: MOTOR
499		A307: PRIVATE VEHICLES \| E307: 7
500		A308: LDVS \| D308: =B261 \| E308: 2469934
501		A309: LDVS \| D309: =B264 \| E309: 3235674
502		A310: TRAILERS \| D310: =B277 \| E310: 327750
503		A311: =A268
504		A312: COMMERCIAL VEHICLES \| D312: =B269 \| E312: 385427
505		A313: COMMERCIAL VEHICLES \| D313: =B272 \| E313: 393105
506		A314: FREE SASRIA EXTENSION \| E314: INCLUDED
507		A315: SASRIA PREMIUM TOTAL \| F315: =SUM(F297:F314)
508		A316: MULTI-PERIL POLICY TOTAL \| G316: =F249+F296+F315
509		B317: BASIS OF VALUATION: MARKET VALUE + 10% + VAT
510		A318: PLANT ALL RISKS - DEPOSIT BURN - 60/20/20 \| B318: QUANTITIES \| D318: COST PER ITEM \| E318: AGREED VALUE
511		A319: DUMPER 1.6 TON NEUSON 2WD \| B319: 11 \| C319: DWN16 \| D319: 345000 \| E319: 3795000
512		A320: DUMPER 3 TON \| B320: 16 \| C320: DWN30 \| D320: 460000 \| E320: 7360000
513		A321: 3.5 TON WACKER EXCAVATOR WITH VDS \| B321: 3 \| C321: EX35 \| D321: 690000 \| E321: 2070000
514		A322: HAMMER KIT 3.5 TON EXCAVATOR \| B322: 4 \| C322: EX35H \| D322: 103500 \| E322: 414000
515		A323: 3.8 TON ZERO TAIL/VDS WACKER EXCAVATOR \| B323: 1 \| C323: EX38 \| D323: 575000 \| E323: 575000
516		A324: KRAMER LOADER \| B324: 1 \| C324: KL35 \| D324: 57500 \| E324: 57500
517		A325: TRIME X-START 6 X 150W LED DOUBLE AXLE LIGHTING TOWER (Group 1) \| B325: 7 \| C325: LED6 \| D325: 195500 \| E325: 1368500
518		A326: TRIME X-START 6 X 150W LED DOUBLE AXLE LIGHTING TOWER (Group 2) \| B326: 10 \| C326: LED6 \| D326: 207000 \| E326: 2070000
519		A327: TRIME X-START 6 X 150W LED DOUBLE AXLE LIGHTING TOWER (Group 3) \| B327: 11 \| C327: LED6 \| D327: 207000 \| E327: 2277000
520		A328: TRIME X-START 6 X 150W LED DOUBLE AXLE LIGHTING TOWER (Group 4) \| B328: 2 \| C328: LED6 \| D328: 230000 \| E328: 460000
521		A329: TRIME X-START 6 X 150W LED DOUBLE AXLE LIGHTING TOWER (Group 5) \| B329: 4 \| C329: LED6 \| D329: 270250 \| E329: 1081000
522		A330: 1.6 TON RIDE ON ROLLER \| B330: 17 \| C330: RON16 \| D330: 402500 \| E330: 6842500
523		A331: 1.6 BOPU TON RIDE ON ROLLER \| B331: 2 \| C331: RON16BP \| D331: 287500 \| E331: 575000
524		A332: 2.7 TON RIDE ON ROLLER \| B332: 18 \| C332: RON27 \| D332: 517500 \| E332: 9315000
525		A333: 2.5 TON RIDE ON ROLLER WACKER \| B333: 3 \| C333: RON27W \| D333: 460000 \| E333: 1380000
526		A334: SKIDSTEER \| B334: 9 \| C334: SS \| D334: 563500 \| E334: 5071500
527		A335: ROAD BROOM SKIDSTEER \| B335: 2 \| C335: RB18 \| D335: 46000 \| E335: 92000
528		A336: SKID STEER WACKER \| B336: 2 \| C336: SSW \| D336: 460000 \| E336: 920000
529		A337: TOWER LIGHT WACKER (DOUBLE AXLE) \| B337: 0 \| C337: TLW4 \| D337: 0 \| E337: 0
530		A338: 12m TRAILER MOUNT BOOM LIFTS \| B338: 6 \| C338: TM12 \| D338: 517500 \| E338: 3105000
531		A339: NIFTY 12M TRAILER MOUNT \| B339: 2 \| C339: TM12T \| D339: 517500 \| E339: 1035000
532		A340: NIFTY 140 TRAILER MOUNT \| B340: 9 \| C340: TM14 \| D340: 575000 \| E340: 5175000
533		A341: NIFTY 170 TRAILER MOUNT \| B341: 4 \| C341: TM17 \| D341: 690000 \| E341: 2760000
534		A342: TOWER LIGHT VT8 4x1000W MH DOUBEL AXLE MANUAL LIFT CONVERTED TO LED \| B342: 2 \| C342: VT8 \| D342: 115000 \| E342: 230000
535		A343: TOWER LIGHT VT8 4x1000W MH DOUBEL AXLE MANUAL LIFT \| B343: 5 \| C343: VT8 \| D343: 80500 \| E343: 402500
536		A344: SATELLITE 650 C/W DUST SHROUD \| B344: 1 \| C344: SAT650 \| D344: 138000 \| E344: 138000
537		A345: TENNANT T300 WALK BEHIND SCRUBBER \| B345: 3 \| C345: T300 \| D345: 46000 \| E345: 138000
538		A346: "EDCO SCARIFIER 10" "WALK BEHIND" \| B346: 6 \| C346: ES10 \| D346: 57500 \| E346: 345000
539		A347: SATELLITE 480 C/W DUST SHROUD & 30M CABLE \| B347: 11 \| C347: SAT480 \| D347: 46000 \| E347: 506000
540		A348: SATELLITE 480 PETROL C/W DUST SHROUD \| B348: 1 \| C348: SAT480P \| D348: 46000 \| E348: 46000
541		A349: 130CFM ROTAIR SINGLE BREAKER COMPRESSOR (762.60) \| B349: 1 \| C349: 130 \| D349: 92000 \| E349: 92000
542		A350: HYDROSTATIC ROLLER \| B350: 33 \| C350: RD7 \| D350: 115000 \| E350: 3795000
543		A351: 760 BOMAG ROLLER \| B351: 1 \| C351: BW76 \| D351: 69000 \| E351: 69000
544		A352: 650 MASTERPACK DOUBLE DRUM ROLLER \| B352: 30 \| C352: MP65 \| D352: 115000 \| E352: 3450000
545		A353: RL700D PEDESTRIAN ROLLER 650MM W/CAME \| B353: 5 \| C353: BP65 \| D353: 92000 \| E353: 460000
546		A354: BOPU 650MM PEDESTRIAN ROLLER PETROL \| B354: 5 \| C354: BP65P \| D354: 89700 \| E354: 448500
547		A355: RL700H PEDISTRIAN ROLLER 650MM W/HONDA GX390 \| B355: 5 \| C355: BP65P \| D355: 90850 \| E355: 454250
548		A356: RL800DZ PEDISTRIAN ROLLER W/GX390 EASY TURN \| B356: 2 \| C356: BP65PT \| D356: 109825 \| E356: 219650
549		A357: EXCESS: 10% OF CLAIM, MINIMUM R10 000 \| B357: =SUM(B319:B356) \| E357: 68592900
550		A358: WINDSCREEN COVER INCLUDED WITH AN EXCESS OF 20% OF CLAIM, MINIMUM R1 000
551		A360: PLANT ALL RISKS BURN PREMIUM TO COLLECT UNTIL RENEWAL
552		A361: BURN ADDITIONAL PREMIUM FOR MAY 2026
553		A364: PLANT ALL RISKS BURN PREMIUM NOVEMBER 2021 TO MAY 2022
554		A365: PLANT ALL RISKS BURN (2x LAYERS) PREMIUM FOR REMAINDER OF INSURANCE PERIOD - NOVEMBER 2021 TO MAY 2022 \| F365: 0
555		A367: CAPITAL ADDITIONS / AUTOMATIC ADDITIONS @ \| B367: 0.2 \| C367: OF PAR TOTAL SUM INSURED \| E367: 13718580 \| F367: 0
556		A369: PLANT PUBLIC LIABILITY (SITE)
557		A370: LIMIT OF INDEMNITY \| E370: 5000000
558		A371: EXCESS: 10% OF CLAIM MIN R5 000 MAX R 25 000
559		A373: HIRING COSTS (OWN PLANT)
560		A374: LIMIT \| E374: 0 \| F374: NOT INCLUDED
561		A375: INDEMNITY PERIOD: 0 MTHS
562		A376: TIME EXCESS: 0 HOURS
563		A378: HIRED IN PLANT (LOSS OR DAMAGE)
564		A379: ANNUAL HIRED IN FEES \| E379: 0 \| F379: NOT INCLUDED
565		A380: LIMIT PER ITEM (INCLUDING V.A.T.) \| E380: 0
566		A381: BASIC EXCESS: N/A
567		A382: THEFT / HIJACK EXCESS: N/A
568		A384: CONTINUING HIRING COSTS (HIRED IN PLANT)
569		A385: LIMIT \| E385: 0 \| F385: NOT INCLUDED
570		A386: INDEMNITY PERIOD: 0 MTHS
571		A387: TIME EXCESS: N/A
572		A389: PLANT ALL RISKS PREMIUM TOTAL
573		A391: SASRIA (RIOT)
574		A392: PLANT ITEMS \| E392: 68592900
575		A393: CAPITAL ADDITIONS \| E393: 13718580
576		A395: SASRIA PREMIUM TOTAL
577		A396: ENGINEERING POLICY TOTAL
578		A398: DIRECTORS & OFFICERS
579		A399: LIMIT OF INDEMNITY \| E399: 10000000
580		A400: EXCESS: NIL
581		A402: DIRECTORS & OFFICERS PREMIUM TOTAL
	1	Schedule of Insurance
	2	Commercial
	3	Details Of Insured
	4	The Insured : Physical address :49 Bisset Road, JET PARK, BOKSBURG,
	5	1469
	6	LAMBSON'S HIRE & SALES (PTY) LTD AND/OR
	7	EMPLOYEES FTRR&I
	8	Business description :SALES & HIRE OF PLANT & EQUIPMENT, SCAFFOLDING/ ERECTIONS & ALL ASSOCIATED ACTIVITIES
	9	VAT No. :
	10	Contact details
	11	Cell : :Postal address
	12	Work
	13	:
	14	:
	15	:
	16	:
	17	Email
	18	Fax
	19	Home
	20	49 Bisset Road, JET PARK, BOKSBURG,
	21	1469
	22	Broker Contact Details
	23	Broker :Bsure Insurance Advisors (Pty) Ltd
	24	Tel Eastwood Office Park, 11B Riley Rd:Address details086 126 6773:
	25	Bedfordview, Germiston:Fax
	26	prestonl@bsure.co.za:Email
	27	2007:VAT registration no.
	28	45870:FSP license no. Insurer policy No :
	29	Agent : :
	30	Commission payable to the broker by New National Assurance Co Ltd: (VAT 15% included)
	31	Policy Details
	32	ACE COMM115325Policy number :
	33	Marketer : :Ridwaan Isaacs
	34	:21/05/2026Start date
	35	:AnnualPayment frequency
	36	:Review date 21/05/2027
	37	:Insurer New National Assurance Co Ltd
	38	Situation of premises :All premises as stated in each section owned or occupied or used by the Insured and situated in the area which
	39	on 1 January 1976 constituted the Republic of South Africa, Namibia, Botswana, Lesotho, Swaziland, Zimbabwe ,
	40	Mozambique and Malawi.
	41	Underwriting Manager (UMA) / Insurer Information
	42	Insurer / UMA New National Assurance Co Ltd:
	43	VAT registration No. 4380101289:
	44	Registration No. 1971/010190/06:
	45	FSP number :2603
	46	Registered name New National Assurance Co Ltd:
	47	Web address www.nnac.co.za:
	48	E-mail address info@nnac.co.za:
	49	Transaction Details
	50	21/05/2026Effective date :
	51	Transaction reason :Quote
	52	Signed on behalf of New National Assurance Co Ltd :21/05/2026Date Printed
	53
	54	Developed by Tial Technologies 2026/05/21Page 1 of 62
	55	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	56	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	57
	58	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	59	Premium Summary
	60	POLICY SECTION
	61	COVER IN
	62	FORCE
	63	PREMIUM
	64	TRANSACTION
	65	PREMIUM
	66	2 991.12RYes RPublic liability
	67	153 477.97RYes RFire
	68	632.50RYes ROffice Contents
	69	424 710.00RYes RTheft
	70	6 50440RYes RGlass
	71	30 000.00RYes RGoods in Transit
	72	5 000.00RYes RAccidental Damage
	73	480.00RYes REmployers Liability
	74	272 83442RYes RMotor
	75	62 135.06RYes RElectronic Equipment
	76	18340RYes RSASRIA Motor
	77	26 501.70RYes RBusiness All Risks
	78	Home/ Office Assistance R 10.00Yes R
	79	AC&E Assist R 27 216.00Yes R
	80	Roadside Assistance (HCV Vehicle Over 3500KG) R 10 800.00Yes R
	81	Sub Total 1 023 476.57R R
	82	33 053.60SasriaR R
	83	TOTAL R R 1 056 530.17
	84	This Schedule becomes a tax invoice after inception of the cover when payment of the amount due has been made. The TOTAL PAYMENT includes
	85	V.A.T. and Commission of R 183 570.74, VAT at the rate of 15,0% is included in the total premium .
	86	This document is compliant with the Commissioner’s direction in terms of section 20(7) or 21(5) (as the case may be ) of the Value Added Tax Act No 89
	87	of 1991. Proof of payment of the premium (for example a bank statement) and the possession
	88	of this policy document will suffice as a valid tax invoice for the purposes of claiming an input tax deduction.
	89	Developed by Tial Technologies 2026/05/21Page 2 of 62
	90	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	91	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	92
	93	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	94	Policy Endorsement
	95	Ancillary Fee:
	96	15.5% Ancillary Fee is included in the total risk premium.
	97	POWER SURGE/ LIGHTNING STRIKE & ELECTRICAL IRREGULARITY WARRANTY
	98	In the event of a valid claim in respect of any loss of or damage to property arising from electrical power supply fluctuation, the base cover is limited to
	99	R15 000.00 per policy with an applicable excess of 10% of the claim with a minimum of R1 500.00.
	100	The insurance and limit provided is strictly subject to the installation and usage of “High Surge Protection Plug/Socket” fitted on the Outlet point to
	101	which the insured Asset is connected.
	102	The insured will qualify for an automatic increased Sum Insured of R50 000 per event, per policy, subject to the installation of a Class 2 SANS/SABS
	103	approved Surge Protection Device (SPD) which is installed in the main electrical distribution board.
	104	The minimum requirement must meet the following specifications:
	105	1.All SPD’s must be SANS 61643-1 approved and wired in terms of SANS 10142-1
	106	2.All surge arrestors must have a disconnection mechanism with a visual indication showing “end-of-life”, this can be with a mechanism flag or a
	107	light (red/green illuminating light indicator).
	108	3.40 kA (8/20) Class 2.
	109	Accordingly, the Insurer(s) shall not be liable for, and shall not indemnify the Insured should the property insured not be appropriately and adequately
	110	protected by a SABS/SANS Surge Protection device (SPD) and/or Red Surge Protection Plug/Socket” as per above.
	111	All protection against all electrical supply problems shall include a suitable low impedance earth connection, safeguarding the insured property against
	112	power surge and lightning related damages to insured property.
	113	Cover will therefore be excluded unless the above preventative measures were implemented before the incident and the functionality of such devices is
	114	checked on a regular basis.
	115	The excess applicable to the increased Sum Insured of R50 000 will be 10% of the claim with a minimum of R2 500.00.
	116	The Insurer(s) shall not be liable for, and shall not indemnify the Insured should the property/asset(s) insured not be appropriately and adequately
	117	protected as per the above Limits and conditions.
	118	Cover is only applicable when the electrical power supply fluctuation is caused by an insured peril.
	119	POPIA NOTICE: The Information requested will be solely used to provide a quotation and to issue a policy if the quotation is
	120	accepted.
	121	CLAIMS NOTIFICATION WARRANTY - MAXIMUM TIME ALLOWED:
	122	In order to claim under this insurance policy, the Insured must have an insurable interest in the insured subject matter at
	123	the time of loss. Warranted all claims or losses to be reported to the Insurer(s) within a reasonable time period, not exceeding 30 (thirty) days
	124	from the date the loss or damage occurred.
	125	Theft and Hijacking claims to be reported to the Insurer(s) within 48 (Forty-ight) hours from the time the Theft or
	126	Hijacking took place or since the insured received notification of such an event.
	127	All claim documents and supporting documents to be submitted to the Insurer no later than 6 (six) months from the date
	128	the first notification.
	129	The above-mentioned times frames are calculated at the maximum allowed time in respect of each and every claim. Failing
	130	to report any claim, possible claim, or possible third-party approach within these mentioned and agreed time frames shall put
	131	the Insurer(s) in full entitlement to repudiate any liability towards any claims, loss or damage had it been related or unrelated
	132	to any claim which the Insurer can be held liable for.
	133	AC&E COMMERCIAL POLICY PRODUCT ANNEXURE A
	134	THIS ANNEXURE FORMS PART OF AC&E COMMERCIAL POLICY WORDING AND MUST BE READ IN CONJUNCTION
	135	WITH THE APPLICABLE WORDING.
	136	GENERAL TERMS AND CONDITIONS:
	137	In respect of each and every occurrence giving rise to a claim under this policy, the insured will be responsible for the payment of
	138	the excess amounts as listed under this AC&E Commercial Policy Product Annexure as well as any additional, voluntary and/or
	139	compulsory excesses.
	140	Developed by Tial Technologies 2026/05/21Page 3 of 62
	141	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	142	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	143
	144	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	145	Cover that is included free of charge will be stated in the Annexure or schedule under the relevant Section selected. Should
	146	additional cover be elected, the sum insured as well as the premium payable will be stated in the Schedule. All excess amounts
	147	payable as per point (1) above will apply;
	148	Duty of care and information that affects and changes the risk:
	149	1. The insured must at all times take all reasonable precautions and all reasonable steps in;
	150	1.1. maintaining the property/s insured under this policy in good condition and repair.
	151	1.2. Safeguarding the property/s insured under this policy and ensuring that every item is afforded a level of care and
	152	protection commensurate with the value:
	153	1.3. Preventing or minimising accidents, bodily injury, illness, loss or damage.
	154	2. There is an obligation on the insured to comply to laws and to advice the company immediately on the happening of any event
	155	that may affect the company’s decision to accept the risk or the terms on which the company accepted the risk or continued
	156	acceptance of the risk which could result in the rejection of any claim. Should the insured not adhere to these obligations, the company may
	157	void
	158	the whole or any part of this policy and/or sections as from inception or date of change or rejection of a claim. The following
	159	list is an indication of facts that the company considers material that may affect our decision.
	160	2.1. Misrepresentation of any material and personal details that could affect the risk.
	161	2.2. Not notifying the company immediately about a change to the insured financial position such as sequestration, and
	162	financial administration orders, civil judgments, liquidation of companies in which the insured has an interest in or and
	163	liability to pay debts or for any reason whatsoever.
	164	2.3. Not notifying the company immediately about any criminal investigation and/or conviction of any person covered in
	165	terms of this policy such as driving under the influence, fraud etc.
	166	2.4. Not notifying the company immediately after any changes in the value of an item other than normal economic factors,
	167	location, security, condition, ownership etc.
	168	2.5.The failure to adhere to any applicable Law, Regulation, By-Law or Rule, where such failure is material to the loss/damage. For this
	169	condition, the term “the insured” includes any person acting on behalf of the insured.
	170	3. All sections included under the insurance policy shall include R 10 000.00 (ten thousand Rand) for claims preparation costs.
	171	This Policy is subject to premium payment payable in terms of the Short-Term Insurance Act
	172	(No. 53 of 1998).
	173	The Policyholder Protection Rules under section 55 of the Short-Term Insurance Act (No.53 of 1998) affords
	174	the insured a grace period of 15 days from the payment due date as per the Policy Schedule. The grace
	175	period does not apply to the month of inception and only comes into effect the month following the inception
	176	of a policy.
	177	It is hereby noted that premiums are payable in advance either on the first of the month or as agreed and
	178	indicated by your payment method on the policy schedule.
	179	The implications of a failure to pay the policy premium as per the Regulations will result in a provision of this
	180	policy to be voided to the extent that the Act provides expressly or by implication that the Underwriter on
	181	behalf of the Insurer may repudiate a claim because the premium was not paid on the due date even though
	182	payment was made during the grace period referred to in Rule 15 of the Policyholder Protection Rules
	183	(Short-Term Insurance), Section 55 of Short-Term Insurance Act of 1998, whether or not the payment was
	184	made prior to the event giving rise to the claim. The Act further allows an insurer to terminate a policy with
	185	immediate effect due to non-payment of a premium. If premium payment is not received by the end of the
	186	aforementioned grace period, then your policy shall be deemed as cancelled. The cancellation will be dated
	187	the 1st day following the last month for which premiums were received.
	188	_____________________________________________________________________________
	189	AC & E Commercial Underwriting Managers (Pty) Ltd
	190	TREATING CUSTOMERS FAIRLY
	191	MISSION STATEMENT
	192	We place customer interests at the heart of everything we do and commit to treat customers with honesty, fairness and respect at all times.
	193	Treating Customers Fairly (TCF) and customer service is a significant part of our philosophy and we know that good customer service equates
	194	to good business
	195	About TCF
	196	TCF stands for Treating Customers Fairly. TCF was implemented by the Financial Services Conduct Authority (FSCA) to ensure that the fair
	197	treatment of customers is embedded within the culture of all financial services providers and representatives.
	198	Developed by Tial Technologies 2026/05/21Page 4 of 62
	199	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	200	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	201
	202	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	203	The goal of TCF is:
	204	· Improving customer confidence
	205	· Ensuring appropriate products and services
	206	· Enhancing transparency and discipline.
	207	There are six key Treating Customers Fairly (TCF) outcomes in terms of the regulators aim. This document sets out our commitment to
	208	Treating Customers Fairly. We understand the fiduciary relationship between the Policyholder and the Broker. However, anyone dealing with A
	209	C and E Commercial Underwriting Managers (Pty) Ltd is entitled to hold us to account and challenge us to perform as we have detailed
	210	in the pages that follow. This is a valid document and the contents may change from time to time. Any alteration or changes will only be made
	211	where the result is an improvement and enhancement to Treating Customers Fairly.
	212	The SIX OUTCOMES
	213	A C and E Commercial Underwriting Managers (Pty) Ltd and all its employees subscribe to all six outcomes of TCF which are as follows:
	214	Outcome 1: Customers are confident that they are dealing with providers where the fair treatment of customers is central to the provider’s
	215	culture.
	216	Outcome 2: Products and services marketed and sold in the retail market are designed to meet the needs of identified customer groups and
	217	are targeted accordingly.
	218	Outcome 3: Customers are given clear information and are kept appropriately informed during the entire process.
	219	Outcome 4: Where customers receive advice, the advice is suitable and takes account of their circumstances.
	220	Outcome 5: Customers are provided with products and the associated services that perform at an acceptable standard as specified by the
	221	provider.
	222	Outcome 6: Customers do not face unreasonable post -sale barriers when they want to change a product, switch providers, submit a claim or
	223	make a complaint.
	224	Our PROMISE
	225	We are committed to ensuring the following:
	226	1.Deliver prompt, friendly, efficient, courteous and relevant customer service at all times.
	227	2.Provide efficient customer-driven processes.
	228	3.Continuously improve and identify new technologies and endeavour to excel in the delivery of our customer service.
	229	4.Assist you in making an informed decision whether it may be a new product, claim or policy amendments, etc., always via your broker.
	230	5.Only provide you with products that you need.
	231	6.Encourage and build long lasting relationships with all our customers.
	232	7.Providing opportunities for feedback regarding out products and services, make the necessary changes where appropriate to ensure
	233	customer satisfaction.
	234	8.Instil a culture of openness and transparency with regards to our processes and products.
	235	What YOU can do to HELP
	236	You can assist us with TCF by doing the following:
	237	1.Providing and disclosing all the relevant information regarding your insurance needs to enable us to provide you with the most suitable
	238	products/services.
	239	2.Tell your broker how we can improve our service and products.
	240	3.Inform your broker of any changes to your personal or company information to ensure we keep our records up to date.
	241	4.Read through all your policy wording, associated documents and any communications carefully and familiarise yourself with our processes
	242	and products.
	243	5.Let your broker know if there is any aspect of our products that you do not understand or are not satisfied with.
	244	FEEDBACK
	245	Please note that as an underwriting manager, we are precluded from dealing with any policyholder directly. This means that all forms of
	246	correspondence and communication are exclusively through an intermediary (Broker). Should you have any complaints or queries you may
	247	submit same to your broker who will in turn convey same to us. We will in turn proceed to address such queries and complaints in a timeous
	248	manner in order to avoid any unnecessary delays.
	249	Details of our complaints procedure can be found on our website www.engineeringace.co.za <http://www.engineeringace.co.za> or refer to
	250	your policy wording and associated documents or call us on (011) 615 7529.
	251	EARLY WARNING TRACKING DEVICE IS DEFINED AS FOLLOWS:
	252	An Early Warning Tracking Device is a Vehicle Tracking and Recovery system which consist of and must have, the
	253	following active functionalities to qualify as an approved tracking device with early warning functionality:
	254	1.The device must activate itself and automatically alert the tracking company against any unauthorised
	255	tampering, starting, or moving of the insured vehicle.
	256	2.The device must be armed whenever the vehicle is parked and switched off.
	257	a.You may receive a tag that needs to be carried with the car key on your person so that the device is able
	258	to recognise if the tag is not present in the vehicle if the vehicle is started, tampered with, or moved.
	259	Developed by Tial Technologies 2026/05/21Page 5 of 62
	260	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	261	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	262
	263	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	264	b.Some devices may require you to activate the early warning functionality via your smartphone
	265	application to issue an alert if the vehicle is moved or accessed while this feature is active.
	266	c.If the features mentioned in a. and b. above is part of the early warning functionality of your device,
	267	then such features must be active at the time of loss for cover to apply.
	268	3.The device must have active vehicle tracking and recovery functionality as part of a legally valid service
	269	contract in force with the relevant tracking service provider at the time of loss.
	270	4.The tracking device company must include a recovery function in their contract.
	271	Either the device must be self -testing, or it must be tested by you at least every six months to ensure that it is always
	272	performing as intended; failing which no Theft and or Hi-Jack Cover will apply to this respective vehicle to which this
	273	warranty is linked.
	274	SPECIFIC GENERAL EXCEPTION ELECTRICITY GRID INTERRUPTION AND/OR FAILURE EXCLUSION:
	275	Applicable to All Sections of this Policy:
	276	Notwithstanding any provision to the contrary in this policy or any endorsement thereto, the insurance provided by this
	277	policy excludes any loss, damage , liability, cost, or expense of whatsoever nature, including any consequential losses in
	278	terms of any section of this policy, directly or indirectly caused by, contributed to by, resulting from, arising out of or in
	279	connection with any electricity grid interruption or failure.
	280	Electricity grid interruption and/or failure is defined as the unplanned and/or unscheduled Nation-wide, Province-wide,
	281	Municipal-wide, or Local-level, partial or total interruption, suspension, interference, black out and/or failure of
	282	electricity supply and infrastructure by any cause whatsoever from the national, regional, or private grid of South Africa
	283	to any household or business of the insured. The exclusion also extends to grid interruption or failure following any
	284	malicious damage or theft of electricity cables.
	285	Communicable Disease Exclusion 2026:
	286	Notwithstanding any provision to the contrary within this reinsurance agreement, this reinsurance agreement
	287	excludes all actual or alleged loss, liability, damage , compensation, injury, sickness, disease, death, medical
	288	payment, defence cost, cost, expense or any other amount incurred by or accruing to the reinsured, directly or
	289	indirectly and regardless of any other cause contributing concurrently or in any sequence, originating from,
	290	caused by, arising out of, contributed to by, resulting from, or otherwise in connection with Communicable
	291	Disease or the fear or threat (whether actual or perceived) of a Communicable Disease .
	292	As used herein , Communicable Disease means any disease which can be transmitted by means of any substance or
	293	agent from any organism to another organism where:
	294	the substance or agent includes, but is not limited to , a virus, bacterium, parasite or other organism or any
	295	variation thereof, whether deemed living or not, and
	296	the method of transmission, whether direct or indirect, includes but is not limited to , airborne transmission ,
	297	bodily fluid transmission, transmission from or to any surface or object, solid, liquid or gas or between
	298	organisms, and
	299	the disease, substance or agent can cause or threaten bodily injury, illness, emotional distress or damage to
	300	human health, human welfare or property damage.
	301	Developed by Tial Technologies 2026/05/21Page 6 of 62
	302	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	303	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	304
	305	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	306	Policy Memoranda
	307	DEPOSIT PREMIUM
	308	The 80% Deposit Motor Premium is payable at the inception date of the Policy, in the event that the claims exceed 60%
	309	of the deposit premium the balance of the premium becomes payable immediately.
	310	100% Motor Premium @ R341 043.03.
	311	100% Premium @ 1 124 738.78 Including add On’s and SASRIA .
	312	Premium (less the 20% Motor premium) @ R1 056 530.17 Including add On’s and SASRIA .
	313	Burner Applicable :
	314	80% = R272 834.42 (Motor Deposit premium)
	315	20% = R68 208.61
	316	Developed by Tial Technologies 2026/05/21Page 7 of 62
	317	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	318	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	319
	320	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	321	Motor
	322	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	323	Sum Insured PremiumDetails
	324	Definition A: Private Vehicles
	325	Manufacturer : Unknown R 1 126 225 R 34 237.24
	326	Model : 7 X PVT TYPE
	327	Year : 2020
	328	Registration number : PVT TYPE
	329	Engine number :
	330	Vin number :
	331	Registered owner : LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I
	332	Cover type : Comprehensive
	333	Class of use : Private & Business
	334	Extensions Included
	335	Accident Towing R 10 000Yes
	336	Contingent Liability R 2 500 000Yes
	337	Fire Extinguishing Charges R 10 000Yes
	338	Fire/Explosion R 1 000 000Yes
	339	Instructions for Repairs R 2 000Yes
	340	Loss of Keys R 5 000Yes
	341	Parking Facilities & Movement of Third Party Vehicles R 2 500 000Yes
	342	Passenger Liability R 2 500 000Yes
	343	Theft is subject to Forcible & Violent Entry into/Exist Yes As per policy wording
	344	Third party liability R 2 500 000Yes
	345	Unauthorised Passenger Liability R 2 500 000Yes
	346	Windscreen Yes As per policy wording
	347	Wreckage Removal Limit R 10 000Yes
	348	VALUE ADDED PRODUCT
	349	R 5 292.00AC&E Assist
	350	Important information - Please read
	351	Vehicles on cover:
	352	2014 KIA PICANTO 1.2 A/T EX R 100 500,00
	353	2013 SUZUKI SWIFT 14 GLS R 107 000,00
	354	2014 BMW X1 2L D A/T R 201 600,00
	355	2018 SUZUKI IGNIS R 148 700,00
	356	2022 SUZUKI S-PRESSO 1.0 GL MT R 136 225,00
	357	2012 SUZUKI SX4 2.0 R 126 100,00
	358	2024 SUZUKI FRONX 1.5 GL A/T R 306 100,00
	359	Endorsements with relevance to this item (see description below)
	360	MOTOR VEHICLE TRACKING WARRANTY - UNLESS STATED OTHERWISE IN THE GENERAL CONDITIONS OF THE MOTOR SECTION
	361	HEREUNDER:
	362	i. Vehicles over R299 999.00 but under R399 999.00 require a Passive Tracking Device System.
	363	ii. Vehicles over R399 999.00 require an Early Warning Tracking Device System.
	364	iii. The vehicle must be fitted with recognised vehicle tracking device system.
	365	iv. The tracking device must be activated and kept in proper working order at all times.
	366	EARLY WARNING TRACKING DEVICE WARRANTY:
	367	It is hereby warranted as a condition of cover that an approved early warning tracking device is installed in the insured vehicle which must be
	368	active and in proper working order at the time of loss. Such device must include the following functionality to qualify as an approved tracking
	369	device with early warning functionality:
	370	1.The device must activate itself and automatically alert the tracking company against any unauthorised tampering, starting, or
	371	moving of the insured vehicle.
	372	2.The device must be armed whenever the vehicle is parked and switched off.
	373	a. You may receive a tag that needs to be carried with the car key on your person so that the device is able to recognise if the tag
	374	is not present in the vehicle if the vehicle is started, tampered with, or moved.
	375	b. Some devices may require you to activate the early warning functionality via your smartphone application to issue an alert if the
	376	vehicle is moved or accessed while this feature is active.
	377	c. If the features mentioned in a. and b. above is part of the early warning functionality of your device, then such features must be
	378	active at the time of loss for cover to apply.
	379	3.The device must have active vehicle tracking and recovery functionality as part of a legally valid service contract in force with the
	380	relevant tracking service provider at the time of loss.
	381	4.The tracking device company must include a recovery function in their contract.
	382	Developed by Tial Technologies 2026/05/21Page 8 of 62
	383	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	384	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	385
	386	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	387	Either the device must be self-testing, or it must be tested by you at least every six months to ensure that it is always performing as intended;
	388	failing which no Theft and or Hi-Jack Cover will apply to this respective vehicle to which this warranty is linked.
	389	Definition B: Light Delivery Vehicles
	390	Manufacturer : Unknown R 5 705 608 R 191 70843
	391	Model : 29 X LDV'S
	392	Year : 2020
	393	Registration number : LDV'S
	394	Engine number :
	395	Vin number :
	396	Registered owner : LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I
	397	Cover type : Comprehensive
	398	Class of use : Private & Business
	399	Sasria R4 029,36
	400	Extensions Included
	401	Accident Towing R 10 000Yes
	402	Contingent Liability R 2 500 000Yes
	403	Fire Extinguishing Charges R 10 000Yes
	404	Fire/Explosion R 1 000 000Yes
	405	Instructions for Repairs R 2 000Yes
	406	Loss of Keys R 5 000Yes
	407	Parking Facilities & Movement of Third Party Vehicles R 2 500 000Yes
	408	Passenger Liability R 2 500 000Yes
	409	Theft is subject to Forcible & Violent Entry into/Exist Yes As per policy wording
	410	Third party liability R 2 500 000Yes
	411	Unauthorised Passenger Liability R 2 500 000Yes
	412	Windscreen Yes As per policy wording
	413	Wreckage Removal Limit R 10 000Yes
	414	VALUE ADDED PRODUCT
	415	R 21 924.00AC&E Assist
	416	Important information - Please read
	417	Vehicles on cover:
	418	2014 CHEVROLET UTILITY 14 BASE A/C R 108 100,00
	419	2014 CHEVROLET UTILITY 14 BASE A/C R 108 100,00
	420	2016 CHEVROLET UTILITY 14 BASE A/C R 127 700,00
	421	2016 CHEVROLET UTILITY 14 BASE A/C R 127 700,00
	422	2013 ISUZU KB250 FLEETSIDE (SAFETY) R 125 100,00
	423	2014 ISUZU KB250 FLEETSIDE (SAFETY) R 137 800,00
	424	2014 ISUZU KB250 FLEETSIDE (SAFETY) R 137 800,00
	425	2015 ISUZU KB250 FLEETSIDE (SAFETY) R 150 200,00
	426	2015 ISUZU KB250 FLEETSIDE (SAFETY) R 150 200,00
	427	2018 NISSAN NP200 1.6 8V BASE R 121 500,00
	428	2016 ISUZU KB250 FLEETSIDE (SAFETY) R 163 400,00
	429	2016 ISUZU KB250 FLEETSIDE (SAFETY) R 163 400,00
	430	2016 ISUZU KB250 FLEETSIDE (SAFETY) R 163 400,00
	431	2016 ISUZU KB250 FLEETSIDE (SAFETY) R 163 400,00
	432	2018 NISSAN NP200 1.5 DCI BASE R 160 800,00
	433	2019 NISSAN NP200 1.5 DCI BASE & A/C R 172 200,00
	434	2020 NISSAN NP200 1.5 A/C SAFETY PACK P/U S/C R 189 134,00
	435	2019 ISUZU D-Max 250c P/U S/C R 191 000,00
	436	2021 ISUZU D-MAX 250C S/C P/U R 240 700,00
	437	2022 ISUZU D-MAX 250C S/C P/U R 285 155,00
	438	2022 ISUZU D-MAX 250C S/C P/U R 285 155,00
	439	2024 MAHINDRA PIK UP 2.2 MHAWK S4 P/U S/C R 236 940,00
	440	2024 MAHINDRA PIK UP 2.2 MHAWK S4 P/U S/C R 236 940,00
	441	2021 ISUZU D-MAX 250 HO FLEETSIDE SAFETY S /C P/U R 274 300,00
	442	2021 ISUZU D-MAX 250 HO FLEETSIDE SAFETY S /C P/U R 274 300,00
	443	2023 ISUZU D-MAX 250C S/CAB BASE R 302 796,00
	444	Developed by Tial Technologies 2026/05/21Page 9 of 62
	445	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	446	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	447
	448	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	449	2023 ISUZU D-MAX 250C S/CAB BASE R 302 796,00
	450	2023 ISUZU D-MAX 250C S/CAB BASE R 302 796,00
	451	2023 ISUZU D-MAX 250C S/CAB BASE R 302 796,00
	452	Endorsements with relevance to this item (see description below)
	453	MOTOR VEHICLE TRACKING WARRANTY - UNLESS STATED OTHERWISE IN THE GENERAL CONDITIONS OF THE MOTOR SECTION
	454	HEREUNDER:
	455	i. Vehicles over R299 999.00 but under R399 999.00 require a Passive Tracking Device System.
	456	ii. Vehicles over R399 999.00 require an Early Warning Tracking Device System.
	457	iii. The vehicle must be fitted with recognised vehicle tracking device system.
	458	iv. The tracking device must be activated and kept in proper working order at all times.
	459	EARLY WARNING TRACKING DEVICE WARRANTY:
	460	It is hereby warranted as a condition of cover that an approved early warning tracking device is installed in the insured vehicle which must be
	461	active and in proper working order at the time of loss. Such device must include the following functionality to qualify as an approved tracking
	462	device with early warning functionality:
	463	1.The device must activate itself and automatically alert the tracking company against any unauthorised tampering, starting, or
	464	moving of the insured vehicle.
	465	2.The device must be armed whenever the vehicle is parked and switched off.
	466	a. You may receive a tag that needs to be carried with the car key on your person so that the device is able to recognise if the tag
	467	is not present in the vehicle if the vehicle is started, tampered with, or moved.
	468	b. Some devices may require you to activate the early warning functionality via your smartphone application to issue an alert if the
	469	vehicle is moved or accessed while this feature is active.
	470	c. If the features mentioned in a. and b. above is part of the early warning functionality of your device, then such features must be
	471	active at the time of loss for cover to apply.
	472	3.The device must have active vehicle tracking and recovery functionality as part of a legally valid service contract in force with the
	473	relevant tracking service provider at the time of loss.
	474	4.The tracking device company must include a recovery function in their contract.
	475	Either the device must be self-testing, or it must be tested by you at least every six months to ensure that it is always performing as intended;
	476	failing which no Theft and or Hi-Jack Cover will apply to this respective vehicle to which this warranty is linked.
	477	Definition B: Commercial/Special Vehicles/LDV
	478	Manufacturer : Unknown R 778 532 R 28 027.15
	479	Model : 3 X HCV'S
	480	Year : 2020
	481	Registration number : HCV'S
	482	Engine number :
	483	Vin number :
	484	Registered owner : LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I
	485	Cover type : Comprehensive
	486	Class of use : Business
	487	Sasria R3 089,34
	488	Extensions Included
	489	Accident Towing R 10 000Yes
	490	Contingent Liability R 2 500 000Yes
	491	Fire Extinguishing Charges R 10 000Yes
	492	Fire/Explosion R 1 000 000Yes
	493	Instructions for Repairs R 2 000Yes
	494	Loss of Keys R 5 000Yes
	495	Parking Facilities & Movement of Third Party Vehicles R 2 500 000Yes
	496	Passenger Liability R 2 500 000Yes
	497	Theft is subject to Forcible & Violent Entry into/Exist Yes As per policy wording
	498	Third party liability R 2 500 000Yes
	499	Unauthorised Passenger Liability R 2 500 000Yes
	500	Windscreen Yes As per policy wording
	501	Wreckage Removal Limit R 10 000Yes
	502	VALUE ADDED PRODUCT
	503	R 10 800.00Roadside Assistance (HCV Vehicle Over 3500KG)
	504	Important information - Please read
	505	Vehicles on cover:
	506	Developed by Tial Technologies 2026/05/21Page 10 of 62
	507	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	508	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	509
	510	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	511	2012 TATA LPT813 EX2 F/C 4T R 98 700,00
	512	2013 ISUZU NQR 500T INCL EXTRAS R 286 727,00
	513	2016 ISUZU NQR500 AMT INCL EXTRAS - details to be supplied R 393 105,00
	514	Endorsements with relevance to this item (see description below)
	515	MOTOR VEHICLE TRACKING WARRANTY - UNLESS STATED OTHERWISE IN THE GENERAL CONDITIONS OF THE MOTOR SECTION
	516	HEREUNDER:
	517	i. Vehicles over R299 999.00 but under R399 999.00 require a Passive Tracking Device System.
	518	ii. Vehicles over R399 999.00 require an Early Warning Tracking Device System.
	519	iii. The vehicle must be fitted with recognised vehicle tracking device system.
	520	iv. The tracking device must be activated and kept in proper working order at all times.
	521	EARLY WARNING TRACKING DEVICE WARRANTY:
	522	It is hereby warranted as a condition of cover that an approved early warning tracking device is installed in the insured vehicle which must be
	523	active and in proper working order at the time of loss. Such device must include the following functionality to qualify as an approved tracking
	524	device with early warning functionality:
	525	1.The device must activate itself and automatically alert the tracking company against any unauthorised tampering, starting, or
	526	moving of the insured vehicle.
	527	2.The device must be armed whenever the vehicle is parked and switched off.
	528	a. You may receive a tag that needs to be carried with the car key on your person so that the device is able to recognise if the tag
	529	is not present in the vehicle if the vehicle is started, tampered with, or moved.
	530	b. Some devices may require you to activate the early warning functionality via your smartphone application to issue an alert if the
	531	vehicle is moved or accessed while this feature is active.
	532	c. If the features mentioned in a. and b. above is part of the early warning functionality of your device, then such features must be
	533	active at the time of loss for cover to apply.
	534	3.The device must have active vehicle tracking and recovery functionality as part of a legally valid service contract in force with the
	535	relevant tracking service provider at the time of loss.
	536	4.The tracking device company must include a recovery function in their contract.
	537	Either the device must be self-testing, or it must be tested by you at least every six months to ensure that it is always performing as intended;
	538	failing which no Theft and or Hi-Jack Cover will apply to this respective vehicle to which this warranty is linked.
	539	Definition E: Trailers and Caravans
	540	Manufacturer : Unknown R 327 750 R 7 341.60
	541	Model : 21 X TRAILERS
	542	Year : 2020
	543	Registration number : TRAILERS
	544	Engine number :
	545	Vin number :
	546	Registered owner : LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I
	547	Cover type : Comprehensive
	548	Class of use : Private & Business
	549	Sasria R231,46
	550	Extensions Included
	551	Accident Towing R 3 500Yes
	552	Contingent Liability R 2 500 000Yes
	553	Fire Extinguishing Charges R 10 000Yes
	554	Fire/Explosion R 1 000 000Yes
	555	Instructions for Repairs R 2 000Yes
	556	Loss of Keys R 5 000Yes
	557	Parking Facilities & Movement of Third Party Vehicles R 2 500 000Yes
	558	Theft is subject to Forcible & Violent Entry into/Exist Yes As per policy wording
	559	Third party liability R 2 500 000Yes
	560	Wreckage Removal Limit R 10 000Yes
	561	Important information - Please read
	562	Vehicles on cover:
	563	NORMAL R 5 750,00
	564	NORMAL R 5 750,00
	565	NORMAL R 5 750,00
	566	BOMAG R 11 500,00
	567	BOMAG R 11 500,00
	568	BOMAG R 11 500,00
	569	Developed by Tial Technologies 2026/05/21Page 11 of 62
	570	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	571	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	572
	573	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	574	BOMAG R 11 500,00
	575	BOMAG R 11 500,00
	576	BOMAG R 11 500,00
	577	BOMAG R 11 500,00
	578	BOMAG R 11 500,00
	579	BOMAG R 11 500,00
	580	ROLL AWAY R 23 000,00
	581	ROLL AWAY R 23 000,00
	582	ROLL AWAY R 23 000,00
	583	ROLL AWAY R 23 000,00
	584	ROLL AWAY R 23 000,00
	585	ROLL AWAY R 23 000,00
	586	ROLL AWAY R 23 000,00
	587	ROLL AWAY R 23 000,00
	588	ROLL AWAY R 23 000,00
	589	Manufacturer : Unknown R 11 520.00
	590	Model : 12 X TRAILERS - TP ONLY
	591	Year : 2020
	592	Registration number : TRAILERS - TP ONLY
	593	Engine number :
	594	Vin number :
	595	Registered owner : LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I
	596	Cover type : Third Party Only
	597	Class of use : Private & Business
	598	Sasria R84,75
	599	Extensions Included
	600	Third party liability R 2 500 000Yes
	601	R7 434,91Sasria premium
	602	Total premium R272 834.42
	603	Section Endorsement Wording
	604	MINIMUM SECURITY REQUIREMENTS:
	605	If not stated otherwise in your policy schedule, the following will apply:
	606	1.VESA approved level 3 or 4 immobiliser or vehicle tracking & recovery system.
	607	2.Vehicles that are not kept in a locked garage overnight or behind locked gates, must have additional security fitted e.g. Tracking device.
	608	3.All vehicles valued at R299 999 and over needs to be fitted with a recognised tracking and recovery system.
	609	To enjoy sufficient theft cover you will have to comply with the minimum security requirements.
	610	If you enjoy a premium discount because of any additional systems fitted, it will automatically be a requirement.
	611	THEFT AND HI-JACK REPORTING TIMEFRAME:
	612	It is the duty of the insured to notify the South African Police Services of an incident within 24 hours.
	613	The incident is to be reported to the Underwriting Managers within 48 hours of occurance.
	614	SPARE PARTS CLAUSE:
	615	In the event of a claim:
	616	1.the Company’s liability in respect of any spare parts and/or accessories which are required in the repair of the above-mentioned vehicle, and
	617	which are unobtainable in South Africa or are obsolete in pattern shall be limited to the value of such parts at the time of loss or damage to the
	618	amount stated in the manufacturer’s / agent’s price list.
	619	2.The insurer will not be held responsible for the time period that it might require for the parts to be imported if needed.
	620	3.The Company may discharge its liability by cash payment in such circumstances.
	621	CAR HIRE:
	622	The Car Hire product follows all conditions and warranties as set out in the motor section of the underlying policy. No Car Hire will be given
	623	unless a valid claim/insured event is submitted on the underlying policy and all premiums are paid up-to-date. The Insurer will not be liable for
	624	Car Hire if the insured does not comply with all the warranties and conditions of this policy
	625	REPATRIATION CLAUSE:
	626	If your insured vehicle is damaged outside the Republic of South Africa, you will be responsible for the cost of repatriation to within the South African
	627	border.
	628	Developed by Tial Technologies 2026/05/21Page 12 of 62
	629	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	630	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	631
	632	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	633	High Value Vehicles - Updated Restricted Driver's Endorsement :
	634	The Restricted Driver's Conditions 1.6 - 1.8 is replaced by the following:
	635	Conditions:
	636	Restricted drivers:
	637	Director(s), Owner(s) of Insured Business and Their Spouses and/or Designated /Specified Driver as detailed in Policy Schedule in respect of this specific vehicle.
	638	No C1 licenses, with a license less than 5 years
	639	Early warning Tracking and recovery device is a requirement.
	640	It is required that this vehicle is parked Behind or inside a Locked Garage after the normal business hours, at the permanent place of residence, excluding long distance
	641	business travel .
	642	MOTOR GENERAL TERMS AND CONDITIONS 2024
	643	MOTOR GENERAL CONDITIONS APPLICABLE TO THE MOTOR SECTION
	644	(ALL VEHICLES SPECIFIED IN ABOVE MOTOR SECTION , UNLESS OTHERWISE NOTED ):
	645	MOTOR GENERAL CONDITIONS:
	646	1.The onus is on the insured to ensure that the vehicle Sum Insured is adequate : In the event of a claim the maximum amount
	647	payable will be the limit of indemnity specified on the schedule of insurance or the retail value of the vehicle (as determined by the
	648	Mead & McGrouther “Auto Dealers Guide”) at the time of the loss. Amounts payable by the insured in respect of a
	649	Basic/Voluntary/Additional or Compulsory excess is calculated separately for each vehicle according to the cover as indicated on
	650	the Policy Schedule. Should no retail value be available for the vehicle, a deduction in the form of a depreciation will be done based
	651	on the milage and age of the vehicle. A fair percentage depreciation will be determined by the Mead & McGrouthe / AA /
	652	TransUnion ITC guidelines available to the insurer.
	653	2.The Insured Shall be liable for the First Amount Payable: As specified hereunder of any expenditure (or any lesser expenditure
	654	which may be incurred) for which provision is made under such sections and of any expenditure by the Company in the exercise of
	655	its discretion under Sub Section A or general condition of the policy. If the expenditure incurred by the company shall include the
	656	First Amount Payable for which the Insured is responsible such amount shall be paid by the Insured. The Company reserves its rights
	657	to vary any First Amount Payable during the currency of the Policy. The expression “Occurrence’ shall mean occurrence or series of
	658	occurrences arising out of one cause in connection with any motor vehicle in respect of which indemnity is provided under this
	659	section. The amount to be borne by the insured shall be the amounts specified below which shall apply independently and shall be
	660	cumulative. If more than one motor vehicle is insured by this section the provisions hereof shall apply as though a separate policy
	661	had been issued for each motor vehicle
	662	3.Vehicle Protection Guarantee : In a Situation where the insured declared that the vehicle insured is fitted with anti-theft device
	663	required by the Company as indicated in the schedule and the vehicle is stolen, it is the responsibility of the insured to prove that
	664	the security system as indicated or required was fitted and in working order, if the insured fails to prove the above mentioned, the
	665	Company will be entitled to at its option, turn down the claim of the Insured If the satellite -tracking device is required or indicated,
	666	or declared by the insured as installed, the insured guarantees that the device has a self -activating mechanism, and that the
	667	insured has a valid recovery agreement.
	668	4.Territorial Limits and Repatriation Clause - The territorial limits of the cover afforded by this policy will be the Republic of South
	669	Africa, Namibia, Lesotho, Eswatini, Botswana, Zimbabwe , Malawi, and Mozambique , subject to the following conditions:
	670	a) The company will not authorise repairs for accident damage to the insured’s vehicle before the insured has successfully
	671	returned the vehicle to the Republic of South Africa. The company will pay the necessary cost of repatriation following an
	672	insured event up to a maximum amount of R 5 000 in respect of private vehicles and light delivery vehicles up to 3
	673	500GVM and R 10 000 in respect of vehicles in excess of 3 500 GVM
	674	b)If the insured does not return the vehicle to the Republic of South Africa, the insured has to prove that the vehicle is
	675	uneconomical to repair by any method acceptable to the company, before the insured may be indemnified: if the
	676	company accepts liability, the company will determine the wreck value of the vehicle at 40% of the settlement figure,
	677	which will be deducted from the amount of the settlement.
	678	5. Towing and Storage: This cost will be limited to R 3 500 including VAT should AC&E roadside assist not be selected. Cover will only be applicable to
	679	Accident -Related incidents.
	680	6. Vehicle Definition: The term vehicle shall mean:
	681	a. Private type motor car (including station wagons, minibuses (excluding taxis) motorised caravans and the like, or similar vehicles)
	682	designed to seat 10 persons or less (including the driver ), and not exceeding 3500kg in GVM .
	683	b. Light Delivery Vehicle (Panel Vans, Bakkies and or load bed vehicles used for private, business, or commercial use - Not exceeding 3
	684	500kg in GVM )
	685	c. Commercial vehicles (Heavy Commercial Vehicles exceeding 3 500 kg in GVM .)
	686	d. Motorcycles, All Motorcycles used for Road, Off-road
	687	e. Buses, designed to seat more than 10 (ten) passengers .
	688	f. Trailers and caravans which are designed to be drawn by a self-propelled vehicle, excluding any parts of accessories not permanently fitted thereto.
	689	g. Special type vehicles as described in the schedule, including, but not limited to tractors and forklifts.
	690	7. Compulsory tracker requirement: The following vehicles listed below, (irrespective of value, unless otherwise stated ) are required to have an
	691	approved and recognised Early Warning tracking and recovery device/unit installed:
	692	1.A. All Volkswagen
	693	Developed by Tial Technologies 2026/05/21Page 13 of 62
	694	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	695	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	696
	697	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	698	I. Golf 7 models (2016 models onwards )
	699	ii. Polo models (All Year Models with a retail value above R100 000.00)
	700	2.B. All Ford
	701	i. Ranger models
	702	ii. Fiesta models
	703	iii. EcoSport models
	704	3.C. All Toyota
	705	i. Hilux models (All year models)
	706	ii. Fortuner Models (All year models)
	707	iii. Prado Models (All year models)
	708	iv. Etios (All year models)
	709	v. Avanza (All year models)
	710	vi. Quantum (All year models private and commercial use)
	711	4.D. Hyundai
	712	i.H100 (All year models commercial use only)
	713	5.Kia
	714	i.K2700 (All year models commercial use only)
	715	6.D. BMW
	716	i.X5 models (All year models)
	717	7.E. Chevrolet
	718	i. Spark models (All year models R149 999.00 and above )
	719	8.F. Nissan
	720	i.NP200 Models (All year models - irrespective of value)
	721	All tracking units installed in these respective vehicles, are to be always in a working order and the insured is to ensure that the service
	722	contract is active and paid up to date with the service provider:
	723	This requirement will be regarded as the minimum-security requirements for the above-mentioned makes and models.
	724	8.The following vehicles require dual (two) tracking devices in order for a claim to be valid:
	725	• Toyota Hilux (All Cabs /Extended Cabs 2016 models onward )
	726	• Toyota Fortuner (All year models)
	727	• Toyota Prado (2016 models onward )
	728	• Ford Ranger (2016 models onward )
	729	• Toyota Landcruiser (2016 models onward )
	730	Definition of Dual tracking - Dual tracking requirement is the installation of two separate tracking devices, one of which must be an early warning
	731	tracking device.
	732	9. CODE 03 - Vehicles:
	733	a) Defined as:
	734	i. Source of the vehicle is not a known manufacturer or.
	735	ii. Vehicle has at any stage been reported as unfit for use (scrapped).
	736	iii. The choice to declare a vehicle unfit for use, is that of the owner.
	737	iv. The owner notifies the authority of his decision.
	738	v. The title- holder must deregister the vehicle 3 months after the owner decided to scrap the vehicle.
	739	b) The insurer hereby notes the vehicle to be classified as a Code 03 vehicle and the following conditions are applicable:
	740	i. Vehicles older than 20 years must have an engineer’s report confirming the vehicle status and or value.
	741	ii. Vehicles less than 20 years old must have a valid AA Roadworthy Certificate not older than 3 years.
	742	c)Vehicle will be noted for the Full Retail Value (if an applicable M &M code is found), but for all intents and purposes will be insured for 65% of the
	743	retail value or 65% of the Sum Insured Specified on the schedule, whichever is lower to be applicable.
	744	d)Premium will be charged at 65% of the standard rate.
	745	EXCESS:
	746	BASIC EXCESS PRIVATE TYPE VEHICLES/MOTORBIKES
	747	Standard Excess: 5% of the claim Minimum R 2 500.00
	748	Windscreen : 25% of the claim Minimum R 500.00
	749	Generic Glass (Vehicles newer than 5 years): 5% of claim
	750	Generic Glass (vehicles 5 years and older): Waived for the 1st claim, per vehicle, per year- (2nd claim onwards, per vehicle, per year will incur, a 5% of
	751	claim, generic glass excess)
	752	BASIC EXCESS LDV/LIGHT COMMERCIAL :
	753	Standard Excess: 5% of the claim Minimum R3 000.00
	754	Windscreen : 25% of the claim Minimum R 750.00
	755	Generic Glass (Vehicles newer than 5 years): 5% of claim
	756	Generic Glass (vehicles 5 years and older): Waived for the 1st claim, per vehicle, per year- (2nd claim onwards, per vehicle, per year will incur, a 5% of
	757	claim, generic glass excess)
	758	HIGH VALUE EXCESS :
	759	Amended Conditions for High Value Private Vehicles (PMV/LDV) (In Excess of R 750k)
	760	Excesses are amended to read as follows:
	761	Developed by Tial Technologies 2026/05/21Page 14 of 62
	762	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	763	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	764
	765	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	766	1.1. Basic Vehicle Excess: 15% min R 5,000.00
	767	1.2. Windscreen : 25% min R 3,000.00
	768	Additional excesses to basic excess:
	769	1.3 Theft & Hijack: Additional 5% of claim
	770	14 Accident between 23:00PM & 4:00AM Additional excess of 10% of claim min R 5,000.00
	771	1.5. Single Vehicle Accident/Negligence Excess, where no 3rd party is involved (Counter resets 1 Jan every year):
	772	1.5.1. First Incident Additional Excess: Additional R3 000
	773	1.5.2. Second Incident Additional Excess: Additional 5% of Claim, Min R5 000
	774	1.5.3. Every Incident going forward will have the following additional Excess: Additional 10% of Claim, Min R10 000
	775	(No theft Hijack excess will be applicable if a tracking device is fitted, and the vehicle is recovered)
	776	Conditions:
	777	1.6 Restricted drivers: The following drivers are authorised to drive the vehicle:
	778	1.6.1 Director(s), Owner(s) of Insured Business and Their Spouses and/or Designated /Specified Drivers as detailed in Policy
	779	Schedule in respect of this specific vehicle.
	780	1.6.2. No C1 licenses, with a license less than 5 years
	781	1.7. Early warning Tracking and recovery device / devices is a requirement - Refer to Motor General Terms and Conditions point 8 above.
	782	1.8. It is required that this vehicle is parked Behind or inside a Locked Garage after the normal business hours, at the permanent place of residence,
	783	excluding long distance business travel.
	784	BASIC EXCESS HCV/HEAVY COMMERCIAL/HCV TRAILERS
	785	Standard Excess (Sliding Scale based on Claim Value):
	786	I. Claim/s amount between R 0 and R200 000: 10% of Claim, Minimum R5 000
	787	II. Claim/s amount between R 200 001 and R400 000: 10% of Claim, Minimum R7 500
	788	III. Claim amount between R 400 001 and R750 000: 10% of Claim, Minimum R10 000
	789	IV. Claim amount of R 750 000 and above : High Value Vehicle Excess Applicable
	790	Windscreen : 25% of the claim Minimum R750.00
	791	Generic Glass 10% of the Claim
	792	High Value Business/Commercial Use Vehicles (HCV) (In Excess of R 750k)
	793	Excesses are amended to read as follows:
	794	1.1. Basic Vehicle Excess: 15% min R 5,000.00
	795	1.2. Windscreen : 25% min R 5,000.00
	796	Additional excesses to basic excess:
	797	1.3. Theft & Hijack: Additional 10% of claim
	798	14. Accident between 22:00PM & 4:00AM Additional excess of 10% of claim min R 5,000.00
	799	1.5. Single Vehicle Accident/Negligence Excess, where no 3rd party is involved (Counter resets 1 Jan every year):
	800	1.5.1. First Incident Additional Excess: Additional R3 000
	801	1.5.2. Second Incident Additional Excess: Additional 5% of Claim, Min R5 000
	802	1.5.3. Every Incident going forward will have the following additional Excess: : Additional 10% of Claim, Min R10 000
	803	(No theft Hijack excess will be applicable if a tracking device is fitted, and the vehicle is recovered)
	804	Conditions:
	805	1.6. Daily Driver Logbook if there are multiple drivers.
	806	1.7. No Drivers under the age of 25 (No drivers with license less than 5 years)
	807	1.7.1. For Commercial LDV’s (No C1 licenses, with a license less than 5 years)
	808	1.8. Early warning Tracking and recovery device / devices is a requirement - Refer to Motor General Terms and Conditions point 8 above.
	809	1.9. When not on the road or in use after business hours, keys are to be locked in a strongbox/saferoom.
	810	STANDARD TRAILERS:
	811	Standard Excess: 5% of the claim Minimum R1 500.00
	812	THEFT/HIJACK:
	813	Standard Excess: 10% of the claim
	814	HAIL DAMAGE :
	815	Basic Excess Applicable
	816	ADDITIONAL EXCESSES :
	817	** - Clients with a previously approved and/or current approved Loss Ratio of 35% or less have all additional excesses, marked with an Asterisk,
	818	waived (Only Applicable when agreed in writing and noted on the schedule).
	819	1. Driver under the age of 21: Additional 5% of the claim Minimum R 2 500.00
	820	2. *Driver 25 or younger, but not younger than 21: Additional R 2 500.00
	821	3. *Driver’s License for less than 3 years: Additional 2.5% of the claim, minimum R 2 500.00
	822	4. *Single Vehicle Accident/Negligence Excess, where no 3rd party is involved an Additional Excess: R 2 500.00
	823	THIRD PARTY (Section II Excess):
	824	Standard Excess: 5% of the Claim Minimum R2 500.00
	825	THIRD PARTY ONLY :
	826	Basic Excess : R5 000
	827	Developed by Tial Technologies 2026/05/21Page 15 of 62
	828	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	829	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	830
	831	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	832	COVER INCLUDED:
	833	Locks and keys: R5 000.00 (Nil Excess)
	834	Wreckage Removal: R10 000.00 (Nil Excess)
	835	Fire Extinguisher Charges: R10 000.00 (Nil Excess)
	836	Instructions for Repairs: R2 000.00 (Nil Excess)
	837	MOTOR LIABILITY:
	838	Fire/Explosion: R1 000 000.00
	839	Third Party Liability: R2 500 000.00
	840	Passenger Liability: R2 500 000.00 (No cover for HCV or Motorcycles)
	841	Unauthorised passenger liability : R2 500 000.00
	842	Parking Facilities: R2 500 000.00
	843	OPTIONAL COVER :
	844	Riot and Strike : Sum Stated on Schedule (Nil Excess)
	845	Standard Excess: 5% of the claim Minimum R 2 750.00
	846	Developed by Tial Technologies 2026/05/21Page 16 of 62
	847	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	848	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	849
	850	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	851	Fire
	852	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	853	Sum Insured PremiumDetails
	854	Column 2 - Rent
	855	R 3 891 186 R 9 727.97
	856	Wall construction : Standard
	857	Roof construction : Standard
	858	Escalation : No
	859	Inflation : No
	860	Sasria R1 526,43
	861	Extensions Included
	862	Claims Preparation Costs Yes
	863	Debris removal R 5 000Yes
	864	Disposal of Salvage R 20 000Yes
	865	Earthquake Yes
	866	Fire Extinguishing Charges Yes
	867	Malicious Damage Yes
	868	Power Surge R 50 000Yes
	869	Special Perils Yes
	870	Sprinkler Leakage R 10 000Yes
	871	Important information - Please read
	872	Sum insred is split evenly at R277 941.86 per premises.
	873	Risk address :
	874	1. 49 BISSET ROAD , JET PARK - HEAD OFFICE
	875	2. 34A GERRIT MARITZ AVENUE , ALBERTON NORTH
	876	3. 9A OOS STREET , MIDDELBURG
	877	4. 196 LOUIS BOTHA AVENUE, (ORANGE GROVE ) HOUGHTON ESTATE , HOUGHTON
	878	5. 41A SOUTH MAIN REEF ROAD , NEW ERA SPRINGS
	879	6. 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET , VANDERBIJLPARK
	880	7. UNIT C3, FOURWAYS MART, N12 KLERKSDORP (42 & 42A MARGARETA PRINSLOO STREET , KLERKSDORP )
	881	8. 29 ANDRIES PRETORIUS STREET , EDENVALE (101-15TH AVENUE, EDENVALE )
	882	9. CNR NELSON MANDELA & BEYERS NAUDE ROAD , POTCHEFSTROOM
	883	10. UNIT 7, VALLEY VIEW CENTRE, FOURWAYS
	884	11. 5 GRAHAM ROAD , SHERE, PRETORIA
	885	12. 139 SEFAKO MAKGATHO DRIVE, SINOVILLE
	886	13. 1163 STELLENBERG ROAD, WILLOW GLEN, PRETORIA EAST (STORAGE FACILITY)
	887	14. CAMBRIDGE BUSINESS PARK , C/O WITKOPPEN ROAD AND REGENT STREET , PAULSHOF, 2191)
	888	Column 5 - Miscellaneous as described
	889	Plant, Machinery, Stock, Materials in Trade, Alarm, CCTV systems, Fixtures and Fittings, Signage R 57 500 000 R 143 750.00
	890	Wall construction : Standard
	891	Roof construction : Standard
	892	Escalation : No
	893	Inflation : No
	894	Sasria R22 556,10
	895	Extensions Included
	896	Claims Preparation Costs Yes
	897	Debris removal R 5 000Yes
	898	Disposal of Salvage R 20 000Yes
	899	Earthquake Yes
	900	Fire Extinguishing Charges Yes
	901	Malicious Damage Yes
	902	Power Surge R 50 000Yes
	903	Special Perils Yes
	904	Sprinkler Leakage R 10 000Yes
	905	Developed by Tial Technologies 2026/05/21Page 17 of 62
	906	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	907	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	908
	909	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	910	Important information - Please read
	911	No cover for goods in the open.
	912	___________________________________________
	913	Sum insred is split evenly at R4 107 142.86 per premises.
	914	Risk address :
	915	1. 49 BISSET ROAD , JET PARK - HEAD OFFICE
	916	2. 34A GERRIT MARITZ AVENUE , ALBERTON NORTH
	917	3. 9A OOS STREET , MIDDELBURG
	918	4. 196 LOUIS BOTHA AVENUE, (ORANGE GROVE ) HOUGHTON ESTATE , HOUGHTON
	919	5. 41A SOUTH MAIN REEF ROAD , NEW ERA SPRINGS
	920	6. 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET , VANDERBIJLPARK
	921	7. UNIT C3, FOURWAYS MART, N12 KLERKSDORP (42 & 42A MARGARETA PRINSLOO STREET , KLERKSDORP )
	922	8. 29 ANDRIES PRETORIUS STREET , EDENVALE (101-15TH AVENUE, EDENVALE )
	923	9. CNR NELSON MANDELA & BEYERS NAUDE ROAD , POTCHEFSTROOM
	924	10. UNIT 7, VALLEY VIEW CENTRE, FOURWAYS
	925	11. 5 GRAHAM ROAD , SHERE, PRETORIA
	926	12. 139 SEFAKO MAKGATHO DRIVE, SINOVILLE
	927	13. 1163 STELLENBERG ROAD, WILLOW GLEN, PRETORIA EAST (STORAGE FACILITY)
	928	14. CAMBRIDGE BUSINESS PARK , C/O WITKOPPEN ROAD AND REGENT STREET , PAULSHOF, 2191)
	929	R24 082,53Sasria premium
	930	Total premium R153 477.97
	931	Section Endorsement Wording
	932	LP Gas Installation for Cooking Purposes:
	933	With reference to LP Gas installation for cooking purposes (i.e. LP Gas operated ovens / stoves). All current and future LP Gas Installation must
	934	have a valid Certificate of Conformity issued by an authorised person and/or company who is registered with the Liquefied Petroleum Gas Safety
	935	Association of Southern Africa (LPGAS). This is to ensure that installation has been properly inspected and is determined to be safe and leak
	936	free. Damages resulting from any gas installation will be subject to the necessary and valid Certificate of Conformity.
	937	PALLETS WARRANTY:
	938	All goods must be kept on pallets or shelves of at least 150mm in height.
	939	Should stock not be kept on pallets cover for damaged stock due to an insured peril is excluded.
	940	FIREFIGHTING EQUIPMENT:
	941	It is hereby warranted that in order for the premises to be fully protected against fire and fire related losses, that in accordance with the Fire
	942	Protection Association of South Africa’s Rules (FPA), that there are adequate Hose reels (FPA Rule TT34), Hydrants (FPA Rule TT35) and
	943	Portable Fire Extinguishing Appliances (FPA Rule TT37) where appropriate, which are strategically located. Failure to comply with these
	944	conditions will result in there being no cover. FireFighting Equipment must be kept in order and serviced annually by qualified persons. All the
	945	FireFighting equipment, fire escapes and the like, must comply with the local municipal by laws. All FireFighting equipment, fire escapes and the
	946	like must be at least serviced once a year and the staff should be trained on how to use the fire equipment. The Firefighting equipment must be
	947	easily accessible to the trained staff and not be blocked with stock, rubble, equipment and the like.
	948	(FPA Rules TT34, TT35, TT37 Details of these rules provided on request.)
	949	ANNEXURE B: WATER LEAKAGE EXTENSION
	950	Cover is extended to cover loss of water and consequential damage, as a result of accidental leakage at the insured’s premises for which the
	951	insured is responsible by whatever cause other than wear and tear and/or gradual deterioration up to a limit of indemnity of R25 000.00.
	952	HOT WORKS:
	953	It is a condition precedent to liability that strict adherence to and compliance with all Hot Works Permit requirements are met by the
	954	insured and/or their contractors prior to conducting any Hot Works and any of the insured’s premises for which they are responsible,
	955	non-adherence or non-compliance will render the cover null and void.
	956	FIRE EXTINGUISHING CHARGES EXTENSION:
	957	Any costs (not exceeding the amount stated in the Section Limits) relating to the extinguishing or fighting of fire shall be deemed to be damage to the
	958	insured property and shall be payable in addition to any other payment for which the company may be liable in terms of this section,
	959	Provided that:
	960	i.The insured is legally liable for such costs.
	961	Developed by Tial Technologies 2026/05/21Page 18 of 62
	962	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	963	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	964
	965	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	966	ii.The extension for Spreading of fire liability is in force;
	967	iii.The third-party property was in danger from the fire.
	968	iv.Damage to sugar cane, crops, plantations and/or forests caused by spread of fire to neighbouring premises is excluded.
	969	v.The insured is in full compliance to the Special Proviso stated here above under Spread of fire.
	970	FIRE SECTION/BUILDING SECTION 2022
	971	GENERAL
	972	This policy does not cover loss or damage to property related to or caused by faulty design or inferior construction
	973	BASIC EXCESS
	974	Standard Excess: R 1 000.00
	975	Lightning: 10% of the claim minimum R 1 000.00
	976	COVER INCLUDED
	977	Sprinkler Leakage: R 10 000.00 (Nil Excess)
	978	Disposal of Salvage: As Indicated on Schedule (Nil Excess)
	979	Power Surge: Limited to R 50 000.00 per policy (10% of claim Minimum R 2 500.00)
	980	OPTIONAL COVER (If stated in Schedule)
	981	Subsidence and Landslip: As stated on Schedule (1% of sum insured Minimum R 2 500.00)
	982	Deterioration of Stock: As stated on Schedule (Nil Excess)
	983	N.B! - There is no cover in terms of the building item under the Fire section for any geysers. Geysers need to be
	984	specified under the Business All Risk Section. Full details need to be provided to us in order for cover to be in place.
	985	Developed by Tial Technologies 2026/05/21Page 19 of 62
	986	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	987	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	988
	989	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	990	Office Contents
	991	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	992	Sum Insured PremiumDetails
	993	Sub Section A : Office Contents
	994	R 115 000 R 345.00
	995	Sasria R45,11
	996	Extensions Included
	997	Locks and Keys R 10 000Yes
	998	Power Surge R 50 000Yes
	999	VALUE ADDED PRODUCT
	1000	R 10.00Home/ Office Assistance
	1001	Sub Section B : Rent
	1002	R 28 750
	1003	Sasria R11,28
	1004	Extensions Included
	1005	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1006	Sub Section E : Increase in Cost of Working
	1007	R 28 750
	1008	Extensions Included
	1009	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1010	Theft
	1011	R 28 750 R 287.50
	1012	Extensions Included
	1013	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1014	R56,39Sasria premium
	1015	Total premium R632.50
	1016	Section Endorsement Wording
	1017	OFFICE CONTENTS SECTION LATEST
	1018	BASIC EXCESS:
	1019	Standard Excess: 10% of the claim Minimum R 1 000.00
	1020	Lightning: Additional 10% of the claim Minimum R 1 000.00
	1021	Power Surge: 10% of the claim Minimum R 2 500.00
	1022	COVER INCLUDED:
	1023	Locks and Keys: R 10 000.00 (Excess R 100)
	1024	Rent: Limited to 25% of Sum Insured (Standard Excess)
	1025	Increased cost of working: Limited to 25% of Sum Insured (Standard Excess)
	1026	Power Surge: Limited to R 50 000.00 (10% of claim Minimum R 2 500)
	1027	OPTIONAL COVER: (If Stated in the Schedule)
	1028	Theft: Limited to 25% of sum Insured (10% of claim minimum R 1 000)
	1029	Documents: As stated on Schedule (10% of claim Minimum R 1 000)
	1030	Legal Liability: As Stated on the Schedule (10% of claim Minimum R 1 000)
	1031	Theft cover is Subject to Forcible & Violent Entry into and/or Exit out of the Insured Building.
	1032	BURGLAR ALARM WARRANTY:
	1033	The premises must be secured by a monitored burglar alarm system, which must be linked to a control room and backed by a 24-hour armed response
	1034	unit. The alarm system must be kept in proper working order at all times. The alarm system must be activated when the premises is unoccupied.
	1035	Developed by Tial Technologies 2026/05/21Page 20 of 62
	1036	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1037	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1038
	1039	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1040	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1041	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1042	FIREFIGHTING EQUIPMENT:
	1043	It is hereby warranted that in order for the premises to be fully protected against fire and fire related losses, that in accordance with the Fire
	1044	Protection Association of South Africa’s Rules (FPA), that there are adequate Hose reels (FPA Rule TT34), Hydrants (FPA Rule TT35) and
	1045	Portable Fire Extinguishing Appliances (FPA Rule TT37) where appropriate, which are strategically located. Failure to comply with these
	1046	conditions will result in there being no cover.
	1047	FireFighting Equipment must be kept in order and serviced annually by qualified persons. All the FireFighting equipment, fire escapes and the
	1048	like, must comply with the local municipal by laws. All FireFighting equipment, fire escapes and the like must be at least serviced once a year
	1049	and the staff should be trained on how to use the fire equipment. The Firefighting equipment must be easily accessible to the trained staff and
	1050	not be blocked with stock, rubble, equipment and the like.
	1051	(FPA Rules TT34, TT35, TT37 Details of these rules provided on request.)
	1052	FIRE EXTINGUISHING CHARGES EXTENSION:
	1053	Any costs (not exceeding the amount stated in the Section Limits) relating to the extinguishing or fighting of fire shall be deemed to be damage to the
	1054	insured property and shall be payable in addition to any other payment for which the company may be liable in terms of this section,
	1055	Provided that:
	1056	i.The insured is legally liable for such costs.
	1057	ii.The extension for Spreading of fire liability is in force;
	1058	iii.The third-party property was in danger from the fire.
	1059	iv.Damage to sugar cane, crops, plantations and/or forests caused by spread of fire to neighbouring premises is excluded.
	1060	v.The insured is in full compliance to the Special Proviso stated here above under Spread of fire.
	1061	Developed by Tial Technologies 2026/05/21Page 21 of 62
	1062	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1063	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1064
	1065	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1066	Theft
	1067	Situation of Premises: 1163 STELLENBERG ROAD, WILLOW GLEN, 0081
	1068	Sum Insured PremiumDetails
	1069	Theft
	1070	R 115 000 R 6 900.00
	1071	Cover type : Theft or attempted theft following forcible violent entry or exit
	1072	from premises.
	1073	Extensions Included
	1074	Claims Preparation Costs Yes
	1075	Locks and Keys R 2 500Yes
	1076	Loss or Damage to Buildings R 500.00R 50 000Yes
	1077	Malicious Damage Yes
	1078	Property of Principal, Partner, Director or Employee R 2 500Yes
	1079	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1080	Endorsements with relevance to this item (see description below)
	1081	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1082	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1083	BURGLAR ALARM CONDITION:
	1084	BURGLAR ALARM CONDITION
	1085	(Specific requirements)
	1086	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1087	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1088	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1089	that:
	1090	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1091	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1092	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1093	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1094	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1095	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1096	to any person or such a remote control was obtained by theft.
	1097	Or
	1098	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1099	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1100	unless a principal, partner, director or employee of the insured is in the protected building;
	1101	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1102	reaction unit`s services where available;
	1103	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1104	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1105	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1106	company will be entitled to request full information of the relevant log;
	1107	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1108	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1109	person or such a remote control was obtained by theft.
	1110	R0,00Sasria premium
	1111	Total premium R7 400.00
	1112	Situation of Premises: 139 SEFAKO MAKGATHO DRIVE, SINOVILLE, 0182
	1113	Sum Insured PremiumDetails
	1114	Theft
	1115	R 517 500 R 31 050.00
	1116	Cover type : Theft or attempted theft following forcible violent entry or exit
	1117	from premises.
	1118	Extensions Included
	1119	Claims Preparation Costs Yes
	1120	Locks and Keys R 2 500Yes
	1121	Loss or Damage to Buildings R 500.00R 50 000Yes
	1122	Malicious Damage Yes
	1123	Property of Principal, Partner, Director or Employee R 2 500Yes
	1124	Developed by Tial Technologies 2026/05/21Page 22 of 62
	1125	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1126	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1127
	1128	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1129	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1130	Endorsements with relevance to this item (see description below)
	1131	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1132	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1133	BURGLAR ALARM CONDITION:
	1134	BURGLAR ALARM CONDITION
	1135	(Specific requirements)
	1136	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1137	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1138	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1139	that:
	1140	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1141	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1142	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1143	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1144	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1145	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1146	to any person or such a remote control was obtained by theft.
	1147	Or
	1148	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1149	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1150	unless a principal, partner, director or employee of the insured is in the protected building;
	1151	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1152	reaction unit`s services where available;
	1153	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1154	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1155	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1156	company will be entitled to request full information of the relevant log;
	1157	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1158	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1159	person or such a remote control was obtained by theft.
	1160	R0,00Sasria premium
	1161	Total premium R31 550.00
	1162	Situation of Premises: 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET, VANDERBIJLPARK, VANDERBIJLPARK, 1900
	1163	Sum Insured PremiumDetails
	1164	Theft
	1165	R 517 500 R 31 050.00
	1166	Cover type : Theft or attempted theft following forcible violent entry or exit
	1167	from premises.
	1168	Extensions Included
	1169	Claims Preparation Costs Yes
	1170	Locks and Keys R 2 500Yes
	1171	Loss or Damage to Buildings R 500.00R 50 000Yes
	1172	Malicious Damage Yes
	1173	Property of Principal, Partner, Director or Employee R 2 500Yes
	1174	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1175	Endorsements with relevance to this item (see description below)
	1176	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1177	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1178	BURGLAR ALARM CONDITION:
	1179	BURGLAR ALARM CONDITION
	1180	(Specific requirements)
	1181	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1182	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1183	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1184	that:
	1185	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1186	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1187	Developed by Tial Technologies 2026/05/21Page 23 of 62
	1188	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1189	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1190
	1191	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1192	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1193	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1194	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1195	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1196	to any person or such a remote control was obtained by theft.
	1197	Or
	1198	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1199	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1200	unless a principal, partner, director or employee of the insured is in the protected building;
	1201	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1202	reaction unit`s services where available;
	1203	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1204	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1205	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1206	company will be entitled to request full information of the relevant log;
	1207	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1208	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1209	person or such a remote control was obtained by theft.
	1210	R0,00Sasria premium
	1211	Total premium R31 550.00
	1212	Situation of Premises: 196 Louis Botha Ave, ORANGE GROVE (JOHANNESBURG), 2192
	1213	Sum Insured PremiumDetails
	1214	Theft
	1215	R 517 000 R 31 020.00
	1216	Cover type : Theft or attempted theft following forcible violent entry or exit
	1217	from premises.
	1218	Extensions Included
	1219	Claims Preparation Costs Yes
	1220	Locks and Keys R 2 500Yes
	1221	Malicious Damage Yes
	1222	Property of Principal, Partner, Director or Employee R 2 500Yes
	1223	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1224	Endorsements with relevance to this item (see description below)
	1225	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1226	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1227	BURGLAR ALARM CONDITION:
	1228	BURGLAR ALARM CONDITION
	1229	(Specific requirements)
	1230	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1231	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1232	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1233	that:
	1234	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1235	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1236	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1237	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1238	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1239	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1240	to any person or such a remote control was obtained by theft.
	1241	Or
	1242	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1243	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1244	unless a principal, partner, director or employee of the insured is in the protected building;
	1245	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1246	reaction unit`s services where available;
	1247	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1248	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1249	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1250	company will be entitled to request full information of the relevant log;
	1251	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1252	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1253	person or such a remote control was obtained by theft.
	1254	R0,00Sasria premium
	1255	Developed by Tial Technologies 2026/05/21Page 24 of 62
	1256	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1257	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1258
	1259	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1260	Total premium R31 020.00
	1261	Situation of Premises: 29 ANDRIES PRETORIUS STREET (101-15TH AVENUE), EDENVALE, GAUTENG, 1610
	1262	Sum Insured PremiumDetails
	1263	Theft
	1264	R 517 000 R 31 020.00
	1265	Cover type : Theft or attempted theft following forcible violent entry or exit
	1266	from premises.
	1267	Extensions Included
	1268	Claims Preparation Costs Yes
	1269	Locks and Keys R 2 500Yes
	1270	Loss or Damage to Buildings R 500.00R 50 000Yes
	1271	Malicious Damage Yes
	1272	Property of Principal, Partner, Director or Employee R 2 500Yes
	1273	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1274	Endorsements with relevance to this item (see description below)
	1275	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1276	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1277	BURGLAR ALARM CONDITION:
	1278	BURGLAR ALARM CONDITION
	1279	(Specific requirements)
	1280	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1281	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1282	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1283	that:
	1284	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1285	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1286	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1287	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1288	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1289	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1290	to any person or such a remote control was obtained by theft.
	1291	Or
	1292	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1293	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1294	unless a principal, partner, director or employee of the insured is in the protected building;
	1295	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1296	reaction unit`s services where available;
	1297	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1298	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1299	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1300	company will be entitled to request full information of the relevant log;
	1301	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1302	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1303	person or such a remote control was obtained by theft.
	1304	R0,00Sasria premium
	1305	Total premium R31 520.00
	1306	Situation of Premises: 34A GERRIT MARITZ AVENUE, ALBERTON NORTH, ALBERTON, 1456
	1307	Sum Insured PremiumDetails
	1308	Theft
	1309	R 517 000 R 31 020.00
	1310	Cover type : Theft or attempted theft following forcible violent entry or exit
	1311	from premises.
	1312	Extensions Included
	1313	Claims Preparation Costs Yes
	1314	Locks and Keys R 2 500Yes
	1315	Loss or Damage to Buildings R 500.00R 50 000Yes
	1316	Malicious Damage Yes
	1317	Property of Principal, Partner, Director or Employee R 2 500Yes
	1318	Developed by Tial Technologies 2026/05/21Page 25 of 62
	1319	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1320	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1321
	1322	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1323	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1324	Endorsements with relevance to this item (see description below)
	1325	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1326	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1327	BURGLAR ALARM CONDITION:
	1328	BURGLAR ALARM CONDITION
	1329	(Specific requirements)
	1330	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1331	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1332	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1333	that:
	1334	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1335	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1336	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1337	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1338	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1339	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1340	to any person or such a remote control was obtained by theft.
	1341	Or
	1342	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1343	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1344	unless a principal, partner, director or employee of the insured is in the protected building;
	1345	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1346	reaction unit`s services where available;
	1347	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1348	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1349	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1350	company will be entitled to request full information of the relevant log;
	1351	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1352	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1353	person or such a remote control was obtained by theft.
	1354	R0,00Sasria premium
	1355	Total premium R31 520.00
	1356	Situation of Premises: 41A SOUTH MAIN REEF ROAD, NEW ERA, SPRINGS, 1559
	1357	Sum Insured PremiumDetails
	1358	Theft
	1359	R 575 000 R 34 500.00
	1360	Cover type : Theft or attempted theft following forcible violent entry or exit
	1361	from premises.
	1362	Extensions Included
	1363	Claims Preparation Costs Yes
	1364	Locks and Keys R 2 500Yes
	1365	Loss or Damage to Buildings R 500.00R 50 000Yes
	1366	Malicious Damage Yes
	1367	Property of Principal, Partner, Director or Employee R 2 500Yes
	1368	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1369	Endorsements with relevance to this item (see description below)
	1370	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1371	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1372	BURGLAR ALARM CONDITION:
	1373	BURGLAR ALARM CONDITION
	1374	(Specific requirements)
	1375	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1376	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1377	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1378	that:
	1379	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1380	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1381	Developed by Tial Technologies 2026/05/21Page 26 of 62
	1382	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1383	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1384
	1385	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1386	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1387	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1388	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1389	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1390	to any person or such a remote control was obtained by theft.
	1391	Or
	1392	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1393	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1394	unless a principal, partner, director or employee of the insured is in the protected building;
	1395	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1396	reaction unit`s services where available;
	1397	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1398	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1399	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1400	company will be entitled to request full information of the relevant log;
	1401	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1402	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1403	person or such a remote control was obtained by theft.
	1404	R0,00Sasria premium
	1405	Total premium R35 000.00
	1406	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	1407	Sum Insured PremiumDetails
	1408	Theft
	1409	R 1 000 000 R 60 000.00
	1410	Cover type : Theft or attempted theft following forcible violent entry or exit
	1411	from premises.
	1412	Extensions Included
	1413	Claims Preparation Costs Yes
	1414	Locks and Keys R 2 500Yes
	1415	Loss or Damage to Buildings R 500.00R 50 000Yes
	1416	Malicious Damage Yes
	1417	Property of Principal, Partner, Director or Employee R 2 500Yes
	1418	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1419	Important information - Please read
	1420	HIGH VALUE THEFT REQUIREMENT :
	1421	The installation of monitoring equipment/software from an offsite location by a registered and
	1422	armed response company .is required.
	1423	Offsite CCTV Monitoring:
	1424	The insured to contract an Offsite Monitoring Off Site CCTV Monitoring Surveillance company on a 24/7 basis
	1425	through an approved company for cover against theft and burglary related losses under this insurance
	1426	policy.
	1427	SECURITY GUARD WARRANTY:
	1428	It is hereby noted that Theft cover is subject to the employ of a 24/7 security guard from a
	1429	registered security services provider
	1430	Endorsements with relevance to this item (see description below)
	1431	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1432	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1433	BURGLAR ALARM CONDITION:
	1434	BURGLAR ALARM CONDITION
	1435	(Specific requirements)
	1436	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1437	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1438	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1439	that:
	1440	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1441	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1442	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1443	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1444	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1445	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1446	to any person or such a remote control was obtained by theft.
	1447	Or
	1448	Developed by Tial Technologies 2026/05/21Page 27 of 62
	1449	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1450	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1451
	1452	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1453	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1454	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1455	unless a principal, partner, director or employee of the insured is in the protected building;
	1456	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1457	reaction unit`s services where available;
	1458	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1459	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1460	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1461	company will be entitled to request full information of the relevant log;
	1462	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1463	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1464	person or such a remote control was obtained by theft.
	1465	R0,00Sasria premium
	1466	Total premium R60 500.00
	1467	Situation of Premises: 5 GRAHAM ROAD, SHERE, 0043
	1468	Sum Insured PremiumDetails
	1469	Theft
	1470	R 517 500 R 31 050.00
	1471	Cover type : Theft or attempted theft following forcible violent entry or exit
	1472	from premises.
	1473	Extensions Included
	1474	Claims Preparation Costs Yes
	1475	Locks and Keys R 2 500Yes
	1476	Loss or Damage to Buildings R 500.00R 50 000Yes
	1477	Malicious Damage Yes
	1478	Property of Principal, Partner, Director or Employee R 2 500Yes
	1479	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1480	Endorsements with relevance to this item (see description below)
	1481	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1482	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1483	BURGLAR ALARM CONDITION:
	1484	BURGLAR ALARM CONDITION
	1485	(Specific requirements)
	1486	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1487	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1488	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1489	that:
	1490	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1491	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1492	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1493	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1494	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1495	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1496	to any person or such a remote control was obtained by theft.
	1497	Or
	1498	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1499	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1500	unless a principal, partner, director or employee of the insured is in the protected building;
	1501	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1502	reaction unit`s services where available;
	1503	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1504	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1505	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1506	company will be entitled to request full information of the relevant log;
	1507	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1508	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1509	person or such a remote control was obtained by theft.
	1510	R0,00Sasria premium
	1511	Total premium R31 550.00
	1512	Situation of Premises: 9A OOS STREET, MIDDELBURG (MPHUMALANGA), 1055
	1513	Developed by Tial Technologies 2026/05/21Page 28 of 62
	1514	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1515	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1516
	1517	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1518	Sum Insured PremiumDetails
	1519	Theft
	1520	R 575 000 R 34 500.00
	1521	Cover type : Theft or attempted theft following forcible violent entry or exit
	1522	from premises.
	1523	Extensions Included
	1524	Claims Preparation Costs Yes
	1525	Locks and Keys R 2 500Yes
	1526	Loss or Damage to Buildings R 500.00R 50 000Yes
	1527	Malicious Damage Yes
	1528	Property of Principal, Partner, Director or Employee R 2 500Yes
	1529	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1530	Endorsements with relevance to this item (see description below)
	1531	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1532	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1533	BURGLAR ALARM CONDITION:
	1534	BURGLAR ALARM CONDITION
	1535	(Specific requirements)
	1536	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1537	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1538	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1539	that:
	1540	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1541	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1542	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1543	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1544	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1545	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1546	to any person or such a remote control was obtained by theft.
	1547	Or
	1548	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1549	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1550	unless a principal, partner, director or employee of the insured is in the protected building;
	1551	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1552	reaction unit`s services where available;
	1553	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1554	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1555	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1556	company will be entitled to request full information of the relevant log;
	1557	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1558	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1559	person or such a remote control was obtained by theft.
	1560	R0,00Sasria premium
	1561	Total premium R35 000.00
	1562	Situation of Premises: CAMBRIDGE BUSINESS PARK, C/O WITKOPPEN ROAD AND REGENT STREET, PAULSHOF, BRYANSTON, 2056
	1563	Sum Insured PremiumDetails
	1564	Theft
	1565	R 517 500 R 31 050.00
	1566	Cover type : Theft or attempted theft following forcible violent entry or exit
	1567	from premises.
	1568	Extensions Included
	1569	Claims Preparation Costs Yes
	1570	Locks and Keys R 2 500Yes
	1571	Loss or Damage to Buildings R 500.00R 50 000Yes
	1572	Malicious Damage Yes
	1573	Property of Principal, Partner, Director or Employee R 2 500Yes
	1574	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1575	Developed by Tial Technologies 2026/05/21Page 29 of 62
	1576	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1577	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1578
	1579	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1580	Endorsements with relevance to this item (see description below)
	1581	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1582	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1583	BURGLAR ALARM CONDITION:
	1584	BURGLAR ALARM CONDITION
	1585	(Specific requirements)
	1586	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1587	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1588	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1589	that:
	1590	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1591	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1592	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1593	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1594	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1595	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1596	to any person or such a remote control was obtained by theft.
	1597	Or
	1598	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1599	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1600	unless a principal, partner, director or employee of the insured is in the protected building;
	1601	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1602	reaction unit`s services where available;
	1603	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1604	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1605	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1606	company will be entitled to request full information of the relevant log;
	1607	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1608	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1609	person or such a remote control was obtained by theft.
	1610	R0,00Sasria premium
	1611	Total premium R31 550.00
	1612	Situation of Premises: CNR NELSON MANDELA & BEYERS NAUDE ROAD, POTCHEFSTROOM, POTCHEFSTROOM, 2520
	1613	Sum Insured PremiumDetails
	1614	Theft
	1615	R 517 500 R 31 050.00
	1616	Cover type : Theft or attempted theft following forcible violent entry or exit
	1617	from premises.
	1618	Extensions Included
	1619	Claims Preparation Costs Yes
	1620	Locks and Keys R 2 500Yes
	1621	Loss or Damage to Buildings R 500.00R 50 000Yes
	1622	Malicious Damage Yes
	1623	Property of Principal, Partner, Director or Employee R 2 500Yes
	1624	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1625	Endorsements with relevance to this item (see description below)
	1626	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1627	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1628	BURGLAR ALARM CONDITION:
	1629	BURGLAR ALARM CONDITION
	1630	(Specific requirements)
	1631	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1632	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1633	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1634	that:
	1635	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1636	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1637	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1638	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1639	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1640	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1641	Developed by Tial Technologies 2026/05/21Page 30 of 62
	1642	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1643	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1644
	1645	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1646	to any person or such a remote control was obtained by theft.
	1647	Or
	1648	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1649	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1650	unless a principal, partner, director or employee of the insured is in the protected building;
	1651	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1652	reaction unit`s services where available;
	1653	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1654	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1655	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1656	company will be entitled to request full information of the relevant log;
	1657	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1658	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1659	person or such a remote control was obtained by theft.
	1660	R0,00Sasria premium
	1661	Total premium R31 550.00
	1662	Situation of Premises: UNIT C3, FOURWAYS MART, 42 & 42A MARGARETA PRINSLOO STREET, KLERKSDORP, KLERKSDORP, 2570
	1663	Sum Insured PremiumDetails
	1664	Theft
	1665	R 575 000 R 34 500.00
	1666	Cover type : Theft or attempted theft following forcible violent entry or exit
	1667	from premises.
	1668	Extensions Included
	1669	Claims Preparation Costs Yes
	1670	Locks and Keys R 2 500Yes
	1671	Loss or Damage to Buildings R 500.00R 50 000Yes
	1672	Malicious Damage Yes
	1673	Property of Principal, Partner, Director or Employee R 2 500Yes
	1674	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1675	Endorsements with relevance to this item (see description below)
	1676	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	1677	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	1678	BURGLAR ALARM CONDITION:
	1679	BURGLAR ALARM CONDITION
	1680	(Specific requirements)
	1681	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	1682	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	1683	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	1684	that:
	1685	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	1686	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	1687	1.Where the installed alarm is a SAIDSA Approved and certified alarm
	1688	1.1.The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	1689	1.2.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1690	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	1691	to any person or such a remote control was obtained by theft.
	1692	Or
	1693	2.Where the installed alarm is not a SAIDSA Approved and certified alarm
	1694	2.1.The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	1695	unless a principal, partner, director or employee of the insured is in the protected building;
	1696	2.2.If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	1697	reaction unit`s services where available;
	1698	2.3.Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	1699	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	1700	2.4.The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	1701	company will be entitled to request full information of the relevant log;
	1702	2.5.Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	1703	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	1704	person or such a remote control was obtained by theft.
	1705	R0,00Sasria premium
	1706	Total premium R35 000.00
	1707	Developed by Tial Technologies 2026/05/21Page 31 of 62
	1708	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1709	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1710
	1711	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1712	Section Endorsement Wording
	1713	THEFT SECTION
	1714	BASIC EXCESS:
	1715	Standard Excess: 10% of the claim Minimum R 1 000.00
	1716	Vehicle in the Open: 10% of the claim Minimum R 2 500.00
	1717	COVER INCLUDED:
	1718	Malicious Damage: R 10 000.00 (Standard Excess)
	1719	Locks and Keys: R 5 000.00 (Standard Excess)
	1720	Theft cover is Subject to Forcible & Violent Entry into and/or Exit out of the Insured Building.
	1721	Developed by Tial Technologies 2026/05/21Page 32 of 62
	1722	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1723	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1724
	1725	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1726	Glass
	1727	Situation of Premises: 196 Louis Botha Ave, ORANGE GROVE (JOHANNESBURG), 2192
	1728	Sum Insured PremiumDetails
	1729	Glass
	1730	R 64 914 R 3 245.70
	1731	Unless specifically agreed, all internal and external glass (other than mirrors ) including glass forming part
	1732	of furnishings or divisions, insured by this section is presumed to be plain plate/float glass and or
	1733	laminated safety glass whether coated with a film or not.
	1734	Sasria R25,46
	1735	R25,46Sasria premium
	1736	Total premium R3 245.70
	1737	Situation of Premises: CAMBRIDGE BUSINESS PARK, C/O WITKOPPEN ROAD AND REGENT STREET, PAULSHOF, BRYANSTON, 2056
	1738	Sum Insured PremiumDetails
	1739	Glass
	1740	R 65 174 R 3 258.70
	1741	Unless specifically agreed, all internal and external glass (other than mirrors ) including glass forming part
	1742	of furnishings or divisions, insured by this section is presumed to be plain plate/float glass and or
	1743	laminated safety glass whether coated with a film or not.
	1744	Sasria R25,57
	1745	R25,57Sasria premium
	1746	Total premium R3 258.70
	1747	Section Endorsement Wording
	1748	GLASS:
	1749	BASIC EXCESS
	1750	Standard Excess: 10% of the claim Minimum R 1 000.00
	1751	Developed by Tial Technologies 2026/05/21Page 33 of 62
	1752	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1753	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1754
	1755	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1756	Business All Risks
	1757	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	1758	Sum Insured PremiumDetails
	1759	Business All Risk
	1760	Cell Phones R 265 017 R 26 501.70
	1761	Sasria R103,96
	1762	Important information - Please read
	1763	Cell Phones on cover :
	1764	1 x IPHONE 14 128GB 5G @ R19 999 EACH
	1765	5 x SAMSUNG GALAXY S23 512GB BLACK @ R22 699 EACH - R113 495
	1766	1 x SAMSUNG GALAXY A23 64GB BLUE @ R4 499 EACH
	1767	1 x SAMSUNG GALAXY S25 256GP SLIVER SHADOW @ R20 769 EACH
	1768	2 x SAMSUNG GALAXY S25 256GB NAVY @ R20 769 EACH - R41 538
	1769	2 x IPHONE 16 128GB BLACK @ R22 629 EACH - R45 258
	1770	1 x SAMSUNG GALAXY S21 256GB GREY @ R12 000 EACH
	1771	1 x SAMSUNG A36 5G (6GB/128GB BLACK ) @ R7 459 EACH
	1772	R103,96Sasria premium
	1773	Total premium R26 501.70
	1774	Section Endorsement Wording
	1775	LOCKED BOOT WARRANTY:
	1776	It is a condition of the policy that if any property insured by the underlying policy is left in a motor vehicle the following will apply:
	1777	1. Whilst the vehicle is left unattended the property must be placed in the locked boot or locked compartment.
	1778	2. Whilst the property insured is contained in any convertible motor car, open vehicle (LDV) or vehicle of similar design such
	1779	vehicle shall not be left unattended.
	1780	3. In the event of the property insured being left in the vehicle overnight such vehicle shall be housed in a locked garage.
	1781	4. There must be visible signs of forcible and violent entry to the vehicle.
	1782	HAND LUGGAGE - LAPTOPS
	1783	It is a condition of the policy that:
	1784	All Laptops insured under this Policy are to be taken as hand luggage if taken aboard an aircraft whether on Local or International
	1785	flights.
	1786	This insurance will not cover any loss of or damage to Laptops placed within the luggage hold of the aircraft.
	1787	CAR JAMMING:
	1788	Theft by Car Jamming is Excluded.
	1789	UNATTENDED VEHICLE WARRANTY:
	1790	The Company will not be liable for loss or damage by theft or attempted theft of the insured property from any unattended LDV, SUV,
	1791	Station wagon, and the like, unless at the time of the loss:
	1792	i. the insured property was concealed under the seat, or stored in a hidden compartment and the loss or damage resulted from
	1793	forcible and violent entry into the vehicle.
	1794	ii. The vehicle was garaged in a securely locked garage, and the loss or damage followed forcible or violent entry into/exit from
	1795	the garage.
	1796	BUSINESS ALL RISK 2022
	1797	BASIC EXCESS
	1798	General All Risk Excess: 10% of the claim Minimum R 500.00
	1799	Cell phones/Laptop/I Pad: 20% of the claim Minimum R 1 000.00
	1800	Tools: 10% of the claim Minimum R 500.00
	1801	All other lectronics: 10% of the claim Minimum R 1 000.00
	1802	Geyser/Pumps: 10% of claim Minimum R 2 500.00
	1803	PORTABLE ELECTRONIC DEVISES
	1804	Definition of a portable electronic device: a device that is capable of storing, processing and transmitting data which is small enough to be
	1805	carried by hand i.e. laptops, GPS, kindle, iPad, tablets or any similar device.
	1806	Developed by Tial Technologies 2026/05/21Page 34 of 62
	1807	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1808	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1809
	1810	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1811	Developed by Tial Technologies 2026/05/21Page 35 of 62
	1812	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1813	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1814
	1815	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1816	oods in Transit
	1817	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	1818	Sum Insured PremiumDetails
	1819	oods in Transit
	1820	Load Limit R 750 000 R 30 000.00
	1821	Annual Carry
	1822	Means of Conveyance : By
	1823	Valuation Basis : Selling Price
	1824	Cover restriction :
	1825	Sasria R500,00
	1826	Extensions Included
	1827	Debris Removal R 25 000Yes
	1828	Fire Extinguishing Charges R 10 000Yes
	1829	Endorsements with relevance to this item (see description below)
	1830	GOODS IN TRANSIT EXCLUSIONS 2021
	1831	THERE WILL BE NO COVER WHILE ANY OF THE BELOW ARE IN TRANSIT:
	1832	1.1. Transport of Fire Arms, Ammunition, Ammunition Cartridges, and/or Fuses.
	1833	1.2. Transport of Gun Powder, Black Powder and/or any explosive powder.
	1834	1.3. Transport of Nitro-Glycerine.
	1835	1.4. Transport of any explosives and/or explosive material/substances, (incl. Nitrates, Nitro’s, Amines, Oxides, Chlorates and acids)
	1836	1.5. Transport of any Hazardous Chemicals as defined by Hazardous Substances Act(Act No.15 of 1973)
	1837	1.6. Transport of Gasses and / or air under pressure in containers.
	1838	1.7. Transport of any Fuel / Diesel / Petroleum in any form/state
	1839	1.8. Transport of Tobacco
	1840	1.9. Transport of Fireworks.
	1841	1.10. Transport of Livestock / Live Animals
	1842	1.11. Transport of Refrigerated Goods
	1843	1.12. Transport of any Dangerous Goods and Hazardous Materials as listed in SANS 10228
	1844	1.13. Corrosives.
	1845	1.14. Combustibles
	1846	1.15. Flammable Liquids
	1847	1.16. Flammable Solids.
	1848	1.17. Toxic and infectious Substances.
	1849	1.18. Radioactive Material.
	1850	1.19. Miscellaneous Dangerous Goods.
	1851	R500,00Sasria premium
	1852	Total premium R30 000.00
	1853	Section Endorsement Wording
	1854	GOODS IN TRANSIT SECTION:
	1855	GENERAL
	1856	The company shall not be liable for loss of or damage to live animals of any sort.
	1857	BASIC EXCESS
	1858	Standard Excess: 10% of the claim Minimum R 1 000
	1859	Highjack and Theft: 25% of Claim
	1860	The standard Excess is payable for each and every event giving rise to a claim, including losses resulting from Fire, lighting and Explosion.
	1861	COVER INCLUDED
	1862	Debris Removal: R 25 000.00 (Nil Excess)
	1863	Fire Extinguisher charge: R 10 000.00 (Nil Excess)
	1864	Developed by Tial Technologies 2026/05/21Page 36 of 62
	1865	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1866	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1867
	1868	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1869	Accidental Damage
	1870	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	1871	Sum Insured PremiumDetails
	1872	Defined Events (i)
	1873	R 1 000 000 R 5 000.00
	1874	Extensions Included
	1875	Claims Preparation Costs Yes
	1876	R0,00Sasria premium
	1877	Total premium R5 000.00
	1878	Section Endorsement Wording
	1879	ACCIDENTAL DAMAGE:
	1880	BASIC EXCESS
	1881	Standard Excess: 10% of the claim Minimum R 2 500.00
	1882	Developed by Tial Technologies 2026/05/21Page 37 of 62
	1883	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1884	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1885
	1886	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1887	Public liability
	1888	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	1889	Sum Insured PremiumDetails
	1890	Public Liability
	1891	General and Tenants R 2 500 000 R 960.00
	1892	Basis of Cover : Claims Made
	1893	Retroactive Date : 21/05/2026
	1894	Extensions Included
	1895	Legal Defence Costs R 50 000Yes
	1896	Wrongful Arrest and Defamation R 50 000Yes
	1897	Combined Commercial Umbrella Liability
	1898	General and Tenants - cover only in place once the annual turnover is declared R 27 500 000 R 2 031.12
	1899	Basis of Cover : Claims Made
	1900	Retroactive Date : 21/05/2026
	1901	Endorsements with relevance to this item (see description below)
	1902	TOP UP LIABILITY SECTION
	1903	GENERAL
	1904	R 27 500 000.00 - Automatic Cover.
	1905	R0,00Sasria premium
	1906	Total premium R2 991.12
	1907	Section Endorsement Wording
	1908	PUBLIC LIABILITY SECTION
	1909	GENERAL
	1910	Public liability and all its sections are underwritten on a Claims Made Basis
	1911	BASIC EXCESS
	1912	General and Tenants: R 1 000.00 per claim
	1913	COVER INCLUDED
	1914	Work Away: up to Sum Insured (Standard Excess)
	1915	Statuary Legal Defence Cost: R 50 000.00 (Nil Excess)
	1916	Wrongful Arrest & Defamation: R 50 000.00 (Nil Excess)
	1917	OPTIONAL COVER (If stated in Schedule)
	1918	Products Liability: As stated on Schedule (R 7 500.00 per Claim)
	1919	Defective Workmanship: As Stated on Schedule (R 5 000.00 per Claim)
	1920	Developed by Tial Technologies 2026/05/21Page 38 of 62
	1921	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1922	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1923
	1924	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1925	Employers Liability
	1926	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	1927	Sum Insured PremiumDetails
	1928	Employers Liabilty
	1929	R 1 000 000 R 480.00
	1930	Basis of Cover : Claims Made
	1931	R0,00Sasria premium
	1932	Total premium R480.00
	1933	Developed by Tial Technologies 2026/05/21Page 39 of 62
	1934	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1935	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1936
	1937	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1938	Electronic Equipment
	1939	Situation of Premises: 139 SEFAKO MAKGATHO DRIVE, SINOVILLE, 0182
	1940	Sum Insured PremiumDetails
	1941	Sub Section A Material Damage
	1942	As per asset register R 30 871 R 61741
	1943	Sasria R12,11
	1944	Extensions Included
	1945	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1946	Sub Section B: Consequential Loss - Increased cost of Work
	1947	R 30 871 R 308.71
	1948	Extensions Included
	1949	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1950	Sub Section B: Consequential Loss - Reinstatement of Data
	1951	R 30 871 R 308.71
	1952	Extensions Included
	1953	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1954	R12,11Sasria premium
	1955	Total premium R1 234.83
	1956	Situation of Premises: 14 TECHNOPARK BUILDING, CE 6 EXT 2, 10 RABIE STREET, VANDERBIJLPARK, VANDERBIJLPARK, 1900
	1957	Sum Insured PremiumDetails
	1958	Sub Section A Material Damage
	1959	As per asset register R 27 104 R 542.09
	1960	Sasria R10,63
	1961	Extensions Included
	1962	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1963	Sub Section B: Consequential Loss - Increased cost of Work
	1964	R 27 104 R 271.04
	1965	Extensions Included
	1966	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1967	Sub Section B: Consequential Loss - Reinstatement of Data
	1968	R 27 104 R 271.04
	1969	Sasria R10,63
	1970	Extensions Included
	1971	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1972	R21,26Sasria premium
	1973	Total premium R1 084.17
	1974	Situation of Premises: 196 Louis Botha Ave, ORANGE GROVE (JOHANNESBURG), 2192
	1975	Sum Insured PremiumDetails
	1976	Developed by Tial Technologies 2026/05/21Page 40 of 62
	1977	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	1978	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	1979
	1980	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	1981	Sub Section A Material Damage
	1982	As per asset register R 32 394 R 647.89
	1983	Sasria R12,71
	1984	Extensions Included
	1985	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1986	Sub Section B: Consequential Loss - Increased cost of Work
	1987	R 32 394 R 323.94
	1988	Extensions Included
	1989	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1990	Sub Section B: Consequential Loss - Reinstatement of Data
	1991	R 32 394 R 323.94
	1992	Sasria R12,71
	1993	Extensions Included
	1994	Theft is subject to Forcible & Violent Entry into/Exist Yes
	1995	R25,42Sasria premium
	1996	Total premium R1 295.77
	1997	Situation of Premises: 29 ANDRIES PRETORIUS STREET (101-15TH AVENUE), EDENVALE, GAUTENG, 1610
	1998	Sum Insured PremiumDetails
	1999	Sub Section A Material Damage
	2000	As per asset register R 24 623 R 49246
	2001	Sasria R9,66
	2002	Extensions Included
	2003	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2004	Sub Section B: Consequential Loss - Increased cost of Work
	2005	R 24 624 R 246.24
	2006	Extensions Included
	2007	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2008	Sub Section B: Consequential Loss - Reinstatement of Data
	2009	R 24 624 R 246.24
	2010	Sasria R9,66
	2011	Extensions Included
	2012	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2013	R19,32Sasria premium
	2014	Total premium R984.94
	2015	Situation of Premises: 34A GERRIT MARITZ AVENUE, ALBERTON NORTH, ALBERTON, 1456
	2016	Sum Insured PremiumDetails
	2017	Sub Section A Material Damage
	2018	As per asset register R 24 624 R 49248
	2019	Sasria R9,66
	2020	Developed by Tial Technologies 2026/05/21Page 41 of 62
	2021	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2022	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2023
	2024	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2025	Extensions Included
	2026	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2027	Sub Section B: Consequential Loss - Increased cost of Work
	2028	R 24 624 R 246.24
	2029	Sasria R9,66
	2030	Extensions Included
	2031	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2032	R 24 624 R 246.24
	2033	Extensions Included
	2034	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2035	R19,32Sasria premium
	2036	Total premium R984.96
	2037	Situation of Premises: 41A SOUTH MAIN REEF ROAD, NEW ERA, SPRINGS, 1559
	2038	Sum Insured PremiumDetails
	2039	Sub Section A Material Damage
	2040	As per asset register R 32 394 R 647.89
	2041	Sasria R12,71
	2042	Extensions Included
	2043	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2044	Sub Section B: Consequential Loss - Increased cost of Work
	2045	R 32 394 R 323.94
	2046	Extensions Included
	2047	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2048	Sub Section B: Consequential Loss - Reinstatement of Data
	2049	R 32 394 R 323.94
	2050	Sasria R12,71
	2051	Extensions Included
	2052	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2053	R25,42Sasria premium
	2054	Total premium R1 295.77
	2055	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	2056	Sum Insured PremiumDetails
	2057	Sub Section A Material Damage
	2058	HARDWARE & SOFTWARE (As per asset register) R 706 350 R 14 126.99
	2059	Sasria R277,09
	2060	Extensions Included
	2061	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2062	Mobile items at all risk premises R 431 195 R 8 623.90
	2063	Developed by Tial Technologies 2026/05/21Page 42 of 62
	2064	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2065	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2066
	2067	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2068	Sasria R169,15
	2069	Extensions Included
	2070	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2071	Important information - Please read
	2072	Items on cover:
	2073	18x CANON IMAGE RUNNER 1435iF @18 R20 500,00 - R369 000
	2074	CANON i-SENSYS LBP212W @1 R5 952,17
	2075	Mobile items - Laptops at all risk premises R 324 466 R 25 957.31
	2076	Sasria R127,28
	2077	Extensions Included
	2078	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2079	Important information - Please read
	2080	Laptops on cover:
	2081	ACER TMP 453 M 33124 G50 R 19 606,35
	2082	HP 250 G8 INTEL CORE i 5 1035U 4GB DDR4 R 19 606,35
	2083	ACER TM5740G R 19 606,35
	2084	HP FOLIO ULTRABOOK R 30 262,25
	2085	HP PRPBOOK 657 B R 19 606,35
	2086	HP NOTEBOOK 450 G8 INTEL CORE I 5-1135 (5B6U1ES) R 19 606,35
	2087	ACER NOTEBOOK R 19 606,35
	2088	DELL LATITUDE 3540 R 28 747,70
	2089	HP 450 G2 INTEL CORE /4GB R 19 606,35
	2090	DELL VOSTRO 5568 7th GEN i5 R 26 239,55
	2091	ACER 5740 R 19 606,35
	2092	HP NOTEBOOK HP 830 R 30 262,25
	2093	DELL INSPIRON 3542 INTEL CORE i 3 1.9hz R 19 606,35
	2094	LENOVO V15 G2 ITL R 11 908,25
	2095	LENOVO IDEAPAD 1 15ALC7 NOTEBOOK R 12 590,20
	2096	PACKARD BELL SENNA R32 14 R 7 999,00
	2097	Endorsements with relevance to this item (see description below)
	2098	LAPTOPS SPECIFIED AND INSURED ON AN ALL RISK
	2099	Excess: 20% of the claim with a minimum of R 1000.00
	2100	Sub Section B: Consequential Loss - Increased cost of Work
	2101	R 50 000 R 500.00
	2102	Extensions Included
	2103	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2104	Sub Section B: Consequential Loss - Reinstatement of Data
	2105	R 50 000 R 500.00
	2106	Sasria R19,61
	2107	Extensions Included
	2108	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2109	R593,13Sasria premium
	2110	Total premium R49 708.20
	2111	Situation of Premises: 5 GRAHAM ROAD, SHERE, 0043
	2112	Sum Insured PremiumDetails
	2113	Sub Section A Material Damage
	2114	As per asset register R 24 624 R 49248
	2115	Sasria R9,66
	2116	Developed by Tial Technologies 2026/05/21Page 43 of 62
	2117	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2118	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2119
	2120	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2121	Extensions Included
	2122	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2123	Sub Section B: Consequential Loss - Increased cost of Work
	2124	R 24 624 R 246.24
	2125	Extensions Included
	2126	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2127	Sub Section B: Consequential Loss - Reinstatement of Data
	2128	R 24 624 R 246.24
	2129	Sasria R9,66
	2130	Extensions Included
	2131	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2132	R19,32Sasria premium
	2133	Total premium R984.96
	2134	Situation of Premises: 9A OOS STREET, MIDDELBURG (MPHUMALANGA), 1055
	2135	Sum Insured PremiumDetails
	2136	Sub Section A Material Damage
	2137	As per Asset Register R 32 394 R 647.89
	2138	Sasria R12,71
	2139	Extensions Included
	2140	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2141	Sub Section B: Consequential Loss - Increased cost of Work
	2142	R 32 394 R 323.94
	2143	Extensions Included
	2144	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2145	Sub Section B: Consequential Loss - Reinstatement of Data
	2146	R 32 394 R 323.94
	2147	Sasria R12,71
	2148	Extensions Included
	2149	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2150	R25,42Sasria premium
	2151	Total premium R1 295.77
	2152	Situation of Premises: CAMBRIDGE BUSINESS PARK, C/O WITKOPPEN ROAD AND REGENT STREET, PAULSHOF, BRYANSTON, 2056
	2153	Sum Insured PremiumDetails
	2154	Sub Section A Material Damage
	2155	As per asset register R 24 624 R 49248
	2156	Sasria R9,66
	2157	Extensions Included
	2158	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2159	Developed by Tial Technologies 2026/05/21Page 44 of 62
	2160	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2161	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2162
	2163	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2164	Sub Section B: Consequential Loss - Increased cost of Work
	2165	R 24 624 R 246.24
	2166	Extensions Included
	2167	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2168	Sub Section B: Consequential Loss - Reinstatement of Data
	2169	R 24 624 R 246.24
	2170	Sasria R9,66
	2171	Extensions Included
	2172	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2173	R19,32Sasria premium
	2174	Total premium R984.96
	2175	Situation of Premises: CNR NELSON MANDELA & BEYERS NAUDE ROAD, POTCHEFSTROOM, POTCHEFSTROOM, 2520
	2176	Sum Insured PremiumDetails
	2177	Sub Section A Material Damage
	2178	As per asset register R 24 624 R 49248
	2179	Sasria R9,66
	2180	Extensions Included
	2181	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2182	Sub Section B: Consequential Loss - Increased cost of Work
	2183	R 24 624 R 246.24
	2184	Extensions Included
	2185	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2186	Sub Section B: Consequential Loss - Reinstatement of Data
	2187	R 24 624 R 246.24
	2188	Sasria R9,66
	2189	Extensions Included
	2190	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2191	R19,32Sasria premium
	2192	Total premium R984.96
	2193	Situation of Premises: UNIT C3, FOURWAYS MART, 42 & 42A MARGARETA PRINSLOO STREET, KLERKSDORP, KLERKSDORP, 2570
	2194	Sum Insured PremiumDetails
	2195	Sub Section A Material Damage
	2196	As per asset register R 32 394 R 647.89
	2197	Sasria R12,71
	2198	Extensions Included
	2199	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2200	Sub Section B: Consequential Loss - Increased cost of Work
	2201	As per asset register R 32 394 R 323.94
	2202	Developed by Tial Technologies 2026/05/21Page 45 of 62
	2203	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2204	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2205
	2206	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2207	Extensions Included
	2208	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2209	Sub Section B: Consequential Loss - Reinstatement of Data
	2210	R 32 394 R 323.94
	2211	Sasria R12,71
	2212	Extensions Included
	2213	Theft is subject to Forcible & Violent Entry into/Exist Yes
	2214	R25,42Sasria premium
	2215	Total premium R1 295.77
	2216	Section Endorsement Wording
	2217	ELECTRONIC EQUIPMENT LATEST:
	2218	GENERAL
	2219	Theft cover is subject to forcible and/or violent entry/exit
	2220	Theft from Unattended vehicles is excluded unless stolen from a locked boot or compartment
	2221	BASIC EXCESS
	2222	Standard Excess: 10% of the claim Minimum R 1 000.00
	2223	Lightning/ Power Surge: Additional 10% of the claim Minimum R 1 000.00
	2224	PORTABLE ELECTRONIC DEVICES
	2225	Definition of a portable electronic device: a device that is capable of storing, processing and transmitting data which is small enough to be
	2226	carried by hand i.e. laptops, GPS, kindle, iPad, tablets or any similar device.
	2227	COVER INCLUDED
	2228	Reinstatement of Data: Limited to R 10 000.00 (10% of the claim minimum R 500)
	2229	Software: Limited to R 5 000.00 (10% of the claim minimum R 500)
	2230	Incompatible Cover: Limited to R 5 000.00 (10% of the claim minimum R 500)
	2231	Increased Cost of working: Limited to R 10 000. (10% of the claim minimum R 500)
	2232	Cover for Laptops and Electronic Portable Devices is on an All Risk Basis
	2233	OPTIONAL COVER (If stated in Schedule)
	2234	Telkom access line: Indemnity shall end not later than 30 days after such failure.
	2235	BURGLAR ALARM CONDITION:
	2236	BURGLAR ALARM CONDITION
	2237	(Specific requirements)
	2238	Notwithstanding anything to the contrary contained in the policy wording and schedule, this policy is subject to the following Burglary Alarm Condition.
	2239	In respect of any section and premises where it is stated to be applicable it is a condition precedent to the liability of the company in respect of loss of or
	2240	damage to property of the insured (or for which they are responsible) by theft or any attempt thereat from any insured building stated in the schedule
	2241	that:
	2242	The installed alarm as required by the company is set and armed and made fully operative whenever the protected building/s is/are not open for business
	2243	(unless a principal, partner, director or employee of the insured is in the protected building) and it is warranted that:
	2244	1. Where the installed alarm is a SAIDSA Approved and certified alarm
	2245	1.1. The company will be entitled to request full information of the relevant arming and disarming log after the occurrence of a claim;
	2246	1.2. Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	2247	belonging to the insured is not covered unless such duplicate keypad code/remote control has been obtained by violence or threat of violence
	2248	to any person or such a remote control was obtained by theft.
	2249	Or
	2250	2. Where the installed alarm is not a SAIDSA Approved and certified alarm
	2251	2.1. The burglar alarm installed at the premises shall be set and armed and made fully operative whenever the premises are not open for business
	2252	unless a principal, partner, director or employee of the insured is in the protected building;
	2253	2.2. If the company who installed the said alarm system operates an armed reaction unit the contract for the said alarm shall include the armed
	2254	reaction unit`s services where available;
	2255	2.3. Such alarm shall be maintained in proper working order but the insured shall be deemed to have discharged their liability if they have
	2256	maintained their obligations under a maintenance contract with the Installation/ Service Company of the alarm system;
	2257	2.4. The control panel shall have an event log and the arming and disarming of the alarm is to be logged and after the occurrence of a claim the
	2258	company will be entitled to request full information of the relevant log;
	2259	2.5. Loss of or damage to the property insured following the use of the keypad code/remote control of the burglary alarm or any duplicate thereof
	2260	belonging to the insured is not covered unless such keypad code/remote control has been obtained by violence or threat of violence to any
	2261	person or such a remote control was obtained by theft.
	2262	Developed by Tial Technologies 2026/05/21Page 46 of 62
	2263	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2264	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2265
	2266	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2267	BURGLAR GUARD WARRANTY ROLLER SHUTTERS AND PADLOCKS . (3):
	2268	All external windows must be fitted with steel burglar guards and external doors must be fitted with steel gates/roller shutters and padlocks.
	2269	CAR JAMMING:
	2270	Theft by Car / Remote Jamming is Excluded.
	2271	IN RESPECT OF PORTABLE ELECTRONIC DEVICES UNDER THE ELECTRONIC SECTION:
	2272	As per policy wording under the electronic section, exceptions to sub section A, 9a and 9b is deleted in respect of portable electronic devices
	2273	REINSTATEMENT OF DATA CONDITION
	2274	The following condition is added to sub-section B: Consequential loss in respect of point (ii) "Reinstatement of Data":
	2275	It shall be a requirement of this policy that the insured shall take all reasonable precautions to minimize data loss, in particular, the insured shall make
	2276	regular backup of the insured data onto removable data media and store it in an environment suitable for data media, i.e. waterproof and fireproof
	2277	environment, away from magnetic fields. This backup shall be carried out at minimum once weekly.
	2278	LOCKED BOOT WARRANTY:
	2279	It is a condition of the policy that if any property insured by the underlying policy is left in a motor vehicle the following will apply:
	2280	1.Whilst the vehicle is left unattended the property must be placed in the locked boot or locked compartment.
	2281	2.Whilst the property insured is contained in any convertible motor car, open vehicle (LDV) or vehicle of similar design such vehicle shall not be
	2282	left unattended.
	2283	3.In the event of the property insured being left in the vehicle overnight such vehicle shall be housed in a locked garage.
	2284	4.There must be visible signs of forcible and violent entry to the vehicle.
	2285	HAND LUGGAGE - LAPTOPS
	2286	It is a condition of the policy that:
	2287	All Laptops insured under this Policy are to be taken as hand luggage if taken aboard an aircraft whether on Local or International flights.
	2288	This insurance will not cover any loss of or damage to Laptops placed within the luggage hold of the aircraft.
	2289	FIRE EXTINGUISHING CHARGES EXTENSION:
	2290	Any costs (not exceeding the amount stated in the Section Limits) relating to the extinguishing or fighting of fire shall be deemed to be damage to the
	2291	insured property and shall be payable in addition to any other payment for which the company may be liable in terms of this section,
	2292	Provided that:
	2293	i.The insured is legally liable for such costs.
	2294	ii.The extension for Spreading of fire liability is in force;
	2295	iii.The third-party property was in danger from the fire.
	2296	iv.Damage to sugar cane, crops, plantations and/or forests caused by spread of fire to neighbouring premises is excluded.
	2297	v.The insured is in full compliance to the Special Proviso stated here above under Spread of fire.
	2298	Developed by Tial Technologies 2026/05/21Page 47 of 62
	2299	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2300	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2301
	2302	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2303	Special Risks
	2304	Situation of Premises: 49 Bisset Road, JET PARK, BOKSBURG, 1469
	2305	Sum Insured PremiumDetails
	2306	SASRIA Motor
	2307	7 x PVT Vehicles @ R26.20 R 18340
	2308	R0,00Sasria premium
	2309	Total premium R183.40
	2310	Developed by Tial Technologies 2026/05/21Page 48 of 62
	2311	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2312	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2313
	2314	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2315	PREMIUM CALCULATION
	2316	DESCRIPTION PREMIUMRATE SASRIA
	2317	INSURED
	2318	AMOUNT
	2319	Public liability
	2320	R0.00R2 031.12% R 27 500 000Combined Commercial Umbrella Liability 0.01
	2321	R0.00R960.00% R 2 500 000Public Liability 0.04
	2322	Fire
	2323	R1 52643R9 727.97% R 3 891 186Column 2 - Rent 0.25
	2324	R22 556.10R143 750.00% R 57 500 000Column 5 - Miscellaneous as described 0.25
	2325	Office Contents
	2326	R0.00R287.50% R 28 750Theft 1.00
	2327	R0.00R0.00% R 28 750Sub Section E : Increase in Cost of Working 0.00
	2328	R45.11R345.00% R 115 000Sub Section A : Office Contents 0.30
	2329	R11.28R0.00% R 28 750Sub Section B : Rent 0.00
	2330	Theft
	2331	R0.00R60 500.00% R 1 000 000Theft 6.00
	2332	R0.00R31 520.00% R 517 000Theft 6.00
	2333	R0.00R35 000.00% R 575 000Theft 6.00
	2334	R0.00R31 020.00% R 517 000Theft 6.00
	2335	R0.00R35 000.00% R 575 000Theft 6.00
	2336	R0.00R31 550.00% R 517 500Theft 6.00
	2337	R0.00R35 000.00% R 575 000Theft 6.00
	2338	R0.00R31 520.00% R 517 000Theft 6.00
	2339	R0.00R31 550.00% R 517 500Theft 6.00
	2340	R0.00R31 550.00% R 517 500Theft 6.00
	2341	R0.00R31 550.00% R 517 500Theft 6.00
	2342	R0.00R7 400.00% R 115 000Theft 6.00
	2343	R0.00R31 550.00% R 517 500Theft 6.00
	2344	Glass
	2345	R2546R3 245.70% R 64 914Glass 5.00
	2346	R25.57R3 258.70% R 65 174Glass 5.00
	2347	oods in Transit
	2348	R500.00R30 000.00% R 750 000Goods in Transit 4.00
	2349	Business All Risks
	2350	R103.96R26 501.70% R 265 017Business All Risk 10.00
	2351	Accidental Damage
	2352	R0.00R5 000.00% R 1 000 000Defined Events (i) 0.50
	2353	Employers Liability
	2354	R0.00R480.00% R 1 000 000Employers Liabilty 0.05
	2355	Motor
	2356	Definition B: Light Delivery Vehicles
	2357	2020 Unknown Other Make - LDV'S R4 029.36R191 70843% R 5 705 608 3.36
	2358	Definition A: Private Vehicles
	2359	2020 Unknown Other Make - PVT TYPE R0.00R34 237.24% R 1 126 225 3.04
	2360	Definition B: Commercial/Special Vehicles/LDV
	2361	2020 Unknown Other Make - HCV'S R3 089.34R28 027.15% R 778 532 3.60
	2362	Definition E: Trailers and Caravans
	2363	2020 Unknown Other Make - TRAILERS R23146R7 341.60% R 327 750 2.24
	2364	2020 Unknown Other Make - TRAILERS - TP ONLY R84.75R11 520.00% R 120 000 9.60
	2365	Electronic Equipment
	2366	R277.09R14 126.99% R 706 350Sub Section A Material Damage 2.00
	2367	R9.66R49248% R 24 624Sub Section A Material Damage 2.00
	2368	R12.71R647.89% R 32 394Sub Section A Material Damage 2.00
	2369	R12.71R647.89% R 32 394Sub Section A Material Damage 2.00
	2370	R12.71R647.89% R 32 394Sub Section A Material Damage 2.00
	2371	R10.63R542.09% R 27 104Sub Section A Material Damage 2.00
	2372	R12.71R647.89% R 32 394Sub Section A Material Damage 2.00
	2373	R9.66R49246% R 24 623Sub Section A Material Damage 2.00
	2374	R9.66R49248% R 24 624Sub Section A Material Damage 2.00
	2375	R9.66R49248% R 24 624Sub Section A Material Damage 2.00
	2376	R12.11R61741% R 30 871Sub Section A Material Damage 2.00
	2377	R9.66R49248% R 24 624Sub Section A Material Damage 2.00
	2378	R169.15R8 623.90% R 431 195Sub Section A Material Damage 2.00
	2379	Developed by Tial Technologies 2026/05/21Page 49 of 62
	2380	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2381	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2382
	2383	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2384	DESCRIPTION PREMIUMRATE SASRIA
	2385	INSURED
	2386	AMOUNT
	2387	R127.28R25 957.31% R 324 466Sub Section A Material Damage 8.00
	2388	R0.00R500.00% R 50 000Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2389	R9.66R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2390	R0.00R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2391	R0.00R323.94% R 32 394Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2392	R0.00R323.94% R 32 394Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2393	R0.00R323.94% R 32 394Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2394	R0.00R271.04% R 27 104Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2395	R0.00R323.94% R 32 394Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2396	R0.00R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2397	R0.00R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2398	R0.00R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2399	R0.00R308.71% R 30 871Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2400	R0.00R246.24% R 24 624Sub Section B: Consequential Loss - Increased cost of Work 1.00
	2401	R19.61R500.00% R 50 000Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2402	R12.71R323.94% R 32 394Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2403	R12.71R323.94% R 32 394Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2404	R12.71R323.94% R 32 394Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2405	R10.63R271.04% R 27 104Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2406	R12.71R323.94% R 32 394Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2407	R9.66R246.24% R 24 624Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2408	R9.66R246.24% R 24 624Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2409	R9.66R246.24% R 24 624Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2410	R0.00R308.71% R 30 871Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2411	R9.66R246.24% R 24 624Sub Section B: Consequential Loss - Reinstatement of Data 1.00
	2412	Special Risks
	2413	R0.00R18340% R 0SASRIA Motor 0.00
	2414	Developed by Tial Technologies 2026/05/21Page 50 of 62
	2415	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2416	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2417
	2418	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2419	1. The Intermediary (Insurance Broker)
	2420	Bsure Insurance Advisors (Pty) Ltd
	2421	FSP No: 45870
	2422	Eastwood Office Park , 11B Riley Rd,
	2423	Bedfordview, Germiston,
	2424	,
	2425	2007
	2426	Eastwood Office Park , 11B Riley Rd,
	2427	Bedfordview, Germiston,
	2428	2007
	2429	Tel : 086 126 6773
	2430	Email : prestonl@bsure.co.za
	2431	The Intermediary (Insurance Broker), when granted an
	2432	agency agreement, had Professional Indemnity cover in
	2433	place.
	2434	2. Details About The Underwriting Manager
	2435	AC and E Commercial Underwriting Managers (Pty) Ltd
	2436	Company Registration: 2014/237716/07
	2437	VAT Registration Number: 426026905
	2438	FSP Registration: 45915
	2439	7th Floor, Office Towers, Bedford Centre, Smith Street,
	2440	Bedford Gardens, 2049
	2441	Telephone: (011) 615 7529 Fax: (011) 615 9360
	2442	EMail: info@engineeringace.co.za
	2443	A C and E Commercial Underwriting Managers (Pty) Ltd
	2444	holds Professional Indemnity cover through Leppard
	2445	Underwriting
	2446	3.Details of AC &E Compliance Officer
	2447	Address correspondence to : Roy Banks
	2448	Compliance Trust (Pty) Ltd Practice Number: 6749
	2449	Tel: 082 575 6427 / 011 678 2533
	2450	Fax: 086 636 5359
	2451	Email: roy@compliancetrust.co.za
	2452	4.Details of how to report a claim
	2453	* Claims are to be instituted as follows:
	2454	(i)Notify A C and E Commercial Underwriting
	2455	Managers (Pty) Ltd as soon as possible after the
	2456	event giving rise to the claim and must be
	2457	submitted in writing with documentary proof of your
	2458	loss. You will be required to notify the police in the
	2459	event of a theft or where a criminal act is
	2460	suspected.
	2461	(ii)Procedures for the submitting of a claim are set out
	2462	in full detail in your policy document. If you require
	2463	assistance, contact AC &E Commercial
	2464	Underwriting Managers (Pty) Ltd
	2465	(iii) If you have a dispute regarding a claim that is not
	2466	resolved to your satisfaction by the broker or the
	2467	insurer, you may submit the complaint to the
	2468	National Financial Ombud Scheme South Africa
	2469	(NFO) as per the details in 8 below.
	2470	(iv) Take all reasonable steps to prevent further
	2471	damage or loss.
	2472	(v) Please bear the following in mind:
	2473	* Under no circumstances must liability be admitted
	2474	* Do not destroy or discard any articles or
	2475	evidence related to the claim
	2476	Type of policy involved
	2477	Please refer to your policy document which contains the name, risk
	2478	description (class), policy number and type of policy involved.
	2479	General Information
	2480	* For every financial service product marketed by our
	2481	company, a contract exists between the Underwriter and
	2482	Insurer.
	2483	* For practical reasons, our representatives do not carry copies
	2484	of the contracts on their persons.
	2485	The necessary documentation is available for viewing at our
	2486	5. Warning
	2487	* Do not sign any blank or partially completed application form.
	2488	* Complete all forms in ink.
	2489	* Keep all documents handed to you.
	2490	* Make notes as to what is said to you.
	2491	* Don't be pressurized to buy the product.
	2492	* Incorrect or non-disclosure by you of relevant facts may
	2493	influence an insurer on any claims arising from your contract
	2494	of insurance
	2495	* All material facts must be accurately, fully and properly disclosed
	2496	by you. All information provided by you or on your behalf is your
	2497	responsibility. You need to be satisfied with the accuracy of any
	2498	transaction submitted by your broker on your behalf.
	2499	* Misrepresentation, incorrect or non-disclosure by you of any
	2500	material facts or circumstances may impact negatively on any
	2501	claims arising from your insurance contract.
	2502	6. Particulars of Registrar of Short-term Insurance.
	2503	FINANCIAL SERVIES BOARD Tel : (012) 428 8000
	2504	P O BOX 35655 Fax: (012) 347 0221
	2505	7. Details of Contact Person at the Underwriting Manager
	2506	Name: Anne-Marie Fourie
	2507	Tel: (011) 615 7529 Fax: (011) 615 9360
	2508	Email: anne-marie@engineeringace.co.za
	2509	Legal and Contractual Status: Independent Intermediary
	2510	My Qualifications:
	2511	Because of my period of experience in the financial services industry, I
	2512	am not required to render any financial services under supervision and
	2513	I am authorised to give financial advice under the following auspices: I
	2514	am a Representative of this licensed FSP. As I have been registered
	2515	as 'Fit and Proper' and competent to give financial advice, the licensed
	2516	FSP accepts full responsibility for the advice which I give to my clients.
	2517	Full details of any product supplier will be given to you in writing at
	2518	quotation stage. I stand to receive no personal benefit from the
	2519	financial services for which I am offering advice other than my
	2520	remuneration which is based on a combination of Commission & Fees.
	2521	8. Other matters of importance
	2522	Please note that AC &E have implemented a Conflict of interest
	2523	management policy as required by the FAIS Act and General
	2524	Code of Conduct. A copy of our policy may be viewed on our
	2525	website at: www.engineeringace.co.za
	2526	(a) You must be informed of any material changes to the
	2527	information provided above.
	2528	(b) If the information was given orally, it must be confirmed in
	2529	writing within 30 days.
	2530	(c) If any complaint to the intermediary or insurer is not resolved
	2531	to your satisfaction you may submit the complaint to the
	2532	Registrar of Short-term Insurance.
	2533	(d) The insurer and not the intermediary must give reasons for
	2534	repudiating your claim.
	2535	(e) Polygraph or any lie detector test is not obligatory in the
	2536	event of a claim and the failure of such a rest may not be
	2537	the sole reason for repudiating a claim
	2538	(f) Your insurer may not cancel your insurance merely by
	2539	informing your intermediary. There is an obligation to make
	2540	sure the notice has been sent to you.
	2541	(g) You are entitled to a copy of the policy free of charge.
	2542	(h) Your Broker receives commissions from your Insurer at the
	2543	legislated rates. These are currently, 20% on Non Motor
	2544	Policies other than Single Project PI which is 15%. Any other
	2545	amounts due by you will be included in all quotations and
	2546	renewal documents given to you and will be reflected on
	2547	your policy schedule.
	2548	9. Commissions and Fees
	2549	Non Motor Commission : R176 510.44
	2550	Motor Commission: R Nil
	2551	Non Motor Sasria Commission : R 3 929.31
	2552	Motor Sasria Commission : R Nil
	2553	UMA Policy Fee : R Nil
	2554	Remuneration : R180 439.75
	2555	STATUTORY NOTICE TO SHORT -TERM INSURANCE POLICYHOLDERS
	2556	IMPORTANT - PLEASE READ CAREFULLY - DISCLOSURE AND OTHER LEGAL REQUIREMENTS
	2557	(This notice does not form part of the Insurance Contract)
	2558	As a short-term insurance policyholder, or prospective policyholder, you have the right to the following information :
	2559	Developed by Tial Technologies 2026/05/21Page 51 of 62
	2560	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2561	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2562
	2563	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2564	offices.
	2565	* We have not requested, and the registrar has not granted,
	2566	any specific exemptions from the FAIS Act .
	2567	* In case of any queries you may have regarding compliance
	2568	to the FAIS Act , kindly contact Anne -Marie Fourie on
	2569	011 615 7529
	2570	* Neither Anne -Marie Fourie nor the FSP, directly or indirectly
	2571	hold(s) more than 10% shareholding in any insurance
	2572	companies, nor do we hold any substantial financial interest
	2573	in any insurance company.(If the status of the above
	2574	changes in any way, you will be notified in writing within 30
	2575	days of such change)
	2576	* The FSP received more than 30% of our total remuneration
	2577	from a particular insurer during the preceding 12 month
	2578	period.
	2579	(If the status of the above changes in any way, you will be
	2580	notified in writing within 30 days of such change)
	2581	(i)The insurance contract is conditional upon and will
	2582	only come into effect following payment of the
	2583	premium by the Insured and receipt thereof by or
	2584	on behalf of the Insurer, and such premium is
	2585	payable as declared in the policy document
	2586	Restrictions / Conditions
	2587	We are authorised to do Short-term Commercial Insurance. We
	2588	are however restricted to quote only on Liability, Professional
	2589	Indemnity, Directors and Officers , Employment Practices Liability
	2590	and Fidelity Guarantee / Direct Financial Loss, classes in terms of
	2591	our agreement with New National Assurance Co Ltd
	2592	10. Sasria Contact Details
	2593	Company Name: Sasria Limited
	2594	Registration: 1979/00287/06
	2595	Street Address :36 Fricker Rd , Illovo Sandton , 2196
	2596	Postal Address : P.O. Box 653367 , Benmore , 2010
	2597	Developed by Tial Technologies 2026/05/21Page 52 of 62
	2598	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2599	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2600
	2601	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2602	Developed by Tial Technologies 2026/05/21Page 53 of 62
	2603	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2604	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2605
	2606	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2607	Developed by Tial Technologies 2026/05/21Page 54 of 62
	2608	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2609	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2610
	2611	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2612	SASRIA Policy Wordings
	2613	Follow the links below for the relevant SASRIA Policy Wordings :
	2614	Motor
	2615	Developed by Tial Technologies 2026/05/21Page 55 of 62
	2616	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2617	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2618
	2619	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2620	Buildings Interruption
	2621	Material Damage
	2622	The below risks are declined risks in terms of our treaty, no cover will be provided for these risk types:
	2623	Art Galleries and Art Studios
	2624	Candle Factories
	2625	Chicken Farmers
	2626	Coal. Coke in the open
	2627	Explosives
	2628	Fireworks
	2629	Fish Mills
	2630	Flour/Corn Mills
	2631	Gasworks
	2632	Leather Works
	2633	Matches
	2634	Mattress Works /Factories
	2635	Paint Factories
	2636	Petrochemicals
	2637	Plastic Manufacturers
	2638	Saw Mills
	2639	Scrap Metal Dealers
	2640	Silos
	2641	Soap & Fat Factories
	2642	Textile Factories
	2643	Tyre Manufacturers
	2644	Waste Paper
	2645	EXCLUSIONS
	2646	• Companies, Plants or businesses involved in the production or manufacturing of:
	2647	• Fireworks, ammunitions, fuses, cartridges, gunpowder, nitroglycerine, or any explosives.
	2648	• Butane, methane, propane or any other liquefied glass.
	2649	• Poisons substances and Toxic Waste
	2650	• Companies involved in the processing or storage of Petroliam and Gasoline.
	2651	• Farms or agricultural businesses.
	2652	• Cover in respect of the following activities:
	2653	• Jewelers, Furriers, Pawn Brokers, Professional Cash Carriers, Bloodstock, Racing Horses and Prize Indemnity.
	2654	• Guarantee type business, Financial Guarantees, Contract Guarantees
	2655	• Losses caused by a person who is known to have committed dishonest and fraudulent acts;
	2656	• Losses generally covered by other forms of insurance, if not part of a comprehensive cover;
	2657	• Losses resulting from bodily injury
	2658	Developed by Tial Technologies 2026/05/21Page 56 of 62
	2659	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2660	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2661
	2662	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2663	Welcome to the AC&E Emergency Assist Programme !
	2664	AC&E offers Policy Holders some peace of mind in the event of a roadside and/or medical emergency.
	2665	Call 011 100 8406, and in the unlikely event of Telkom lines being down , please contact 083 789 9922 for assistance in a roadside
	2666	emergency.
	2667	These services are available 24/7/365 days
	2668	Dear Policy Holder
	2669	We have pleasure in sending you information on the AC&E Emergency Assist programme .
	2670	EMERGENCY ASSISTANCE SERVICES
	2671	COMMERCIAL ROADSIDE ASSISTANCE (PMW vehicles under 3500kg’s)
	2672	Roadside Assistance
	2673	Companies have access to the following services in the event of a roadside emergency (limited up to R500 per incident):
	2674	·Flat battery - jump start only (replacement of battery for the member’s account )
	2675	·Flat tyre (help with change of tyre)
	2676	·Keys locked in vehicle (unlocking only)
	2677	·Fuel assistance (limited to five liters per incident)
	2678	·Minor roadside-running repairs (electrical, coil, immobilizer etc.)
	2679	·Transmission of urgent messages
	2680	Tow-in
	2681	Tow-in service to the nearest approved dealership (if under warranty), repair centre or panel beater in the event of:
	2682	·Mechanical breakdown - covered up to R1 000
	2683	·Electrical breakdown - covered up to R1 000
	2684	·Accident Towing - covered up to R1000 to the nearest repairer
	2685	Hotel Accommodation
	2686	Where the breakdown has occurred outside a radius of 100 km from your normal place of business, resulting in an overnight delay, we will
	2687	arrange hotel accommodation for the occupants of the vehicle (up to a maximum of two people). Cover up to R500.
	2688	Car Rental
	2689	If the circumstances of the problem entitles you to the hotel accommodation benefit but you would prefer to continue with your journey
	2690	immediately, we will arrange for a rental car to enable you to reach your destination, subject to your qualifying for a rental vehicle in terms
	2691	of the car rental companies general terms and conditions. The costs incurred will be confined to rental charges; delivery and collection of
	2692	the hire vehicle, and the car must be surrendered on arrival at your destination. Cover up to R500 and subject to availability.
	2693	Vehicle Repatriation
	2694	In the event of a company’s vehicle being left for repairs , we will pay up to R500 for 24-hour, Group-B car rental or a flight ticket to collect
	2695	the vehicle after repairs. Alternatively, should the vehicle have been towed to a dealership closer to the company’s place of business , we
	2696	will supplement the additional tow costs with the costs of car rental.
	2697	Overall limit of R5 000, per annum per policy.
	2698	*Please note: This cover excludes all vehicles over 3 500kg, trailers, caravans and boats. A company will not be entitled to
	2699	service where the vehicle is not in a roadworthy condition. Any costs incurred through arrangements made by the member
	2700	without prior authorisation shall not be reimbursed. Assistance is only available in South Africa , Lesotho and Swaziland.
	2701	Developed by Tial Technologies 2026/05/21Page 57 of 62
	2702	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2703	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2704
	2705	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2706	COMMERCIAL ROADSIDE ASSISTANCE (LDV vehicles under 3500kg’s)
	2707	Commercial Emergency Roadside assistance is offered to all AC &C Policy Holders for Truck , Bus & Light Delivery Vehicle .
	2708	Emergency Roadside Assistance is available 24 hours a day, 365 days a year. You will only be liable for any non -covered expenses or
	2709	costs in excess of your per occurrence maximum. The emergency service required must be a benefit covered in terms of the policy
	2710	contract and is only available for vehicles registered in the Republic of South Africa .
	2711	1.The 24-hour roadside assistance services are available to you at a nominal cost per vehicle per month and you are covered for
	2712	emergencies as detailed in this document. You are liable for any costs and expenses which are not covered in terms of the policy .
	2713	These costs and expenses which are not covered are payable directly to the service provider by yourselves.
	2714	2.Emergency Roadside Assistance is an extension to your current Motor policy and cover is in force immediately we are advised to
	2715	go on risk.
	2716	3.All accident towing costs will be managed on an access basis and the service provider’s costs will be for the policy
	2717	holder’s account
	2718	The following roadside emergencies are covered, subject to the per incident limits set. Companies only have to pay for costs in excess of
	2719	the “per incident” limit plus any non-covered costs. Only one incident per seven (7) day period per vehicle will be covered.
	2720	BENEFITS COVERED
	2721	DISPATCH SERVICE
	2722	In the event of a breakdown call the AC &C Policy Holders Commercial Assist number and a service vehicle will be dispatched .
	2723	Important:
	2724	Drivers will need to stay with their vehicle until the service provider arrives, unless it is unsafe to do so. Unattended vehicles will not be
	2725	worked on. The service to be provided must be a benefit which is covered in terms of the policy contract as described in this document.
	2726	Note:
	2727	24-Hour Emergency Roadside Assistance is designed to assist members whose vehicles are disabled as a result of an unavoidable
	2728	circumstance. It is not intended to be a substitute for general vehicle maintenance or repair. Excessive claims for services may result in
	2729	non-renewal or cancellation of the membership.
	2730	When logging a case through the emergency call centre, policyholders/drivers must have the following information at hand to ensure best
	2731	possible service:
	2732	1.Name and Policy Number
	2733	2.The telephone number on which the driver/insured can be contacted
	2734	3.Description of the vehicle including the registration number
	2735	4.Current location of the disabled vehicle
	2736	5.Description of the fault on the vehicle
	2737	TOWING ASSISTANCE (UP TO 125 KM PER INCIDENT - Covered up to R7 500 per incident)
	2738	Should the insured vehicle become disabled as a result of mechanical or electrical breakdown and the technician that was dispatched
	2739	cannot repair same, the vehicle will be towed to the nearest service /repair facility not exceeding a radius of 250 kilometres (covered up to
	2740	R7 500 per incident) from the scene of the incident within the Republic of South Africa .
	2741	Note: Only Mechanical and Electrical Components on the Rolling Chassis and/or Drive Line are covered.
	2742	TYRE REPLACEMENT ASSISTANCE (UP TO R1 000 PER INCIDENT)
	2743	When a replacement tyre is needed for the vehicle, the cost of the service call to deliver a replacement tyre to the disabled vehicle will be
	2744	covered up to R1 000 per incident. This benefit does not cover the cost of the replacement tyre and the fitment thereof.
	2745	MOBILE MECHANIC BREAKDOWN SERVICE (UP TO R2 500 PER INCIDENT)
	2746	Should the insured vehicle become disabled as a result of mechanical or electrical breakdown, a mobile mechanic will be dispatched to
	2747	the vehicle in need of repair. The costs for travel, labour and parts in excess of R2 500 will be for your own account
	2748	OIL, FLUID AND WATER DELIVERY SERVICE (UP TO R1 000 PER INCIDENT)
	2749	Should the insured vehicle become disabled as a result of running out of the above, a supply will be dispatched to the vehicle in need. The
	2750	costs for travel, labour, oil, fluid and water in excess of R1 000 will be for your own account.
	2751	FUEL DELIVERY SERVICE (UP TO R1 000 PER INCIDENT)
	2752	Should the insured vehicle become disabled as a result of running out of fuel, a supply will be dispatched to the vehicle in need in order for
	2753	the vehicle to be able to reach the nearest available fuel station. The costs for travel and labour in excess of R1 000 will be for your own
	2754	account and the cost of the supply of fuel will be for your own account.
	2755	LOCKOUT/REPLACEMENT KEY ASSISTANCE (UP TO R1 000 PER INCIDENT)
	2756	If your keys are locked inside the vehicle, assistance will be provided to gain entry into the vehicle. In the event of your keys being lost and
	2757	a replacement key is needed, same will be provided to you. The costs for travel, labour and parts in excess of R1 000 will be for your own
	2758	account.
	2759	BATTERY ASSISTANCE (UP TO R1 000 PER INCIDENT)
	2760	If a battery failure occurs, a jump start will be provided to start your vehicle. In the event that a new battery is needed, one will be delivered
	2761	to your location. The costs for travel, parts and labour in excess of R1 000 will be for your own account and the cost of the battery will be
	2762	Developed by Tial Technologies 2026/05/21Page 58 of 62
	2763	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2764	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2765
	2766	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2767	for your own account.
	2768	WINCHING/EXTRACTING ASSISTANCE
	2769	Provides assistance in extracting the vehicle when stuck in a ditch or other inaccessible areas, when such location is within 50 metres of a
	2770	paved road or highway, covered up to a maximum of 1 hour, per vehicle per incident. This benefit does not cover extraction when driving a
	2771	vehicle off -road or on unpaved highways.
	2772	VEHICLE PROTECTION SERVICE
	2773	In the event of an incident, where necessary, the call centre will dispatch an armed response vehicle to the scene in order to protect the
	2774	vehicle and load until such time as the roadside assistance vehicle or tow truck arrives.
	2775	All of the services provided are described herein and are applicable throughout the Republic of South Africa. Please note that this is an
	2776	Emergency Roadside Assistance Benefits Loyalty Program and in no way replaces your existing motor insurance policy .
	2777	HEAVY COMMERCIAL ROADSIDE ASSISTANCE (HCV vehicles over 3500kg’s)
	2778	TOWING ASSISTANCE (UP TO 250 KM PER INCIDENT - Covered up to R15 000 per incident)
	2779	Should the insured vehicle become disabled as a result of mechanical or electrical breakdown and the technician that was dispatched
	2780	cannot repair same, the vehicle will be towed to the nearest service /repair facility not exceeding a radius of 250 kilometres (covered up to
	2781	R15 000 per incident) from the scene of the incident within the Republic of South Africa .
	2782	Note: Only Mechanical and Electrical Components on the Rolling Chassis and/or Drive Line are covered.
	2783	TYRE REPLACEMENT ASSISTANCE (UP TO R1 000 PER INCIDENT)
	2784	When a replacement tyre is needed for the vehicle, the cost of the service call to deliver a replacement tyre to the disabled vehicle will be
	2785	covered up to R1 000 per incident. This benefit does not cover the cost of the replacement tyre and the fitment thereof.
	2786	MOBILE MECHANIC BREAKDOWN SERVICE (UP TO R5 000 PER INCIDENT)
	2787	Should the insured vehicle become disabled as a result of mechanical or electrical breakdown, a mobile mechanic will be dispatched to
	2788	the vehicle in need of repair. The costs for travel, labour and parts in excess of R5 000 will be for your own account
	2789	OIL, FLUID AND WATER DELIVERY SERVICE (UP TO R1 000 PER INCIDENT)
	2790	Should the insured vehicle become disabled as a result of running out of the above, a supply will be dispatched to the vehicle in need. The
	2791	costs for travel, labour, oil, fluid and water in excess of
	2792	R1 000 will be for your own account.
	2793	FUEL DELIVERY SERVICE (UP TO R1 000 PER INCIDENT)
	2794	Should the insured vehicle become disabled as a result of running out of fuel, a supply will be dispatched to the vehicle in need in order for
	2795	the vehicle to be able to reach the nearest available fuel station. The costs for travel and labour in excess of R1 000 will be for your own
	2796	account and the cost of the supply of fuel will be for your own account.
	2797	LOCKOUT/REPLACEMENT KEY ASSISTANCE (UP TO R1 000 PER INCIDENT)
	2798	If your keys are locked inside the vehicle, assistance will be provided to gain entry into the vehicle. In the event of your keys being lost and
	2799	a replacement key is needed, same will be provided to you. The costs for travel, labour and parts in excess of R1 000 will be for your
	2800	own account.
	2801	BATTERY ASSISTANCE (UP TO R1 000 PER INCIDENT)
	2802	If a battery failure occurs, a jump start will be provided to start your vehicle. In the event that a new battery is needed, one will be delivered
	2803	to your location. The costs for travel, parts and labour in excess of R1 000 will be for your own account and the cost of the battery will be
	2804	for your own account.
	2805	WINCHING/EXTRACTING ASSISTANCE
	2806	Provides assistance in extracting the vehicle when stuck in a ditch or other inaccessible areas, when such location is within 50 metres of a
	2807	paved road or highway, covered up to a maximum of 1 hour per vehicle per incident. This benefit does not cover extraction when driving a
	2808	vehicle off -road or on unpaved highways.
	2809	VEHICLE PROTECTION SERVICE
	2810	In the event of an incident, where necessary, the call centre will dispatch an armed response vehicle to the scene in order to protect the
	2811	vehicle and load until such time as the roadside assistance vehicle or tow truck arrives.
	2812	All of the services provided are described herein and are applicable throughout the Republic of South Africa. Please note that this is an
	2813	Emergency Roadside Assistance Benefits Loyalty Program and in no way replaces your existing motor insurance policy .
	2814	EXCLUSIONS on LDV and HCV vehicles:
	2815	1.Vehicles not in a roadworthy condition.
	2816	2.Pre-existing conditions prior to membership activation and/or while membership is suspended.
	2817	3.Motorcycles, taxicabs and limousines. Recreational Vehicles (RVs), camping trailers, travel trailers, or any vehicles in tow other
	2818	than a truck tractor trailer and refrigeration units on trucks and trailers.
	2819	4.Service for any trailer which must be separated from the truck tractor.
	2820	5.Service to vehicles with expired safety inspection sticker (s), license plate sticker(s), and/or emission sticker(s) where required by
	2821	law.
	2822	Developed by Tial Technologies 2026/05/21Page 59 of 62
	2823	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2824	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2825
	2826	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2827	6.Vehicles located at storage facilities.
	2828	7.Cost of parts, replacement keys, replacement tires, fluids, lubricants, cost of installation of products, materials, and any additional
	2829	labour relating to towing.
	2830	8.Any fees relating to the dismount/mounting of a drive shaft.
	2831	9.Tyre repair.
	2832	10.Tyre replacement at any location other than a roadside disablement site.
	2833	11.Cost of the replacement tire and its installation.
	2834	12.Any and all taxes or fines.
	2835	13.Non-emergency towing or other non -emergency service including but not limited to mounting or removing of any tires, snow tires ,
	2836	off-road tires, chains or similar items.
	2837	14.Shovelling snow from around a vehicle.
	2838	15.Service when a vehicle is snowbound in unploughed areas such as snow banks, snowbound driveways or curb side parking.
	2839	16.Damage or disablement due to flood, fire, or vandalism.
	2840	17.Towing from or repair work performed at a service station, garage or repair shop.
	2841	18.Service on a vehicle that is not in a safe condition to be towed or serviced or that may result in damage to the vehicle if towed or
	2842	serviced.
	2843	19.Towing by other than a licensed service station or garage, vehicle storage charges, a second tow for the same disablement.
	2844	20.Towing or extraction as a result of a collision or accident.
	2845	21.Towing or service on roads not regularly maintained, such as sand beaches, open fields, forests, and areas designated as not
	2846	passable due to construction, etc.
	2847	22.Towing at the direction of a law enforcement officer relating to traffic obstruction, impoundment, abandonment, illegal parking, or
	2848	other violations of law.
	2849	23.Towing for the purpose of disposal (e.g., salvage facility).
	2850	24.Towing of vehicle off a boat dock or marina unless such facilities are used for intermodal and ocean freight purposes.
	2851	25.Transportation for the member to the vehicle for a service or from the vehicle to another destination after the service has been
	2852	rendered.
	2853	26.Covered benefits may not be requested from a residence, dealer or repair facility.
	2854	27.Coverage shall not be provided in the event of emergencies resulting from the use of intoxicants or narcotics, or the use of the
	2855	vehicle in the commission of a crime.
	2856	28.Repeated service calls for a vehicle in need of routine maintenance or repair.
	2857	29.Excessive claims for covered services may result in non-renewal or cancellation of the membership.
	2858	30.Only one disablement during any seven day period will be accepted.
	2859	31.Services received independently without prior authorization
	2860	32.Service while at scales/weigh bridges.
	2861	33.All accident towing costs will be managed on an access basis and the service provider’s costs will be for the policy holder’s
	2862	account
	2863	EMERGENCY MEDICAL SERVICE
	2864	Medical Advice and Information Hotline
	2865	Medical personnel, including paramedics, nurses and doctors, are available 24 hours a day to provide general medical information and
	2866	advice. This is an advisory service, as a telephonic conversation does not permit an accurate diagnosis.
	2867	Emergency Medical Advice and Assistance Hotline
	2868	In addition to the general medical advice service, one call to the same number will trigger the medical operators who will guide you through
	2869	a medical crisis situation, provide you with emergency advice and organise for you to receive the support you require.
	2870	Referral to Crisis Line
	2871	Bereavement counselling, HIV counselling, Suicide counselling.
	2872	Referrals to Medical Practitioners and Facilities
	2873	We will refer you to the nearest medical facility or practitioners.
	2874	Emergency Medical Response to the Scene of a Medical Emergency
	2875	An appropriate response will be undertaken whereby a response vehicle will be dispatched immediately to the scene of a medical
	2876	emergency where appropriate lifesaving support will be provided to the member /s and where relevant, the member /s will be stabilised
	2877	before transfer is provided to the closest appropriate medical facility.
	2878	Medical Transportation
	2879	In the event of you experiencing a medical emergency, we will arrange for emergency medical transport to the nearest medical facility
	2880	capable of providing adequate care. Medical considerations, the degree of urgency, your state and fitness to travel and other
	2881	considerations, including but not limited to, airport availability, weather conditions and distance to be covered, as assessed by the doctor
	2882	and support staff, will determine whether transport will be provided by private, medically equipped aircraft, helicopter, regular schedule
	2883	flight, rail or road.
	2884	Inter-hospital Transfer
	2885	If the doctor, in consultation with the attending doctor, determines that treatment should continue at an alternate medical facility (because
	2886	the necessary treatment cannot be continued at the present facility) we will arrange for transportation to the closest facility where the
	2887	treatment can be continued after you have been stabilised.
	2888	Developed by Tial Technologies 2026/05/21Page 60 of 62
	2889	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2890	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2891
	2892	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2893	Medical Repatriation
	2894	In the event of your hospitalisation outside of your hometown, we will assist in arranging for your repatriation to your hometown once you
	2895	have been treated.
	2896	Escorted Return of Minors
	2897	In the event of your children being stranded as a result of your hospitalisation, we will arrange for their transportation, under supervision
	2898	where necessary, into the care of a person nominated by you.
	2899	Compassionate Visits
	2900	Should you be hospitalised outside your hometown for a period exceeding five (5) consecutive days, we will arrange for the transportation
	2901	of a close relative to visit you.
	2902	Please note: This cover is only valid within the borders of South Africa . There is a limit of R10 000 per incident.
	2903	PANIC SOS
	2904	In a panic situation, you never want to be alone! Panic SOS provides you and your loved ones with 24 hour access to your own
	2905	experienced crisis manager - who will help you through your emergency.
	2906	You never have to remember an emergency number again!
	2907	Panic SOS is a breakthrough in emergency support - you will never have to remember another emergency number again. Panic SOS has
	2908	access to every emergency service you may need, as well as access to your own security company, medical information and other usefule
	2909	contacts.
	2910	You will never be alone in an emergency!
	2911	The Panic SOS service providces you with your very own crisis manager. When you are in an emergency - WE take charge! Your crisis
	2912	manager will call you back on your cell phone and help you through your crisis - whatever that may be.
	2913	Do you need emergency medical advice over the phone, do you need to find a doctor or an ambulance fast, have you been involved in an
	2914	accident - or are you lost and feeling vulnerable, Panic SOS is there for you.
	2915	Access every emergency support service out there from one button on your cell phone.
	2916	To have access to Panic SOS, you need to register and then choose one number on your cell phone that acts as your panic button. In an
	2917	emergency, just press that one number - and we take charge of the rest. Your crisis manager will call you back and access the most
	2918	appropriate support that you need. Your crisis manager will be in telephone contact until your crisis situation is resolved.
	2919	Emergency Home/Office Assistance
	2920	Available 24 hours a day 365 days a year
	2921	Our Home/Office Assistance programme provides assistance to you when you are involved in a Home Emergency. A Home/Office
	2922	Emergency means any sudden, unexpected and/or unforeseen event at your home requiring the immediate and/ or urgent services of a
	2923	domestic tradesman to limit/ minimise or prevent further damage to the home.
	2924	This benefit is restricted to home/office emergencies and only applies to your eligible premises/primary place of permanent residence,
	2925	within the Republic of South Africa and used for domestic purposes , including outbuildings.
	2926	Emergency Services Notification and Call-out
	2927	At your request our Assist Call Centre will relay a notification of emergencies to the Police , Traffic, and Fire Brigade, Ambulance, Security
	2928	or any other emergency service provider.
	2929	Mobile Notification Services
	2930	As a member you will receive an SMS notifying you of the update on your active case. The below details will be sent to your mobile phone
	2931	after lodging a case:
	2932	•Name of Primary Case Manager
	2933	•Reference Number (ease of calling in and enable anyone of the Assist Agents to intervene or provide further details to the caller
	2934	member)
	2935	•Once a Service Provider has been appointed, the responding Service Provider details will be sent along with the ETA
	2936	•Any changes made to the case (new Service Provider, additional requests - breakdown, needs a tow etc.)
	2937	•If there is a shift change, the details of your New Case Manager will also be sent
	2938	*Please note that each benefit will be managed on an individual basis and is highly dependent on traffic , weather and correct
	2939	information received i.e. address or area of incident.
	2940	The Home/Office Assistance programme shall entail the following emergency services to customers :
	2941	•Plumbers
	2942	•Glaziers
	2943	•Electricians
	2944	•Locksmiths
	2945	•Tree Felling
	2946	•Bee Keepers and Pest Controllers
	2947	•Appliances (member will be assisted but on a member-to-pay basis only)
	2948	Developed by Tial Technologies 2026/05/21Page 61 of 62
	2949	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	2950	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.
	2951
	2952	Insured Name: LAMBSON'S HIRE & SALES (PTY) LTD AND/OR EMPLOYEES FTRR &I Policy No: ACE COMM115325
	2953	Terms and Conditions
	2954	•Overall limit of three incidents or R2000 per member per annum applies.
	2955	•Please note that the call out fee and first hour of labour will be covered under your Home/Office Assistance, however the cost of
	2956	parts and additional labour will for your own account.
	2957	•Where the incident is not considered an emergency that requires immediate attention, we will provide a referral for any specific
	2958	Service Provider and all costs will be for the member’s account .
	2959	•The benefit period is one calendar year and the benefit does not accumulate, but is a maximum amount per annum.
	2960	•A repair incident is considered per service category, e.g. if an electrician is called out to repair on the distribution board as well as
	2961	an electrical connection, this is treated as one call out.
	2962	Benefit excludes MAINTANENCE (Of any kind)
	2963	Specific Exclusions:
	2964	•Replacing light bulbs
	2965	•Adjustment of thermostats
	2966	•Any remote controls or access controls
	2967	•Normal wear and tear/ Safes
	2968	PLUMBERS
	2969	Assistance shall be provided to customers in circumstances where they have requested access to the service where the emergency is any
	2970	of the following:
	2971	•Visible burst water connections and pipes
	2972	•Blocked drains, toilets, baths and sinks, causing further damage to the home/office
	2973	•Emergency Geyser overflow, valves (Latco and pressure release) causing loss of hot water and pressure-release problems
	2974	Exclusions:
	2975	•Jacuzzi, swimming pools and boreholes and borehole pumps; Leak detection inspections, Repairs not complying with regulated
	2976	specifications such as SABS and others, Leaking taps, Replacement of a burst geyser, septic tanks and water supply
	2977	interruptions to permanent residence.
	2978	GLAZIERS
	2979	•Glazier assistance is a 24-hour help line, offering assistance were a service provider is dispatched to ensure that damaged
	2980	windscreens, side glass or building glass can be professionally replaced
	2981	•Broken or badly cracked window panes which could result in access to the residence
	2982	•No materials are covered as this is for the clients account (the actual glass etc. is for the client)
	2983	ELECTRICIANS
	2984	Assistance shall be provided to customers in circumstances where they have requested access to the service where the emergency is any
	2985	of the following:
	2986	•Distribution boards, circuits, main cables causing power failure
	2987	•Earth-leakage relays causing power failure
	2988	•Geyser connections, and elements, causing 100% power failure
	2989	•Plug points causing 100% power failure
	2990	•Light fittings or switches causing 100% power failure
	2991	•Lightning strikes on wiring
	2992	•Multiple burnt connections on wiring or plug points causing 100% power failure
	2993	•Connections to all electrical motors (e.g. electric gate motor) causing 100% power failure
	2994	Exclusions:
	2995	Electric gates and doors; Jacuzzi, swimming pool and borehole pumps; Air conditioners and commercial refrigeration ; Repairs not
	2996	complying with regulated specifications such as SABS and others ; All electrical motors (e.g. electric gate motor) ; Main electrical supply
	2997	interruptions to permanent residence.
	2998	LOCKSMITHS
	2999	•If keys are broken off or lost for a main entrance or exit of the house (This includes outbuildings)
	3000	•If a person is locked inside the house or any room within the house
	3001	Exclusions:
	3002	Burglary incidents (the member will be assisted, but is liable for the cost); and garages; Padlocks; Replacing of damaged locks (the
	3003	member will be assisted at his / her own expense); Business premises (Business premises - Only applicable for Office Assistance )
	3004	Additional benefits also Included are:
	3005	•Tree Fellers/ Bee Keepers and Pest Controllers - paid for up to the per incident limits only and only within day light hours
	3006	•Should a break in occur, Security assistance and guarding services will be provided at the members request. This will be for the
	3007	members own account
	3008	Estimated Service Times :
	3009	•Urban Areas = average response time is 35 to 80 min (from time of dispatch - 40km to 100km) with the potential of extended
	3010	response time on weekends only.
	3011	•Rural Areas = average response time is 80 - 240 min (from time of dispatch - in excess of 100km).
	3012	Developed by Tial Technologies 2026/05/21Page 62 of 62
	3013	Your Broker must be informed of any discrepancies within 30 days after print date, after which we will not be liable for errors or ommissions.
	3014	This Schedule forms part of the Insurance Company 's policy wording and must be read in conjunction with the applicable wording.

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